Civic Intelligence

United Credit Union

EIN 36-1894017 • 501(c)14 • Chicago, IL

View Organization Page

Profile

To encourage savings and provide credit at a reasonable interest rate, for the benefit for members.

4444 S Pulaski RdChicago, IL 60632

www.unitedcreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

100th percentile

0.97x

Higher debt load relative to assets than 100% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

20.06x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

7th percentile

-2.4%

Higher net margin than 7% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-3.4%

Faster asset growth than 9% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Revenue Growth

66th percentile

19%

Faster revenue growth than 66% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets100th percentile

Assets

Down

$275,637,523

Down $10,918,899 (-3.8%) from 2023

Liabilities

Down

$266,493,847

Down $11,874,193 (-4.3%) from 2023

Net Assets

Up

$9,143,676

Up $955,294 (+12%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin7th percentile

Revenue

Down

$13,283,274

Down $539,107 (-3.9%) from 2023

Expenses

Down

$13,603,782

Down $500,305 (-3.5%) from 2023

Net Income

Down

-$320,508

Down $38,802 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $141,817,593Liabilities 2010: $122,904,537Net Assets 2010: $18,913,0562010Assets 2011: $144,909,694Liabilities 2011: $126,095,054Net Assets 2011: $18,814,6402011Assets 2012: $150,504,549Liabilities 2012: $132,173,025Net Assets 2012: $18,331,5242012Assets 2013: $162,539,881Liabilities 2013: $143,758,791Net Assets 2013: $18,781,0902013Assets 2014: $162,032,292Liabilities 2014: $143,654,856Net Assets 2014: $18,377,4362014Assets 2015: $167,376,703Liabilities 2015: $148,667,341Net Assets 2015: $18,709,3622015Assets 2016: $168,702,686Liabilities 2016: $149,182,693Net Assets 2016: $19,519,9932016Assets 2017: $173,371,925Liabilities 2017: $153,366,340Net Assets 2017: $20,005,5852017Assets 2018: $203,864,202Liabilities 2018: $183,076,434Net Assets 2018: $20,787,7682018Assets 2019: $248,793,771Liabilities 2019: $226,766,018Net Assets 2019: $22,027,7532019Assets 2020: $262,017,258Liabilities 2020: $239,748,483Net Assets 2020: $22,268,7752020Assets 2021: $261,855,618Liabilities 2021: $241,298,465Net Assets 2021: $20,557,1532021Assets 2022: $295,434,711Liabilities 2022: $287,591,972Net Assets 2022: $7,842,7392022Assets 2023: $286,556,422Liabilities 2023: $278,368,040Net Assets 2023: $8,188,3822023Assets 2024: $275,637,523Liabilities 2024: $266,493,847Net Assets 2024: $9,143,6762024

Highlighted filing

2024

Assets$275,637,523
Liabilities$266,493,847
Net Assets$9,143,676
Open 2024 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,743,4372010Expenses 2011: $6,372,7022011Expenses 2012: $5,787,5102012Revenue 2013: $4,877,569Expenses 2013: $5,107,203Net Income 2013: -$229,6342013Revenue 2014: $4,892,436Expenses 2014: $4,872,051Net Income 2014: $20,3852014Revenue 2015: $5,403,574Expenses 2015: $6,103,458Net Income 2015: -$699,8842015Revenue 2016: $6,035,898Expenses 2016: $5,163,102Net Income 2016: $872,7962016Revenue 2017: $6,117,826Expenses 2017: $5,590,172Net Income 2017: $527,6542017Revenue 2018: $6,756,927Expenses 2018: $6,049,621Net Income 2018: $707,3062018Revenue 2019: $8,825,010Expenses 2019: $8,415,428Net Income 2019: $409,5822019Revenue 2020: $7,935,047Expenses 2020: $7,776,278Net Income 2020: $158,7692020Revenue 2021: $8,121,425Expenses 2021: $7,302,647Net Income 2021: $818,7782021Revenue 2022: $9,439,159Expenses 2022: $9,232,178Net Income 2022: $206,9812022Revenue 2023: $13,822,381Expenses 2023: $14,104,087Net Income 2023: -$281,7062023Revenue 2024: $13,283,274Expenses 2024: $13,603,782Net Income 2024: -$320,5082024

Highlighted filing

2024

Revenue$13,283,274
Expenses$13,603,782
Net Income-$320,508
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$275,637,523
Liabilities
$266,493,847
Net assets
$9,143,676
Revenue
$13,283,274
Expenses
$13,603,782
Net income
-$320,508
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$276$266$9.14$13.3$13.6$0.32
2023Detailed filing. Detailed filing data is available for this year.$287$278$8.19$13.8$14.1$0.28
2022Detailed filing. Detailed filing data is available for this year.$295$288$7.84$9.44$9.23$0.21
2021Detailed filing. Detailed filing data is available for this year.$262$241$20.6$8.12$7.30$0.82
2020Detailed filing. Detailed filing data is available for this year.$262$240$22.3$7.94$7.78$0.16
2019Detailed filing. Detailed filing data is available for this year.$249$227$22.0$8.83$8.42$0.41
2018Detailed filing. Detailed filing data is available for this year.$204$183$20.8$6.76$6.05$0.71
2017Detailed filing. Detailed filing data is available for this year.$173$153$20.0$6.12$5.59$0.53
2016Detailed filing. Detailed filing data is available for this year.$169$149$19.5$6.04$5.16$0.87
2015Detailed filing. Detailed filing data is available for this year.$167$149$18.7$5.40$6.10$0.70
2014Detailed filing. Detailed filing data is available for this year.$162$144$18.4$4.89$4.87$0.02
2013Detailed filing. Detailed filing data is available for this year.$163$144$18.8$4.88$5.11$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$151$132$18.3$5.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$145$126$18.8$6.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$142$123$18.9$6.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Dec 8, 2025
Return Version
2024v5.2
Gross Receipts
$13,283,274
Mission and Program Overview

Mission

To encourage savings and provide credit at a reasonable interest rate, for the benefit for members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$132,148,092$107,898,843▼ $24,249,249
Investments in Publicly Traded Securities$93,236,838$88,579,388▼ $4,657,450
Cash and Non-Interest-Bearing Accounts$26,270,288$43,965,366▲ $17,695,078
Savings and Temporary Cash Investments-$11,156,380-
Rtn Earn Endowment Incm Other Fnds$8,188,382$9,143,676▲ $955,294
Investments Other Securities$20,749,709$6,465,624▼ $14,284,085
Land, Buildings, and Equipment, Net$2,220,460$923,579▼ $1,296,881
Accounts Receivable$907,284$686,785▼ $220,499
Prepaid Expenses and Deferred Charges$588,827$462,181▼ $126,646
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$286,556,422$275,637,523▼ $10,918,899
Other Assets Total$10,434,924$15,499,377▲ $5,064,453
Liabilities
Other Liabilities$211,943,776$205,960,479▼ $5,983,297
Mortgage Notes Payable Secured by Investment Property$63,000,000$59,000,000▼ $4,000,000
Accounts Payable and Accrued Expenses$3,424,264$1,533,368▼ $1,890,896
Total Liabilities$278,368,040$266,493,847▼ $11,874,193
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,188,382$9,143,676▲ $955,294
Total Liabilities and Net Assets / Fund Balance$286,556,422$275,637,523▼ $10,918,899

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$110,377$3,850,359$3,960,736
Equipment$136,892$778,813$915,705
Land$659,116-$659,116
Leasehold Improvements$17,194$429,120$446,314
Other Assets Org$2,128,388--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mario AguirrePresident/CEOFT$352,101$10,508$362,609
Maria TravisChief Retail Operation OfficerFT$134,492$13,513$148,005
John LenzCFOFT$96,343$2,410$98,753
John GreggControllerFT$43,840$76$43,916

Board Members and Trustees

NameTitle
Phillip C MooreChairperson
Neal SuweVice Chairperson
Andrea BotleyBoard Member
Carolyn a JohnsonBoard Member
Dr Carla StewartBoard Member
Virginia Bautista WhiteBoard Member
Jaime Groth SearleSecretary
Dr Tisa CharlesTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
New GroundRenovationPO BOX 6228, Carol Stream, IL 60197$3,059,958
CorelationCore System2305 HISTORIC DECATUR RD, San Diego, CA 92106$453,148
AlkamiRemote Deposit/online Banking5601 GRANITE PARWAY STE120, Plano, TX 75024$167,437
MicrodynamicsStatements900 KIMBERLY DR, Carol Stream, IL 60188$138,001
Lambert Sign SolutionsRenovation1038 DEER TRAIL, Bourbonnais, IL 60914$132,997
Revenue and Support

Revenue Composition

Contributions and Grants
$950,000
Program Service Revenue
$7,737,499
Investment Income
$4,595,775
Other Revenue
$0
Change in Net Assets
$-320,508

Audited Revenue Reconciliation

Revenue per Audited Statements
$13,283,274
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$13,283,274
Total Revenue per Form 990
$13,283,274
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,918,224
Salaries, Compensation, and Employee Benefits$3,685,558
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$4,029,911
Other Salaries and Wages---$2,437,211
Office Expenses---$932,777
Occupancy---$808,422
Information Technology---$657,391
Current Officers, Directors, Trustees, and Key Employees---$653,283
Depreciation Depletion---$368,985
Other Employee Benefits---$337,853
Payroll Taxes---$238,496
Advertising---$189,169
Fees for Services Accounting---$185,430
All Other Expenses---$97,963
Fees for Services Management---$92,822
Other Expenses---$89,020
Insurance---$73,687
Travel---$49,803
Fees for Services Other---$32,863
Conferences and Meetings---$31,883
Pension Plan Contributions---$18,715
Fees for Services Legal---$14,938
Total Functional Expenses$0$0$0$13,603,782

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$13,603,782
Total Expenses per Audited Statements$13,603,782
Total Expenses per Form 990$13,603,782
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$205,960,479
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Depositors in the credit union are considered members with full membership rights.”

Form 990, Part VI, Section A, Line 7A

“All members have the right to vote for the board of directors. All members have the same voting rights.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The return is prepared by a third party based on data compiled by the controller and hr department. The president/ceo reviews and approves prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Each employee, officer, and director must notify the credit union of any potential conflicts, then the board will decide how to handle the conflict.”

Form 990, Part VI, Section B, Line 15

“The board of directors determine the salary of all officers based on upon achievement of objectives set by the board.”

Form 990, Part VI, Section C, Line 19

“The credit union makes most documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Vicinity Credit Union
EIN
36-1894017
Phone
7733766000
Address
4444 S PULASKI RD, CHICAGO, IL 60632

Signing Officer

Name
John Gregg
Title
Controller
Phone
7723766000
Signed
2025-12-08

Organization Details

Principal Officer
Mario Aguirre
Formed
1931
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
65
Volunteers
14

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other outside professional services 32,863.”

Form 990, Part IX, Line 24E

“Coop shared branching 59,149. Association dues 38,814.”

FORM 990, PART XII, LINE 2C:

“The organization has a committee that assumes responsibility for the oversight of the audit and selection of the independent auditor.”

FORM 990, PART XII, LINE 3B:

“Management is taking steps to obtain the required single audit.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is generally exempt, by statute, from federal income taxes and state corporate business tax. However, the credit union is subject to federal tax on net unrelated business income. The credit union may recognize a liability for unrecognized tax benefits from uncertain tax positions. Unrecognized tax benefits represent the differences between a tax position taken or expected to be taken in a tax return and the benefit recognized and measured in the financial statements.”

Raw XML AppendixShowing 400 of 494 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm4CAROLYN A JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm5DR CARLA STEWART
IRS990/Form990PartVIISectionAGrp/PersonNm6VIRGINIA BAUTISTA WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm7ANDREA BOTLEY
IRS990/Form990PartVIISectionAGrp/PersonNm8MARIO AGUIRRE
IRS990/Form990PartVIISectionAGrp/PersonNm9JOHN LENZ
IRS990/Form990PartVIISectionAGrp/PersonNm10MARIA TRAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm11JOHN GREGG
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
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IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF RETAIL OPERATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CONTROLLER
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IRS990/Form990TFiledInd01
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt013283274
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
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IRS990/InsuranceGrp/TotalAmt073687
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IRS990/MembersOrStockholdersInd01
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ENCOURAGE SAVINGS AND PROVIDE CREDIT AT A REASONABLE INTEREST RATE, FOR THE BENEFIT FOR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0808422
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
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IRS990/OtherAssetsTotalGrp/BOYAmt010434924
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0337853
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2OTHER MISCELLANEOUS EXP
IRS990/OtherExpensesGrp/Desc3VISA
IRS990/OtherExpensesGrp/TotalAmt01376481
IRS990/OtherExpensesGrp/TotalAmt1657186
IRS990/OtherExpensesGrp/TotalAmt2229493
IRS990/OtherExpensesGrp/TotalAmt389020
IRS990/OtherLiabilitiesGrp/BOYAmt0211943776
IRS990/OtherLiabilitiesGrp/EOYAmt0205960479
IRS990/OtherSalariesAndWagesGrp/TotalAmt02437211
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0132148092
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0107898843
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0238496
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt018715
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0588827
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0462181
IRS990/PrincipalOfficerNm0MARIO AGUIRRE
IRS990/PriorPeriodAdjustmentsAmt0-165797
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE AND INSURANCE
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11313376
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt256104
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt056104
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/ReportOtherLiabilitiesInd01
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0110377
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0136892
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0429120
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0446314
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0893508
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11728526
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2106377
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3568548
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt43759077
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt56131953
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt6183000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt72128388
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INCOME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1CORE SYSTEM CONVERSION
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3ROU ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4CONSTRUCTION IN PROGRESS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5CREDIT UNION OWNED LIFE INSURANCE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6FISERV
IRS990ScheduleD/OtherAssetsOrgGrp/Desc7SHARE INSURANCE
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt013283274
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS GENERALLY EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES AND STATE CORPORATE BUSINESS TAX. HOWEVER, THE CREDIT UNION IS SUBJECT TO FEDERAL TAX ON NET UNRELATED BUSINESS INCOME. THE CREDIT UNION MAY RECOGNIZE A LIABILITY FOR UNRECOGNIZED TAX BENEFITS FROM UNCERTAIN TAX POSITIONS. UNRECOGNIZED TAX BENEFITS REPRESENT THE DIFFERENCES BETWEEN A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN AND THE BENEFIT RECOGNIZED AND MEASURED IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt015499377
IRS990ScheduleD/TotalExpensesPerForm990Amt013603782
IRS990ScheduleD/TotalLiabilityAmt0205960479
IRS990ScheduleD/TotalRevenuePerForm990Amt013283274
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt013283274
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt013603782
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09836
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt0672
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MARIO AGUIRRE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0362609
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DEPOSITORS IN THE CREDIT UNION ARE CONSIDERED MEMBERS WITH FULL MEMBERSHIP RIGHTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL MEMBERS HAVE THE RIGHT TO VOTE FOR THE BOARD OF DIRECTORS. ALL MEMBERS HAVE THE SAME VOTING RIGHTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.

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