Civic Intelligence

Encurage Financial Network Credit Union

990 • Fiscal year 2011 • EIN 36-1855525

Jan 01, 2011 to Dec 31, 2011 • Filed on May 09, 2012

5550 West Touhy Avenue No 10260077
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.89x

Higher debt load relative to assets than 43% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

82nd percentile

9.9%

Faster asset growth than 82% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$58,630,714

Up $5,270,766 (+9.9%) from 2010

Net Assets

Up

$6,512,793

Up $318,559 (+5.1%) from 2010

Liabilities

Up

$52,117,921

Up $4,952,207 (+10%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$2,989,604

Up $57,043 (+1.9%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $53,359,948Liabilities 2010: $47,165,714Net Assets 2010: $6,194,2342010Assets 2011: $58,630,714Liabilities 2011: $52,117,921Net Assets 2011: $6,512,7932011Assets 2012: $63,068,632Liabilities 2012: $55,983,648Net Assets 2012: $7,084,9842012Assets 2013: $65,714,787Liabilities 2013: $58,419,085Net Assets 2013: $7,295,7022013Assets 2014: $68,855,637Liabilities 2014: $61,379,097Net Assets 2014: $7,476,5402014Assets 2015: $70,064,452Liabilities 2015: $62,661,629Net Assets 2015: $7,402,8232015Assets 2016: $73,273,402Liabilities 2016: $65,718,199Net Assets 2016: $7,555,2032016Assets 2017: $86,269,448Liabilities 2017: $78,328,042Net Assets 2017: $7,941,4062017Assets 2018: $95,698,439Liabilities 2018: $87,975,646Net Assets 2018: $7,722,7932018Assets 2019: $91,957,974Liabilities 2019: $83,303,129Net Assets 2019: $8,654,8452019Assets 2020: $104,699,125Liabilities 2020: $94,656,654Net Assets 2020: $10,042,4712020Assets 2021: $120,386,387Liabilities 2021: $109,476,795Net Assets 2021: $10,909,5922021Assets 2022: $177,453,797Liabilities 2022: $166,789,182Net Assets 2022: $10,664,6152022Assets 2023: $219,005,750Liabilities 2023: $209,807,554Net Assets 2023: $9,198,1962023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2011

Assets$58,630,714
Liabilities$52,117,921
Net Assets$6,512,793

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $2,932,5612010Expenses 2011: $2,989,6042011Expenses 2012: $3,336,2222012Revenue 2013: $3,682,705Expenses 2013: $3,477,056Net Income 2013: $205,6492013Revenue 2014: $4,068,793Expenses 2014: $3,894,143Net Income 2014: $174,6502014Revenue 2015: $4,277,370Expenses 2015: $4,294,020Net Income 2015: -$16,6502015Revenue 2016: $4,488,725Expenses 2016: $4,382,041Net Income 2016: $106,6842016Revenue 2017: $4,953,818Expenses 2017: $4,514,844Net Income 2017: $438,9742017Revenue 2018: $5,007,535Expenses 2018: $5,058,674Net Income 2018: -$51,1392018Revenue 2019: $6,658,350Expenses 2019: $6,190,335Net Income 2019: $468,0152019Revenue 2020: $8,854,560Expenses 2020: $7,903,525Net Income 2020: $951,0352020Revenue 2021: $7,217,115Expenses 2021: $6,062,298Net Income 2021: $1,154,8172021Revenue 2022: $7,839,792Expenses 2022: $7,051,869Net Income 2022: $787,9232022Revenue 2023: $12,973,055Expenses 2023: $13,898,964Net Income 2023: -$925,9092023Revenue 2024: $5,221,898Expenses 2024: $5,899,223Net Income 2024: -$677,3252024

Highlighted filing

2011

Revenue-
Expenses$2,989,604
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
May 9, 2012
Return Version
2011v1.2
Gross Receipts
$3,090,005
Mission and Program Overview

Mission

To provide superior financial value with unsurpassed service while maintaining our tradition of stability, trust, and security.

Major Activities

Activity 2
Share draft accounts are offered at a no-monthly fee basis to those members who apply and are in good standing with the credit union.
Activity 3
Atm/debit cards and checkcards are available to members who apply for electronic access to their accounts for deposit and withdrawal of funds and account information.
Filing and Contact Details

Filer

EIN
36-1855525
Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0347131
IRS990/AccountsPayableAccruedExpenses/EOY0884753
IRS990/AccountsReceivable/BOY080985
IRS990/AccountsReceivable/EOY07848
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0SHARE DRAFT ACCOUNTS ARE OFFERED AT A NO-MONTHLY FEE BASIS TO THOSE MEMBERS WHO APPLY AND ARE IN GOOD STANDING WITH THE CREDIT UNION.
IRS990/Activity3/Description0ATM/DEBIT CARDS AND CHECKCARDS ARE AVAILABLE TO MEMBERS WHO APPLY FOR ELECTRONIC ACCESS TO THEIR ACCOUNTS FOR DEPOSIT AND WITHDRAWAL OF FUNDS AND ACCOUNT INFORMATION.
IRS990/ActivityOrMissionDescription0ENCOURAGE THRIFT AMONG ITS MEMBERS AND PROVIDE A SOURCE OF CREDIT AT REASONABLE INTEREST RATES.
IRS990/AddressPrincipalOfficerUS/AddressLine105550 WEST TOUHY AVENUE NO 102
IRS990/AddressPrincipalOfficerUS/City0SKOKIE
IRS990/AddressPrincipalOfficerUS/State0IL
IRS990/AddressPrincipalOfficerUS/ZIPCode060077
IRS990/Advertising/Total084362
IRS990/AllOtherExpenses/Total0198105
IRS990/AnnualDisclosureCoveredPersons01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY02505459
IRS990/CashNonInterestBearing/EOY01619396
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total098912
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ComplianceWithBackupWitholding01
IRS990/ConferencesMeetings/Total029750
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total045229
IRS990/DescribedIn501C300
IRS990/Description0LOANS (HOME EQUITY, CREDIT CARD, VEHICLE, AND OTHER) ARE GRANTED TO INDIVIDUALS WHO ARE MEMBERS IN GOOD STANDING WITH THE CREDIT UNION AND WHO QUALIFY FOR SUCH LOANS.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total016284
IRS990/FeesForServicesLegal/Total02460
IRS990/FeesForServicesOther/Total0189192
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek02.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek12.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek22.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek32.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek42.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek52.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek62.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek72.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek82.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek92.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/NamePerson0DOUG BUIER
IRS990/Form990PartVIISectionA/NamePerson1DAVE WHEELAND
IRS990/Form990PartVIISectionA/NamePerson2MICHAEL GEBHARDT
IRS990/Form990PartVIISectionA/NamePerson3CARL ROHR
IRS990/Form990PartVIISectionA/NamePerson4MARY LYNCH
IRS990/Form990PartVIISectionA/NamePerson5THOMAS MONTICELLO
IRS990/Form990PartVIISectionA/NamePerson6ANTHONY FALCO
IRS990/Form990PartVIISectionA/NamePerson7JOSE PEREZ
IRS990/Form990PartVIISectionA/NamePerson8MEG COLBERT
IRS990/Form990PartVIISectionA/NamePerson9BOB FOSZCZ
IRS990/Form990PartVIISectionA/NamePerson10PATRICK BASLER
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1098912
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/Title0CHAIRPERSON
IRS990/Form990PartVIISectionA/Title1SECRETARY
IRS990/Form990PartVIISectionA/Title2TREASURER
IRS990/Form990PartVIISectionA/Title3VICE CHAIRPERSON
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990PartVIISectionA/Title9DIRECTOR
IRS990/Form990PartVIISectionA/Title10PRESIDENT/CEO
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts03090005
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total016944
IRS990/Insurance/Total028809
IRS990/Interest/Total0343772
IRS990/InvestmentIncomeCurrentYear0267470
IRS990/InvestmentIncome/ExclusionAmount0267470
IRS990/InvestmentIncomePriorYear0333350
IRS990/InvestmentIncome/TotalRevenueColumn0267470
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsPubTradedSecurities/BOY0202813
IRS990/InvestmentsPubTradedSecurities/EOY0296452
IRS990/LandBldgEquipmentAccumDeprec0843950
IRS990/LandBuildingsEquipmentBasis02918655
IRS990/LandBuildingsEquipmentBasisNet/BOY0171499
IRS990/LandBuildingsEquipmentBasisNet/EOY02074705
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0TO PROVIDE SUPERIOR FINANCIAL VALUE WITH UNSURPASSED SERVICE WHILE MAINTAINING OUR TRADITION OF STABILITY, TRUST, AND SECURITY.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0PATRICK BASLER
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY06194234
IRS990/NetAssetsOrFundBalancesEOY06512793
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109602045
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees024
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0166395
IRS990/OfficeExpenses/Total0101262
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0612384
IRS990/OtherAssetsTotal/EOY0642733
IRS990/OtherEmployeeBenefits/Total0180189
IRS990/OtherExpensePriorYear01972483
IRS990/OtherExpensesCurrentYear01874868
IRS990/OtherExpenses/Description0LOSSES ON LOANS
IRS990/OtherExpenses/Description1BANK PROGRAMS
IRS990/OtherExpenses/Description2LOAN PROGRAMS
IRS990/OtherExpenses/Description3CORP. C/U STABILIZATION
IRS990/OtherExpenses/Total0308400
IRS990/OtherExpenses/Total1144689
IRS990/OtherExpenses/Total2104943
IRS990/OtherExpenses/Total394272
IRS990/OtherLiabilities/BOY046818583
IRS990/OtherLiabilities/EOY051233168
IRS990/OtherNotesLoansReceivableNet/BOY029582174
IRS990/OtherNotesLoansReceivableNet/EOY031116704
IRS990/OtherRevenueCurrentYear09064
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/Description0MISCELLANEOUS INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome09064
IRS990/OtherRevenueMisc/TotalRevenueColumn09064
IRS990/OtherRevenuePriorYear03321
IRS990/OtherSalariesAndWages/Total0690534
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total078581
IRS990/PensionPlanContributions/Total066520
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY0226050
IRS990/PrepaidExpensesDeferredCharges/EOY0236693
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenueCY02813471
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1COMMISSION/INTERCHANGE
IRS990/ProgramServiceRevenue/Description2SHARE DRAFT/FEE INCOME
IRS990/ProgramServiceRevenuePriorYear02721334
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome02248471
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1284708
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2280292
IRS990/ProgramServiceRevenue/TotalRevenueColumn02248471
IRS990/ProgramServiceRevenue/TotalRevenueColumn1284708
IRS990/ProgramServiceRevenue/TotalRevenueColumn2280292
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges0218158
IRS990/ReconcilationRevenueExpenses0100401
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY06194234
IRS990/RetainedEarningsEndowmentEtc/EOY06512793
IRS990/RevenuesLessExpensesCY0100401
IRS990/RevenuesLessExpensesPriorYear0125444
IRS990/SalariesEtcCurrentYear01114736
IRS990/SalariesEtcPriorYear0960078
IRS990/SavingsAndTempCashInvestments/BOY019978584
IRS990/SavingsAndTempCashInvestments/EOY022636183
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue01153059
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis01153059
IRS990ScheduleD/Equipment/BookValue068037
IRS990ScheduleD/Equipment/Depreciation0356859
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0424896
IRS990ScheduleD/Land/BookValue0853609
IRS990ScheduleD/Land/OtherCostOrOtherBasis0853609
IRS990ScheduleD/LeaseholdImprovements/BookValue00
IRS990ScheduleD/LeaseholdImprovements/Depreciation0487091
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis0487091
IRS990ScheduleD/OtherLiabilities/Amount030361169
IRS990ScheduleD/OtherLiabilities/Amount1904076
IRS990ScheduleD/OtherLiabilities/Amount24952730
IRS990ScheduleD/OtherLiabilities/Amount33924688
IRS990ScheduleD/OtherLiabilities/Amount410954785
IRS990ScheduleD/OtherLiabilities/Amount5100093
IRS990ScheduleD/OtherLiabilities/Amount635627
IRS990ScheduleD/OtherLiabilities/Description0REGULAR SHARES
IRS990ScheduleD/OtherLiabilities/Description1IRA SHARES
IRS990ScheduleD/OtherLiabilities/Description2SHARE DRAFTS
IRS990ScheduleD/OtherLiabilities/Description3MONEY MARKET SHARES
IRS990ScheduleD/OtherLiabilities/Description4CERTIFICATES
IRS990ScheduleD/OtherLiabilities/Description5CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilities/Description6VACATION CLUB
IRS990ScheduleD/TotalOfAmounts051233168
IRS990ScheduleD/TotalOfBookValueLandBuildings02074705
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0THE CREDIT UNION IS A COOPERATIVE NONPROFIT ASSOCIATION ORGANIZED UNDER THE STATE OF ILLINOIS CREDIT UNION ACT WHOSE MEMBERSHIP INCLUDES SELECT EMPLOYEE GROUPS AND PEOPLE WHO LIVE OR WORK IN THE VILLAGES OF SKOKIE, MORTON GROVE, LINCOLNWOOD, OR THE CITY OF PARK RIDGE, ILLINOIS, AND THEIR IMMEDIATE FAMILY. A MEMBER IS DEFINED AS ANY INDIVIDUAL THAT HAS A DEPOSIT ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation1VIA PROXY
IRS990ScheduleO/GeneralExplanation/Explanation2VIA PROXY
IRS990ScheduleO/GeneralExplanation/Explanation3THE ANNUAL FORM 990 IS REVIEWED BY THE CREDIT UNION'S SUPERVISORY COMMITTEE PRIOR TO FILING.
IRS990ScheduleO/GeneralExplanation/Explanation4WHEN HIRED, EMPLOYEES ARE GIVEN A COPY OF THE PERSONNEL POLICIES, WHICH INCLUDE A CONFLICT OF INTEREST POLICY, AND SIGN AN ACKNOWLEDGEMENT FORM THAT THEY HAVE READ AND UNDERSTAND SAID POLICIES. BOARD MEMBERS ANNUALLY SIGN AN OATH OF OFFICE STATING THEY DO NOT HAVE CONFLICTS OF INTEREST.
IRS990ScheduleO/GeneralExplanation/Explanation5COMPENSATION IS REVIEWED BY THE BOARD COMMITTEE, WHICH UTILIZES A SALARY SURVEY.
IRS990ScheduleO/GeneralExplanation/Explanation6THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation7OTHER COMPREHENSIVE LOSS: DEFINED BENEFIT PENSION PLAN -133,888. OTHER COMPREHENSIVE INCOME: POST-RETIREMENT HEALTH PLAN 146,139. ACQUIRED EQUITY - METHODE FEDERAL CREDIT UNION MERGER 205,907. TOTAL TO FORM 990, PART XI, LINE 5: 218,158.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART XI, LINE 5:
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0IL
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine105550 W TOUHY AVENUE SUITE 102
IRS990/TheBooksAreInCareOf/AddressUS/City0SKOKIE
IRS990/TheBooksAreInCareOf/AddressUS/State0IL
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode060077
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10FIRST FINANCIAL CREDIT UNION
IRS990/TheBooksAreInCareOf/TelephoneNumber08476768000
IRS990/TotalAssets/BOY053359948
IRS990/TotalAssetsBOY053359948
IRS990/TotalAssets/EOY058630714
IRS990/TotalAssetsEOY058630714
IRS990/TotalCompGT150K00
IRS990/TotalExpensesCurrentYear02989604
IRS990/TotalExpensesPriorYear02932561
IRS990/TotalFunctionalExpenses/Total02989604
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY047165714
IRS990/TotalLiabilitiesBOY047165714
IRS990/TotalLiabilities/EOY052117921
IRS990/TotalLiabilitiesEOY052117921
IRS990/TotalLiabNetAssetsFundBalances/BOY053359948
IRS990/TotalLiabNetAssetsFundBalances/EOY058630714
IRS990/TotalNbrEmployees024
IRS990/TotalNbrVolunteers09
IRS990/TotalNetAssetsFundBalances/BOY06194234
IRS990/TotalNetAssetsFundBalances/EOY06512793
IRS990/TotalOtherCompensation00
IRS990/TotalOtherRevenue09064
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue02813471
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg098912
IRS990/TotalRevenueCurrentYear03090005
IRS990/TotalRevenue/ExclusionAmount0267470
IRS990/TotalRevenuePriorYear03058005
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome02822535
IRS990/TotalRevenue/TotalRevenueColumn03090005
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity00
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0WWW.FIRSTFCU.ORG
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01936
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0361855525
ReturnHeader/Filer/Name/BusinessNameLine10FIRST FINANCIAL CREDIT UNION
ReturnHeader/Filer/NameControl0FIRS
ReturnHeader/Filer/Phone08476768000
ReturnHeader/Filer/USAddress/AddressLine105550 WEST TOUHY AVENUE NO 102
ReturnHeader/Filer/USAddress/City0SKOKIE
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode060077
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-05-09
ReturnHeader/Officer/Name0PATRICK BASLER
ReturnHeader/Officer/Phone08476768000
ReturnHeader/Officer/Title0PRESIDENT/CEO
ReturnHeader/PreparerFirm/EIN0362985770
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10SELDEN FOX LTD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10619 ENTERPRISE DRIVE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0OAK BROOK
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0IL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0605238835
ReturnHeader/Preparer/Name0MARGARET MCGINNIS
ReturnHeader/Preparer/Phone06309541400
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-05-11T11:08:45-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$5.22$5.90$0.68
2023Detailed filing. Detailed filing data is available for this year.$219$210$9.20$13.0$13.9$0.93
2022Detailed filing. Detailed filing data is available for this year.$177$167$10.7$7.84$7.05$0.79
2021Detailed filing. Detailed filing data is available for this year.$120$109$10.9$7.22$6.06$1.15
2020Detailed filing. Detailed filing data is available for this year.$105$94.7$10.0$8.85$7.90$0.95
2019Detailed filing. Detailed filing data is available for this year.$92.0$83.3$8.65$6.66$6.19$0.47
2018Detailed filing. Detailed filing data is available for this year.$95.7$88.0$7.72$5.01$5.06$0.05
2017Detailed filing. Detailed filing data is available for this year.$86.3$78.3$7.94$4.95$4.51$0.44
2016Detailed filing. Detailed filing data is available for this year.$73.3$65.7$7.56$4.49$4.38$0.11
2015Detailed filing. Detailed filing data is available for this year.$70.1$62.7$7.40$4.28$4.29$0.02
2014Detailed filing. Detailed filing data is available for this year.$68.9$61.4$7.48$4.07$3.89$0.17
2013Detailed filing. Detailed filing data is available for this year.$65.7$58.4$7.30$3.68$3.48$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.1$56.0$7.08$3.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.6$52.1$6.51$2.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.4$47.2$6.19$2.93