Civic Intelligence

Sherwin-Williams Credit Union

EIN 36-1768818 • 501(c)14 • South Holland, IL

View Organization Page

Profile

To assist members in the management of their finances by providing loans, deposit accounts, and other financial services in a professional, cost effective manner.

16230 Prince DriveSouth Holland, IL 60473

www.swcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

19.43x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

34th percentile

4.2%

Higher net margin than 34% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

63rd percentile

$133,422

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 7.2% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

99th percentile

25%

Faster asset growth than 99% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

97th percentile

40%

Faster revenue growth than 97% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$34,516,663

Down $2,225,498 (-6.1%) from 2021

Liabilities

Down

$31,424,620

Down $364,602 (-1.1%) from 2021

Net Assets

Down

$3,092,043

Down $1,860,896 (-38%) from 2021

Operations
Liabilities / Revenue76th percentileNet Margin34th percentile

Revenue

Down

$1,310,628

Down $189,397 (-13%) from 2021

Expenses

Down

$1,296,588

Down $5,517 (-0.4%) from 2021

Net Income

Down

$14,040

Down $183,880 (-93%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth99th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $31,514,460Liabilities 2010: $26,608,490Net Assets 2010: $4,905,9702010Assets 2011: $30,763,860Liabilities 2011: $25,796,940Net Assets 2011: $4,966,9202011Assets 2012: $30,945,626Liabilities 2012: $26,012,779Net Assets 2012: $4,932,8472012Assets 2013: $30,679,856Liabilities 2013: $26,217,026Net Assets 2013: $4,462,8302013Assets 2014: $29,669,312Liabilities 2014: $25,196,982Net Assets 2014: $4,472,3302014Assets 2015: $30,819,281Liabilities 2015: $26,413,773Net Assets 2015: $4,405,5082015Assets 2017: $30,310,520Liabilities 2017: $25,780,622Net Assets 2017: $4,529,8982017Assets 2018: $30,302,900Liabilities 2018: $25,709,345Net Assets 2018: $4,593,5552018Assets 2019: $29,677,926Liabilities 2019: $24,804,060Net Assets 2019: $4,873,8662019Assets 2020: $33,654,535Liabilities 2020: $28,669,558Net Assets 2020: $4,984,9772020Assets 2021: $36,742,161Liabilities 2021: $31,789,222Net Assets 2021: $4,952,9392021Assets 2022: $34,516,663Liabilities 2022: $31,424,620Net Assets 2022: $3,092,0432022

Highlighted filing

2022

Assets$34,516,663
Liabilities$31,424,620
Net Assets$3,092,043
Open 2022 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,238,0262010Expenses 2011: $1,602,7982011Expenses 2012: $1,400,4452012Revenue 2013: $1,292,723Expenses 2013: $1,423,891Net Income 2013: -$131,1682013Revenue 2014: $1,267,915Expenses 2014: $1,372,296Net Income 2014: -$104,3812014Revenue 2015: $1,182,413Expenses 2015: $1,264,146Net Income 2015: -$81,7332015Revenue 2017: $1,420,608Expenses 2017: $1,364,835Net Income 2017: $55,7732017Revenue 2018: $1,488,096Expenses 2018: $1,425,020Net Income 2018: $63,0762018Revenue 2019: $1,611,222Expenses 2019: $1,357,050Net Income 2019: $254,1722019Revenue 2020: $1,417,260Expenses 2020: $1,323,386Net Income 2020: $93,8742020Revenue 2021: $1,500,025Expenses 2021: $1,302,105Net Income 2021: $197,9202021Revenue 2022: $1,310,628Expenses 2022: $1,296,588Net Income 2022: $14,0402022

Highlighted filing

2022

Revenue$1,310,628
Expenses$1,296,588
Net Income$14,040
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$34,516,663
Liabilities
$31,424,620
Net assets
$3,092,043
Revenue
$1,310,628
Expenses
$1,296,588
Net income
$14,040
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.5$31.4$3.09$1.31$1.30$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.7$31.8$4.95$1.50$1.30$0.20
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.7$28.7$4.98$1.42$1.32$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.7$24.8$4.87$1.61$1.36$0.25
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.3$25.7$4.59$1.49$1.43$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.3$25.8$4.53$1.42$1.36$0.06
2015Detailed filing. Detailed filing data is available for this year.$30.8$26.4$4.41$1.18$1.26$0.08
2014Detailed filing. Detailed filing data is available for this year.$29.7$25.2$4.47$1.27$1.37$0.10
2013Detailed filing. Detailed filing data is available for this year.$30.7$26.2$4.46$1.29$1.42$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.9$26.0$4.93$1.40
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.8$25.8$4.97$1.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.5$26.6$4.91$2.24
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 5, 2021
Return Version
2020v4.1
Gross Receipts
$5,217,313
Mission and Program Overview

Mission

To assist members in the management of their finances by providing loans, deposit accounts, and other financial services in a professional, cost effective manner.

Illinois state chartered credit union operated for the the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$17,773,305$23,615,823▲ $5,842,518
Other Notes and Loans Receivable, Net$8,860,628$6,464,575▼ $2,396,053
Rtn Earn Endowment Incm Other Fnds$4,873,866$4,984,977▲ $111,111
Savings and Temporary Cash Investments$1,678,279$2,109,930▲ $431,651
Cash and Non-Interest-Bearing Accounts$516,241$640,913▲ $124,672
Land, Buildings, and Equipment, Net$401,619$401,409▼ $210
Investments Other Securities$307,001$297,205▼ $9,796
Accounts Receivable$36,597$33,831▼ $2,766
Prepaid Expenses and Deferred Charges$26,063$23,089▼ $2,974
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$29,677,926$33,654,535▲ $3,976,609
Other Assets Total$78,193$67,760▼ $10,433
Liabilities
Other Liabilities$24,677,183$28,572,594▲ $3,895,411
Accounts Payable and Accrued Expenses$126,877$96,964▼ $29,913
Total Liabilities$24,804,060$28,669,558▲ $3,865,498
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,873,866$4,984,977▲ $111,111
Total Liabilities and Net Assets / Fund Balance$29,677,926$33,654,535▲ $3,976,609

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$220,473$299,051$519,524
Equipment$30,536$298,307$328,843
Land$150,400-$150,400
Compensation and Service Providers
Top Officer Pay63rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Diane NibungcoPresidentFT$97,623$3,170$100,793

Board Members and Trustees

NameTitle
Jerry BroomsChair
Bernice DotsonVice-chair
Angie HarrisDirector
Charlene LewisDirector
Derek DavisDirector
Lewis WilliamsDirector
Michael DemmaDirector
Viola CasarottoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$916,535
Investment Income
$500,725
Other Revenue
$0
Change in Net Assets
$93,874
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$852,877
Salaries, Compensation, and Employee Benefits$470,509
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$293,829--$293,829
Information Technology$213,503--$213,503
Current Officers, Directors, Trustees, and Key Employees$103,815--$103,815
Office Expenses$96,513--$96,513
Occupancy$83,079--$83,079
All Other Expenses$44,512--$44,512
Other Employee Benefits$38,717--$38,717
Other Expenses$37,408--$37,408
Payroll Taxes$31,323--$31,323
Insurance$27,558--$27,558
Fees for Services Accounting$22,465--$22,465
Depreciation Depletion$22,201--$22,201
Conferences and Meetings$4,736--$4,736
Pension Plan Contributions$2,825--$2,825
Fees for Services Management$2,775--$2,775
Advertising$1,793--$1,793
Total Functional Expenses$1,323,386$0$0$1,323,386
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$28,572,594
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization's share deposits are considered members”

Form 990, Part VI, Section A, Line 7A

“Sherwin williams employees credit union's membership elect the members of the governing body.”

Form 990, Part VI, Section B, Line 11B

“The president of the organization assists in the preparation of the 990 and reviews the final prepared form completed by an outside cpa firm”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is included in the employee policies and is reviewed and enforced on a regular basis as part of the credit union's standard policy review discussion.”

Form 990, Part VI, Section B, Line 15

“All salary matters are subject to the review and approval of the salary committee.”

Form 990, Part VI, Section C, Line 19

“Governing documents available upon request. Financial information is publicly available from the national credit union administration.”

Filing and Contact Details

Filer

Filer Name
Sherwin Williams Employees Credit Union
EIN
36-1768818
Phone
7083330900
Address
16230 PRINCE DRIVE, SOUTH HOLLAND, IL 60473

Signing Officer

Name
Diane Nibungco
Title
President
Phone
7083330900
Signed
2021-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Diane Nibungco
Formed
1936
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
8
Employees
23
Volunteers
8

Preparer

Firm
Selden Fox Ltd
Address
619 ENTERPRISE DRIVE, OAK BROOK, IL 60523-8835
Preparer
Paul J Rozek
Phone
6309541400
Raw XML Appendix391 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0126877
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt096964
IRS990/AccountsReceivableGrp/BOYAmt036597
IRS990/AccountsReceivableGrp/EOYAmt033831
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE THE MUTUAL BENEFIT OF ITS MEMBERS. THE CREDIT UNION MAKES LOANS TO MEMBERS AND PAYS DIVIDENDS TO MEMBERS WITH SHARE DEPOSITS AT A COMPETITIVE RATE OF INTEREST.
IRS990/AdvertisingGrp/ProgramServicesAmt01793
IRS990/AdvertisingGrp/TotalAmt01793
IRS990/AllOtherExpensesGrp/ProgramServicesAmt044512
IRS990/AllOtherExpensesGrp/TotalAmt044512
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DIANE NIBUNGCO
IRS990/BooksInCareOfDetail/PhoneNum07083330900
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt016230 PRINCE DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SOUTH HOLLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060473
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0516241
IRS990/CashNonInterestBearingGrp/EOYAmt0640913
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0103815
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0103815
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt04736
IRS990/ConferencesMeetingsGrp/TotalAmt04736
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0500725
IRS990/CYOtherExpensesAmt0852877
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0916535
IRS990/CYRevenuesLessExpensesAmt093874
IRS990/CYSalariesCompEmpBnftPaidAmt0470509
IRS990/CYTotalExpensesAmt01323386
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01417260
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt022201
IRS990/DepreciationDepletionGrp/TotalAmt022201
IRS990/Desc0PROVIDED 935 CONSUMER LOANS TO MEMBERS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt023
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt022465
IRS990/FeesForServicesAccountingGrp/TotalAmt022465
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt02775
IRS990/FeesForServicesManagementGrp/TotalAmt02775
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt844.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt83170
IRS990/Form990PartVIISectionAGrp/PersonNm0JERRY BROOMS
IRS990/Form990PartVIISectionAGrp/PersonNm1VIOLA CASAROTTO
IRS990/Form990PartVIISectionAGrp/PersonNm2BERNICE DOTSON
IRS990/Form990PartVIISectionAGrp/PersonNm3ANGIE HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm4CHARLENE LEWIS
IRS990/Form990PartVIISectionAGrp/PersonNm5MICHAEL DEMMA
IRS990/Form990PartVIISectionAGrp/PersonNm6DEREK DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm7LEWIS WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm8DIANE NIBUNGCO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt897623
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01936
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt015195
IRS990/GainOrLossGrp/SecuritiesAmt091742
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt051360
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt03855630
IRS990/GrossReceiptsAmt05217313
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0213503
IRS990/InformationTechnologyGrp/TotalAmt0213503
IRS990/InsuranceGrp/ProgramServicesAmt027558
IRS990/InsuranceGrp/TotalAmt027558
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0393788
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0393788
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0307001
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0297205
IRS990/InvestmentsPubTradedSecGrp/BOYAmt017773305
IRS990/InvestmentsPubTradedSecGrp/EOYAmt023615823
IRS990/IRPDocumentCnt0378
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0597358
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0401619
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0401409
IRS990/LandBldgEquipCostOrOtherBssAmt0998767
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt036165
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt03763888
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE THE MUTUAL BENEFIT OF ITS MEMBERS. THE CREDIT UNION MAKES LOANS TO MEMBERS AND PAYS DIVIDENDS TO MEMBERS WITH SHARE DEPOSITS AT A COMPETITIVE RATE OF INTEREST.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04873866
IRS990/NetAssetsOrFundBalancesEOYAmt04984977
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0106937
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0106937
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt017237
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt083079
IRS990/OccupancyGrp/TotalAmt083079
IRS990/OfficeExpensesGrp/ProgramServicesAmt096513
IRS990/OfficeExpensesGrp/TotalAmt096513
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt078193
IRS990/OtherAssetsTotalGrp/EOYAmt067760
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt038717
IRS990/OtherEmployeeBenefitsGrp/TotalAmt038717
IRS990/OtherExpensesGrp/Desc0OPERATIONS
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/ProgramServicesAmt0156378
IRS990/OtherExpensesGrp/ProgramServicesAmt172906
IRS990/OtherExpensesGrp/ProgramServicesAmt267050
IRS990/OtherExpensesGrp/ProgramServicesAmt337408
IRS990/OtherExpensesGrp/TotalAmt0156378
IRS990/OtherExpensesGrp/TotalAmt172906
IRS990/OtherExpensesGrp/TotalAmt267050
IRS990/OtherExpensesGrp/TotalAmt337408
IRS990/OtherLiabilitiesGrp/BOYAmt024677183
IRS990/OtherLiabilitiesGrp/EOYAmt028572594
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0293829
IRS990/OtherSalariesAndWagesGrp/TotalAmt0293829
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt08860628
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06464575
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt031323
IRS990/PayrollTaxesGrp/TotalAmt031323
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt02825
IRS990/PensionPlanContributionsGrp/TotalAmt02825
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026063
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt023089
IRS990/PrincipalOfficerNm0DIANE NIBUNGCO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0473281
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1443254
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0473281
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1443254
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDED 41 MORTGAGE AND HOME EQUITY LOANS TO MEMBERS
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDED CHECKING SERVICES TO 2,045 MEMBER ACCOUNTS;PROVIDED SAVINGS SERVICES TO 5,132 MEMBER ACCOUNTS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0478422
IRS990/PYOtherExpensesAmt0889341
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01132800
IRS990/PYRevenuesLessExpensesAmt0254172
IRS990/PYSalariesCompEmpBnftPaidAmt0467709
IRS990/PYTotalExpensesAmt01357050
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01611222
IRS990/ReconcilationRevenueExpnssAmt093874
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04873866
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04984977
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01678279
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02109930
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0220473
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0299051
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0519524
IRS990ScheduleD/EquipmentGrp/BookValueAmt030536
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0298307
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0328843
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0150400
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0150400
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028572594
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0401409
IRS990ScheduleD/TotalLiabilityAmt028572594
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S SHARE DEPOSITS ARE CONSIDERED MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SHERWIN WILLIAMS EMPLOYEES CREDIT UNION'S MEMBERSHIP ELECT THE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE PRESIDENT OF THE ORGANIZATION ASSISTS IN THE PREPARATION OF THE 990 AND REVIEWS THE FINAL PREPARED FORM COMPLETED BY AN OUTSIDE CPA FIRM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CONFLICT OF INTEREST POLICY IS INCLUDED IN THE EMPLOYEE POLICIES AND IS REVIEWED AND ENFORCED ON A REGULAR BASIS AS PART OF THE CREDIT UNION'S STANDARD POLICY REVIEW DISCUSSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL SALARY MATTERS ARE SUBJECT TO THE REVIEW AND APPROVAL OF THE SALARY COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AVAILABLE UPON REQUEST. FINANCIAL INFORMATION IS PUBLICLY AVAILABLE FROM THE NATIONAL CREDIT UNION ADMINISTRATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt029677926
IRS990/TotalAssetsEOYAmt033654535
IRS990/TotalAssetsGrp/BOYAmt029677926
IRS990/TotalAssetsGrp/EOYAmt033654535
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01323386
IRS990/TotalFunctionalExpensesGrp/TotalAmt01323386
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt024804060
IRS990/TotalLiabilitiesEOYAmt028669558
IRS990/TotalLiabilitiesGrp/BOYAmt024804060
IRS990/TotalLiabilitiesGrp/EOYAmt028669558
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04873866
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04984977
IRS990/TotalOtherCompensationAmt03170
IRS990/TotalProgramServiceRevenueAmt0916535
IRS990/TotalReportableCompFromOrgAmt097623
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01417260
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01417260
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt029677926
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt033654535
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt016230 PRINCE DRIVE
IRS990/USAddress/CityNm0SOUTH HOLLAND
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060473
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.SWCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANE NIBUNGCO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07083330900
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SHERWIN WILLIAMS EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SHER
ReturnHeader/Filer/EIN0361768818
ReturnHeader/Filer/PhoneNum07083330900
ReturnHeader/Filer/USAddress/AddressLine1Txt016230 PRINCE DRIVE
ReturnHeader/Filer/USAddress/CityNm0SOUTH HOLLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060473
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0362985770
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SELDEN FOX LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0619 ENTERPRISE DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OAK BROOK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0605238835
ReturnHeader/PreparerPersonGrp/PhoneNum06309541400
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL J ROZEK
ReturnHeader/ReturnTs02021-05-10T20:05:37-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DIANE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0NIBUNGCO
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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