Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
51st percentile
Higher debt load relative to revenue than 51% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
46th percentile
Higher top officer pay than 46% of similar nonprofits.
Top officer pay equals 7.1% of source-year revenue.
Asset Growth
67th percentile
Faster asset growth than 67% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Assets
Up$32,173,323
Up $1,481,599 (+4.8%) from 2015
Net Assets
Down$4,831,126
Down $73,450 (-1.5%) from 2015
Liabilities
Up$27,342,197
Up $1,555,049 (+6.0%) from 2015
Revenue
Down$1,317,612
Down $2,039 (-0.2%) from 2015
Expenses
Up$1,391,062
Up $112,036 (+8.8%) from 2015
Net Income
Down-$73,450
Down $114,075 (-281%) from 2015
Rockford bell credit union is a member-owned community credit union, chartered by the state. We are dedicated to providing quality financial service for our membership.
Rockford bell credit union provides loans, savings accounts and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $20,800,274 | $22,542,289 | ▲ $1,742,015 |
| Savings and Temporary Cash Investments | $7,555,717 | $7,709,670 | ▲ $153,953 |
| Rtn Earn Endowment Incm Other Fnds | $4,904,576 | $4,831,126 | ▼ $73,450 |
| Land, Buildings, and Equipment, Net | $823,123 | $834,141 | ▲ $11,018 |
| Cash and Non-Interest-Bearing Accounts | $952,008 | $429,440 | ▼ $522,568 |
| Investments Other Securities | $128,500 | $128,500 | → $0 |
| Prepaid Expenses and Deferred Charges | $63,898 | $55,170 | ▼ $8,728 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $30,691,724 | $32,173,323 | ▲ $1,481,599 |
| Other Assets Total | $368,204 | $474,113 | ▲ $105,909 |
| Liabilities | |||
| Other Liabilities | $25,702,713 | $27,242,826 | ▲ $1,540,113 |
| Accounts Payable and Accrued Expenses | $84,435 | $99,371 | ▲ $14,936 |
| Total Liabilities | $25,787,148 | $27,342,197 | ▲ $1,555,049 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,904,576 | $4,831,126 | ▼ $73,450 |
| Total Liabilities and Net Assets / Fund Balance | $30,691,724 | $32,173,323 | ▲ $1,481,599 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $436,964 | $602,363 | $1,039,327 |
| Equipment | $9,474 | $609,812 | $619,286 |
| Land | $383,384 | - | $383,384 |
| Other Land Buildings | $4,319 | $9,321 | $13,640 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Hansen John R | President CEO | FT | $82,024 | $11,533 | $93,557 |
| Name | Title |
|---|---|
| Conness Donald | Chairperson |
| Hansen Greg | Vice Chairperson |
| Davis Dennis | Board Member |
| Finfrock Ii John | Board Member |
| Gioppo Daniel | Board Member |
| Haas Walter | Board Member |
| Labash Ferol | Board Member |
| Thompson John | Board Member |
| Alexis Bj | Secretary |
| Langkamp Duane | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $817,489 |
| Salaries, Compensation, and Employee Benefits | $573,573 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Comp Disqual Persons | - | - | - | $393,037 |
| Fees for Services Other | - | - | - | $145,769 |
| Office Expenses | - | - | - | $112,550 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $82,024 |
| Occupancy | - | - | - | $74,611 |
| Other Employee Benefits | - | - | - | $57,051 |
| Payroll Taxes | - | - | - | $41,461 |
| Depreciation Depletion | - | - | - | $41,272 |
| Insurance | - | - | - | $26,521 |
| Advertising | - | - | - | $26,021 |
| Other Expenses | - | - | - | $23,013 |
| Fees for Services Accounting | - | - | - | $18,759 |
| All Other Expenses | - | - | - | $18,219 |
| Information Technology | - | - | - | $11,721 |
| Conferences and Meetings | - | - | - | $3,451 |
| Travel | - | - | - | $2,226 |
| Fees for Services Legal | - | - | - | $1,614 |
| Total Functional Expenses | $0 | $0 | $0 | $1,391,062 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares and Certificates | $27,242,826 |
“Rockford bell credit union is a member-owned community credit union.”
“Members elect the board of directors, vote on significant decisions and receive dividends on their deposits.”
“Members vote on the election of the board of directors and voluntary dissolution.”
“The president reviews the form 990 before it is filed.”
“Supervisory committee board members review payments before each board meeting and report to the full board of directors. Board members and employees are covered under the policy. The board of directors is charged with handling conflicts of interest.”
“The president/ceo compensation is determined by the executive committee which makes comparisons and documents their decisions. The president reviews and documents compensation decisions regarding the credit union manager.”
“Form 990, part vi, section c, line 19: financial statements are posted at each of the credit union locations for members to view. Other documents that are subject to inspection by the members are provided at the main office for inspection upon request.”
“Third party vendor fees 145,769.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 84435 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 99371 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | ROCKFORD BELL CREDIT UNION PROVIDES LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 26021 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 18219 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOHN R HANSEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8156362100 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4225 PERRYVILLE ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LOVES PARK |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 61111 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 952008 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 429440 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 82024 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 393037 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3451 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 78918 |
| IRS990/CYOtherExpensesAmt | 0 | 817489 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1238694 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -73450 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 573573 |
| IRS990/CYTotalExpensesAmt | 0 | 1391062 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1317612 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 41272 |
| IRS990/Desc | 0 | PROVIDED CONSUMER LOANS TO 1,839 MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18759 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1614 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 145769 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 11533 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ALEXIS BJ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CONNESS DONALD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAVIS DENNIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | GIOPPO DANIEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | HANSEN JOHN R |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LANGKAMP DUANE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | THOMPSON JOHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | FINFROCK II JOHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | HAAS WALTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | HANSEN GREG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | LABASH FEROL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 82024 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | PRESIDENT CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1317612 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 11721 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26521 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 78918 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 78918 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 128500 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 128500 |
| IRS990/IRPDocumentCnt | 0 | 3920 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1221496 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 823123 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 834141 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2055637 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | ROCKFORD BELL CREDIT UNION IS A MEMBER-OWNED COMMUNITY CREDIT UNION, CHARTERED BY THE STATE. WE ARE DEDICATED TO PROVIDING QUALITY FINANCIAL SERVICE FOR OUR MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4904576 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4831126 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 74611 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 112550 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 368204 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 474113 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 57051 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | OPERATING FEES AND CHAR |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICE FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 160000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 118268 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 33474 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 23013 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25702713 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27242826 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 20800274 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 22542289 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 41461 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 63898 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 55170 |
| IRS990/PrincipalOfficerNm | 0 | JOHN R HANSEN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 872007 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 366687 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 872007 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 366687 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDED REAL ESTATE LOANS TO 285 MEMBERS |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | RECEIVED DEPOSITS ON SAVINGS AND CHECKING ACCOUNTS FOR 6,256 MEMBERS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 75450 |
| IRS990/PYOtherExpensesAmt | 0 | 706510 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1244201 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 40625 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 572516 |
| IRS990/PYTotalExpensesAmt | 0 | 1279026 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1319651 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -73450 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4904576 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4831126 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7555717 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7709670 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 436964 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 602363 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1039327 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 9474 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 609812 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 619286 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 383384 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 383384 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 4319 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 9321 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 13640 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27242826 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 834141 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27242826 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ROCKFORD BELL CREDIT UNION IS A MEMBER-OWNED COMMUNITY CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT THE BOARD OF DIRECTORS, VOTE ON SIGNIFICANT DECISIONS AND RECEIVE DIVIDENDS ON THEIR DEPOSITS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS VOTE ON THE ELECTION OF THE BOARD OF DIRECTORS AND VOLUNTARY DISSOLUTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT REVIEWS THE FORM 990 BEFORE IT IS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SUPERVISORY COMMITTEE BOARD MEMBERS REVIEW PAYMENTS BEFORE EACH BOARD MEETING AND REPORT TO THE FULL BOARD OF DIRECTORS. BOARD MEMBERS AND EMPLOYEES ARE COVERED UNDER THE POLICY. THE BOARD OF DIRECTORS IS CHARGED WITH HANDLING CONFLICTS OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PRESIDENT/CEO COMPENSATION IS DETERMINED BY THE EXECUTIVE COMMITTEE WHICH MAKES COMPARISONS AND DOCUMENTS THEIR DECISIONS. THE PRESIDENT REVIEWS AND DOCUMENTS COMPENSATION DECISIONS REGARDING THE CREDIT UNION MANAGER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FORM 990, PART VI, SECTION C, LINE 19: FINANCIAL STATEMENTS ARE POSTED AT EACH OF THE CREDIT UNION LOCATIONS FOR MEMBERS TO VIEW. OTHER DOCUMENTS THAT ARE SUBJECT TO INSPECTION BY THE MEMBERS ARE PROVIDED AT THE MAIN OFFICE FOR INSPECTION UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THIRD PARTY VENDOR FEES 145,769. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 30691724 |
| IRS990/TotalAssetsEOYAmt | 0 | 32173323 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30691724 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 32173323 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1391062 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25787148 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 27342197 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25787148 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 27342197 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4904576 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4831126 |
| IRS990/TotalOtherCompensationAmt | 0 | 11533 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1238694 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 82024 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 78918 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1238694 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1317612 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30691724 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 32173323 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 2226 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4225 PERRYVILLE ROAD |
| IRS990/USAddress/CityNm | 0 | LOVES PARK |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 61111 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 10 |
| IRS990/WebsiteAddressTxt | 0 | RBCU.NET |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOHN R HANSEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8156362100 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-02-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ROCKFORD BELL CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ROCK |
| ReturnHeader/Filer/EIN | 0 | 361695055 |
| ReturnHeader/Filer/PhoneNum | 0 | 8156362100 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4225 PERRYVILLE ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LOVES PARK |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 61111 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | A35BB9610A86B33F272CA93079EE74AE4D32DFE3 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 35D75D40673CD76F5A59D09BB3C9971DCB225368 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 50.201.115.82 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-02-28 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 13:34:58 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 362985770 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SELDEN FOX LTD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 619 ENTERPRISE DRIVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OAK BROOK |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 605238835 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6309541400 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PAUL J ROZEK |
| ReturnHeader/ReturnTs | 0 | 2017-03-08T07:14:09-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.