Civic Intelligence

Kane County Teachers Credit Union

EIN 36-1561635 • 501(c)14 • Elgin, IL

View Organization Page

Profile

Building Stronger Communities Together.

111 South Hawthorne StreetElgin, IL 60123

www.kctcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

3rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

52nd percentile

12%

Higher net margin than 52% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

98th percentile

$660,952

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

3rd percentile

-100%

Faster asset growth than 3% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

65th percentile

14%

Faster revenue growth than 65% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $417,769,462 (-100%) from 2023

Liabilities

Down

$0

Down $381,724,998 (-100%) from 2023

Net Assets

Down

$0

Down $36,044,464 (-100%) from 2023

Operations
Liabilities / Revenue3rd percentileNet Margin52nd percentile

Revenue

Up

$33,935,544

Up $4,050,654 (+14%) from 2023

Expenses

Up

$29,955,767

Up $4,396,211 (+17%) from 2023

Net Income

Down

$3,979,777

Down $345,557 (-8.0%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth3rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $161,308,410Liabilities 2010: $138,723,527Net Assets 2010: $22,584,8832010Assets 2011: $166,908,084Liabilities 2011: $144,275,456Net Assets 2011: $22,632,6282011Assets 2012: $174,744,266Liabilities 2012: $152,513,292Net Assets 2012: $22,230,9742012Assets 2013: $184,279,204Liabilities 2013: $163,392,562Net Assets 2013: $20,886,6422013Assets 2014: $191,032,976Liabilities 2014: $168,393,066Net Assets 2014: $22,639,9102014Assets 2015: $206,631,657Liabilities 2015: $183,471,833Net Assets 2015: $23,159,8242015Assets 2016: $218,179,510Liabilities 2016: $194,055,527Net Assets 2016: $24,123,9832016Assets 2017: $225,965,936Liabilities 2017: $200,853,111Net Assets 2017: $25,112,8252017Assets 2018: $248,585,387Liabilities 2018: $221,618,961Net Assets 2018: $26,966,4262018Assets 2019: $262,225,803Liabilities 2019: $232,049,986Net Assets 2019: $30,175,8172019Assets 2020: $326,702,612Liabilities 2020: $295,192,524Net Assets 2020: $31,510,0882020Assets 2021: $376,184,077Liabilities 2021: $343,516,817Net Assets 2021: $32,667,2602021Assets 2022: $381,177,196Liabilities 2022: $348,147,856Net Assets 2022: $33,029,3402022Assets 2023: $417,769,462Liabilities 2023: $381,724,998Net Assets 2023: $36,044,4642023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0
Open 2024 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $6,982,6022010Expenses 2011: $6,538,1432011Expenses 2012: $6,274,5662012Revenue 2013: $5,789,979Expenses 2013: $5,999,042Net Income 2013: -$209,0632013Revenue 2014: $6,777,982Expenses 2014: $6,318,318Net Income 2014: $459,6642014Revenue 2015: $7,674,396Expenses 2015: $6,796,682Net Income 2015: $877,7142015Revenue 2016: $9,105,486Expenses 2016: $8,104,769Net Income 2016: $1,000,7172016Revenue 2017: $11,179,594Expenses 2017: $9,695,460Net Income 2017: $1,484,1342017Revenue 2018: $13,571,763Expenses 2018: $12,113,274Net Income 2018: $1,458,4892018Revenue 2019: $15,600,939Expenses 2019: $13,357,270Net Income 2019: $2,243,6692019Revenue 2020: $14,157,169Expenses 2020: $13,319,070Net Income 2020: $838,0992020Revenue 2021: $16,257,755Expenses 2021: $14,484,887Net Income 2021: $1,772,8682021Revenue 2022: $22,161,800Expenses 2022: $18,210,613Net Income 2022: $3,951,1872022Revenue 2023: $29,884,890Expenses 2023: $25,559,556Net Income 2023: $4,325,3342023Revenue 2024: $33,935,544Expenses 2024: $29,955,767Net Income 2024: $3,979,7772024

Highlighted filing

2024

Revenue$33,935,544
Expenses$29,955,767
Net Income$3,979,777
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$33,935,544
Expenses
$29,955,767
Net income
$3,979,777
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$33.9$30.0$3.98
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$418$382$36.0$29.9$25.6$4.33
2022Detailed filing. Detailed filing data is available for this year.$381$348$33.0$22.2$18.2$3.95
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$376$344$32.7$16.3$14.5$1.77
2020Detailed filing. Detailed filing data is available for this year.$327$295$31.5$14.2$13.3$0.84
2019Detailed filing. Detailed filing data is available for this year.$262$232$30.2$15.6$13.4$2.24
2018Detailed filing. Detailed filing data is available for this year.$249$222$27.0$13.6$12.1$1.46
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$226$201$25.1$11.2$9.70$1.48
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$218$194$24.1$9.11$8.10$1.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$207$183$23.2$7.67$6.80$0.88
2014Detailed filing. Detailed filing data is available for this year.$191$168$22.6$6.78$6.32$0.46
2013Detailed filing. Detailed filing data is available for this year.$184$163$20.9$5.79$6.00$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$175$153$22.2$6.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$167$144$22.6$6.54
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$161$139$22.6$6.98
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Apr 6, 2023
Return Version
2022v5.0
Gross Receipts
$22,161,800
Mission and Program Overview

Mission

Building Stronger Communities Together.

Balance Sheet Detail
LineBeginningEndChange
Assets
Receivable From Disqualified Prsn$263,752,773$292,333,209▲ $28,580,436
Investments in Publicly Traded Securities$23,312,817$48,837,352▲ $25,524,535
Rtn Earn Endowment Incm Other Fnds$32,667,260$33,029,340▲ $362,080
Cash and Non-Interest-Bearing Accounts$46,488,755$15,141,720▼ $31,347,035
Receivables From Officers Etc$8,421,509$8,185,024▼ $236,485
Land, Buildings, and Equipment, Net$5,325,240$5,487,184▲ $161,944
Accounts Receivable$3,840,970$4,781,549▲ $940,579
Prepaid Expenses and Deferred Charges$764,240$1,017,065▲ $252,825
Intangible Assets$96,205$71,108▼ $25,097
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Savings and Temporary Cash Investments$11,419,694$-871,422▼ $12,291,116
Total Assets$376,184,077$381,177,196▲ $4,993,119
Other Assets Total$12,761,874$6,194,407▼ $6,567,467
Liabilities
Other Liabilities$336,638,225$344,775,276▲ $8,137,051
Mortgage Notes Payable Secured by Investment Property$5,000,000$0▼ $5,000,000
Accounts Payable and Accrued Expenses$1,694,828$2,951,248▲ $1,256,420
Deferred Revenue$183,764$421,332▲ $237,568
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$343,516,817$348,147,856▲ $4,631,039
Net Assets / Fund Balance
Total Net Assets Fund Balance$32,667,260$33,029,340▲ $362,080
Total Liabilities and Net Assets / Fund Balance$376,184,077$381,177,196▲ $4,993,119

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,881,623$3,599,407$6,481,030
Equipment$616,471$1,993,231$2,609,702
Land$1,765,498-$1,765,498
Leasehold Improvements$198,950$0$198,950
Other Land Buildings$24,642$0$24,642
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
R Michael LeePresident/CEOFT$323,472$143,214$466,686
Joseph MenolascinoVice President Operations/LendingFT$135,563$44,585$180,148
Jessica RobledoDirector, Real Estate LendingFT$67,181$108,954$176,135
Sergio RodriguezVice President of Information Technology and MarketingFT$102,010$47,226$149,236
Jeremy T ShipleyVice President/CFOFT$113,231$34,911$148,142

Board Members and Trustees

NameTitle
David KintzChairperson
Melanie MeidelVice Chairperson
Angela SmithDirector
Jaime GarciaDirector
Keith McTyerDirector
Patrick MoggeDirector
Tony SandersDirector
Carole MedalSecretary, Treasurer
Kimberly WagerSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,044,157
Investment Income
$3,077,568
Other Revenue
$1,040,075
Change in Net Assets
$3,951,187

Audited Revenue Reconciliation

Revenue per Audited Statements
$22,161,800
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$22,161,800
Total Revenue per Form 990
$22,161,800
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,078,517
Salaries, Compensation, and Employee Benefits$7,132,096
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,176,176
Interest---$2,180,136
Other Employee Benefits---$1,494,721
Other Expenses---$1,104,330
Information Technology---$998,127
Current Officers, Directors, Trustees, and Key Employees---$938,380
Office Expenses---$542,225
Occupancy---$479,942
Depreciation Depletion---$435,402
Payroll Taxes---$385,355
Advertising---$289,187
All Other Expenses---$270,745
Pension Plan Contributions---$137,464
Conferences and Meetings---$98,447
Fees for Services Accounting---$65,537
Insurance---$46,486
Travel---$14,877
Fees for Services Legal---$1,082
Total Functional Expenses$0$0$0$18,210,613

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$18,210,613
Total Expenses per Audited Statements$18,210,613
Total Expenses per Form 990$18,210,613
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$10,000
Total Exempt Function Spending$10,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$10,000
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$263,752,773$292,333,209▲ $28,580,436
Receivables from Officers, Directors, Trustees, and Key Employees$8,421,509$8,185,024▼ $236,485
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$344,775,276
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We have members and we are member owned. All members can vote at the Annual Meeting in person or by proxy. To be a member you must be in the credit unions field of membership and have $5 in your share savings account.”

Form 990, Part VI, Section A, Line 7A

“Board elected at Credit Union Annual Meeting open to all Membership.”

Form 990, Part VI, Section A, Line 7B

“Proposals for Merger, Voluntary Dissolution, Reduction in Shares.”

Form 990, Part VI, Section A, Line 8A

“Minutes from Monthly board meetings, committee meetings, annual meeting.”

Form 990, Part VI, Section B, Line 11B

“No Review was or will be conducted.”

Form 990, Part VI, Section B, Line 12C

“HR Policy reviewed annually by Senior Management and approved by the Board of Directors, distributed to employees.”

Form 990, Part VI, Section B, Line 15

“Reviewed annually by the Board of Directors using all available sources.”

Form 990, Part VI, Section C, Line 19

“No governing documents available to the public, quarterly regulatory reports available. Annuals reports available in lobby and website- kctcu.org”

Filing and Contact Details

Filer

Filer Name
Kane County Teachers Credit Union
EIN
36-1561635
Phone
8477413344
Address
111 South Hawthorne Street, Elgin, IL 60123
Doing Business As
KCT Credit Union

Signing Officer

Name
Jeremy Shipley
Title
Vice President - Finance
Phone
8472893264
Signed
2023-04-06

Organization Details

Principal Officer
R Michael Lee
Formed
1937
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
127
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Acquired equity through merger.”

Form 990, Part XII, Line 2C

“Supervisory Committee - Oversight of audit, selection of independent accountant.”

Raw XML AppendixShowing 400 of 653 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01694828
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02951248
IRS990/AccountsReceivableGrp/BOYAmt03840970
IRS990/AccountsReceivableGrp/EOYAmt04781549
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Building Stronger Communities Together.
IRS990/AdvertisingGrp/TotalAmt0289187
IRS990/AllOtherExpensesGrp/TotalAmt0270745
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Jeremy Shipley
IRS990/BooksInCareOfDetail/PhoneNum08472893264
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0111 South Hawthorne Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Elgin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
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IRS990/ChangeToOrgDocumentsInd00
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0938380
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt098447
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03077568
IRS990/CYOtherExpensesAmt011078517
IRS990/CYOtherRevenueAmt01040075
IRS990/CYProgramServiceRevenueAmt018044157
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IRS990/CYTotalExpensesAmt018210613
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt022161800
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IRS990/DeferredRevenueGrp/EOYAmt0421332
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0435402
IRS990/Desc01,972 1st & 2nd Mortgages to Members. 4,442 Auto Loans to Members. 71 Student Loans to Members. 5,783 Other Loans/Lines of Credit to Members.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
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IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0127
IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt065537
IRS990/FeesForServicesLegalGrp/TotalAmt01082
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/PersonNm0R Michael Lee
IRS990/Form990PartVIISectionAGrp/PersonNm1Joseph Menolascino
IRS990/Form990PartVIISectionAGrp/PersonNm2Jessica Robledo
IRS990/Form990PartVIISectionAGrp/PersonNm3Sergio Rodriguez
IRS990/Form990PartVIISectionAGrp/PersonNm4Jeremy T Shipley
IRS990/Form990PartVIISectionAGrp/PersonNm5David Kintz
IRS990/Form990PartVIISectionAGrp/PersonNm6Melanie Meidel
IRS990/Form990PartVIISectionAGrp/PersonNm7Carole Medal
IRS990/Form990PartVIISectionAGrp/PersonNm8Jaime Garcia
IRS990/Form990PartVIISectionAGrp/PersonNm9Patrick Mogge
IRS990/Form990PartVIISectionAGrp/PersonNm10Tony Sanders
IRS990/Form990PartVIISectionAGrp/PersonNm11Kimberly Wager
IRS990/Form990PartVIISectionAGrp/PersonNm12Keith McTyer
IRS990/Form990PartVIISectionAGrp/PersonNm13Angela Smith
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0427349
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1154655
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2140967
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3117384
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4129485
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President Operations/Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director, Real Estate Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice President of Information Technology and Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice President/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary, Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt022161800
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0998127
IRS990/InitialReturnInd0X
IRS990/InsuranceGrp/TotalAmt046486
IRS990/IntangibleAssetsGrp/BOYAmt096205
IRS990/IntangibleAssetsGrp/EOYAmt071108
IRS990/InterestGrp/TotalAmt02180136
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03077568
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt023312817
IRS990/InvestmentsPubTradedSecGrp/EOYAmt048837352
IRS990/IRPDocumentCnt05927
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05592638
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05325240
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05487184
IRS990/LandBldgEquipCostOrOtherBssAmt011079822
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt01040075
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt01040075
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Building Stronger Communities Together.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt05000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt032667260
IRS990/NetAssetsOrFundBalancesEOYAmt033029340
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-3589107
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0479942
IRS990/OfficeExpensesGrp/TotalAmt0542225
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012761874
IRS990/OtherAssetsTotalGrp/EOYAmt06194407
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01494721
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Loan Expense
IRS990/OtherExpensesGrp/Desc2ATM/Debit/Credit Card
IRS990/OtherExpensesGrp/TotalAmt0634580
IRS990/OtherExpensesGrp/TotalAmt13917414
IRS990/OtherExpensesGrp/TotalAmt21104330
IRS990/OtherLiabilitiesGrp/BOYAmt0336638225
IRS990/OtherLiabilitiesGrp/EOYAmt0344775276
IRS990/OtherRevenueTotalAmt01040075
IRS990/OtherSalariesAndWagesGrp/TotalAmt04176176
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0385355
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0137464
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0764240
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01017065
IRS990/PrincipalOfficerNm0R Michael Lee
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Service Fees
IRS990/ProgramServiceRevenueGrp/Desc2Credit/Debit Cards
IRS990/ProgramServiceRevenueGrp/Desc3Member Services, Other
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011895014
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13001250
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21852463
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31295430
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011895014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13001250
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21852463
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31295430
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgSrvcAccomActy2Grp/Desc09,157 Credit Card Loans/Lines of Credit to Members. 24,763 Debit Cards to Members,.
IRS990/ProgSrvcAccomActy3Grp/Desc022,879 Share Draft Accounts. 31,680 Regular Share Accounts. 905 Money Market Accounts. 749 Share Certificate Accounts. 222 IRA Accounts. 400 Health Savings Checking Accounts.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01123518
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07480003
IRS990/PYOtherRevenueAmt0109712
IRS990/PYProgramServiceRevenueAmt015024525
IRS990/PYRevenuesLessExpensesAmt01772868
IRS990/PYSalariesCompEmpBnftPaidAmt07004884
IRS990/PYTotalExpensesAmt014484887
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016257755
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt0263752773
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt0292333209
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt08421509
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt08185024
IRS990/ReconcilationRevenueExpnssAmt03951187
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt032667260
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033029340
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011419694
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0-871422
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt010000
IRS990ScheduleC/PoliticalExpendituresAmt010000
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt010000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 Diehl Road PO Box 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060566
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to Credit Union Political Action Council.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt010000
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02881623
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03599407
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06481030
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0616471
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01993231
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02609702

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