Civic Intelligence

Cooperative Welfare Ben Fd (Sd Mn & Wi)

EIN 35-6762515 • 501(c)9 • West Des Moines, IA

Profile

Provide health and welfare benefits for ee's and depd's of part. Employers

1415 28th StreetWest Des Moines, IA 50266-1450

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.00x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

77th percentile

0.00x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

67th percentile

5.9%

Higher net margin than 67% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2022

Asset Growth

87th percentile

9.6%

Faster asset growth than 87% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

83rd percentile

16%

Faster revenue growth than 83% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$62,900

Up $5,985 (+11%) from 2023

Liabilities

$132

No earlier filing loaded for comparison.

Net Assets

Up

$62,768

Up $5,853 (+10%) from 2023

Operations
Liabilities / Revenue77th percentileNet Margin67th percentile

Revenue

Up

$99,113

Up $12,667 (+15%) from 2023

Expenses

Up

$93,260

Up $11,372 (+14%) from 2023

Net Income

Up

$5,853

Up $1,295 (+28%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth87th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2020: $44,187Net Assets 2020: $44,1872020Assets 2021: $47,427Net Assets 2021: $47,4272021Assets 2022: $52,357Net Assets 2022: $52,3572022Assets 2023: $56,915Net Assets 2023: $56,9152023Assets 2024: $62,900Liabilities 2024: $132Net Assets 2024: $62,7682024

Highlighted filing

2024

Assets$62,900
Liabilities$132
Net Assets$62,768
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2020: $69,526Expenses 2020: $64,572Net Income 2020: $4,9542020Revenue 2021: $76,703Expenses 2021: $73,463Net Income 2021: $3,2402021Revenue 2022: $73,439Expenses 2022: $68,509Net Income 2022: $4,9302022Revenue 2023: $86,446Expenses 2023: $81,888Net Income 2023: $4,5582023Revenue 2024: $99,113Expenses 2024: $93,260Net Income 2024: $5,8532024

Highlighted filing

2024

Revenue$99,113
Expenses$93,260
Net Income$5,853
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,900
Liabilities
$132
Net assets
$62,768
Revenue
$99,113
Expenses
$93,260
Net income
$5,853
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$62.9$0.13$62.8$99.1$93.3$5.85
2023Detailed filing. Detailed filing data is available for this year.$56.9$56.9$86.4$81.9$4.56
2022Detailed filing. Detailed filing data is available for this year.$52.4$52.4$73.4$68.5$4.93
2021Detailed filing. Detailed filing data is available for this year.$47.4$47.4$76.7$73.5$3.24
2020Detailed filing. Detailed filing data is available for this year.$44.2$44.2$69.5$64.6$4.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$99,113
Mission and Program Overview

Mission

Provide health and welfare benefits for ee's and depd's of part. Employers

Provide health and welfare benefits for ees and depds of part. Employers

Program Services

DescriptionGrantsExpenses
PROVISION OF HEALTH AND WELFARE BENEFITS FOR EMPLOYEES AND DEPENDENTSOF PARTICIPATING EMPLOYERS.--
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CARLA ELLIOTTTrustee-$0--
DIANE STREITTrustee-$0--
NANCY HUGHESTrustee-$0--
CRAIG MOMMERTrustee-$0--
TODD NETTENTrustee-$0--
RICK SMITHPETERChair-$0--
Filing and Contact Details

Filer

Filer Name
Cooperative Welfare Ben Fd (sd Mn & Wi)
EIN
35-6762515
Phone
5152260303
Address
1415 28TH STREET, WEST DES MOINES, IA 50266-1450

Signing Officer

Name
Rick Smithpeter
Title
Board of Trustees-chair
Phone
5152260303
Signed
2025-11-03
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“INCOME TAXES 257.”

Form 990EZ, Part II, Line 24

“Accrued interest income 135. 128.”

Form 990EZ, Part II, Line 26

“Income taxes payable 0. 132.”

Raw XML Appendix124 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt093003
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ASSOCIATED BENEFITS CORPORATION
IRS990EZ/BooksInCareOfDetail/PhoneNum05152260303
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01415 28TH STREET STE 100
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WEST DES MOINES
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0502661450
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt056780
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt062772
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt097255
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05853
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt056915
IRS990EZ/Form990TotalAssetsGrp/EOYAmt062900
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt099113
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt01858
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt056915
IRS990EZ/NetAssetsOrFundBalancesEOYAmt062768
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt056915
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt062768
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CARLA ELLIOTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DIANE STREIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2NANCY HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CRAIG MOMMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4TODD NETTEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5RICK SMITHPETER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CHAIR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0135
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0128
IRS990EZ/OtherExpensesTotalAmt0257
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE HEALTH AND WELFARE BENEFITS FOR EES AND DEPDS OF PART. EMPLOYERS
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVISION OF HEALTH AND WELFARE BENEFITS FOR EMPLOYEES AND DEPENDENTSOF PARTICIPATING EMPLOYERS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0132
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt093260
IRS990EZ/TotalRevenueAmt099113
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INCOME TAXES 257.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCRUED INTEREST INCOME 135. 128.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INCOME TAXES PAYABLE 0. 132.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RICK SMITHPETER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD OF TRUSTEES-CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum05152260303
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COOPERATIVE WELFARE BEN FD (SD MN & WI)
ReturnHeader/Filer/BusinessNameControlTxt0COOP
ReturnHeader/Filer/EIN0356762515
ReturnHeader/Filer/PhoneNum05152260303
ReturnHeader/Filer/USAddress/AddressLine1Txt01415 28TH STREET
ReturnHeader/Filer/USAddress/CityNm0WEST DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd0502661450
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/ReturnTs02025-11-04T14:16:06-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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