Civic Intelligence

South Bend Symphony Orchestra

EIN 35-6042189 • 501(c)3 • South Bend, IN

View Organization Page

Profile

We inspire, entertain, and connect people with the transformative power of orchestral music. As michiana's premiere professional orchestra, the south bend symphony engages the community in the exploration of orchestral music in all its forms.

127 North Michigan StreetSouth Bend, IN 46601

southbendsymphony.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

22nd percentile

0.02x

Higher debt load relative to assets than 22% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

35th percentile

0.12x

Higher debt load relative to revenue than 35% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

29th percentile

-2.2%

Higher net margin than 29% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

34th percentile

$142,142

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

48th percentile

3.7%

Faster asset growth than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

19th percentile

-10%

Faster revenue growth than 19% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$13,020,438

Up $469,498 (+3.7%) from 2024

Liabilities

Down

$299,407

Down $95,890 (-24%) from 2024

Net Assets

Up

$12,721,031

Up $565,388 (+4.7%) from 2024

Operations
Liabilities / Revenue35th percentileNet Margin29th percentile

Revenue

Down

$2,555,198

Down $295,086 (-10%) from 2024

Expenses

Up

$2,612,398

Up $86,112 (+3.4%) from 2024

Net Income

Down

-$57,200

Down $381,198 (-118%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2012: $5,292,209Liabilities 2012: $241,820Net Assets 2012: $5,050,3892012Assets 2013: $5,494,993Liabilities 2013: $198,951Net Assets 2013: $5,296,0422013Assets 2014: $6,267,454Liabilities 2014: $320,813Net Assets 2014: $5,946,6412014Assets 2015: $6,111,507Liabilities 2015: $335,286Net Assets 2015: $5,776,2212015Assets 2016: $7,818,861Liabilities 2016: $261,258Net Assets 2016: $7,557,6032016Assets 2017: $8,546,139Liabilities 2017: $244,208Net Assets 2017: $8,301,9312017Assets 2018: $9,484,437Liabilities 2018: $199,818Net Assets 2018: $9,284,6192018Assets 2019: $9,664,243Liabilities 2019: $200,407Net Assets 2019: $9,463,8362019Assets 2020: $10,036,668Liabilities 2020: $409,665Net Assets 2020: $9,627,0032020Assets 2021: $12,758,390Liabilities 2021: $424,155Net Assets 2021: $12,334,2352021Assets 2022: $11,276,810Liabilities 2022: $411,740Net Assets 2022: $10,865,0702022Assets 2023: $11,518,713Liabilities 2023: $400,807Net Assets 2023: $11,117,9062023Assets 2024: $12,550,940Liabilities 2024: $395,297Net Assets 2024: $12,155,6432024Assets 2025: $13,020,438Liabilities 2025: $299,407Net Assets 2025: $12,721,0312025

Highlighted filing

2025

Assets$13,020,438
Liabilities$299,407
Net Assets$12,721,031
Open 2025 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2012: $1,428,6512012Expenses 2013: $1,528,2822013Revenue 2014: $1,602,629Expenses 2014: $1,433,574Net Income 2014: $169,0552014Revenue 2015: $1,545,767Expenses 2015: $1,453,891Net Income 2015: $91,8762015Revenue 2016: $1,607,971Expenses 2016: $1,489,007Net Income 2016: $118,9642016Revenue 2017: $1,717,742Expenses 2017: $1,503,822Net Income 2017: $213,9202017Revenue 2018: $2,313,137Expenses 2018: $1,593,852Net Income 2018: $719,2852018Revenue 2019: $1,848,596Expenses 2019: $1,645,186Net Income 2019: $203,4102019Revenue 2020: $1,764,045Expenses 2020: $1,670,961Net Income 2020: $93,0842020Revenue 2021: $1,644,862Expenses 2021: $1,397,724Net Income 2021: $247,1382021Revenue 2022: $2,188,431Expenses 2022: $1,813,959Net Income 2022: $374,4722022Revenue 2023: $2,133,538Expenses 2023: $2,345,623Net Income 2023: -$212,0852023Revenue 2024: $2,850,284Expenses 2024: $2,526,286Net Income 2024: $323,9982024Revenue 2025: $2,555,198Expenses 2025: $2,612,398Net Income 2025: -$57,2002025

Highlighted filing

2025

Revenue$2,555,198
Expenses$2,612,398
Net Income-$57,200
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,020,438
Liabilities
$299,407
Net assets
$12,721,031
Revenue
$2,555,198
Expenses
$2,612,398
Net income
-$57,200
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$13.0$0.30$12.7$2.56$2.61$0.06
2024Detailed filing. Detailed filing data is available for this year.$12.6$0.40$12.2$2.85$2.53$0.32
2023Detailed filing. Detailed filing data is available for this year.$11.5$0.40$11.1$2.13$2.35$0.21
2022Detailed filing. Detailed filing data is available for this year.$11.3$0.41$10.9$2.19$1.81$0.37
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$0.42$12.3$1.64$1.40$0.25
2020Detailed filing. Detailed filing data is available for this year.$10.0$0.41$9.63$1.76$1.67$0.09
2019Detailed filing. Detailed filing data is available for this year.$9.66$0.20$9.46$1.85$1.65$0.20
2018Detailed filing. Detailed filing data is available for this year.$9.48$0.20$9.28$2.31$1.59$0.72
2017Detailed filing. Detailed filing data is available for this year.$8.55$0.24$8.30$1.72$1.50$0.21
2016Detailed filing. Detailed filing data is available for this year.$7.82$0.26$7.56$1.61$1.49$0.12
2015Detailed filing. Detailed filing data is available for this year.$6.11$0.34$5.78$1.55$1.45$0.09
2014Detailed filing. Detailed filing data is available for this year.$6.27$0.32$5.95$1.60$1.43$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.49$0.20$5.30$1.53
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.29$0.24$5.05$1.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 10, 2026
Return Version
2024v5.0
Gross Receipts
$2,756,923
Mission and Program Overview

Mission

We inspire, entertain, and connect people with the transformative power of orchestral music. As michiana's premiere professional orchestra, the south bend symphony engages the community in the exploration of orchestral music in all its forms.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,728,979$2,262,205▲ $533,226
Cash and Non-Interest-Bearing Accounts$743,835$684,900▼ $58,935
Pledges and Grants Receivable$456,981$309,819▼ $147,162
Savings and Temporary Cash Investments$417,248$126,038▼ $291,210
Prepaid Expenses and Deferred Charges$36,527$36,792▲ $265
Land, Buildings, and Equipment, Net$40,000$32,534▼ $7,466
Accounts Receivable$74,829$9,839▼ $64,990
Total Assets$12,550,940$13,020,438▲ $469,498
Other Assets Total$9,052,541$9,558,311▲ $505,770
Liabilities
Deferred Revenue$187,591$180,916▼ $6,675
Accounts Payable and Accrued Expenses$147,991$93,402▼ $54,589
Other Liabilities$59,715$25,089▼ $34,626
Total Liabilities$395,297$299,407▼ $95,890
Net Assets / Fund Balance
Net Assets With Donor Restrictions$10,058,665$10,498,446▲ $439,781
Net Assets Without Donor Restrictions$2,096,978$2,222,585▲ $125,607
Total Net Assets Fund Balance$12,155,643$12,721,031▲ $565,388
Total Liabilities and Net Assets / Fund Balance$12,550,940$13,020,438▲ $469,498

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$32,534$169,392$201,926
Other Land Buildings-$23,938$23,938
Other Assets Org$25,089--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$10,569,291$230,000▲ $1,055,143$450,101$11,404,333
2023$9,663,108$149,000▲ $1,076,996$319,813$10,569,291
2022$9,314,971-▲ $657,222$309,085$9,663,108
2021$10,973,904$32,850▼ $1,391,928$299,855$9,314,971
2020$8,705,741$31,500▲ $2,511,877$275,214$10,973,904
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Justus ZimmermanExecutive DiFT$127,924$14,218$142,142
Alastair WillisMusic DirectFT$123,675$14,090$137,765
Rachel GoffDirector-$10,401-$10,401
Helene DauertyDirector-$6,152-$6,152

Board Members and Trustees

NameTitle
Marvin V Curtis EddPresident
Bianca TiradoDirector
Bruce BondurantDirector
Cari SheinDirector
Cheron MertenDirector
Cindy GretschmannDirector
Cordell MartinDirector
Cristyne PorileDirector
Donna Lamberti CPADirector
James Sawdon CPADirector
Jennifer KaryDirector
John FinlayDirector
Kim FarabaughDirector
Kyle EverettDirector
Larry Thompson MdDirector
Robert Coleman PhdDirector
Sarah BrownDirector
Steven HainesExecutive Di
Mark Ross PhdSecretary
Breighan M Boeskool PhdTreasurer
Susan Ohmer PhdVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$1,389,071
Program Service Revenue
$579,972
Investment Income
$588,234
Other Revenue
$-2,079
All Other Contributions
$1,248,388
Change in Net Assets
$-57,200

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,544,503
Revenue Not Reported on Financial Statements
$10,695
Revenue Not Reported on Form 990
$690,522
Total Revenue per Audited Statements
$3,235,025
Total Revenue per Form 990
$2,555,198
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,525,205
Other Expenses$1,087,193
Total Fundraising Expense$277,291
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$836,047$296,380$109,194$1,241,621
All Other Expenses$105,592$73,642$77,556$256,790
Travel$140,745$92$8,597$149,434
Current Officers, Directors, Trustees, and Key Employees$55,965$52,549$39,412$147,926
Payroll Taxes$67,178$23,481$13,736$104,395
Advertising-$90,248-$90,248
Occupancy$58,725$18,990$9,870$87,585
Other Expenses$53,194$66,526-$53,194
Other Employee Benefits$9,524$11,309$10,430$31,263
Fees for Services Accounting-$29,033-$29,033
Office Expenses$8,298$13,417$6,150$27,865
Insurance$13,386$4,489$2,346$20,221
Fees for Service Investment Mgmnt Fees-$10,695-$10,695
Fees for Services Legal-$10,685-$10,685
Depreciation Depletion$7,466--$7,466
Total Functional Expenses$1,633,571$701,536$277,291$2,612,398

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,669,637
Total Expenses per Form 990$2,612,398
Expenses per Audited Statements$2,601,703
Expenses Not Reported on Form 990$67,934
Expenses Not Reported on Financial Statements$10,695
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$39,579
Fundraising Gross Income$37,500
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gift of Music$161,022$37,500$4,101$33,399
Total Events$161,022$37,500$39,579$-2,079
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$25,089
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The entire return except for schedule b was provided to the entire board prior to the february 2026 board meeting. The return was discussed at that meeting and was approved for filing. The policy of redacting schedule b from board review was adopted because many board members are donors and because all donors have an expectation of confidentiality regarding their donations.”

Form 990, Page 6, Part VI, Line 12C

“Annually all directors and officers must sign a conflict of interest statement. Directors and officers have a duty to disclose any actual or potential conflict of interest to the board, and the board determines if conflicts exist without the presence of the individual involved. The board makes the determination about whether the proposed transaction is the most advantageous to the organization based on discussion and vote without the interested party being present. Any director or officer found to have violated the policy is subject to appropriate disciplinary and corrective action.”

Form 990, Page 6, Part VI, Line 15A

“The compensation of the top management official is recommended by the independent finance committee and approved by the independent executive committee, taking into account comparability data. This was last done in april 2025.”

Form 990, Page 6, Part VI, Line 15B

“The compensation of other officers is recommended by the independent finance committee and approved by the independent executive committee, taking into account comparability data. This was last done in april 2025.”

Form 990, Page 6, Part VI, Line 19

“The organization provides its governing documents, its conflict of interest policy, and its financial statements to members of the public upon request.”

Filing and Contact Details

Filer

Filer Name
South Bend Symphony Orchestra
EIN
35-6042189
Phone
5742326343
Address
127 NORTH MICHIGAN STREET, SOUTH BEND, IN 46601

Signing Officer

Name
Breighan M Boeskool Phd
Title
Treasurer
Phone
5742326343
Signed
2026-02-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steven Haines
Formed
1950
Legal Domicile
In
Voting Board Members
22
Independent Board Members
20
Employees
232
Volunteers
38

Preparer

Firm
Dwc Cpas LLC
Address
3454 DOUGLAS RD, SOUTH BEND, IN 46635
Preparer
Brian Oberlie CPA
Phone
5742339366
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“We inspire, entertain, and connect people with the transformative power of orchestral music. As michiana's premiere professional orchestra, the south bend symphony engages the community in the exploration of orchestral music in all its forms.”

Form 990, Part XI, Line 9

“Change in beneficial interests 540,396”

Financial Statement Notes

Schedule D, Page 3, Part X

“We recognize the tax benefit from an uncertain tax position only if it is more likely than not that the position will be sustained on examination by taxing authorities based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. Examples of tax positions include our tax-exempt status and positions related to the potential sources of unrelated business taxable income. We have not identified any uncertain tax positions taken or expected to be taken in a tax return, and there are no unrecognized tax benefits recorded as liabilities in the accompanying financial statements. We classify interest and penalties, if any, associated with uncertain tax positions as a component of income tax expense, and there was no accrued interest or any penalties related to unrecognized tax benefits at either june 30, 2025 or 2024, or any interest or penalties expense related to unrecognized tax benefits for the years then ended. We are no longer subject to examination by the internal revenue service or the state of indiana for years prior to june 30, 2022.”

Schedule D, Page 4, Part XI, Line 2D

“Change in beneficial interests 540,396”

Raw XML AppendixShowing 400 of 636 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0IN FISCAL YEAR 2025, THE SOUTH BEND SYMPHONY ORCHESTRA REACHED NEW HEIGHTS, WITH ONE OF THE MOST WELL-ATTENDED SEASONS IN ITS HISTORY, ISSUING ALMOST 26,000 TICKETS. THE SYMPHONY PERFORMED IN A PRODUCTION OF THE NUTCRACKER, HIGHLIGHTING THE COMMUNITY'S GROWING CULTURAL ENGAGEMENT. KEY EVENTS INCLUDED NATHAN GUNN SINGS BROADWAY AND A PERFORMANCE OF COPELAND'S APPALACHIAN SPRING + SILK ROAD. THE SYMPHONY'S EDUCATIONAL EFFORTS CONNECTED WITH OVER 5,600 STUDENTS ATTENDING YOUTH DISCOVERY CONCERTS, AND THE THIRD DIA DE LOS MUERTOS CELEBRATION DREW 1,500 ATTENDEES. PARTNERSHIPS WITH LOCAL ARTS ORGANIZATIONS FURTHER ENHANCED THE SYMPHONY'S MISSION TO INSPIRE, ENTERTAIN, AND CONNECT PEOPLE WITH THE TRANSFORMATIVE POWER OF ORCHESTRAL MUSIC.
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IRS990/MissionDesc0WE INSPIRE, ENTERTAIN, AND CONNECT PEOPLE WITH THE TRANSFORMATIVE POWER OF ORCHESTRAL MUSIC. AS MICHIANA'S PREMIERE PROFESSIONAL ORCHESTRA, THE SOUTH BEND SYMPHONY ENGAGES THE COMMUNITY IN THE EXPLORATION OF ORCHESTRAL MUSIC IN ALL ITS FORMS.
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