Civic Intelligence

Cedar Lake Yacht Club Inc

EIN 35-6041727 • 501(c)7 • Cedar Lake, IN

Profile

To teach sailing boating and water safety to adults and children

PO Box 407Cedar Lake, IN 46303-0407
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.04x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

74th percentile

0.05x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

67th percentile

9.8%

Higher net margin than 67% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

69th percentile

9.5%

Faster asset growth than 69% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

24%

Faster revenue growth than 81% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$135,321

Up $11,728 (+9.5%) from 2024

Liabilities

Up

$5,431

Up $752 (+16%) from 2024

Net Assets

Up

$129,890

Up $10,976 (+9.2%) from 2024

Operations
Liabilities / Revenue74th percentileNet Margin67th percentile

Revenue

Up

$111,544

Up $21,906 (+24%) from 2024

Expenses

Up

$100,568

Up $31,480 (+46%) from 2024

Net Income

Down

$10,976

Down $9,574 (-47%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth69th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2021: $70,092Liabilities 2021: $469Net Assets 2021: $69,6232021Assets 2022: $77,576Liabilities 2022: $13Net Assets 2022: $77,5632022Assets 2023: $103,958Liabilities 2023: $5,594Net Assets 2023: $98,3642023Assets 2024: $123,593Liabilities 2024: $4,679Net Assets 2024: $118,9142024Assets 2025: $135,321Liabilities 2025: $5,431Net Assets 2025: $129,8902025

Highlighted filing

2025

Assets$135,321
Liabilities$5,431
Net Assets$129,890
Open 2025 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0Revenue 2021: $61,362Expenses 2021: $56,788Net Income 2021: $4,5742021Revenue 2022: $84,815Expenses 2022: $76,875Net Income 2022: $7,9402022Revenue 2023: $94,481Expenses 2023: $73,680Net Income 2023: $20,8012023Revenue 2024: $89,638Expenses 2024: $69,088Net Income 2024: $20,5502024Revenue 2025: $111,544Expenses 2025: $100,568Net Income 2025: $10,9762025

Highlighted filing

2025

Revenue$111,544
Expenses$100,568
Net Income$10,976
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$135,321
Liabilities
$5,431
Net assets
$129,890
Revenue
$111,544
Expenses
$100,568
Net income
$10,976
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.35$0.05$1.30$1.12$1.01$0.11
2024Detailed filing. Detailed filing data is available for this year.$1.24$0.05$1.19$0.90$0.69$0.21
2023Detailed filing. Detailed filing data is available for this year.$1.04$0.06$0.98$0.94$0.74$0.21
2022Detailed filing. Detailed filing data is available for this year.$0.78$0.00$0.78$0.85$0.77$0.08
2021Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.61$0.57$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 9, 2026
Return Version
2025v4.0
Gross Receipts
$129,106
Mission and Program Overview

Mission

To teach sailing boating and water safety to adults and children

Program Services

DescriptionGrantsExpenses
Teaching sailing.$0$0
Teaching boat safety.$0$0
Teaching sailboat racing.$0$0
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Matthew ParkerPresident-$0--
Douglas CarstensVice President-$0--
Michael CadeSecretary-$0--
Craig ParkerTreasurerPT$0--
Daniel ZamboDirector-$0--
David CareyDirector-$0--
Patricia KardosDirector-$0--
Bernard CarstensDirector-$0--
Robert ParkerDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cedar Lake Yacht Club Inc
EIN
35-6041727
Address
PO BOX 407, CEDAR LAKE, IN 46303-0407

Signing Officer

Name
Craig Parker
Title
Treasurer
Phone
2198086709
Signed
2026-03-09
Supplemental Narrative

Additional Explanations

Part I, line 8

“| Other Revenues:, Amount:| Mooring fee, $43400| Various-Sunrise Pier, $845| Boat Trailer & Lift Storage, $6975| Boat Hoist Rental, $7215| Regatta Fees, $300| Club Rental, $1331|”

Part I, line 16

“| Other Expenses:, Amount:| Meetings & Travel, $1224| Office Supplies, $40| Telephone Internet, $4335| Internet Web Software, $4777| Advertising, $300| Personal Property Taxes, $326| Property Tax, $6404| Donations, $3700| Federal & State fees, $1457| Dues & Fees, $1400| Insurance, $12131| Bank fees, $25| Depreciation Exp- Building, $1244| Depreciation Exp- Equipment, $4861| Depreciation Exp-Furniture & Fixtures, $513| Other Expense, $80|”

Part II, line 24

“| Explanation:, BOYAmount:, EOYAmount:| Other assets, $5497, $11020|”

Part II, line 26

“| Explanation:, BOYAmount:, EOYAmount:| Other liabilities, $4679, $5431|”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Cedar Lake
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IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd046303
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Matthew Parker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Douglas Carstens
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Michael Cade
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Craig Parker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Daniel Zambo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5David Carey
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Patricia Kardos
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Bernard Carstens
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Robert Parker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt05497
IRS990EZ/OtherAssetsTotalDetail/EOYAmt011020
IRS990EZ/OtherExpensesTotalAmt042817
IRS990EZ/OtherRevenueTotalAmt060066
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
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IRS990EZ/PrintingPublicationsPostageAmt0829
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Teaching sailing.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Teaching boat safety.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Teaching sailboat racing.
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IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt04679
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt05431
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0100568
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Revenues:, Amount:| Mooring fee, $43400| Various-Sunrise Pier, $845| Boat Trailer & Lift Storage, $6975| Boat Hoist Rental, $7215| Regatta Fees, $300| Club Rental, $1331|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Other Expenses:, Amount:| Meetings & Travel, $1224| Office Supplies, $40| Telephone Internet, $4335| Internet Web Software, $4777| Advertising, $300| Personal Property Taxes, $326| Property Tax, $6404| Donations, $3700| Federal & State fees, $1457| Dues & Fees, $1400| Insurance, $12131| Bank fees, $25| Depreciation Exp- Building, $1244| Depreciation Exp- Equipment, $4861| Depreciation Exp-Furniture & Fixtures, $513| Other Expense, $80|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2| Explanation:, BOYAmount:, EOYAmount:| Other assets, $5497, $11020|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3| Explanation:, BOYAmount:, EOYAmount:| Other liabilities, $4679, $5431|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part II, line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part II, line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Craig Parker
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum02198086709
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CEDAR LAKE YACHT CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0CEDA
ReturnHeader/Filer/EIN0356041727
ReturnHeader/Filer/ForeignPhoneNum02193749812
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 407
ReturnHeader/Filer/USAddress/CityNm0CEDAR LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd0463030407
ReturnHeader/ReturnTs02026-03-08T12:42:30-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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