Civic Intelligence

Harbour House Inc.

EIN 35-2472474 • 501(c)3 • Annapolis, MD

Pub. 78 Eligible

Profile

Harbour Houses mission is to provide short term crisis services in a residential setting that supports and cares for those who are most vulnerable by helping them to stabilize and linking them to community providers who can meet their long term mental health needs.

15 Oak CourtAnnapolis, MD 21401

harbour-house.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.56x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

71st percentile

0.27x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

34th percentile

-1.8%

Higher net margin than 34% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

75th percentile

16%

Faster asset growth than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

42nd percentile

3.2%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Assets

Up

$1,357,174

Up $560,460 (+70%) from 2023

Liabilities

Up

$759,058

Up $611,467 (+414%) from 2023

Net Assets

Down

$598,116

Down $51,007 (-7.9%) from 2023

Revenue

Up

$2,842,414

Up $259,970 (+10%) from 2023

Expenses

Up

$2,893,421

Up $193,395 (+7.2%) from 2023

Net Income

Up

-$51,007

Up $66,575 (+57%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2015: $62,717Liabilities 2015: $0Net Assets 2015: $62,7172015Assets 2016: $90,037Liabilities 2016: $0Net Assets 2016: $90,0372016Assets 2017: $329,911Liabilities 2017: $0Net Assets 2017: $329,9112017Assets 2018: $278,774Liabilities 2018: $0Net Assets 2018: $278,7742018Assets 2019: $467,225Liabilities 2019: $0Net Assets 2019: $467,2252019Assets 2020: $580,375Liabilities 2020: $0Net Assets 2020: $580,3752020Assets 2021: $937,730Liabilities 2021: $0Net Assets 2021: $937,7302021Assets 2022: $1,003,926Liabilities 2022: $0Net Assets 2022: $1,003,9262022Assets 2023: $796,714Liabilities 2023: $147,591Net Assets 2023: $649,1232023Assets 2024: $1,357,174Liabilities 2024: $759,058Net Assets 2024: $598,1162024

Highlighted filing

2024

Assets$1,357,174
Liabilities$759,058
Net Assets$598,116

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2015: $1,399,625Expenses 2015: $1,169,723Net Income 2015: $229,9022015Revenue 2016: $1,559,699Expenses 2016: $1,532,379Net Income 2016: $27,3202016Revenue 2017: $2,182,878Expenses 2017: $1,868,004Net Income 2017: $314,8742017Revenue 2018: $2,292,686Expenses 2018: $2,230,361Net Income 2018: $62,3252018Revenue 2019: $2,330,212Expenses 2019: $2,141,761Net Income 2019: $188,4512019Revenue 2020: $2,352,622Expenses 2020: $2,239,472Net Income 2020: $113,1502020Revenue 2021: $2,876,214Expenses 2021: $2,518,859Net Income 2021: $357,3552021Revenue 2022: $2,667,966Expenses 2022: $2,601,770Net Income 2022: $66,1962022Revenue 2023: $2,582,444Expenses 2023: $2,700,026Net Income 2023: -$117,5822023Revenue 2024: $2,842,414Expenses 2024: $2,893,421Net Income 2024: -$51,0072024

Highlighted filing

2024

Revenue$2,842,414
Expenses$2,893,421
Net Income-$51,007

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$2,842,414
Mission and Program Overview

Mission

Harbour Houses mission is to provide short term crisis services in a residential setting that supports and cares for those who are most vulnerable by helping them to stabilize and linking them to community providers who can meet their long term mental health needs.

Harbour house's mission is to provide short term crisis services in a residential setting that supports and cares for those who are most vulnerable by helping them to stabilize and linking them to community providers who can meet their long term mental health needs

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$321,196$1,213,266▲ $892,070
Rtn Earn Endowment Incm Other Fnds$649,123$598,116▼ $51,007
Other Notes and Loans Receivable, Net$286,533$0▼ $286,533
Cash and Non-Interest-Bearing Accounts$188,985$143,908▼ $45,077
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$796,714$1,357,174▲ $560,460
Liabilities
Mortgage Notes Payable Secured by Investment Property-$648,335-
Unsecured Notes Loans Payable$92,120$62,134▼ $29,986
Other Liabilities$55,471$48,589▼ $6,882
Total Liabilities$147,591$759,058▲ $611,467
Net Assets / Fund Balance
Total Net Assets Fund Balance$649,123$598,116▼ $51,007
Total Liabilities and Net Assets / Fund Balance$796,714$1,357,174▲ $560,460

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,043,942$70,668$1,114,610
Land$169,324-$169,324
Equipment$0$50,144$50,144
Other Land Buildings$0$48,189$48,189
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Rodney LawsEmployeePT$175,000$175,000

Board Members and Trustees

NameTitle
Debbie GallowayBoard President
Charity MyersDirector
Christina KirbyDirector
Tashia RandallDirector
Vicki GarufiDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Glow's Home Services LLCCatering, Maintenance, Facility Upkeep2918 SHIRLEY AVE, Baltimore, MD 21214$324,238
Interventions Behavioral Health ServicesCrisis Intervention, Mental Helath Care5 OAK CT, Annapolis, MD 21401$254,501
Revenue and Support

Revenue Composition

Contributions and Grants
$27
Program Service Revenue
$2,842,176
Investment Income
$31
Other Revenue
$180
All Other Contributions
$27
Change in Net Assets
$-51,007
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,786,330
Other Expenses$1,107,091
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,651,556--$1,651,556
Fees for Services Other$287,391$875-$288,266
Occupancy$234,827--$234,827
Payroll Taxes$134,774--$134,774
Fees for Services Legal-$52,694-$52,694
Insurance$24,907$21,987-$46,894
Interest-$30,107-$30,107
Depreciation Depletion$27,807--$27,807
Information Technology-$14,670-$14,670
Office Expenses-$13,276-$13,276
Other Expenses$291,506$11,699-$11,699
All Other Expenses-$9,555-$9,555
Fees for Services Accounting-$9,464-$9,464
Advertising-$2,603-$2,603
Travel-$995-$995
Total Functional Expenses$2,652,768$240,653$0$2,893,421
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Cards Payable$42,628
Payroll Liabilities$5,961
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Organization's process to review form 990 return is prepared by third party cpa and sent for review prior to filing. Once reviewed by the board, it is signed off by the board president and authorization is provided to the accountant to electronically file the 990.

Form 990, Part VI, Section C, Line 19

Available to the general public by way of encrypted email.

Filing and Contact Details

Filer

Filer Name
Harbour House Inc
EIN
35-2472474
Phone
4102553539
Address
15 OAK COURT, ANNAPOLIS, MD 21401

Signing Officer

Name
Debbie Galloway
Title
Board President
Phone
4102553539
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Debbie Galloway
Formed
2014
Legal Domicile
Md
Voting Board Members
5
Independent Board Members
5
Employees
100
Volunteers
0

Preparer

Firm
Stax Financial LLC
Address
4229 N WOODS TRAIL PO BOX 504, HAMPSTEAD, MD 21074-1703
Preparer
Jordan W Stack CPA
Phone
2404497781
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02825205
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt02307983
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt013084228
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt013300993
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt02842203
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt02562114
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt02667966
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02876088
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt02352622
IRS990ScheduleA/Total509Grp/TotalAmt013300993
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt02842203
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02562114
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt02667966
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02876088
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt02352622
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt013300993
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01043942
IRS990ScheduleD/BuildingsGrp/DepreciationAmt070668
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01114610
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt050144
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt050144
IRS990ScheduleD/LandGrp/BookValueAmt0169324
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0169324
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt048189
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt048189
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042628
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15961
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PAYROLL LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01213266
IRS990ScheduleD/TotalLiabilityAmt048589
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0175000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RODNEY LAWS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EMPLOYEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0175000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION'S PROCESS TO REVIEW FORM 990 RETURN IS PREPARED BY THIRD PARTY CPA AND SENT FOR REVIEW PRIOR TO FILING. ONCE REVIEWED BY THE BOARD, IT IS SIGNED OFF BY THE BOARD PRESIDENT AND AUTHORIZATION IS PROVIDED TO THE ACCOUNTANT TO ELECTRONICALLY FILE THE 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AVAILABLE TO THE GENERAL PUBLIC BY WAY OF ENCRYPTED EMAIL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MD
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0796714
IRS990/TotalAssetsEOYAmt01357174
IRS990/TotalAssetsGrp/BOYAmt0796714
IRS990/TotalAssetsGrp/EOYAmt01357174
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt027
IRS990/TotalEmployeeCnt0100
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0240653
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02652768
IRS990/TotalFunctionalExpensesGrp/TotalAmt02893421
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0147591
IRS990/TotalLiabilitiesEOYAmt0759058
IRS990/TotalLiabilitiesGrp/BOYAmt0147591
IRS990/TotalLiabilitiesGrp/EOYAmt0759058
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0649123
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0598116
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt02652768
IRS990/TotalProgramServiceRevenueAmt02842176
IRS990/TotalReportableCompFromOrgAmt0175000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02842387
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02842414
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0796714
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01357174
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0995
IRS990/TravelGrp/TotalAmt0995
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt092120
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt062134
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt015 OAK COURT
IRS990/USAddress/CityNm0ANNAPOLIS
IRS990/USAddress/StateAbbreviationCd0MD
IRS990/USAddress/ZIPCd021401
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0HARBOUR-HOUSE.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBBIE GALLOWAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04102553539
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HARBOUR HOUSE INC
ReturnHeader/Filer/BusinessNameControlTxt0HARB

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