Civic Intelligence

Two Harbors Community Radio

EIN 35-2458586 • 501(c)3 • Two Harbors, MN

Profile

THCR/KTWH is a non-commercial broadcast radio & webstream providing over 5,000 hours of audio content annually to a 300 sq mile FM reception area. We provide public service & emergency announcements, training, diverse cultural & educational programming to a potential FM listening of about 5,000 residents.

PO Box 622Two Harbors, MN 55616

ktwh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.03x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

74th percentile

0.03x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

40th percentile

-2.6%

Higher net margin than 40% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

48th percentile

-2.9%

Faster asset growth than 48% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

-21%

Faster revenue growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$50,343

Up $4,493 (+9.8%) from 2023

Liabilities

Down

$1,392

Down $60 (-4.1%) from 2023

Net Assets

Up

$48,951

Up $4,553 (+10%) from 2023

Operations
Liabilities / Revenue74th percentileNet Margin40th percentile

Revenue

Up

$70,118

Up $9,946 (+17%) from 2023

Expenses

Up

$65,565

Up $8,875 (+16%) from 2023

Net Income

Up

$4,553

Up $1,071 (+31%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2021: $26,538Liabilities 2021: $1,738Net Assets 2021: $24,8002021Assets 2022: $42,416Liabilities 2022: $1,500Net Assets 2022: $40,9162022Assets 2023: $45,850Liabilities 2023: $1,452Net Assets 2023: $44,3982023Assets 2024: $50,343Liabilities 2024: $1,392Net Assets 2024: $48,9512024

Highlighted filing

2024

Assets$50,343
Liabilities$1,392
Net Assets$48,951
Open 2024 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2021: $38,830Expenses 2021: $45,178Net Income 2021: -$6,3482021Revenue 2022: $66,412Expenses 2022: $50,302Net Income 2022: $16,1102022Revenue 2023: $60,172Expenses 2023: $56,690Net Income 2023: $3,4822023Revenue 2024: $70,118Expenses 2024: $65,565Net Income 2024: $4,5532024

Highlighted filing

2024

Revenue$70,118
Expenses$65,565
Net Income$4,553
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$50,343
Liabilities
$1,392
Net assets
$48,951
Revenue
$70,118
Expenses
$65,565
Net income
$4,553
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$50.3$1.39$49.0$70.1$65.6$4.55
2023Detailed filing. Detailed filing data is available for this year.$45.9$1.45$44.4$60.2$56.7$3.48
2022Detailed filing. Detailed filing data is available for this year.$42.4$1.50$40.9$66.4$50.3$16.1
2021Detailed filing. Detailed filing data is available for this year.$26.5$1.74$24.8$38.8$45.2$6.35
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 20, 2025
Return Version
2024v5.0
Gross Receipts
$70,118
Mission and Program Overview

Mission

THCR/KTWH is a non-commercial broadcast radio & webstream providing over 5,000 hours of audio content annually to a 300 sq mile FM reception area. We provide public service & emergency announcements, training, diverse cultural & educational programming to a potential FM listening of about 5,000 residents.

Program Services

DescriptionGrantsExpenses
During 2024, we had the Cabin Fever Reliever for fundraising and outreach, along with two on-line fundraisers, four concerts, Harvest Moon Gala and Heritage Days. Our radio station offers on-line streaming and over the air radio programming. Our radio station reaches residents in a 25 mile radius, with on-line options reaching an unlimited number of listeners.$52,452$52,452
Programming$0$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Leo BabeuChairPT$0--
Jody ZasteraSecretaryPT$0--
Sherri QTreasurer-$0--
LeAllen EstremVice Chair-$0--
Zak WilliamsDirector-$0--
Cathy BelfieldBoard Member-$0--
John KrengelBoard MemberPT$0--
Filing and Contact Details

Filer

Filer Name
Two Harbors Community Radio
EIN
35-2458586
Phone
2185956195
Address
PO Box 622, Two Harbors, MN 55616

Signing Officer

Name
Jody Zastera
Title
Bookkeeper
Phone
2185956195
Signed
2025-07-20
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Insurance $1,511 Licences 2,902 Software 52 Membership 278 Utilties 2,375 Equpment 3,047 Fundraising Exp $10,631 Outreach 843 Marketing 45 Depreciation 5,412”

Form 990-EZ, Part II, Line 24

“Computer/Office Equipment”

Form 990-EZ, Part II, Line 26

“Payroll liabilties”

Raw XML Appendix202 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Jody Zastera
IRS990EZ/BooksInCareOfDetail/PhoneNum02185956195
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 622
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Two Harbors
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055616
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt045850
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt039518
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt049874
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt04553
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02775
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt045850
IRS990EZ/Form990TotalAssetsGrp/EOYAmt050343
IRS990EZ/FundraisingGrossIncomeAmt09612
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt070118
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0142
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt044398
IRS990EZ/NetAssetsOrFundBalancesEOYAmt048951
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt044398
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt048951
IRS990EZ/OccupancyRentUtltsAndMaintAmt04673
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt17
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt65
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Leo Babeu
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jody Zastera
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Sherri Q
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LeAllen Estrem
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Zak Williams
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Cathy Belfield
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6John Krengel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010825
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt027096
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THCR/KTWH is a non-commercial broadcast radio & webstream providing over 5,000 hours of audio content annually to a 300 sq mile FM reception area. We provide public service & emergency announcements, training, diverse cultural & educational programming to a potential FM listening of about 5,000 residents.
IRS990EZ/PrintingPublicationsPostageAmt01296
IRS990EZ/ProgramServiceRevenueAmt010490
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Programming
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1During 2024, we had the Cabin Fever Reliever for fundraising and outreach, along with two on-line fundraisers, four concerts, Harvest Moon Gala and Heritage Days. Our radio station offers on-line streaming and over the air radio programming. Our radio station reaches residents in a 25 mile radius, with on-line options reaching an unlimited number of listeners.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt152452
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt152452
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt029725
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt09612
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01452
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01392
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt065565
IRS990EZ/TotalProgramServiceExpensesAmt052452
IRS990EZ/TotalRevenueAmt070118
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0ktwh.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt059486
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt049659
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt064004
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt025926
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt037968
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0237043
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0142
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0112
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt08
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt026
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt046
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0334
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt010490
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt014825
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt02400
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt08460
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt012604
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt048779
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0142
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0112
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt08
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt026
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt046
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0334
IRS990ScheduleA/InvestmentIncomeCYPct00.00117
IRS990ScheduleA/InvestmentIncomePYPct00.00093
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99883
IRS990ScheduleA/PublicSupportPY509Pct00.99907
IRS990ScheduleA/PublicSupportTotal509Amt0285822
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt069976
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt064484
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt066404
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt034386
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt050572
IRS990ScheduleA/Total509Grp/TotalAmt0285822
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt070118
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt064596
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt066412
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt034412
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt050618
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0286156
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance $1,511 Licences 2,902 Software 52 Membership 278 Utilties 2,375 Equpment 3,047 Fundraising Exp $10,631 Outreach 843 Marketing 45 Depreciation 5,412
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Computer/Office Equipment
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Payroll liabilties
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Jody Zastera
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Bookkeeper
ReturnHeader/BusinessOfficerGrp/PhoneNum02185956195
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TWO HARBORS COMMUNITY RADIO
ReturnHeader/Filer/BusinessNameControlTxt0TWOH
ReturnHeader/Filer/EIN0352458586
ReturnHeader/Filer/PhoneNum02185956195
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 622
ReturnHeader/Filer/USAddress/CityNm0Two Harbors
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055616
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-07-20T16:45:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.