Civic Intelligence

Putnam Business Association Inc

EIN 35-2398349 • 501(c)6 • Putnam, CT

Profile

The Putnam Business Association (PBA) is an organization consisting of local business owners who meet on the second Wednesday of every month with the unified goal of promoting local businesses through the generation, organization, implementation and conduction of local events.In 2023 the following were the PBA's 3 largest events and with the Gross Revenue for each:Fire & Ice Festival - $47,298Rubber Duck Race - $34,940Fall Festival - $17,072In 2023 were PBA's Expenses for the these activities:Fire & Ice Festival - $49,248Rubber Duck Race - $8,904Fall Festival - $16,340

112 Main Street / PO Box 691Putnam, CT 06260

www.putnambusiness.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

60th percentile

5.3%

Higher net margin than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

70th percentile

10%

Faster asset growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

70th percentile

13%

Faster revenue growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$28,799

Down $2,600 (-8.3%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$28,799

Down $2,600 (-8.3%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin60th percentile

Revenue

Up

$50,473

Up $6,656 (+15%) from 2023

Expenses

Down

$53,073

Down $2,639 (-4.7%) from 2023

Net Income

Up

-$2,600

Up $9,295 (+78%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2014: $25,437Net Assets 2014: $25,4372014Assets 2015: $26,460Net Assets 2015: $26,4602015Assets 2016: $18,260Net Assets 2016: $18,2602016Assets 2017: $25,472Net Assets 2017: $25,4722017Assets 2018: $18,012Net Assets 2018: $18,0122018Assets 2019: $24,503Net Assets 2019: $24,5032019Assets 2020: $14,741Net Assets 2020: $14,7412020Assets 2021: $30,560Net Assets 2021: $30,5602021Assets 2022: $43,294Net Assets 2022: $43,2942022Assets 2023: $31,399Net Assets 2023: $31,3992023Assets 2024: $28,799Net Assets 2024: $28,7992024

Highlighted filing

2024

Assets$28,799
Liabilities-
Net Assets$28,799
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2014: $33,401Expenses 2014: $26,436Net Income 2014: $6,9652014Revenue 2015: $32,871Expenses 2015: $31,848Net Income 2015: $1,0232015Revenue 2016: $32,323Expenses 2016: $40,523Net Income 2016: -$8,2002016Revenue 2017: $43,668Expenses 2017: $36,456Net Income 2017: $7,2122017Revenue 2018: $34,403Expenses 2018: $41,863Net Income 2018: -$7,4602018Revenue 2019: $42,466Expenses 2019: $35,975Net Income 2019: $6,4912019Revenue 2020: $34,769Expenses 2020: $44,531Net Income 2020: -$9,7622020Revenue 2021: $64,005Expenses 2021: $48,186Net Income 2021: $15,8192021Revenue 2022: $51,741Expenses 2022: $39,007Net Income 2022: $12,7342022Revenue 2023: $43,817Expenses 2023: $55,712Net Income 2023: -$11,8952023Revenue 2024: $50,473Expenses 2024: $53,073Net Income 2024: -$2,6002024

Highlighted filing

2024

Revenue$50,473
Expenses$53,073
Net Income-$2,600
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$28,799
Liabilities
-
Net assets
$28,799
Revenue
$50,473
Expenses
$53,073
Net income
-$2,600
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$28.8$28.8$50.5$53.1$2.60
2023Detailed filing. Detailed filing data is available for this year.$31.4$31.4$43.8$55.7$11.9
2022Detailed filing. Detailed filing data is available for this year.$43.3$43.3$51.7$39.0$12.7
2021Detailed filing. Detailed filing data is available for this year.$30.6$30.6$64.0$48.2$15.8
2020Detailed filing. Detailed filing data is available for this year.$14.7$14.7$34.8$44.5$9.76
2019Detailed filing. Detailed filing data is available for this year.$24.5$24.5$42.5$36.0$6.49
2018Detailed filing. Detailed filing data is available for this year.$18.0$18.0$34.4$41.9$7.46
2017Detailed filing. Detailed filing data is available for this year.$25.5$25.5$43.7$36.5$7.21
2016Detailed filing. Detailed filing data is available for this year.$18.3$18.3$32.3$40.5$8.20
2015Detailed filing. Detailed filing data is available for this year.$26.5$26.5$32.9$31.8$1.02
2014Detailed filing. Detailed filing data is available for this year.$25.4$25.4$33.4$26.4$6.97
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 13, 2025
Return Version
2024v5.0
Gross Receipts
$172,172
Mission and Program Overview

Mission

The Putnam Business Association (PBA) is an organization consisting of local business owners who meet on the second Wednesday of every month with the unified goal of promoting local businesses through the generation, organization, implementation and conduction of local events.In 2024 the following were the PBA's 3 largest events and with the Gross Revenue for each:Fire & Ice Festival - $59,992Rubber Duck Race - $43,288Turkey Drive - $9,510In 2024 were PBA's Expenses for the these activities:Fire & Ice Festival - $62,194Rubber Duck Race - $15,076Turkey Drive - $9,358

Program Services

DescriptionGrantsExpenses
The Putnam Business Association (PBA) is an organization consisting of local business owners who meet on the second Wednesday of every month with the unified goal of promoting local businesses through the generation, organization, implementation and conduction of local events.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gary OsbreyPast President-$0--
Thomas BornerPresident-$0--
Tayler SheaSecretary-$0--
Dawn PrattTreasurerPT$0--
Matt DesaulnierDirector-$0--
Patrick O'BrienDirector-$0--
James St JeanDirector-$0--
Kayla TrantDirector-$0--
Jason VerreneaultDirector-$0--
Dick LoomisDirector-$0--
Kate CerroneVice President-$0--
Sheila FrostDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Winter Festival$59,992$59,992$62,194$-2,202
Rubber Duckie Race$43,288$43,288$15,076$28,212
Total Events$135,948$135,948$109,224$26,724
Filing and Contact Details

Filer

Filer Name
Putnam Business Association Inc
EIN
35-2398349
Phone
8604281278
Address
112 Main Street / PO Box 691, Putnam, CT 06260

Signing Officer

Name
Kate Cerrone
Title
President
Signed
2025-02-13
Discuss with paid preparer
Yes

Preparer

Firm
Lengyel and Associates LLC
Address
PO Box 404, Pomfret Center, CT 06259
Preparer
Kevin R Lengyel
Phone
8604289551
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $7147”

Other Expenses.1002

“Office Expenses $1587”

Other Expenses.1012

“Insurance $1837”

Other Expenses.1

“Miscellaneous / CC Fees $10235”

Other Expenses.2

“Special Projects $5500”

Other Expenses.3

“Payroll - Fees / Sales Tax $2609”

Other Expenses.4

“Website $1276”

Other Expenses.5

“PO Box $232”

Other Expenses.6

“Postage $209”

Other Expenses.7

“Meetings / Meals $30”

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08006041512
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0112 Main Street / PO Box 691
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Putnam
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd006260
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt031399
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt028799
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-2600
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0460
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt031399
IRS990EZ/Form990TotalAssetsGrp/EOYAmt028799
IRS990EZ/FundraisingGrossIncomeAmt0152732
IRS990EZ/GrossReceiptsAmt0172172
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt019440
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt031399
IRS990EZ/NetAssetsOrFundBalancesEOYAmt028799
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt031399
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt028799
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Gary Osbrey
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Thomas Borner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tayler Shea
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Dawn Pratt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Matt Desaulnier
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Patrick O'Brien
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6James St Jean
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Kayla Trant
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Jason Verreneault
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Dick Loomis
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Kate Cerrone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Sheila Frost
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt030662
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The Putnam Business Association (PBA) is an organization consisting of local business owners who meet on the second Wednesday of every month with the unified goal of promoting local businesses through the generation, organization, implementation and conduction of local events.In 2024 the following were the PBA's 3 largest events and with the Gross Revenue for each:Fire & Ice Festival - $59,992Rubber Duck Race - $43,288Turkey Drive - $9,510In 2024 were PBA's Expenses for the these activities:Fire & Ice Festival - $62,194Rubber Duck Race - $15,076Turkey Drive - $9,358
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The Putnam Business Association (PBA) is an organization consisting of local business owners who meet on the second Wednesday of every month with the unified goal of promoting local businesses through the generation, organization, implementation and conduction of local events.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt021951
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt0121699
IRS990EZ/SpecialEventsNetIncomeLossAmt031033
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt053073
IRS990EZ/TotalRevenueAmt050473
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.putnambusiness.org
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0109224
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Winter Festival
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Rubber Duckie Race
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt059992
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt043288
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt032668
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0135948
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt059992
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt043288
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt032668
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0135948
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt026724
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt031954
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0109224
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt062194
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt015076
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt04
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $7147
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $1587
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $1837
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Miscellaneous / CC Fees $10235
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Special Projects $5500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Payroll - Fees / Sales Tax $2609
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Website $1276
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PO Box $232
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Postage $209
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Meetings / Meals $30
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Kate Cerrone
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Putnam Business Association Inc
ReturnHeader/Filer/BusinessNameControlTxt0PUTN
ReturnHeader/Filer/EIN0352398349
ReturnHeader/Filer/PhoneNum08604281278
ReturnHeader/Filer/USAddress/AddressLine1Txt0112 Main Street / PO Box 691
ReturnHeader/Filer/USAddress/CityNm0Putnam
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006260
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263666652
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LENGYEL AND ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 404
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pomfret Center
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006259
ReturnHeader/PreparerPersonGrp/PhoneNum08604289551
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin R Lengyel
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-02-13T14:33:44-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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