Civic Intelligence

National Exchange Club

EIN 35-1892871 • 501(c)4 • Middlebury, IN

Profile

The Crystal Valley Exchange Club, a member of the National Exchange Club, has a purpose of fundraising and distributing those funds to local school programs as well as deserving community nonprofit organizations. There is also a member education component in order to become better acquainted with community and school entities via guest presentations. A final purpose is to annually recognize a community member that has provided outstanding community involvement and leadership with a banquet in that person's honor.

Box 902Middlebury, IN 46540
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.01x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

64th percentile

0.01x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Net Margin

32nd percentile

-7.7%

Higher net margin than 32% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Top Officer Pay

91st percentile

$0

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2025

Asset Growth

60th percentile

2.9%

Faster asset growth than 60% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

46th percentile

-1.8%

Faster revenue growth than 46% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets64th percentile

Assets

Down

$33,537

Down $2,728 (-7.5%) from 2024

Liabilities

Up

$214

Up $214 from 2024

Net Assets

Down

$33,323

Down $2,942 (-8.1%) from 2024

Operations
Liabilities / Revenue64th percentileNet Margin32nd percentile

Revenue

Down

$38,258

Down $3,986 (-9.4%) from 2024

Expenses

Up

$41,200

Up $3,524 (+9.4%) from 2024

Net Income

Down

-$2,942

Down $7,510 (-164%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2020: $21,409Liabilities 2020: $143Net Assets 2020: $21,2662020Assets 2023: $31,697Liabilities 2023: $0Net Assets 2023: $31,6972023Assets 2024: $36,265Liabilities 2024: $0Net Assets 2024: $36,2652024Assets 2025: $33,537Liabilities 2025: $214Net Assets 2025: $33,3232025

Highlighted filing

2025

Assets$33,537
Liabilities$214
Net Assets$33,323
Open 2025 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2020: $36,276Expenses 2020: $28,917Net Income 2020: $7,3592020Revenue 2023: $39,698Expenses 2023: $35,482Net Income 2023: $4,2162023Revenue 2024: $42,244Expenses 2024: $37,676Net Income 2024: $4,5682024Revenue 2025: $38,258Expenses 2025: $41,200Net Income 2025: -$2,9422025

Highlighted filing

2025

Revenue$38,258
Expenses$41,200
Net Income-$2,942
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,537
Liabilities
$214
Net assets
$33,323
Revenue
$38,258
Expenses
$41,200
Net income
-$2,942
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$33.5$0.21$33.3$38.3$41.2$2.94
2024Detailed filing. Detailed filing data is available for this year.$36.3$0.00$36.3$42.2$37.7$4.57
2023Detailed filing. Detailed filing data is available for this year.$31.7$0.00$31.7$39.7$35.5$4.22
2020Detailed filing. Detailed filing data is available for this year.$21.4$0.14$21.3$36.3$28.9$7.36
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jul 4, 2025
Return Version
2024v5.0
Gross Receipts
$73,053
Mission and Program Overview

Mission

The Crystal Valley Exchange Club, a member of the National Exchange Club, has a purpose of fundraising and distributing those funds to local school programs as well as deserving community nonprofit organizations. There is also a member education component in order to become better acquainted with community and school entities via guest presentations. A final purpose is to annually recognize a community member that has provided outstanding community involvement and leadership with a banquet in that person's honor.

Program Services

DescriptionGrantsExpenses
Local Public School Program Support in multiple ways$14,750$0
Local and Area Nonprofit Organization support in many ways$10,300$0
Recognition of local community member for significant community involvement$0$619
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gregg EashPresident-$0--
Scott CristVice President-$0--
Craig YoderSecretary-$0--
Jerry KindyTreasurer-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Elkhart Co. Fair Taco Stand$58,712$58,712$32,251$26,461
Total Events$58,712$58,712$32,251$26,461
Filing and Contact Details

Filer

Filer Name
National Exchange Club
EIN
35-1892871
Phone
5748259245
Address
Box 902, Middlebury, IN 46540

Signing Officer

Name
Jerry Kindy
Title
Treasurer
Phone
5748259245
Signed
2025-07-04
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 10

“Contributions to local schools for various programs $14,750.00; Contributions to Area support programs $2,500; Contributions to local Libraries, Boys and Girls Club, Fire Department, Museum, support groups, etc. $7,800”

Form 990-EZ, Part I, Line 16

“Description;Amount^Insurance;812|Fair work dues adjustment;1800|Meal Fee;6708|Bad Debt;273|District Dues;416|National Dues Expense;3444|Discretionary Fund;2178|Plaques Student of the Month;272|Rounding Errors;1^Total;15904^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^Prepaid Dues;214^Total;214^”

Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt062
IRS990EZ/BooksInCareOfDetail/PersonNm0Jerry Kindy
IRS990EZ/BooksInCareOfDetail/PhoneNum05748259245
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0Box 902
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Middlebury
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd046540
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036265
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IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-2942
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt036265
IRS990EZ/Form990TotalAssetsGrp/EOYAmt033537
IRS990EZ/FundraisingGrossIncomeAmt060637
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt025050
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt073053
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01417
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
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IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt010781
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt036265
IRS990EZ/NetAssetsOrFundBalancesEOYAmt033323
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt036265
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt033323
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Gregg Eash
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Scott Crist
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Craig Yoder
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Jerry Kindy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt015904
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0The Crystal Valley Exchange Club, a member of the National Exchange Club, has a purpose of fundraising and distributing those funds to local school programs as well as deserving community nonprofit organizations. There is also a member education component in order to become better acquainted with community and school entities via guest presentations. A final purpose is to annually recognize a community member that has provided outstanding community involvement and leadership with a banquet in that person's honor.
IRS990EZ/PrintingPublicationsPostageAmt0184
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Local Public School Program Support in multiple ways
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Local and Area Nonprofit Organization support in many ways
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Recognition of local community member for significant community involvement
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt014750
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt110300
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt2619
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt034795
IRS990EZ/SpecialEventsNetIncomeLossAmt025842
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IN
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0214
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt041200
IRS990EZ/TotalProgramServiceExpensesAmt0619
IRS990EZ/TotalRevenueAmt038258
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationOtherDesc0Club
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt00
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IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Elkhart Co. Fair Taco Stand
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt058712
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt058712
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt058712
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt058712
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt026461
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt032251
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt032251
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Contributions to local schools for various programs $14,750.00; Contributions to Area support programs $2,500; Contributions to local Libraries, Boys and Girls Club, Fire Department, Museum, support groups, etc. $7,800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Insurance;812|Fair work dues adjustment;1800|Meal Fee;6708|Bad Debt;273|District Dues;416|National Dues Expense;3444|Discretionary Fund;2178|Plaques Student of the Month;272|Rounding Errors;1^Total;15904^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^Prepaid Dues;214^Total;214^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Jerry Kindy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05748259245
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NATIONAL EXCHANGE CLUB
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Crystal Valley Exchange Club
ReturnHeader/Filer/BusinessNameControlTxt0NATI
ReturnHeader/Filer/EIN0351892871
ReturnHeader/Filer/PhoneNum05748259245
ReturnHeader/Filer/USAddress/AddressLine1Txt0Box 902
ReturnHeader/Filer/USAddress/CityNm0Middlebury
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046540
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-07-04T08:55:50-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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