Civic Intelligence

Ripley County Chamber of Commerce Inc

EIN 35-1862258 • 501(c)6 • Versailles, IN

Profile

Business Chamber of Commerce

PO Box 576Versailles, IN 47042

ripleycountychamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.25x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

73rd percentile

0.06x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

65th percentile

8.4%

Higher net margin than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

85th percentile

$32,239

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 28.5% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

93rd percentile

63%

Faster asset growth than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

27%

Faster revenue growth than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$26,432

Up $10,210 (+63%) from 2023

Liabilities

Up

$6,617

Up $737 (+13%) from 2023

Net Assets

Up

$19,815

Up $9,473 (+92%) from 2023

Operations
Liabilities / Revenue73rd percentileNet Margin65th percentile

Revenue

Up

$112,980

Up $24,249 (+27%) from 2023

Expenses

Up

$103,507

Up $22,652 (+28%) from 2023

Net Income

Up

$9,473

Up $1,597 (+20%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2020: $29,979Liabilities 2020: $8,800Net Assets 2020: $21,1792020Assets 2021: $20,194Liabilities 2021: $6,533Net Assets 2021: $13,6612021Assets 2022: $5,951Liabilities 2022: $5,180Net Assets 2022: $7712022Assets 2023: $16,222Liabilities 2023: $5,880Net Assets 2023: $10,3422023Assets 2024: $26,432Liabilities 2024: $6,617Net Assets 2024: $19,8152024

Highlighted filing

2024

Assets$26,432
Liabilities$6,617
Net Assets$19,815
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2020: $33,884Expenses 2020: $41,775Net Income 2020: -$7,8912020Revenue 2021: $40,744Expenses 2021: $48,262Net Income 2021: -$7,5182021Revenue 2022: $60,736Expenses 2022: $74,375Net Income 2022: -$13,6392022Revenue 2023: $88,731Expenses 2023: $80,855Net Income 2023: $7,8762023Revenue 2024: $112,980Expenses 2024: $103,507Net Income 2024: $9,4732024

Highlighted filing

2024

Revenue$112,980
Expenses$103,507
Net Income$9,473
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,432
Liabilities
$6,617
Net assets
$19,815
Revenue
$112,980
Expenses
$103,507
Net income
$9,473
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.26$0.07$0.20$1.13$1.04$0.09
2023Detailed filing. Detailed filing data is available for this year.$0.16$0.06$0.10$0.89$0.81$0.08
2022Detailed filing. Detailed filing data is available for this year.$0.06$0.05$0.01$0.61$0.74$0.14
2021Detailed filing. Detailed filing data is available for this year.$0.20$0.07$0.14$0.41$0.48$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.30$0.09$0.21$0.34$0.42$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$112,980
Mission and Program Overview

Mission

Business Chamber of Commerce

Program Services

DescriptionGrantsExpenses
To promote and encourage business in Ripley County, Indiana.--
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brandi MerkelExec DirectorPT$32,239-$32,239
Phillip HartV Pres-$0--
Wanda BurnettSec-$0--
Justin SmithPres-$0--
Sharon MillerTreas-$0--
Justin ShueyDirector-$0--
Terri ToopsDirector-$0--
Rick PollardDirector-$0--
Matt CunninghamDirector-$0--
David SteenDirector-$0--
Tina LynchDirector-$0--
BJ MeyersDirector-$0--
Olivia WelchDirector-$0--
Tena HellerDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ripley County Chamber of Commerce Inc
EIN
35-1862258
Phone
8126896654
Address
PO Box 576, Versailles, IN 47042

Signing Officer

Name
Brandi Merkel
Title
Exec Director
Phone
8126896654
Signed
2025-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Mack Advisory Group
Address
PO Box 37, Batesville, IN 47006
Preparer
Peter G Mack CPA
Phone
8129331040
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“Other income 2,513”

Form 990-EZ, Part I, Line 16, Other Expenses

“Travel 2,811”

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 434”

Form 990-EZ, Part I, Line 16, Other Expenses

“Advertising 2,323”

Form 990-EZ, Part I, Line 16, Other Expenses

“Insurance 1,978”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office expense 5,337”

Form 990-EZ, Part I, Line 16, Other Expenses

“Payroll tax 2,555”

Form 990-EZ, Part I, Line 16, Other Expenses

“Contributions 2,707”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscellaneous 1,144”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank fees 222”

Form 990-EZ, Part I, Line 16, Other Expenses

“Program expenses 32,788”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues and subscriptions 1,507”

Form 990-EZ, Part I, Line 16, Other Expenses

“Technology 5,389”

Form 990-EZ, Part I, Line 16, Other Expenses

“Licenses and permits 86”

Form 990-EZ, Part I, Line 16, Other Expenses

“Pass through grant 840”

Form 990-EZ, Part II, Line 26, Liabilities

“Gift certificates Beginning of year 5,831, End of year 6,257”

Form 990-EZ, Part II, Line 26, Liabilities

“Payroll withholdings Beginning of year 49, End of year 360”

Raw XML Appendix183 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0Brandi Merkel
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Exec Director
ReturnHeader/BusinessOfficerGrp/PhoneNum08126896654
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
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ReturnHeader/Filer/EIN0351862258
ReturnHeader/Filer/PhoneNum08126896654
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 576
ReturnHeader/Filer/USAddress/CityNm0Versailles
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 37
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ReturnHeader/PreparerPersonGrp/PhoneNum08129331040
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Peter G Mack CPA
ReturnHeader/ReturnTs02025-05-12T02:31:22-00:00
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