Civic Intelligence

Indiana Harbor Boat Club Inc

EIN 35-1626093 • 501(c)7 • East Chicago, IN

Profile

To promote fellowship and safety in all boating activities.

3301 Aldis StreetEast Chicago, IN 46312

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.02x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.04x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Net Margin

7th percentile

-54%

Higher net margin than 7% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

18th percentile

-24%

Faster asset growth than 18% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-42%

Faster revenue growth than 10% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$96,423

Down $30,314 (-24%) from 2023

Liabilities

Down

$2,160

Down $471 (-18%) from 2023

Net Assets

Down

$94,263

Down $29,843 (-24%) from 2023

Revenue

Down

$54,770

Down $39,304 (-42%) from 2023

Expenses

Up

$84,614

Up $3,611 (+4.5%) from 2023

Net Income

Down

-$29,844

Down $42,915 (-328%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $217,706Liabilities 2011: $7,419Net Assets 2011: $210,2872011Assets 2014: $162,236Liabilities 2014: $1,478Net Assets 2014: $160,7582014Assets 2015: $137,837Liabilities 2015: $1,229Net Assets 2015: $136,6082015Assets 2016: $129,297Liabilities 2016: $1,177Net Assets 2016: $128,1202016Assets 2017: $120,634Liabilities 2017: $1,962Net Assets 2017: $118,6722017Assets 2018: $102,978Liabilities 2018: $1,490Net Assets 2018: $101,4882018Assets 2019: $77,223Liabilities 2019: $1,785Net Assets 2019: $75,4382019Assets 2020: $143,726Liabilities 2020: $54,609Net Assets 2020: $89,1172020Assets 2021: $136,943Liabilities 2021: $26,093Net Assets 2021: $110,8502021Assets 2023: $126,737Liabilities 2023: $2,631Net Assets 2023: $124,1062023Assets 2024: $96,423Liabilities 2024: $2,160Net Assets 2024: $94,2632024

Highlighted filing

2024

Assets$96,423
Liabilities$2,160
Net Assets$94,263

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $223,3092011Revenue 2014: $88,072Expenses 2014: $106,786Net Income 2014: -$18,7142014Revenue 2015: $79,338Expenses 2015: $103,488Net Income 2015: -$24,1502015Revenue 2016: $84,380Expenses 2016: $92,868Net Income 2016: -$8,4882016Revenue 2017: $86,913Expenses 2017: $96,361Net Income 2017: -$9,4482017Revenue 2018: $77,859Expenses 2018: $95,043Net Income 2018: -$17,1842018Revenue 2019: $64,337Expenses 2019: $90,387Net Income 2019: -$26,0502019Revenue 2020: $79,179Expenses 2020: $65,500Net Income 2020: $13,6792020Revenue 2021: $85,159Expenses 2021: $63,426Net Income 2021: $21,7332021Revenue 2023: $94,074Expenses 2023: $81,003Net Income 2023: $13,0712023Revenue 2024: $54,770Expenses 2024: $84,614Net Income 2024: -$29,8442024

Highlighted filing

2024

Revenue$54,770
Expenses$84,614
Net Income-$29,844

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Dec 1, 2023 to Nov 30, 2024
Signed
Oct 22, 2025
Return Version
2023v6.0
Gross Receipts
$226,405
Mission and Program Overview

Mission

To promote fellowship and safety in all boating activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$50,962$46,352▼ $4,610
Cash and Non-Interest-Bearing Accounts$64,007$38,302▼ $25,705
Inventories for Sale or Use$11,769$11,769→ $0
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$126,738$96,423▼ $30,315
Other Assets Total-$0-
Liabilities
Other Liabilities$2,631$2,160▼ $471
Total Liabilities$2,631$2,160▼ $471
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$124,107$94,263▼ $29,844
Total Net Assets Fund Balance$124,107$94,263▼ $29,844
Total Liabilities and Net Assets / Fund Balance$126,738$96,423▼ $30,315

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$23,507$493,658$517,165
Equipment$14,225$59,313$73,538
Leasehold Improvements$8,620$16,970$25,590
Compensation and Service Providers

Board Members and Trustees

NameTitle
David SellersDirector
Dean PollardDirector
MIKE D'ANNADirector
Ray WhiteCommodore
Brian RichRear Commodore
Cathy SellersSecretary
Darlene Myers-larsenTreasurer
Chris MullerVice Commodore
Revenue and Support

Revenue Composition

Contributions and Grants
$500
Program Service Revenue
$26,695
Investment Income
$554
Other Revenue
$27,021
All Other Contributions
$500
Change in Net Assets
$-29,844
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$74,234
Salaries, Compensation, and Employee Benefits$10,380
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy---$43,916
Insurance---$12,676
Payroll Taxes---$5,922
Depreciation Depletion---$4,610
Other Salaries and Wages---$4,458
Fees for Services Accounting---$2,098
All Other Expenses---$1,359
Other Expenses---$1,300
Office Expenses---$1,097
Total Functional Expenses$0$0$0$84,614
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$32,122
Gaming Direct Expenses$25,276
Fundraising Gross Income$11,677
Fundraising Direct Expenses$2,499
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Holiday/sports Parties$5,041$5,041$1,560$3,481
Total Events$5,041$5,041$1,560$3,481
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Tax Liabilities$1,277
Sales Tax Payable$511
Tips to Payout$372
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Tax return is delievered and reviewed before processing

Form 990, Part VI, Section C, Line 19

Form 990, part vi - authority delegated to executive committee explanation officers make all decisions regarding use of funds, improvements to the club, and any other items brought to their attention by club members.form 990, part vi, line 6 - classes of members or stockholders organized with members.form 990, part vi, line 7a - election of members and their rights elections are held on an annual basis and are open to all members of the club.form 990, part vi, line 11b - organization's process to review form 990 outside accountant prepares form 990 which is reviewed by commodore and treasurer prior to signing and filing the return.form 990, part vi, line 19 - governing documents disclose explanation governing documents are available to the club members and to individuals interested in joining the club.

Filing and Contact Details

Filer

Filer Name
Indiana Harbor Boat Club Inc
EIN
35-1626093
Phone
2193981224
Address
3301 ALDIS STREET, EAST CHICAGO, IN 46312

Signing Officer

Name
Brian Rich
Title
Rear Commodore
Signed
2025-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ray White
Formed
1940
Legal Domicile
In
Voting Board Members
8
Independent Board Members
8
Employees
7

Preparer

Firm
Kittredge & Zehner Pc
Address
209 S Calumet Road Suite 1, Chesterton, IN 46304
Preparer
Kari F Zehner CPA
Phone
2199268836
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt059313
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt073538
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt08620
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt016970
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt025590
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01277
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1511
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2372
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAX LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SALES TAX PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2TIPS TO PAYOUT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt046352
IRS990ScheduleD/TotalLiabilityAmt02160
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/CharitableDistributionRqrInd0false
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt01560
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0HOLIDAY/SPORTS PARTIES
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt05041
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt05041
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt05041
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt05041
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt03481
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt01560
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt01560
IRS990ScheduleG/GamingInformationGrp/CashPrizesPullTabsAmt024000
IRS990ScheduleG/GamingInformationGrp/CashPrizesTotalGamingAmt024000
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt025276
IRS990ScheduleG/GamingInformationGrp/GrossRevenuePullTabsAmt032122
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt032122
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt06846
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssTotalGamingAmt01276
IRS990ScheduleG/GamingInformationGrp/OtherDirectExpensesPullTabsAmt01276
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborBingoInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborOtherGamingInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd0false
IRS990ScheduleG/GamingOwnFacilityPct01.00000
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/IndividualWithBooksNm0RAY WHITE
IRS990ScheduleG/LicensedInd0true
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine1Txt0921 W 54TH AVE
IRS990ScheduleG/PersonsWithBooksUSAddress/CityNm0GRIFFITH
IRS990ScheduleG/PersonsWithBooksUSAddress/StateAbbreviationCd0IN
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCd046319
IRS990ScheduleG/StatesWhereGamingConductedCd0IN
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TAX RETURN IS DELIEVERED AND REVIEWED BEFORE PROCESSING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990, PART VI - AUTHORITY DELEGATED TO EXECUTIVE COMMITTEE EXPLANATION OFFICERS MAKE ALL DECISIONS REGARDING USE OF FUNDS, IMPROVEMENTS TO THE CLUB, AND ANY OTHER ITEMS BROUGHT TO THEIR ATTENTION BY CLUB MEMBERS.FORM 990, PART VI, LINE 6 - CLASSES OF MEMBERS OR STOCKHOLDERS ORGANIZED WITH MEMBERS.FORM 990, PART VI, LINE 7A - ELECTION OF MEMBERS AND THEIR RIGHTS ELECTIONS ARE HELD ON AN ANNUAL BASIS AND ARE OPEN TO ALL MEMBERS OF THE CLUB.FORM 990, PART VI, LINE 11B - ORGANIZATION'S PROCESS TO REVIEW FORM 990 OUTSIDE ACCOUNTANT PREPARES FORM 990 WHICH IS REVIEWED BY COMMODORE AND TREASURER PRIOR TO SIGNING AND FILING THE RETURN.FORM 990, PART VI, LINE 19 - GOVERNING DOCUMENTS DISCLOSE EXPLANATION GOVERNING DOCUMENTS ARE AVAILABLE TO THE CLUB MEMBERS AND TO INDIVIDUALS INTERESTED IN JOINING THE CLUB.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0126738
IRS990/TotalAssetsEOYAmt096423
IRS990/TotalAssetsGrp/BOYAmt0126738
IRS990/TotalAssetsGrp/EOYAmt096423
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0500
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt084614
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02631
IRS990/TotalLiabilitiesEOYAmt02160
IRS990/TotalLiabilitiesGrp/BOYAmt02631
IRS990/TotalLiabilitiesGrp/EOYAmt02160
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0124107
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt094263
IRS990/TotalProgramServiceRevenueAmt026695
IRS990/TotalRevenueGrp/ExclusionAmt03954
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt041138
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt054770
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0126738
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt096423
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03301 ALDIS STREET
IRS990/USAddress/CityNm0EAST CHICAGO
IRS990/USAddress/StateAbbreviationCd0IN
IRS990/USAddress/ZIPCd046312
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN RICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0REAR COMMODORE
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INDIANA HARBOR BOAT CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0INDI
ReturnHeader/Filer/EIN0351626093
ReturnHeader/Filer/PhoneNum02193981224
ReturnHeader/Filer/USAddress/AddressLine1Txt03301 ALDIS STREET
ReturnHeader/Filer/USAddress/CityNm0EAST CHICAGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046312
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461612770
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KITTREDGE & ZEHNER PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0209 S Calumet Road Suite 1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chesterton
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd046304
ReturnHeader/PreparerPersonGrp/PhoneNum02199268836
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KARI F ZEHNER CPA
ReturnHeader/ReturnTs02025-10-23T13:15:57-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-12-01
ReturnHeader/TaxPeriodEndDt02024-11-30

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