Liabilities / Assets
72nd percentile
Higher debt load relative to assets than 72% of similar nonprofits.
The Munster Chamber of Commerce Inc
EIN 35-1485401 • 501(c)6 • Munster, IN
Profile
The munster chamber of commerce is a united group of local business and civic leaders who volunteer their time and resources to advance the wealth and stability of the business community through active networking, mentorship, and entrepreneurial education.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.08x
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
37th percentile
Faster asset growth than 37% of similar nonprofits.
Revenue Growth
67th percentile
Faster revenue growth than 67% of similar nonprofits.
Balance Sheet
Assets
Down$94,462
Down $10,305 (-9.8%) from 2023
Liabilities
Down$7,399
Down $14,118 (-66%) from 2023
Net Assets
Up$87,063
Up $3,813 (+4.6%) from 2023
Revenue
Up$156,633
Up $13,860 (+9.7%) from 2023
Expenses
Up$152,820
Up $5,540 (+3.8%) from 2023
Net Income
Up$3,813
Up $8,320 (+185%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $94,462
- Liabilities
- $7,399
- Net assets
- $87,063
- Revenue
- $156,633
- Expenses
- $152,820
- Net income
- $3,813
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 5, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $172,041
Mission and Program Overview
Mission
The munster chamber of commerce is a united group of local business and civic leaders who volunteer their time and resources to advance the wealth and stability of the business community through active networking, mentorship, and entrepreneurial education.
The munster chamber of commerce is a united group of local business andcivic leaders who volunteer their time and resources to advance the wealthand stability of the business community through active networking,mentorship, and entrepreneurial education.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE MUNSTER CHAMBER OF COMMERCE IS A UNITED GROUP OF LOCAL BUSINESS AND CIVIC LEADERS WHO VOLUNTEER THEIR TIME AND RESOURCES TO ADVANCE THE WEALTH AND STABILITY OF THE BUSINESS COMMUNITY THROUGH ACTIVE NETWORKING, MENTORSHIP, AND ENTREPRENEURIAL EDUCATION. | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KATIE SANNITO | Chairman Of The Board | - | $0 | - | - |
| JIM DUNNE | Vice Board Chairman | - | $0 | - | - |
| MICHELLE LUNA | Treasurer | - | $0 | - | - |
| DAMIAN RICO | Secretary | - | $0 | - | - |
| BRAD HEMINGWAY | Past Chairman | - | $0 | - | - |
| LISA MILLA | Director | - | $0 | - | - |
| ANDREA PUENTE | Director | - | $0 | - | - |
| DR VIJAY DHARLA | Director | - | $0 | - | - |
| EVAN SYLVESTER | Director | - | $0 | - | - |
| KARIN SALTANOVITZ | Director | - | $0 | - | - |
| SHERRY SINK | Director | - | $0 | - | - |
| MARK HEINTZ | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- The Munster Chamber of Commerce Inc
- EIN
- 35-1485401
- Phone
- 2198365549
- Address
- 1005 RIDGE ROAD, MUNSTER, IN 46321
Signing Officer
- Name
- Karen Mashura
- Title
- Executive Director
- Phone
- 2199243450
- Signed
- 2025-11-05
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Mcmahon & Associates Cpas Pc
- Address
- 10010 CALUMET AVE, MUNSTER, IN 46321
- Preparer
- Bethany J Crose Ea
- Phone
- 2199243450
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: interest income. Amount: 1,781.”
Form 990-ez, Part I, Line 8 - Other Revenue
“Description: meeting scholarship. Amount: 500.”
Form 990-ez, Part I, Line 10 - Payments to Affiliates
“Affiliate name: scholarship. Amount of payment: 1,000.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: annual banquet. Amount: 20,795. Description: lunch meetings. Amount: 17,085. Description: love your business. Amount: 5,307. Description: special events. Amount: 6,763. Description: advertising. Amount: 10,173. Description: credit card fees. Amount: 2,879. Description: office supplies. Amount: 1,503. Description: bank fees. Amount: 89. Description: computer expenses. Amount: 7,477. Description: insurance. Amount: 979. Description: dues & subscriptions. Amount: 2,641. Total to form 990-ez, line 16: 75,691.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: deferred revenue. Beg. Of year amount: 18,842. End of year amount: 5,473. Description: payroll liabilities. Beg. Of year amount: 2,675. End of year amount: 1,926.”
Raw XML Appendix176 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | MUNSTER |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 46321 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 104767 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 94462 |
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| IRS990EZ/GamingGrossIncomeAmt | 0 | 6813 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 1000 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | KATIE SANNITO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JIM DUNNE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MICHELLE LUNA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DAMIAN RICO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BRAD HEMINGWAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | LISA MILLA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | ANDREA PUENTE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | DR VIJAY DHARLA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | EVAN SYLVESTER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | KARIN SALTANOVITZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | SHERRY SINK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | MARK HEINTZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIRMAN OF THE BOARD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE BOARD CHAIRMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | PAST CHAIRMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 75691 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 500 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE MUNSTER CHAMBER OF COMMERCE IS A UNITED GROUP OF LOCAL BUSINESS ANDCIVIC LEADERS WHO VOLUNTEER THEIR TIME AND RESOURCES TO ADVANCE THE WEALTHAND STABILITY OF THE BUSINESS COMMUNITY THROUGH ACTIVE NETWORKING,MENTORSHIP, AND ENTREPRENEURIAL EDUCATION. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 587 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 78658 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE MUNSTER CHAMBER OF COMMERCE IS A UNITED GROUP OF LOCAL BUSINESS AND CIVIC LEADERS WHO VOLUNTEER THEIR TIME AND RESOURCES TO ADVANCE THE WEALTH AND STABILITY OF THE BUSINESS COMMUNITY THROUGH ACTIVE NETWORKING, MENTORSHIP, AND ENTREPRENEURIAL EDUCATION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 63564 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 15408 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 15769 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 21517 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 7399 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 152820 |
| IRS990EZ/TotalRevenueAmt | 0 | 156633 |
| IRS990EZ/TypeOfOrganizationOtherInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.MUNSTERCHAMBER.ORG |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST INCOME. AMOUNT: 1,781. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: MEETING SCHOLARSHIP. AMOUNT: 500. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | AFFILIATE NAME: SCHOLARSHIP. AMOUNT OF PAYMENT: 1,000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ANNUAL BANQUET. AMOUNT: 20,795. DESCRIPTION: LUNCH MEETINGS. AMOUNT: 17,085. DESCRIPTION: LOVE YOUR BUSINESS. AMOUNT: 5,307. DESCRIPTION: SPECIAL EVENTS. AMOUNT: 6,763. DESCRIPTION: ADVERTISING. AMOUNT: 10,173. DESCRIPTION: CREDIT CARD FEES. AMOUNT: 2,879. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 1,503. DESCRIPTION: BANK FEES. AMOUNT: 89. DESCRIPTION: COMPUTER EXPENSES. AMOUNT: 7,477. DESCRIPTION: INSURANCE. AMOUNT: 979. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 2,641. TOTAL TO FORM 990-EZ, LINE 16: 75,691. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 18,842. END OF YEAR AMOUNT: 5,473. DESCRIPTION: PAYROLL LIABILITIES. BEG. OF YEAR AMOUNT: 2,675. END OF YEAR AMOUNT: 1,926. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 10 - PAYMENTS TO AFFILIATES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KAREN MASHURA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2199243450 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | THE MUNSTER CHAMBER OF COMMERCE INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MUNS |
| ReturnHeader/Filer/EIN | 0 | 351485401 |
| ReturnHeader/Filer/PhoneNum | 0 | 2198365549 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1005 RIDGE ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MUNSTER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 46321 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 351438231 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MCMAHON & ASSOCIATES CPAS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10010 CALUMET AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MUNSTER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 46321 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2199243450 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BETHANY J CROSE EA |
| ReturnHeader/ReturnTs | 0 | 2025-11-07T10:25:32-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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