Civic Intelligence

Crossroads YMCA Inc

EIN 35-1369437 • 501(c)3 • Crown Point, IN

Profile

The crossroads ymca is a charitable, community service organization that includes men, women, and children of all ages, abilities, incomes, races and religions. We are dedicated to building strong kids, strong families, and strong communities by putting christian principles into practice through programs that promote healthy lifestyles, strong values, leadership development, community interaction, and international understanding. All persons are welcome at our ymca, regardless of their ability to pay. Our ymca was founded and is led by volunteers from our community; volunteers also serve as mentors, coaches, program leaders, instructors and more.

9801 Connecticut Ste 150Crown Point, IN 46307

www.crymca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

29th percentile

0.10x

Higher debt load relative to assets than 29% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

0.30x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Net Margin

93rd percentile

57%

Higher net margin than 93% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

93rd percentile

39%

Faster asset growth than 93% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Revenue Growth

84th percentile

30%

Faster revenue growth than 84% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets29th percentile

Assets

Up

$193,093,919

Up $36,849,244 (+24%) from 2023

Liabilities

Down

$20,245,492

Down $1,593,863 (-7.3%) from 2023

Net Assets

Up

$172,848,427

Up $38,443,107 (+29%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin93rd percentile

Revenue

Up

$66,854,098

Up $6,258,334 (+10%) from 2023

Expenses

Up

$28,474,493

Up $3,918,652 (+16%) from 2023

Net Income

Up

$38,379,605

Up $2,339,682 (+6.5%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $3,999,700Liabilities 2010: $465,943Net Assets 2010: $3,533,7572010Assets 2012: $5,619,676Liabilities 2012: $723,953Net Assets 2012: $4,895,7232012Assets 2013: $5,684,069Liabilities 2013: $574,066Net Assets 2013: $5,110,0032013Assets 2014: $5,254,381Liabilities 2014: $426,971Net Assets 2014: $4,827,4102014Assets 2015: $5,402,629Liabilities 2015: $798,900Net Assets 2015: $4,603,7292015Assets 2016: $5,280,622Liabilities 2016: $738,757Net Assets 2016: $4,541,8652016Assets 2017: $37,141,233Liabilities 2017: $922,329Net Assets 2017: $36,218,9042017Assets 2018: $42,558,727Liabilities 2018: $2,427,744Net Assets 2018: $40,130,9832018Assets 2019: $51,503,387Liabilities 2019: $7,491,080Net Assets 2019: $44,012,3072019Assets 2020: $52,559,732Liabilities 2020: $7,762,847Net Assets 2020: $44,796,8852020Assets 2021: $71,317,321Liabilities 2021: $9,113,447Net Assets 2021: $62,203,8742021Assets 2022: $105,487,373Liabilities 2022: $7,319,962Net Assets 2022: $98,167,4112022Assets 2023: $156,244,675Liabilities 2023: $21,839,355Net Assets 2023: $134,405,3202023Assets 2024: $193,093,919Liabilities 2024: $20,245,492Net Assets 2024: $172,848,4272024

Highlighted filing

2024

Assets$193,093,919
Liabilities$20,245,492
Net Assets$172,848,427
Open 2024 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80M$60M$40M$20M$0-$20MExpenses 2010: $1,956,5552010Expenses 2012: $4,073,9912012Revenue 2013: $4,477,523Expenses 2013: $4,270,293Net Income 2013: $207,2302013Revenue 2014: $4,000,815Expenses 2014: $4,282,209Net Income 2014: -$281,3942014Revenue 2015: $4,512,312Expenses 2015: $4,624,776Net Income 2015: -$112,4642015Revenue 2016: $5,183,636Expenses 2016: $5,321,664Net Income 2016: -$138,0282016Revenue 2017: $36,956,895Expenses 2017: $5,424,242Net Income 2017: $31,532,6532017Revenue 2018: $9,973,720Expenses 2018: $6,515,331Net Income 2018: $3,458,3892018Revenue 2019: $12,295,945Expenses 2019: $8,414,621Net Income 2019: $3,881,3242019Revenue 2020: $11,790,985Expenses 2020: $11,006,407Net Income 2020: $784,5782020Revenue 2021: $30,163,640Expenses 2021: $12,527,572Net Income 2021: $17,636,0682021Revenue 2022: $57,085,949Expenses 2022: $20,917,607Net Income 2022: $36,168,3422022Revenue 2023: $60,595,764Expenses 2023: $24,555,841Net Income 2023: $36,039,9232023Revenue 2024: $66,854,098Expenses 2024: $28,474,493Net Income 2024: $38,379,6052024

Highlighted filing

2024

Revenue$66,854,098
Expenses$28,474,493
Net Income$38,379,605
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$193,093,919
Liabilities
$20,245,492
Net assets
$172,848,427
Revenue
$66,854,098
Expenses
$28,474,493
Net income
$38,379,605
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$193$20.2$173$66.9$28.5$38.4
2023Detailed filing. Detailed filing data is available for this year.$156$21.8$134$60.6$24.6$36.0
2022Detailed filing. Detailed filing data is available for this year.$105$7.32$98.2$57.1$20.9$36.2
2021Detailed filing. Detailed filing data is available for this year.$71.3$9.11$62.2$30.2$12.5$17.6
2020Detailed filing. Detailed filing data is available for this year.$52.6$7.76$44.8$11.8$11.0$0.78
2019Detailed filing. Detailed filing data is available for this year.$51.5$7.49$44.0$12.3$8.41$3.88
2018Detailed filing. Detailed filing data is available for this year.$42.6$2.43$40.1$9.97$6.52$3.46
2017Detailed filing. Detailed filing data is available for this year.$37.1$0.92$36.2$37.0$5.42$31.5
2016Detailed filing. Detailed filing data is available for this year.$5.28$0.74$4.54$5.18$5.32$0.14
2015Detailed filing. Detailed filing data is available for this year.$5.40$0.80$4.60$4.51$4.62$0.11
2014Detailed filing. Detailed filing data is available for this year.$5.25$0.43$4.83$4.00$4.28$0.28
2013Detailed filing. Detailed filing data is available for this year.$5.68$0.57$5.11$4.48$4.27$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.62$0.72$4.90$4.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.00$0.47$3.53$1.96
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 29, 2025
Return Version
2024v5.2
Gross Receipts
$67,461,808
Mission and Program Overview

Mission

The crossroads ymca is a charitable, community service organization that includes men, women, and children of all ages, abilities, incomes, races and religions. We are dedicated to building strong kids, strong families, and strong communities by putting christian principles into practice through programs that promote healthy lifestyles, strong values, leadership development, community interaction, and international understanding. All persons are welcome at our ymca, regardless of their ability to pay. Our ymca was founded and is led by volunteers from our community; volunteers also serve as mentors, coaches, program leaders, instructors and more.

To provide quality programs and services to all members regardless of financial ability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$81,981,060$136,523,498▲ $54,542,438
Savings and Temporary Cash Investments$48,218,444$47,950,124▼ $268,320
Investments Other Securities$1,612,837$1,711,127▲ $98,290
Pledges and Grants Receivable$1,118,184$540,606▼ $577,578
Cash and Non-Interest-Bearing Accounts$6,477$516,126▲ $509,649
Prepaid Expenses and Deferred Charges$76,608$161,864▲ $85,256
Accounts Receivable$15,284$115,599▲ $100,315
Total Assets$156,244,675$193,093,919▲ $36,849,244
Other Assets Total$23,215,781$5,574,975▼ $17,640,806
Liabilities
Other Liabilities$13,139,341$13,192,319▲ $52,978
Mortgage Notes Payable Secured by Investment Property$4,290,000$4,139,762▼ $150,238
Accounts Payable and Accrued Expenses$4,244,241$2,749,757▼ $1,494,484
Deferred Revenue$165,773$163,654▼ $2,119
Total Liabilities$21,839,355$20,245,492▼ $1,593,863
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$86,725,535$153,282,299▲ $66,556,764
Net Assets With Donor Restrictions$47,679,785$19,566,128▼ $28,113,657
Total Net Assets Fund Balance$134,405,320$172,848,427▲ $38,443,107
Total Liabilities and Net Assets / Fund Balance$156,244,675$193,093,919▲ $36,849,244

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$113,464,483$13,624,425$122,665,342
Equipment$8,709,526$5,011,713$13,721,239
Land$12,720,048-$11,638,888
Leasehold Improvements$1,629,441$552,155$2,181,596

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$1,612,836-▲ $182,029$63,265$1,711,126
2023$1,467,875-▲ $226,530$62,756$1,612,836
2022$1,772,829$30,175▼ $255,237$61,023$1,467,875
2021$1,626,025-▲ $231,252$58,006$1,772,829
2020$1,532,036-▲ $174,536$57,305$1,626,025
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jay BuckmasterPresident/CEOFT$330,673$54,799$385,472
Todd Sevenz-colemanCOOFT$156,096$24,367$180,463
Robin TienCFOFT$135,326$21,930$157,256
Rebecca CheekChief People Experience OfficerFT$101,882$27,834$129,716
Bob BiekerDirector of Properties/board MemberPT$90,371$10,225$100,596
Matthew LambertDirector of Development/board MemberFT$86,884$10,611$97,495

Board Members and Trustees

NameTitle
Mark BatesChairman/CVO
Richard DayVice President
Chris KotulBoard Member
Curt BowersBoard Member
Cynthia PolkBoard Member
Dan VicariBoard Member
David BryanBoard Member
Dean NiepokojBoard Member
Dr Ugochi OkoroBoard Member
Joanne IwamaBoard Member
Melisa GenselBoard Member
Ray GiacominBoard Member
Theresa BosakBoard Member
Tom DonovanBoard Member
Tom HoffmanBoard Member
Tory PrascoBoard Member
Trey GillianaBoard Member
Steph MadisonSecretary
Garry AloiaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Tonn & BlankConstruction Contractor1623 GREENWOOD AVENUE, Michigan City, IN 46360$32,068,463
Tri-electronicsConstruction Contractor6231 CALUMET AVE, Hammond, IN 46324$769,006
Scjf ArchitectureArchitecture Services257 N BROADWAY, Wichita, KS 67202$521,681
Soccer Park LLCConstruction Contractor6663 S EISENMAN RD SUITE 130, Boise, ID 83716$449,195
DaxkoSoftware Services600 UNIVERSITY PARK PLACE, Birmingham, AL 35209$415,804
Revenue and Support

Revenue Composition

Contributions and Grants
$41,075,440
Program Service Revenue
$23,897,596
Investment Income
$2,019,683
Other Revenue
$-138,621
All Other Contributions
$35,724,458
Change in Net Assets
$38,379,605

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Commercial1$725,000Fair Market Value (FMV)
Total Noncash Contributions1$725,000-

Audited Revenue Reconciliation

Revenue per Audited Statements
$66,832,070
Revenue Not Reported on Financial Statements
$22,028
Revenue Not Reported on Form 990
$858,159
Total Revenue per Audited Statements
$67,690,229
Total Revenue per Form 990
$66,854,098
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$15,914,644
Other Expenses$12,559,849
Total Fundraising Expense$414,937
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$11,743,602$923,131$120,789$12,787,522
Depreciation Depletion$3,514,040$53,099-$3,567,139
Occupancy$2,583,314$258,413-$2,841,727
Information Technology$1,073,453$170,813-$1,244,266
Payroll Taxes$903,742$73,902$24,511$1,002,155
Fees for Services Other$815,930$137,868$5,988$959,786
Other Employee Benefits$740,851$48,498$407$789,756
Current Officers, Directors, Trustees, and Key Employees$100,596$411,360$228,863$740,819
Pension Plan Contributions$424,198$164,497$5,697$594,392
Payments to Affiliates$364,087$17,445-$381,532
Insurance$334,601$33,701-$368,302
Advertising$157,229$151,163-$308,392
Interest$306,722--$306,722
Office Expenses$234,445$46,256-$280,701
Conferences and Meetings$117,642$90,852-$208,494
Travel$30,996$48,514-$79,510
Fees for Services Legal-$58,858-$58,858
Fees for Services Accounting-$45,418-$45,418
Fees for Service Investment Mgmnt Fees-$22,028-$22,028
Other Expenses$9,760$169$28,682$9,929
Total Functional Expenses$25,159,215$2,900,341$414,937$28,474,493

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$29,247,122
Total Expenses per Form 990$28,474,493
Expenses per Audited Statements$28,452,464
Expenses Not Reported on Form 990$794,658
Expenses Not Reported on Financial Statements$22,029
Other Expense Adjustments$1
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$113,743
Fundraising Gross Income$64,747
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Hub Run$55,295-$11,071-
Luau$33,544$10,509$16,663$-6,154
Total Events$198,315$64,747$108,431$-43,684
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Refundable Advances$10,722,404
Lease Obligations - Operating$1,314,568
Payroll Liabilities$1,112,943
Lease Obligations - Financing$42,404
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is submitted to the treasurer for review. A draft of the 990 is also put on the board portal prior to filing for board access and review.”

Form 990, Part VI, Section B, Line 12C

“The organization has board portal software that is used for communication to and from board members. New members are asked to complete a conflict of interest form before joining the board. Existing members must complete the form once a year and have access to the form to complete it if any changes occur during the year. The board governance committee reviews the conflict of interest statements and takes necessary action regarding each item disclosed in the forms.”

Form 990, Part VI, Section B, Line 15

“The board of directors and executive committee review ceo performance. One committee member is assigned to compare ceo compensation to similar positions locally. For other officers or key employees, the board provides a maximum range for increases. The ceo compares performance against goals to determine compensation.”

Form 990, Part VI, Section C, Line 18

“Form 990 is available upon request and at www.guidestar.org. Form 1023 is available upon request.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Crossroads Ymca Inc
EIN
35-1369437
Phone
2196635810
Address
9801 CONNECTICUT STE 150, CROWN POINT, IN 46307

Signing Officer

Name
Robin Tien
Title
CFO
Phone
2196635810
Signed
2025-07-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robin Tien
Formed
1975
Legal Domicile
In
Voting Board Members
18
Independent Board Members
18
Employees
1,544
Volunteers
290

Preparer

Firm
Swartz Retson & Co Pc
Address
235 E 86TH AVENUE, MERRILLVILLE, IN 46410
Preparer
Ruth Best
Phone
2197693616
Supplemental Narrative

Additional Explanations

FORM 990: PAGE 12, PART XII, LINE 2C:

“No changes have been made to the oversight or selection processes.”

Financial Statement Notes

PART V, LINE 4:

“The organization's endowment funds are permanently restricted. Annual earnings of the endowment are unrestricted and are used for general operating purposes.”

PART X, LINE 2:

“When uncertain tax positions are taken by the organization, changes in benefits arising from current and prior tax positions taken by the organization are recognized in the period in which the change occurs. Changes resulting from settlements with taxing authorities are recognized in the period that settlement occurs. Reductions in unrecognized tax benefits as a result of a lapse of the applicable statute of limitations are recognized in the period the statute lapses. Projected penalties and interest recognized on tax positions where it is reasonably possible that the organization's tax position will not prevail in a review by taxing authorities are recognized as part of current period income tax expense.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Rental expenses reflected on line 6b of form 990 493,967. Loss on asset disposal”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“ROUNDING”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Rental expenses reflected on line 6b of form 990 493,968. Loss on asset disposal”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“ROUNDING 1.”

Raw XML AppendixShowing 400 of 851 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0THE YMCA PROVIDES CHILD CARE SERVICES WHICH INCLUDES BEFORE AND AFTER SCHOOL PROGRAMS, SUMMER CAMPS, PRESCHOOL AND EARLY LEARNING CENTERS. OTHER YOUTH SERVICES PROVIDED INCLUDE GYMNASTICS, DANCE, CHEER AND STEAM (SCIENCE, TECHNOLOGY, ENGINEERING, ART AND MATH), YOUTH SWIM AND YOUTH SPORTS. THE YMCA ALSO PROVIDES ADULT SPORTS, FITNESS PROGRAMS, SWIM LESSONS AND HEALTHY LIVING PROGRAMS.
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IRS990/MissionDesc0THE CROSSROADS YMCA IS A CHARITABLE, COMMUNITY SERVICE ORGANIZATION THAT INCLUDES MEN, WOMEN, AND CHILDREN OF ALL AGES, ABILITIES, INCOMES, RACES AND RELIGIONS. WE ARE DEDICATED TO BUILDING STRONG KIDS, STRONG FAMILIES, AND STRONG COMMUNITIES BY PUTTING CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTHY LIFESTYLES, STRONG VALUES, LEADERSHIP DEVELOPMENT, COMMUNITY INTERACTION, AND INTERNATIONAL UNDERSTANDING. ALL PERSONS ARE WELCOME AT OUR YMCA, REGARDLESS OF THEIR ABILITY TO PAY. OUR YMCA WAS FOUNDED AND IS LED BY VOLUNTEERS FROM OUR COMMUNITY; VOLUNTEERS ALSO SERVE AS MENTORS, COACHES, PROGRAM LEADERS, INSTRUCTORS AND MORE.
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