Civic Intelligence

Illiana Financial Credit Union

EIN 35-1053425 • 501(c)14 • Calumet City, IL

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Profile

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

1600 Huntington DriveCalumet City, IL 60409

www.illiana.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.87x

Higher debt load relative to assets than 18% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

15.11x

Higher debt load relative to revenue than 51% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

32nd percentile

6.0%

Higher net margin than 32% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

61st percentile

$489,503

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

19th percentile

-1.6%

Faster asset growth than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

21st percentile

5.6%

Faster revenue growth than 21% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets18th percentile

Assets

Down

$253,521,097

Down $4,069,599 (-1.6%) from 2023

Liabilities

Down

$219,872,649

Down $6,724,225 (-3.0%) from 2023

Net Assets

Up

$33,648,448

Up $2,654,626 (+8.6%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin32nd percentile

Revenue

Up

$14,553,033

Up $771,817 (+5.6%) from 2023

Expenses

Up

$13,674,194

Up $1,505,029 (+12%) from 2023

Net Income

Down

$878,839

Down $733,212 (-45%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $170,920,991Liabilities 2010: $147,418,982Net Assets 2010: $23,502,0092010Assets 2011: $180,992,756Liabilities 2011: $155,866,530Net Assets 2011: $25,126,2262011Assets 2012: $193,185,220Liabilities 2012: $166,670,704Net Assets 2012: $26,514,5162012Assets 2013: $195,388,456Liabilities 2013: $170,271,619Net Assets 2013: $25,116,8372013Assets 2014: $198,842,485Liabilities 2014: $170,642,638Net Assets 2014: $28,199,8472014Assets 2015: $205,008,879Liabilities 2015: $176,191,126Net Assets 2015: $28,817,7532015Assets 2016: $229,398,998Liabilities 2016: $197,337,643Net Assets 2016: $32,061,3552016Assets 2017: $229,465,339Liabilities 2017: $195,979,079Net Assets 2017: $33,486,2602017Assets 2018: $224,734,754Liabilities 2018: $190,635,212Net Assets 2018: $34,099,5422018Assets 2019: $231,497,300Liabilities 2019: $193,393,682Net Assets 2019: $38,103,6182019Assets 2020: $276,470,197Liabilities 2020: $236,733,579Net Assets 2020: $39,736,6182020Assets 2021: $287,928,355Liabilities 2021: $248,895,147Net Assets 2021: $39,033,2082021Assets 2022: $267,703,483Liabilities 2022: $240,421,526Net Assets 2022: $27,281,9572022Assets 2023: $257,590,696Liabilities 2023: $226,596,874Net Assets 2023: $30,993,8222023Assets 2024: $253,521,097Liabilities 2024: $219,872,649Net Assets 2024: $33,648,4482024

Highlighted filing

2024

Assets$253,521,097
Liabilities$219,872,649
Net Assets$33,648,448
Open 2024 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $8,276,3502010Expenses 2011: $7,867,0902011Expenses 2012: $7,625,5632012Revenue 2013: $9,345,896Expenses 2013: $8,170,105Net Income 2013: $1,175,7912013Revenue 2014: $9,896,377Expenses 2014: $8,416,040Net Income 2014: $1,480,3372014Revenue 2015: $9,887,281Expenses 2015: $8,700,383Net Income 2015: $1,186,8982015Revenue 2016: $10,488,723Expenses 2016: $9,004,392Net Income 2016: $1,484,3312016Revenue 2017: $11,425,127Expenses 2017: $10,115,453Net Income 2017: $1,309,6742017Revenue 2018: $12,106,873Expenses 2018: $10,539,433Net Income 2018: $1,567,4402018Revenue 2019: $12,173,410Expenses 2019: $10,693,240Net Income 2019: $1,480,1702019Revenue 2020: $11,403,182Expenses 2020: $11,079,299Net Income 2020: $323,8832020Revenue 2021: $11,725,137Expenses 2021: $10,206,944Net Income 2021: $1,518,1932021Revenue 2022: $13,127,355Expenses 2022: $11,552,478Net Income 2022: $1,574,8772022Revenue 2023: $13,781,216Expenses 2023: $12,169,165Net Income 2023: $1,612,0512023Revenue 2024: $14,553,033Expenses 2024: $13,674,194Net Income 2024: $878,8392024

Highlighted filing

2024

Revenue$14,553,033
Expenses$13,674,194
Net Income$878,839
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$253,521,097
Liabilities
$219,872,649
Net assets
$33,648,448
Revenue
$14,553,033
Expenses
$13,674,194
Net income
$878,839
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$254$220$33.6$14.6$13.7$0.88
2023Detailed filing. Detailed filing data is available for this year.$258$227$31.0$13.8$12.2$1.61
2022Detailed filing. Detailed filing data is available for this year.$268$240$27.3$13.1$11.6$1.57
2021Detailed filing. Detailed filing data is available for this year.$288$249$39.0$11.7$10.2$1.52
2020Detailed filing. Detailed filing data is available for this year.$276$237$39.7$11.4$11.1$0.32
2019Detailed filing. Detailed filing data is available for this year.$231$193$38.1$12.2$10.7$1.48
2018Detailed filing. Detailed filing data is available for this year.$225$191$34.1$12.1$10.5$1.57
2017Detailed filing. Detailed filing data is available for this year.$229$196$33.5$11.4$10.1$1.31
2016Detailed filing. Detailed filing data is available for this year.$229$197$32.1$10.5$9.00$1.48
2015Detailed filing. Detailed filing data is available for this year.$205$176$28.8$9.89$8.70$1.19
2014Detailed filing. Detailed filing data is available for this year.$199$171$28.2$9.90$8.42$1.48
2013Detailed filing. Detailed filing data is available for this year.$195$170$25.1$9.35$8.17$1.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$167$26.5$7.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$181$156$25.1$7.87
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$171$147$23.5$8.28
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$14,553,033
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Illinois State chartered credit union operated for the mutual benefit of its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$127,738,954$124,715,116▼ $3,023,838
Investments in Publicly Traded Securities$88,495,090$85,682,648▼ $2,812,442
Rtn Earn Endowment Incm Other Fnds$30,993,822$33,648,448▲ $2,654,626
Savings and Temporary Cash Investments$15,450,775$16,925,139▲ $1,474,364
Land, Buildings, and Equipment, Net$4,612,782$4,468,863▼ $143,919
Cash and Non-Interest-Bearing Accounts$1,754,195$1,919,495▲ $165,300
Investments Other Securities$1,734,228$1,734,228→ $0
Prepaid Expenses and Deferred Charges$356,011$174,814▼ $181,197
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$257,590,696$253,521,097▼ $4,069,599
Other Assets Total$17,448,661$17,900,794▲ $452,133
Liabilities
Other Liabilities$225,320,576$218,509,723▼ $6,810,853
Accounts Payable and Accrued Expenses$1,276,298$1,362,926▲ $86,628
Total Liabilities$226,596,874$219,872,649▼ $6,724,225
Net Assets / Fund Balance
Total Net Assets Fund Balance$30,993,822$33,648,448▲ $2,654,626
Total Liabilities and Net Assets / Fund Balance$257,590,696$253,521,097▼ $4,069,599

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,760,631$2,760,903$6,521,534
Other Land Buildings$397,945$1,797,892$2,195,837
Land$310,287-$310,287
Other Assets Org$2,115,557--
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jim HenmuellerPresident/CEOFT$431,524$57,979$489,503
Leonard BoosChief Financial OfficerFT$186,979$36,381$223,360
Angelica ZunigaChief Administration OfficFT$140,616$30,014$170,630
Sonia GomezChief Communications OfficFT$130,592$20,060$150,652

Board Members and Trustees

NameTitle
Russ MelbyChairperson
Bill FrankVice Chairperson
Ed PaeselDirector
Kristi PeckhamDirector
Russ PrekwasDirector
Jill WilsonChief Strategy Officer
Dan SmitsSecretary
Derrick BayTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,017,849
Investment Income
$2,987,288
Other Revenue
$1,547,896
Change in Net Assets
$878,839
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,861,720
Salaries, Compensation, and Employee Benefits$4,812,474
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,807,391
Fees for Services Other---$1,647,091
Office Expenses---$903,229
Current Officers, Directors, Trustees, and Key Employees---$889,711
Information Technology---$847,734
Other Employee Benefits---$708,196
Occupancy---$432,130
Depreciation Depletion---$378,383
Payroll Taxes---$255,728
Conferences and Meetings---$225,759
Pension Plan Contributions---$151,448
All Other Expenses---$120,566
Fees for Services Accounting---$94,125
Advertising---$90,778
Other Expenses---$87,737
Insurance---$61,019
Total Functional Expenses$0$0$0$13,674,194
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share deposits$218,509,723
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership consists of individuals with funds on deposit with the Credit Union.”

Form 990, Part VI, Section A, line 7A

“The membership participates in the annual election of the Board of Directors.”

Form 990, Part VI, Section A, line 8B

“The supervisory committee reports to the Board of Directors at the monthly board meetings and any actions or discussions are recorded as part of the board meeting minutes.”

Form 990, Part VI, Section B, line 11B

“The Chief Executive Officer and/or the Chief Financial Officer of the Credit Union review and approve the 990 prior to filing. The 990 is not reviewed by the governing body.”

Form 990, Part VI, Section B, line 12C

“Special meeting held after the Annual Meeting to disclose conflicts of interest.”

Form 990, Part VI, Section B, line 15

“The Credit Union purchases a compensation survey to ensure that salaries are in line with the credit union industry.”

Form 990, Part VI, Section C, line 19

“Financial statements are available in all branches. Governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Illiana Financial Credit Union
EIN
35-1053425
Phone
7088917805
Address
1600 Huntington Drive, Calumet City, IL 60409

Signing Officer

Name
Leonard Boos
Title
Chief Financial Officer
Phone
7088917805
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jim Henmueller
Formed
1935
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
70
Volunteers
9

Preparer

Firm
Eifel Rambo Advisory Group Ltd
Address
20635 Abbey Woods Ct Suite 301, Frankfort, IL 60423
Preparer
Matt Beckley
Phone
7086282365
Supplemental Narrative

Additional Explanations

Page 3, Part IV, #12 and page 12, part XI, #2A

“The Credit Union's statement of financial condition and the related statements of income, members' equity, and cash flows were audited for the years ended March 31, 2022 and 2023 in accordance with audit standards generally accepted in the United States of America.”

Form 990, Part IX, line 11G

“ATM/debit card Expense 959,347. Statement printing 78,876. Shared branch expense 58,525. Armored car 31,516. Other outside service 504,253. Pension Plan admin 14,574.”

Raw XML AppendixShowing 400 of 473 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm8Angelica Zuniga
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Administration Offic
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chief Strategy Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chief Communications Offic
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt085682648
IRS990/IRPDocumentCnt03571
IRS990/IRPDocumentW2GCnt00
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IRS990/MembersOrStockholdersInd01
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IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt033648448
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01775787
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0432130
IRS990/OfficeExpensesGrp/TotalAmt0903229
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt017448661
IRS990/OtherAssetsTotalGrp/EOYAmt017900794
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0708196
IRS990/OtherExpensesGrp/Desc0Dividends to members
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/Desc2Loan servicing
IRS990/OtherExpensesGrp/Desc3Collection and Write of
IRS990/OtherExpensesGrp/TotalAmt02193977
IRS990/OtherExpensesGrp/TotalAmt11443973
IRS990/OtherExpensesGrp/TotalAmt2335219
IRS990/OtherExpensesGrp/TotalAmt387737
IRS990/OtherLiabilitiesGrp/BOYAmt0225320576
IRS990/OtherLiabilitiesGrp/EOYAmt0218509723
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0Non operating income
IRS990/OtherRevenueMiscGrp/Desc1Non-member ATM surcharge
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01541389
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01541389
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16507
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt06507
IRS990/OtherRevenueTotalAmt01547896
IRS990/OtherSalariesAndWagesGrp/TotalAmt02807391
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0127738954
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0124715116
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0255728
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0151448
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0356011
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0174814
IRS990/PrincipalOfficerNm0Jim Henmueller
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Loans to members
IRS990/ProgramServiceRevenueGrp/Desc1Fees and services
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt08401927
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11615922
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt08401927
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11615922
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union pays dividends to members with share deposits at a competitive rate of interest. The total number of share accounts at 12/31/24 was 21,484 with a total share balance of $218,509,723.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherRevenueAmt01546047
IRS990/PYProgramServiceRevenueAmt09461684
IRS990/PYRevenuesLessExpensesAmt01612051
IRS990/PYSalariesCompEmpBnftPaidAmt04609049
IRS990/PYTotalExpensesAmt012169165
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt013781216
IRS990/ReconcilationRevenueExpnssAmt0878839
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
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IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt030993822
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033648448
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015450775
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016925139
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03760631
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02760903
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06521534
IRS990ScheduleD/LandGrp/BookValueAmt0310287
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0310287
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02149093
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1713153
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt22168647
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt310754344
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt42115557
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUA share insurance fund deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Accrued interest
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Other assets
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Corporate Owned Life Insurance
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Split Dollar Premium Loan Receivable
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0397945
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01797892
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02195837
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0218509723
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Share deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04468863
IRS990ScheduleD/TotalBookValueOtherAssetsAmt017900794
IRS990ScheduleD/TotalLiabilityAmt0218509723
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0431524
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1186979
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2140616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3130592
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt020206
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt111712
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt28742
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt38070
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt037773
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt124669
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt221272
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt311990
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Jim Henmueller
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Leonard Boos
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2Angelica Zuniga
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3Sonia Gomez
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Chief Financial Officer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2Chief Administration Offic
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3Chief Communications Offic
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0489503
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1223360
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2170630
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3150652
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt30
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Credit Union's statement of financial condition and the related statements of income, members' equity, and cash flows were audited for the years ended March 31, 2022 and 2023 in accordance with audit standards generally accepted in the United States of America.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Membership consists of individuals with funds on deposit with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The membership participates in the annual election of the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The supervisory committee reports to the Board of Directors at the monthly board meetings and any actions or discussions are recorded as part of the board meeting minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Chief Executive Officer and/or the Chief Financial Officer of the Credit Union review and approve the 990 prior to filing. The 990 is not reviewed by the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Special meeting held after the Annual Meeting to disclose conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Credit Union purchases a compensation survey to ensure that salaries are in line with the credit union industry.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Financial statements are available in all branches. Governing documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ATM/debit card Expense 959,347. Statement printing 78,876. Shared branch expense 58,525. Armored car 31,516. Other outside service 504,253. Pension Plan admin 14,574.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Page 3, Part IV, #12 and page 12, part XI, #2A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00

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