Civic Intelligence

Cataract Yacht Club Inc

EIN 35-1046879 • 501(c)7 • Cloverdale, IN

Profile

Community water awareness

11874 State Hwy 243Cloverdale, IN 46120

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Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.00x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

1.78x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Net Margin

94th percentile

51%

Higher net margin than 94% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

88th percentile

37%

Faster asset growth than 88% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

40%

Faster revenue growth than 88% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$231,277

Up $62,858 (+37%) from 2023

Liabilities

Up

$231,277

Up $224,977 (+3571%) from 2023

Net Assets

Down

$66,471

Down $95,648 (-59%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin94th percentile

Revenue

Up

$129,654

Up $36,748 (+40%) from 2023

Expenses

Down

$63,183

Down $6,265 (-9.0%) from 2023

Net Income

Up

$66,471

Up $43,013 (+183%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $110,511Liabilities 2011: $262Net Assets 2011: $110,2492011Assets 2012: $109,270Liabilities 2012: $0Net Assets 2012: $109,2702012Assets 2013: $99,800Net Assets 2013: $99,8002013Assets 2014: $103,633Net Assets 2014: $103,6332014Assets 2018: $94,443Liabilities 2018: $3,650Net Assets 2018: $90,7932018Assets 2019: $128,962Liabilities 2019: $4,000Net Assets 2019: $124,9622019Assets 2021: $157,680Liabilities 2021: $25,341Net Assets 2021: $132,3392021Assets 2022: $149,411Liabilities 2022: $10,750Net Assets 2022: $138,6612022Assets 2023: $168,419Liabilities 2023: $6,300Net Assets 2023: $162,1192023Assets 2024: $231,277Liabilities 2024: $231,277Net Assets 2024: $66,4712024

Highlighted filing

2024

Assets$231,277
Liabilities$231,277
Net Assets$66,471
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $112,104Expenses 2011: $48,890Net Income 2011: $63,2142011Revenue 2012: $57,943Expenses 2012: $58,922Net Income 2012: -$9792012Revenue 2013: $56,094Expenses 2013: $65,564Net Income 2013: -$9,4702013Revenue 2014: $69,743Expenses 2014: $65,910Net Income 2014: $3,8332014Revenue 2018: $50,482Expenses 2018: $64,240Net Income 2018: -$13,7582018Revenue 2019: $60,538Expenses 2019: $83,946Net Income 2019: -$23,4082019Revenue 2021: $67,549Expenses 2021: $62,616Net Income 2021: $4,9332021Revenue 2022: $74,455Expenses 2022: $68,133Net Income 2022: $6,3222022Revenue 2023: $92,906Expenses 2023: $69,448Net Income 2023: $23,4582023Revenue 2024: $129,654Expenses 2024: $63,183Net Income 2024: $66,4712024

Highlighted filing

2024

Revenue$129,654
Expenses$63,183
Net Income$66,471
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$231,277
Liabilities
$231,277
Net assets
$66,471
Revenue
$129,654
Expenses
$63,183
Net income
$66,471
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.31$2.31$0.66$1.30$0.63$0.66
2023Detailed filing. Detailed filing data is available for this year.$1.68$0.06$1.62$0.93$0.69$0.23
2022Detailed filing. Detailed filing data is available for this year.$1.49$0.11$1.39$0.74$0.68$0.06
2021Detailed filing. Detailed filing data is available for this year.$1.58$0.25$1.32$0.68$0.63$0.05
2019Detailed filing. Detailed filing data is available for this year.$1.29$0.04$1.25$0.61$0.84$0.23
2018Detailed filing. Detailed filing data is available for this year.$0.94$0.04$0.91$0.50$0.64$0.14
2014Detailed filing. Detailed filing data is available for this year.$1.04$1.04$0.70$0.66$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.00$1.00$0.56$0.66$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.09$0.00$1.09$0.58$0.59$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$0.00$1.10$1.12$0.49$0.63
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Dec 1, 2023 to Nov 30, 2024
Signed
Mar 14, 2025
Return Version
2023v6.0
Gross Receipts
$129,904
Mission and Program Overview

Mission

Community water awareness

Water awareness and boating safety

Program Services

DescriptionGrantsExpenses
COMMODORES BALL AND BEAN DINNER COMMUNITY WATER AWARENESS AND BOATING SAFETY-$250
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DEEANNA DUNCANTreasurer-$0--
SCOTT RENNERCommodore-$0--
DIANA WININGSSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Cataract Yacht Club Inc
EIN
35-1046879
In Care Of
% DEEANNA DUNCAN
Address
11874 STATE HWY 243, Cloverdale, IN 46120

Signing Officer

Name
Deeanna Duncan
Title
Treasurer
Phone
7657953700
Signed
2025-03-14
Discuss with paid preparer
Yes

Preparer

Firm
Kinnamon Financial LLC
Address
2680 E Main St, Suite 214, Plainfield, IN 46168
Preparer
Daniel L Kinnamon
Phone
3172795531
Supplemental Narrative

Additional Explanations

Part I Line 16

“Other office expenses $138.00”

Part I Line 16

“Interest $1489.00”

Part I Line 16

“Insurance $13584.00”

Part II Line 26

“Accounts payable and accrued expenses. Beginning:$6300.00 Ending: $8900.00”

Part II Line 26

“Secured mortgages and notes payable. Beginning:$127701.00 Ending: $222377.00”

Part V Line 35B

“Calendar year 12-01-23 to”

Part V Line 35B

“11-30-24”

Part II, Line 26

“Dock participation and electrical participation waitlist finger”

Raw XML Appendix128 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0DEEANNA DUNCAN
IRS990EZ/BooksInCareOfDetail/PhoneNum07657953700
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011874 STATE HWY 243
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CLOVERDALE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd046120
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt071225
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046577
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0200
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt066471
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03934
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0134001
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0231277
IRS990EZ/FundraisingGrossIncomeAmt03625
IRS990EZ/GainOrLossFromSaleOfAssetsAmt091643
IRS990EZ/GrossReceiptsAmt0129904
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0486
IRS990EZ/LandAndBuildingsGrp/BOYAmt062776
IRS990EZ/LandAndBuildingsGrp/EOYAmt0184700
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt033950
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt066471
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OccupancyRentUtltsAndMaintAmt043682
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DEEANNA DUNCAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SCOTT RENNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DIANA WININGS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1COMMODORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt015211
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WATER AWARENESS AND BOATING SAFETY
IRS990EZ/PrintingPublicationsPostageAmt0356
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0COMMODORES BALL AND BEAN DINNER COMMUNITY WATER AWARENESS AND BOATING SAFETY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0250
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt091643
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt0250
IRS990EZ/SpecialEventsNetIncomeLossAmt03375
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0134001
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0231277
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt063183
IRS990EZ/TotalProgramServiceExpensesAmt0250
IRS990EZ/TotalRevenueAmt0129654
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Other office expenses $138.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Interest $1489.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $13584.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Accounts payable and accrued expenses. Beginning:$6300.00 Ending: $8900.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Secured mortgages and notes payable. Beginning:$127701.00 Ending: $222377.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CALENDAR YEAR 12-01-23 TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt611-30-24
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DOCK PARTICIPATION AND ELECTRICAL PARTICIPATION WAITLIST FINGER
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part II Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part II Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part V Line 35b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part V Line 35b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEEANNA DUNCAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07657953700
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CATARACT YACHT CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0CATA
ReturnHeader/Filer/EIN0351046879
ReturnHeader/Filer/InCareOfNm0% DEEANNA DUNCAN
ReturnHeader/Filer/USAddress/AddressLine1Txt011874 STATE HWY 243
ReturnHeader/Filer/USAddress/CityNm0Cloverdale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046120
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0831164492
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Kinnamon Financial LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02680 E Main St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine2Txt0Suite 214
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Plainfield
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd046168
ReturnHeader/PreparerPersonGrp/PhoneNum03172795531
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL L KINNAMON
ReturnHeader/ReturnTs02025-03-14T10:31:48-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-12-01
ReturnHeader/TaxPeriodEndDt02024-11-30
ReturnHeader/TaxYr02023

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