Civic Intelligence

Indiana Automobile Insurance Plan

EIN 35-0777497 • 501(c)6 • Johnston, RI

Profile

see note below

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919

www.aipso.com/in

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.14x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

99th percentile

4.25x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

1st percentile

-9261%

Higher net margin than 1% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

99th percentile

842%

Faster asset growth than 99% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

4th percentile

-96%

Faster revenue growth than 4% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$100,897

Up $90,186 (+842%) from 2019

Liabilities

Up

$13,900

Up $10,537 (+313%) from 2019

Net Assets

Up

$86,997

Up $79,649 (+1084%) from 2019

Revenue

Down

$3,274

Down $80,814 (-96%) from 2019

Expenses

Up

$306,472

Up $220,866 (+258%) from 2019

Net Income

Down

-$303,198

Down $301,680 (-19874%) from 2019

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $16,816Liabilities 2010: $4,562Net Assets 2010: $12,2542010Assets 2011: $17,599Liabilities 2011: $4,609Net Assets 2011: $12,9902011Assets 2012: $13,395Liabilities 2012: $2,645Net Assets 2012: $10,7502012Assets 2013: $13,758Liabilities 2013: $3,245Net Assets 2013: $10,5132013Assets 2014: $19,084Liabilities 2014: $7,223Net Assets 2014: $11,8612014Assets 2017: $9,825Liabilities 2017: $421Net Assets 2017: $9,4042017Assets 2018: $11,174Liabilities 2018: $408Net Assets 2018: $10,7662018Assets 2019: $10,711Liabilities 2019: $3,363Net Assets 2019: $7,3482019Assets 2020: $100,897Liabilities 2020: $13,900Net Assets 2020: $86,9972020

Highlighted filing

2020

Assets$100,897
Liabilities$13,900
Net Assets$86,997

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2010: $64,305Expenses 2010: $60,648Net Income 2010: $3,6572010Revenue 2011: $69,608Expenses 2011: $65,159Net Income 2011: $4,4492011Revenue 2012: $72,275Expenses 2012: $70,390Net Income 2012: $1,8852012Revenue 2013: $69,125Expenses 2013: $67,478Net Income 2013: $1,6472013Revenue 2014: $75,992Expenses 2014: $72,996Net Income 2014: $2,9962014Revenue 2017: $79,309Expenses 2017: $78,770Net Income 2017: $5392017Revenue 2018: $82,102Expenses 2018: $80,201Net Income 2018: $1,9012018Revenue 2019: $84,088Expenses 2019: $85,606Net Income 2019: -$1,5182019Revenue 2020: $3,274Expenses 2020: $306,472Net Income 2020: -$303,1982020

Highlighted filing

2020

Revenue$3,274
Expenses$306,472
Net Income-$303,198

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 4, 2021
Return Version
2020v4.1
Gross Receipts
$3,274
Mission and Program Overview

Mission

see note below

Program Services

DescriptionGrantsExpenses
To make motor vehicle insurance available for thosepersons not able to obtain coverage in the voluntarymarket.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Governing Committee Member-$0--
-Governing Committee Member-$0--
-Governing Committee Member-$0--
-Governing Committee Member-$0--
-Governing Committee Member-$0--
-Governing Committee Member-$0--
-Governing Committee Member-$0--
Filing and Contact Details

Filer

Filer Name
Indiana Automobile Insurance Plan
EIN
35-0777497
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919

Signing Officer

Name
Marc Guess
Title
Manager
Phone
4019462310
Signed
2021-05-04
Discuss with paid preparer
Yes

Preparer

Firm
Aipso
Address
302 CENTRAL AVE, JOHNSTON, RI 02919
Preparer
David Maynard
Phone
4019462310
Supplemental Narrative

Additional Explanations

Pt V, Line 33

The Plan was granted authority to start writing private passenger automobile insurance as of January 1, 2020. Prior to this, the Plan used to assign eligible applicants to various insurance companies that write voluntary insurance within the state.

Pt V, Line 34

The Plan was granted authority to start writing private passenger automobile insurance as of January 1, 2020. Prior to this, the Plan used to assign eligible applicants to various insurance companies that write voluntary insurance within the state.

Form 990EZ, Part I, Line 8

Misc. Income 10.

Form 990EZ, Part I, Line 8

Late Penalty Fees 350.

Form 990EZ, Part I, Line 16

Insurance 13513.

Form 990EZ, Part I, Line 16

Miscellaneous 158.

Form 990EZ, Part I, Line 16

Losses Incurred 1781.

Form 990EZ, Part I, Line 16

Loss Adjustment Expenses 1807.

Form 990EZ, Part I, Line 16

Commissions 412.

Form 990EZ, Part I, Line 16

Taxes, Licenses & Fees 1082.

Form 990EZ, Part I, Line 16

Underwriting Reports 29.

Form 990EZ, Part I, Line 16

EDP Advisory Equipment 543.

Form 990EZ, Part I, Line 16

Operating 1169.

Form 990EZ, Part I, Line 16

Rate & Survey Fees 350.

Form 990EZ, Part I, Line 20

Contingency Fund Reserve 25000.

Form 990EZ, Part I, Line 20

Assessments to Member Insurance Companies 357847.

Form 990EZ, Part II, Line 24

Accounts receivable 721. 9158.

Form 990EZ, Part II, Line 24

Prepaid expenses 4910. 0.

Form 990EZ, Part II, Line 26

Accounts Payable 3289. 7102.

Form 990EZ, Part II, Line 26

Accrued Expenses 74. 3535.

Form 990EZ, Part II, Line 26

Reserves 0. 3263.

Raw XML Appendix184 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 CENTRAL AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JOHNSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002919
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05080
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt091739
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0true
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-303198
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IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt0100897
IRS990EZ/FundraisingGrossIncomeAmt00
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IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt03274
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
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IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0238
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt07348
IRS990EZ/NetAssetsOrFundBalancesEOYAmt086997
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt07348
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt086997
IRS990EZ/OccupancyRentUtltsAndMaintAmt0611
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Erie Ins Co Robert Vetter
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt1Indiana Farmers Mut Ins Co Rick Marden
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt2State Automobile Ins Co Ryan Fisher
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt3The Hartford Allyson Hanover
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt4State Farm Ins Co Rodney Tucker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt5Nationwide Ins Co R Lindsey McCutchan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt6Progressive Insurance Mike Donovan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Governing Committee Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Governing Committee Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt05631
IRS990EZ/OtherAssetsTotalDetail/EOYAmt09158
IRS990EZ/OtherChangesInNetAssetsAmt0382847
IRS990EZ/OtherExpensesTotalAmt020844
IRS990EZ/OtherRevenueTotalAmt0360
IRS990EZ/PrimaryExemptPurposeTxt0see note below
IRS990EZ/PrintingPublicationsPostageAmt0758
IRS990EZ/ProgramServiceRevenueAmt02676
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To make motor vehicle insurance available for thosepersons not able to obtain coverage in the voluntarymarket.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IN
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt013900
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0306472
IRS990EZ/TotalRevenueAmt03274
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/in
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Plan was granted authority to start writing private passenger automobile insurance as of January 1, 2020. Prior to this, the Plan used to assign eligible applicants to various insurance companies that write voluntary insurance within the state.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Plan was granted authority to start writing private passenger automobile insurance as of January 1, 2020. Prior to this, the Plan used to assign eligible applicants to various insurance companies that write voluntary insurance within the state.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Misc. Income 10.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Late Penalty Fees 350.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance 13513.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Miscellaneous 158.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Losses Incurred 1781.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Loss Adjustment Expenses 1807.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Commissions 412.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Taxes, Licenses & Fees 1082.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Underwriting Reports 29.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11EDP Advisory Equipment 543.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Operating 1169.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Rate & Survey Fees 350.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Contingency Fund Reserve 25000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Assessments to Member Insurance Companies 357847.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16ACCOUNTS RECEIVABLE 721. 9158.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17PREPAID EXPENSES 4910. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Accounts Payable 3289. 7102.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Accrued Expenses 74. 3535.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20Reserves 0. 3263.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt V, Line 33
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt V, Line 34
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990EZ, Part II, Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Marc Guess
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INDIANA AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0INDI
ReturnHeader/Filer/EIN0350777497
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd002919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AIPSO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0302 CENTRAL AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0JOHNSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0RI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002919
ReturnHeader/PreparerPersonGrp/PhoneNum04019462310
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0David Maynard
ReturnHeader/ReturnTs02021-11-10T05:00:35-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Marc
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Guess
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits