Civic Intelligence

First Choice Community Credit Union Inc

990 • Fiscal year 2012 • EIN 34-6611264

Jan 01, 2012 to Dec 31, 2012 • Filed on May 15, 2013

Organization ProfileWWW.FCCCU.COM

View Organization Page

804 Warren Ave44446
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.88x

Higher debt load relative to assets than 58% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

62nd percentile

5.1%

Faster asset growth than 62% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$22,763,899

Up $1,731,874 (+8.2%) from 2010

Net Assets

Up

$2,742,348

Up $333,581 (+14%) from 2010

Liabilities

Up

$20,021,551

Up $1,398,293 (+7.5%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$862,403

Down $167,566 (-16%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $21,032,025Liabilities 2010: $18,623,258Net Assets 2010: $2,408,7672010Assets 2012: $22,763,899Liabilities 2012: $20,021,551Net Assets 2012: $2,742,3482012Assets 2014: $25,849,292Liabilities 2014: $22,724,374Net Assets 2014: $3,124,9182014Assets 2016: $26,924,906Liabilities 2016: $23,407,099Net Assets 2016: $3,517,8072016Assets 2017: $25,989,879Liabilities 2017: $22,394,745Net Assets 2017: $3,595,1342017Assets 2018: $19,379,508Liabilities 2018: $16,029,595Net Assets 2018: $3,349,9132018Assets 2019: $18,483,252Liabilities 2019: $14,741,018Net Assets 2019: $3,742,2342019Assets 2020: $20,090,184Liabilities 2020: $16,639,606Net Assets 2020: $3,450,5782020

Highlighted filing

2012

Assets$22,763,899
Liabilities$20,021,551
Net Assets$2,742,348
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,029,9692010Expenses 2012: $862,4032012Revenue 2014: $1,010,301Expenses 2014: $822,569Net Income 2014: $187,7322014Revenue 2016: $982,752Expenses 2016: $972,421Net Income 2016: $10,3312016Revenue 2017: $877,179Expenses 2017: $799,852Net Income 2017: $77,3272017Revenue 2018: $841,895Expenses 2018: $783,730Net Income 2018: $58,1652018Revenue 2019: $694,996Expenses 2019: $657,337Net Income 2019: $37,6592019Revenue 2020: $473,159Expenses 2020: $648,394Net Income 2020: -$175,2352020

Highlighted filing

2012

Revenue-
Expenses$862,403
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 15, 2013
Return Version
2012v2.2
Gross Receipts
$1,044,722
Mission and Program Overview

Mission

A financial cooperative / credit union organized to provide its members with low interest loans, and to promote savings among those members.

Filing and Contact Details

Filer

EIN
34-6611264
Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0true
IRS990/AccountantCompileOrReviewBasis/FinancialStatementSeparate0X
IRS990/AccountsPayableAccruedExpenses/BOY042234
IRS990/AccountsPayableAccruedExpenses/EOY042348
IRS990/AccountsReceivable/BOY015481
IRS990/AccountsReceivable/EOY0301
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0A FINANCIAL COOPERATIVE / CREDIT UNION ORGANIZED TO PROVIDE ITS MEMBERS WITH LOW INTEREST LOANS, AND TO PROMOTE SAVINGS AMONG THOSE MEMBERS.
IRS990/AddressPrincipalOfficerUS/AddressLine10324 Stinyhill Rd
IRS990/AddressPrincipalOfficerUS/City0West Middlesex
IRS990/AddressPrincipalOfficerUS/State0PA
IRS990/AddressPrincipalOfficerUS/ZIPCode016159
IRS990/Advertising/ProgramServices025806
IRS990/Advertising/Total025806
IRS990/AllOtherExpenses/Total00
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsToMembers/Total00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0187819
IRS990/CashNonInterestBearing/EOY0188605
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ProgramServices080151
IRS990/CompCurrentOfficersDirectors/Total080151
IRS990/CompDisqualPersons/Total00
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ConferencesMeetings/Total00
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/ProgramServices010374
IRS990/DepreciationDepletion/Total010374
IRS990/DescribedIn501C30false
IRS990/Description0PROVIDING LOW COST LOANS TO MEMBERS. PROVIDE SAVINGS VEHICLES AND BANKING TYPE SERVICES FOR THE BENEFIT OF MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0false
IRS990/ExcessBenefitTransaction0false
IRS990/Expense0862403
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total00
IRS990/FeesForServicesInvstMgmntFees/Total00
IRS990/FeesForServicesLegal/ProgramServices010901
IRS990/FeesForServicesLegal/Total010901
IRS990/FeesForServicesLobbying/Total00
IRS990/FeesForServicesManagement/ProgramServices02262
IRS990/FeesForServicesManagement/Total02262
IRS990/FeesForServicesOther/ProgramServices0564
IRS990/FeesForServicesOther/Total0564
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignGrants/Total00
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek0040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek2004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek3004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek4004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek5004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek6004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek7004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek8004.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek9004.00
IRS990/Form990PartVIISectionA/HighestCompensatedEmployee0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/KeyEmployee0X
IRS990/Form990PartVIISectionA/NamePerson0MARC MUCROSKI
IRS990/Form990PartVIISectionA/NamePerson1THOMAS HAYS
IRS990/Form990PartVIISectionA/NamePerson2KATHLEEN BOWEN
IRS990/Form990PartVIISectionA/NamePerson3J DANIEL SGAMBATI
IRS990/Form990PartVIISectionA/NamePerson4FRED KUBLI
IRS990/Form990PartVIISectionA/NamePerson5MATTHEW BLAIR
IRS990/Form990PartVIISectionA/NamePerson6DENNIS LASKEY
IRS990/Form990PartVIISectionA/NamePerson7JAMES LINGO
IRS990/Form990PartVIISectionA/NamePerson8HOLLY MANG
IRS990/Form990PartVIISectionA/NamePerson9DICK RICHARDS
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization080151
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/Title0MANAGER / CEO
IRS990/Form990PartVIISectionA/Title1PRESIDENT
IRS990/Form990PartVIISectionA/Title2VICE PRESIDENT
IRS990/Form990PartVIISectionA/Title3TREASURER
IRS990/Form990PartVIISectionA/Title4SECRETARY
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990PartVIISectionA/Title9DIRECTOR
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities0false
IRS990/FundsToPayPremiums0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToDomesticIndividuals/Total00
IRS990/GrantsToDomesticOrgs/Total00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts01044722
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/ProgramServices031271
IRS990/InformationTechnology/Total031271
IRS990/Insurance/Total00
IRS990/Interest/ProgramServices0215075
IRS990/Interest/Total0215075
IRS990/InvestmentIncomeCurrentYear0314112
IRS990/InvestmentIncomePriorYear0349156
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0314112
IRS990/InvestmentIncome/TotalRevenueColumn0314112
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsProgramRelated/BOY011368221
IRS990/InvestmentsProgramRelated/EOY012126843
IRS990/LandBldgEquipmentAccumDeprec0441848
IRS990/LandBuildingsEquipmentBasis0518218
IRS990/LandBuildingsEquipmentBasisNet/BOY065754
IRS990/LandBuildingsEquipmentBasisNet/EOY076370
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0A FINANCIAL COOPERATIVE / CREDIT UNION ORGANIZED TO PROVIDE ITS MEMBERS WITH LOW INTEREST LOANS, AND TO PROMOTE SAVINGS AMONG THOSE MEMBERS.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0Marc Mucroski
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY02560025
IRS990/NetAssetsOrFundBalancesEOY02742348
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers09
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ProgramServices037677
IRS990/Occupancy/Total037677
IRS990/OfficeExpenses/ProgramServices050671
IRS990/OfficeExpenses/Total050671
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY09984723
IRS990/OtherAssetsTotal/EOY010340150
IRS990/OtherEmployeeBenefits/ProgramServices041550
IRS990/OtherEmployeeBenefits/Total041550
IRS990/OtherExpensePriorYear0616885
IRS990/OtherExpensesCurrentYear0544796
IRS990/OtherExpenses/Description0All Other Expenses
IRS990/OtherExpenses/Description1Provision for Loan Loss
IRS990/OtherExpenses/ProgramServices0125798
IRS990/OtherExpenses/ProgramServices134062
IRS990/OtherExpenses/Total0125798
IRS990/OtherExpenses/Total134062
IRS990/OtherLiabilities/BOY019061285
IRS990/OtherLiabilities/EOY019979203
IRS990/OtherRevenueCurrentYear0156718
IRS990/OtherRevenueMisc/Description0All Other Revenue
IRS990/OtherRevenueMisc/Description1Atm Fees
IRS990/OtherRevenueMisc/Description2Account Fees
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome076654
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome162101
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome217963
IRS990/OtherRevenueMisc/TotalRevenueColumn076654
IRS990/OtherRevenueMisc/TotalRevenueColumn162101
IRS990/OtherRevenueMisc/TotalRevenueColumn217963
IRS990/OtherRevenuePriorYear0143004
IRS990/OtherSalariesAndWages/ProgramServices0152475
IRS990/OtherSalariesAndWages/Total0152475
IRS990/PartialLiquidation0false
IRS990/PaymentsToAffiliates/ProgramServices0335
IRS990/PaymentsToAffiliates/Total0335
IRS990/PayrollTaxes/ProgramServices019204
IRS990/PayrollTaxes/Total019204
IRS990/PensionPlanContributions/ProgramServices024227
IRS990/PensionPlanContributions/Total024227
IRS990/PoliticalActivities0false
IRS990/PremiumsPaid0false
IRS990/PrepaidExpensesDeferredCharges/BOY041546
IRS990/PrepaidExpensesDeferredCharges/EOY031630
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522291
IRS990/ProgramServiceRevenueCY0573892
IRS990/ProgramServiceRevenue/Description0Member Loan Interest
IRS990/ProgramServiceRevenuePriorYear0588937
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0573892
IRS990/ProgramServiceRevenue/TotalRevenueColumn0573892
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationRevenueExpenses0182319
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0true
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0true
IRS990/RetainedEarningsEndowmentEtc/BOY02560025
IRS990/RetainedEarningsEndowmentEtc/EOY02742348
IRS990/RevenuesLessExpensesCY0182319
IRS990/RevenuesLessExpensesPriorYear0151258
IRS990/Royalties/Total00
IRS990/SalariesEtcCurrentYear0317607
IRS990/SalariesEtcPriorYear0312954
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue029016
IRS990ScheduleD/Buildings/Depreciation077499
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis0106515
IRS990ScheduleD/Equipment/BookValue026207
IRS990ScheduleD/Equipment/Depreciation0311181
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0337388
IRS990ScheduleD/IncludedOnFS0false
IRS990ScheduleD/InvestmentsProgramRelated/BookValue012126843
IRS990ScheduleD/InvestmentsProgramRelated/Description0Certificates of Deposit Other Invesments
IRS990ScheduleD/InvestmentsProgramRelated/Description1FHLB
IRS990ScheduleD/InvestmentsProgramRelated/Description2FNMA Bond
IRS990ScheduleD/InvestmentsProgramRelated/Description3Money Market
IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation0C
IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation1C
IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation2C
IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation3C
IRS990ScheduleD/Land/BookValue016000
IRS990ScheduleD/Land/OtherCostOrOtherBasis016000
IRS990ScheduleD/LeaseholdImprovements/BookValue05147
IRS990ScheduleD/LeaseholdImprovements/Depreciation053168
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis058315
IRS990ScheduleD/OtherAssets/BookValue04250368
IRS990ScheduleD/OtherAssets/BookValue13401906
IRS990ScheduleD/OtherAssets/BookValue2880802
IRS990ScheduleD/OtherAssets/BookValue31
IRS990ScheduleD/OtherAssets/BookValue4250632
IRS990ScheduleD/OtherAssets/BookValue5270619
IRS990ScheduleD/OtherAssets/BookValue6182487
IRS990ScheduleD/OtherAssets/BookValue745613
IRS990ScheduleD/OtherAssets/BookValue8119262
IRS990ScheduleD/OtherAssets/BookValue9240023
IRS990ScheduleD/OtherAssets/BookValue10698437
IRS990ScheduleD/OtherAssets/Description0Mortgages
IRS990ScheduleD/OtherAssets/Description1Loans Due From Customers
IRS990ScheduleD/OtherAssets/Description2Revolving Credit Loans
IRS990ScheduleD/OtherAssets/Description3Rounding
IRS990ScheduleD/OtherAssets/Description4Share Covered Loans
IRS990ScheduleD/OtherAssets/Description5OLCCU Capitalization
IRS990ScheduleD/OtherAssets/Description6NCUSIF Capitalization
IRS990ScheduleD/OtherAssets/Description7Home Equity Loans
IRS990ScheduleD/OtherAssets/Description8Accrued Income From Investments
IRS990ScheduleD/OtherAssets/Description9All Other
IRS990ScheduleD/OtherAssets/Description10Cash Interest Bearing Accounts
IRS990ScheduleD/OtherLiabilities/Amount019978717
IRS990ScheduleD/OtherLiabilities/Amount1199
IRS990ScheduleD/OtherLiabilities/Amount2287
IRS990ScheduleD/OtherLiabilities/Description0Federal income taxes
IRS990ScheduleD/OtherLiabilities/Description1Members Shares and Savings Accounts
IRS990ScheduleD/OtherLiabilities/Description2Workers Compensation Payable
IRS990ScheduleD/OtherLiabilities/Description3State Income Taxes
IRS990ScheduleD/OtherLiabilities/Description4Rounding
IRS990ScheduleD/OtherSecurities/Description0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecurities/Description1Closely-held equity interests
IRS990ScheduleD/TotalBookValueOtherAssets010340150
IRS990ScheduleD/TotalOfAmounts019979203
IRS990ScheduleD/TotalOfBookValueLandBuildings076370
IRS990ScheduleD/TotalOfBookValueProgramRelated012126843
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0CLASSES OF MEMBERS OR STOCKHOLDERS THE CREDIT UNION HAS MEMBERS
IRS990ScheduleO/GeneralExplanation/Explanation1ORGANIZATIONS PROCESS TO REVIEW FORM 990 THE FORM 990 WAS PREPARED BY A CPA FIRM AND PRESENTED AT BOARD MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation2ENFORCEMENT OF CONFLICTS POLICY PURCHASES ARE REVIEWED BY THE BOARD AND THEN APPROVED.
IRS990ScheduleO/GeneralExplanation/Explanation3COMPENSATION PROCESS FOR TOP OFFICIAL THE BOARD APPOINTS A SALARY REVIEW COMMITTEE ANNUALLY TO REVIEW EMPLOYEE PERFORMANCE AND COMPENSATION. THE COMMITTEE THEN PREPARES A REPORT FOR PRESENTATION TO THE BOARD FOR REVIEW AND APPROVAL.
IRS990ScheduleO/GeneralExplanation/Explanation4COMPENSATION PROCESS FOR OFFICERS SEE EXPLANATION FOR LINE 15A ABOVE.
IRS990ScheduleO/GeneralExplanation/Explanation5GOVERNING DOCUMENTS EXPLANATION DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/ReturnReference0A 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1B 11A
IRS990ScheduleO/GeneralExplanation/ReturnReference2B 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference3B 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference4B 15B
IRS990ScheduleO/GeneralExplanation/ReturnReference5C 19
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0OH
IRS990/StatesWhereCopyOfReturnIsFiled0OH
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10804 Warren Ave
IRS990/TheBooksAreInCareOf/AddressUS/City0Niles
IRS990/TheBooksAreInCareOf/AddressUS/State0OH
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode044446
IRS990/TheBooksAreInCareOf/NamePerson0First Choice Community Credit Union
IRS990/TheBooksAreInCareOf/TelephoneNumber03306523887
IRS990/TotalAssets/BOY021663544
IRS990/TotalAssetsBOY021663544
IRS990/TotalAssets/EOY022763899
IRS990/TotalAssetsEOY022763899
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0862403
IRS990/TotalExpensesPriorYear0929839
IRS990/TotalFunctionalExpenses/ProgramServices0862403
IRS990/TotalFunctionalExpenses/Total0862403
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY019103519
IRS990/TotalLiabilitiesBOY019103519
IRS990/TotalLiabilities/EOY020021551
IRS990/TotalLiabilitiesEOY020021551
IRS990/TotalLiabNetAssetsFundBalances/BOY021663544
IRS990/TotalLiabNetAssetsFundBalances/EOY022763899
IRS990/TotalNbrEmployees00
IRS990/TotalNetAssetsFundBalances/BOY02560025
IRS990/TotalNetAssetsFundBalances/EOY02742348
IRS990/TotalOtherRevenue0156718
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense0862403
IRS990/TotalProgramServiceRevenue0573892
IRS990/TotalReportableCompFromOrg080151
IRS990/TotalRevenueCurrentYear01044722
IRS990/TotalRevenuePriorYear01081097
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01044722
IRS990/TotalRevenue/TotalRevenueColumn01044722
IRS990/TravelEntrtnmntPublicOfficials/Total00
IRS990/Travel/Total00
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0WWW.FCCCU.COM
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01968
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0346611264
ReturnHeader/Filer/Name/BusinessNameLine10FIRST CHOICE COMMUNITY CREDIT UNION INC
ReturnHeader/Filer/NameControl0FIRS
ReturnHeader/Filer/Phone03306523887

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$22,763,899
Liabilities
$20,021,551
Net assets
$2,742,348
Revenue
-
Expenses
$862,403
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.1$16.6$3.45$0.47$0.65$0.18
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.5$14.7$3.74$0.69$0.66$0.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.4$16.0$3.35$0.84$0.78$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$22.4$3.60$0.88$0.80$0.08
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.9$23.4$3.52$0.98$0.97$0.01
2014Detailed filing. Detailed filing data is available for this year.$25.8$22.7$3.12$1.01$0.82$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.8$20.0$2.74$0.86
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.0$18.6$2.41$1.03