Civic Intelligence

First Choice Community Credit Union Inc

990 • Fiscal year 2011 • EIN 34-6611264

Jan 01, 2011 to Dec 31, 2011 • Filed on Nov 09, 2012

Organization ProfileWWW.FCCCU.COM

View Organization Page

804 Warren Ave44446
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.88x

Higher debt load relative to assets than 62% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

52nd percentile

3.0%

Faster asset growth than 52% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$21,663,544

Up $631,519 (+3.0%) from 2010

Net Assets

Up

$2,560,025

Up $151,258 (+6.3%) from 2010

Liabilities

Up

$19,103,519

Up $480,261 (+2.6%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$929,839

Down $100,130 (-9.7%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth52nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $21,032,025Liabilities 2010: $18,623,258Net Assets 2010: $2,408,7672010Assets 2011: $21,663,544Liabilities 2011: $19,103,519Net Assets 2011: $2,560,0252011Assets 2014: $25,849,292Liabilities 2014: $22,724,374Net Assets 2014: $3,124,9182014Assets 2016: $26,924,906Liabilities 2016: $23,407,099Net Assets 2016: $3,517,8072016Assets 2017: $25,989,879Liabilities 2017: $22,394,745Net Assets 2017: $3,595,1342017Assets 2018: $19,379,508Liabilities 2018: $16,029,595Net Assets 2018: $3,349,9132018Assets 2019: $18,483,252Liabilities 2019: $14,741,018Net Assets 2019: $3,742,2342019Assets 2020: $20,090,184Liabilities 2020: $16,639,606Net Assets 2020: $3,450,5782020

Highlighted filing

2011

Assets$21,663,544
Liabilities$19,103,519
Net Assets$2,560,025
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,029,9692010Expenses 2011: $929,8392011Revenue 2014: $1,010,301Expenses 2014: $822,569Net Income 2014: $187,7322014Revenue 2016: $982,752Expenses 2016: $972,421Net Income 2016: $10,3312016Revenue 2017: $877,179Expenses 2017: $799,852Net Income 2017: $77,3272017Revenue 2018: $841,895Expenses 2018: $783,730Net Income 2018: $58,1652018Revenue 2019: $694,996Expenses 2019: $657,337Net Income 2019: $37,6592019Revenue 2020: $473,159Expenses 2020: $648,394Net Income 2020: -$175,2352020

Highlighted filing

2011

Revenue-
Expenses$929,839
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Nov 9, 2012
Return Version
2011v1.2
Gross Receipts
$1,081,097
Mission and Program Overview

Mission

A financial cooperative / credit union organized to provide its members with low interest loans, and to promote savings among those members.

Filing and Contact Details

Filer

EIN
34-6611264
Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0-Classes of Members or Stockholders. The Credit Union has Members
IRS990ScheduleO/GeneralExplanation/Explanation1-Organizations Process to Review Form 990. The Form 990 was prepared by a CPA firm and presented at board meeting.
IRS990ScheduleO/GeneralExplanation/Explanation2-Enforcement of Conflicts Policy. Purchases are reviewed by the Board then approved.
IRS990ScheduleO/GeneralExplanation/Explanation3-Compensation Process for Top Official. The board appoints a salary review committee annually to review employee performance and compensation. The committee then prepares a report for presentation to the Board for review and approval.
IRS990ScheduleO/GeneralExplanation/Explanation4-CompensationProcess for Officers. See explanation for 15a above.
IRS990ScheduleO/GeneralExplanation/Explanation5-Governing Documents Disclosure Explanation. Documents are made available to the public upon request.
IRS990ScheduleO/GeneralExplanation/Explanation6Form 990 Part VI Section A Line 6 -Classes of Members or Stockholders. The Credit Union has Members Form 990 Part VI Section B Line 11A -Organizations Process to Review Form 990. The Form 990 was prepared by a CPA firm and presented at board meeting. Form 990 Part VI Section B Line 12c -Enforcement of Conflicts Policy. Purchases are reviewed by the Board then approved. Form 990 Part VI Section B Line 15A -Compensation Process for Top Official. The board appoints a salary review committee annually to review employee performance and compensation. The committee then prepares a report for presentation to the Board for review and approval. Form 990 Part VI Section B Line 15b -CompensationProcess for Officers. See explanation for 15a above. Form 990 Part VI Section C Line 19 -Governing Documents Disclosure Explanation. Documents are made available to the public upon request.
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$21,663,544
Liabilities
$19,103,519
Net assets
$2,560,025
Revenue
-
Expenses
$929,839
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.1$16.6$3.45$0.47$0.65$0.18
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.5$14.7$3.74$0.69$0.66$0.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.4$16.0$3.35$0.84$0.78$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$22.4$3.60$0.88$0.80$0.08
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.9$23.4$3.52$0.98$0.97$0.01
2014Detailed filing. Detailed filing data is available for this year.$25.8$22.7$3.12$1.01$0.82$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.7$19.1$2.56$0.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.0$18.6$2.41$1.03