Civic Intelligence

Dairy Union Employees Welfare Fund

EIN 34-6548498 • 501(c)9 • Independence, OH

View Organization Page

Profile

To provide sick and death benefits for participants

5505 Valley Belt Dr Suite CIndependence, OH 44131

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

23rd percentile

-468%

Higher net margin than 23% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

56th percentile

-19%

Faster asset growth than 56% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

40th percentile

-49%

Faster revenue growth than 40% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$114,669

Down $22,295 (-16%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$114,669

Down $22,295 (-16%) from 2023

Operations
Liabilities / Revenue76th percentileNet Margin23rd percentile

Revenue

Down

$4,762

Down $4,881 (-51%) from 2023

Expenses

Down

$27,057

Down $20,150 (-43%) from 2023

Net Income

Up

-$22,295

Up $15,269 (+41%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2016: $290,693Liabilities 2016: $0Net Assets 2016: $290,6932016Assets 2017: $277,881Liabilities 2017: $14Net Assets 2017: $277,8672017Assets 2018: $260,900Liabilities 2018: $0Net Assets 2018: $260,9002018Assets 2019: $258,984Liabilities 2019: $0Net Assets 2019: $258,9842019Assets 2020: $229,962Liabilities 2020: $0Net Assets 2020: $229,9622020Assets 2021: $205,754Liabilities 2021: $0Net Assets 2021: $205,7542021Assets 2022: $174,528Liabilities 2022: $0Net Assets 2022: $174,5282022Assets 2023: $136,964Liabilities 2023: $0Net Assets 2023: $136,9642023Assets 2024: $114,669Liabilities 2024: $0Net Assets 2024: $114,6692024

Highlighted filing

2024

Assets$114,669
Liabilities$0
Net Assets$114,669
Open 2024 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2016: $45,669Expenses 2016: $56,616Net Income 2016: -$10,9472016Revenue 2017: $40,513Expenses 2017: $53,339Net Income 2017: -$12,8262017Revenue 2018: $41,827Expenses 2018: $58,794Net Income 2018: -$16,9672018Revenue 2019: $43,772Expenses 2019: $45,688Net Income 2019: -$1,9162019Revenue 2020: $33,740Expenses 2020: $62,762Net Income 2020: -$29,0222020Revenue 2021: $25,698Expenses 2021: $49,906Net Income 2021: -$24,2082021Revenue 2022: $18,496Expenses 2022: $49,722Net Income 2022: -$31,2262022Revenue 2023: $9,643Expenses 2023: $47,207Net Income 2023: -$37,5642023Revenue 2024: $4,762Expenses 2024: $27,057Net Income 2024: -$22,2952024

Highlighted filing

2024

Revenue$4,762
Expenses$27,057
Net Income-$22,295
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$114,669
Liabilities
$0
Net assets
$114,669
Revenue
$4,762
Expenses
$27,057
Net income
-$22,295
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.05$0.27$0.22
2023Detailed filing. Detailed filing data is available for this year.$1.37$0.00$1.37$0.10$0.47$0.38
2022Detailed filing. Detailed filing data is available for this year.$1.75$0.00$1.75$0.18$0.50$0.31
2021Detailed filing. Detailed filing data is available for this year.$2.06$0.00$2.06$0.26$0.50$0.24
2020Detailed filing. Detailed filing data is available for this year.$2.30$0.00$2.30$0.34$0.63$0.29
2019Detailed filing. Detailed filing data is available for this year.$2.59$0.00$2.59$0.44$0.46$0.02
2018Detailed filing. Detailed filing data is available for this year.$2.61$0.00$2.61$0.42$0.59$0.17
2017Detailed filing. Detailed filing data is available for this year.$2.78$0.00$2.78$0.41$0.53$0.13
2016Detailed filing. Detailed filing data is available for this year.$2.91$0.00$2.91$0.46$0.57$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.2
Gross Receipts
$168,149
Mission and Program Overview

Mission

To provide sick and death benefits for participants

Program Services

DescriptionGrantsExpenses
TO PROVIDE SICK AND DEATH BENEFITS FOR PARTICIPANTS$0$0
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRUCE OSBORNE JRTrustee-$0--
THOMAS SETTLETrustee-$0--
Filing and Contact Details

Filer

Filer Name
Dairy Union Employees Welfare Fund
EIN
34-6548498
Phone
2167399621
Address
5505 VALLEY BELT DR SUITE C, INDEPENDENCE, OH 44131

Signing Officer

Name
Bruce Osborne Jr
Title
Trustee
Phone
2167399621
Signed
2025-11-06
Discuss with paid preparer
Yes

Preparer

Firm
Ciuni & Panichi Inc
Address
25201 CHAGRIN BLVD 200, CLEVELAND, OH 44122-5683
Preparer
Jeffrey R Spencer CPA
Phone
2168317171
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 7. Description: dividend income. Amount: 5,259. Description: unrealized gain. Amount: 11,848. Total included on form 990-ez, line 4: 17,114.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: insurance expense. Amount: 3,061. Description: investment expense. Amount: 1,022. Description: office expense. Amount: 3,708. Total to form 990-ez, line 16: 7,791.”

Raw XML Appendix102 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BRUCE OSBORNE JR
IRS990EZ/BooksInCareOfDetail/PhoneNum02167399621
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05505 VALLEY BELT DR STE C
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0INDEPENDENCE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd044131
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0136964
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0114669
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt0163387
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-22295
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt08900
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0136964
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0114669
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0-12352
IRS990EZ/GrossReceiptsAmt0168149
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt017114
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0136964
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0114669
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0136964
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0114669
IRS990EZ/OccupancyRentUtltsAndMaintAmt04262
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRUCE OSBORNE JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1THOMAS SETTLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt07791
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE SICK AND DEATH BENEFITS FOR PARTICIPANTS
IRS990EZ/PrintingPublicationsPostageAmt06104
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE SICK AND DEATH BENEFITS FOR PARTICIPANTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt0151035
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt027057
IRS990EZ/TotalRevenueAmt04762
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 7. DESCRIPTION: DIVIDEND INCOME. AMOUNT: 5,259. DESCRIPTION: UNREALIZED GAIN. AMOUNT: 11,848. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 17,114.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE EXPENSE. AMOUNT: 3,061. DESCRIPTION: INVESTMENT EXPENSE. AMOUNT: 1,022. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 3,708. TOTAL TO FORM 990-EZ, LINE 16: 7,791.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRUCE OSBORNE JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum02167399621
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DAIRY UNION EMPLOYEES WELFARE FUND
ReturnHeader/Filer/BusinessNameControlTxt0DAIR
ReturnHeader/Filer/EIN0346548498
ReturnHeader/Filer/PhoneNum02167399621
ReturnHeader/Filer/USAddress/AddressLine1Txt05505 VALLEY BELT DR SUITE C
ReturnHeader/Filer/USAddress/CityNm0INDEPENDENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044131
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341322309
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CIUNI & PANICHI INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt025201 CHAGRIN BLVD 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CLEVELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0441225683
ReturnHeader/PreparerPersonGrp/PhoneNum02168317171
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEFFREY R SPENCER CPA
ReturnHeader/ReturnTs02025-11-17T13:28:01-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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