Morris Calvary Tw

“No conflict of interest policy exists for the trust. Keybank n a has a corporate conflict of interest policy.”

“The trust has no written document retention or destruction policy. Keybank n a has a corporate document retention and destruction policy.”

“Keybank is sole trustee, is compensated as such, and makes all decisions with respect to the operation and administration of the trust.”

“All returns are thoroughly prepared and reviewed by our internal profe ssional tax department”

“KEYBANK IS SOLE TRUSTEE”

“Typically there is no family relationships involved in our trusts.”

“Keybank does not delegate its duties to an outside management company”

“Typically, no changes are made to the trust document”

“Typically, there is no diversion of assets.”

“The trust does not contain members or stockholders”

“The trust does not contain members or stockholders.”

“No decisions are subject to approval”

“All returns are prepared and thoroughly reviewed by our tax vendor and/or internal professional tax department”

“Keybank is sole trustee, is compensated as such, and makes all decison with respect to the operation and administration of the trust.”

“Keybank is the sole trustee, is compensated as such, and makes all decisons with respect to the operation and administrationof the trust.”

“Documents are available upon request by mail or by phone and deliverd within 2 weeks of the request.”

“Grants are made to support st john medical center and are made inproportion to the number of patients cared for during the five(5) years immediately preceding such annual distribution.and are made inproportion to the number of patients cared for during the five(5) years immediately preceding such annual distribution.and are made inproportion to the number of patients cared for during the five(5) years immediately preceding such annual distribution.”

“Py roc adjustment ($1,294) cost basis adjustment ($1,653)”