Civic Intelligence

Fostoria Area Chamber of Commerce

EIN 34-4434036 • 501(c)6 • Fostoria, OH

Profile

To promote the business community of fostoria

342 Perry StFostoria, OH 44830

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.30x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.26x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

44th percentile

-2.0%

Higher net margin than 44% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

47th percentile

-2.8%

Faster asset growth than 47% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

48th percentile

-1.3%

Faster revenue growth than 48% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$98,070

Up $3,696 (+3.9%) from 2022

Liabilities

Down

$28,943

Down $6,690 (-19%) from 2022

Net Assets

Up

$69,127

Up $10,386 (+18%) from 2022

Revenue

Down

$109,831

Down $4,254 (-3.7%) from 2022

Expenses

Up

$112,044

Up $10,516 (+10%) from 2022

Net Income

Down

-$2,213

Down $14,770 (-118%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $122,320Liabilities 2011: $8,850Net Assets 2011: $113,4702011Assets 2013: $189,626Liabilities 2013: $1,937Net Assets 2013: $187,6892013Assets 2015: $136,396Liabilities 2015: $24,168Net Assets 2015: $112,2282015Assets 2017: $128,055Liabilities 2017: $32,623Net Assets 2017: $95,4322017Assets 2019: $68,626Liabilities 2019: $25,277Net Assets 2019: $43,3492019Assets 2020: $71,496Liabilities 2020: $24,092Net Assets 2020: $47,4042020Assets 2021: $77,933Liabilities 2021: $31,508Net Assets 2021: $46,4252021Assets 2022: $94,374Liabilities 2022: $35,633Net Assets 2022: $58,7412022Assets 2024: $98,070Liabilities 2024: $28,943Net Assets 2024: $69,1272024

Highlighted filing

2024

Assets$98,070
Liabilities$28,943
Net Assets$69,127

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $121,774Expenses 2011: $90,505Net Income 2011: $31,2692011Revenue 2013: $147,296Expenses 2013: $124,694Net Income 2013: $22,6022013Revenue 2015: $109,565Expenses 2015: $146,587Net Income 2015: -$37,0222015Revenue 2017: $109,183Expenses 2017: $123,934Net Income 2017: -$14,7512017Revenue 2019: $119,832Expenses 2019: $113,142Net Income 2019: $6,6902019Revenue 2020: $93,421Expenses 2020: $89,365Net Income 2020: $4,0562020Revenue 2021: $92,039Expenses 2021: $92,955Net Income 2021: -$9162021Revenue 2022: $114,085Expenses 2022: $101,528Net Income 2022: $12,5572022Revenue 2024: $109,831Expenses 2024: $112,044Net Income 2024: -$2,2132024

Highlighted filing

2024

Revenue$109,831
Expenses$112,044
Net Income-$2,213

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.0
Gross Receipts
$128,580
Mission and Program Overview

Mission

To promote the business community of fostoria

Program Services

DescriptionGrantsExpenses
PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE.--
PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KRISTY PERSOHNSecretary-$0--
MEGAN JAMESBoard Member-$0--
ROB HAMMERTreasurer-$0--
LISA SALTZMANChair-$0--
BILL SQUIREBoard Member-$0--
CRYSTAL LAIRDDirector-$0--
DIONNA BRENAMENBoard Member-$0--
BRIDGETT MUNDYBoard Member-$0--
LIBRA TEDROWBoard Member-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$28,516$28,516$8,559$19,957
Summer Event in$20,985$20,985$10,190$10,795
Total Events$49,501$49,501$18,749$30,752
Filing and Contact Details

Filer

Filer Name
Fostoria Area Chamber of Commerce
EIN
34-4434036
Address
342 PERRY ST, FOSTORIA, OH 44830

Signing Officer

Name
Crystal Laird
Title
Director
Signed
2025-11-12

Preparer

Firm
FRUTH & COMPANY PLL CPA'S
Address
P O BOX 854, FOSTORIA, OH 44830-0854
Preparer
Chris P Chalfin CPA
Phone
4194358541
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Commissions/misc 1,544 promo revenue 650 total 2,194

Form 990-ez, Part I, Line 16

Farmers market cost of goods sold 1,753 launch fostoria cost of goods sold 9,001 holiday sip & shop cost of goods sold 1,331 expenses advertising and promotion 1,209 office 1,043 insurance 3,565 dues & subscriptions 2,355 annual meeting 2,981 credit card fees 579 safety council -403 misc expense 101 membership services 497 telephone 233 scholarship exp 3,000 stipend 1,650 non-investment depreciation 236 total 29,131

Form 990-ez, Part I, Line 20

ROUNDING 0

Form 990-ez, Part II, Line 24

Accounts receivable 15,134 11,660 less allowance 608 608 net 14,526 11,052 prepaid expenses and deferred charges 981 1,120 building, equipment 9,722 9,722 less accumulated depreciation 8,190 8,426 total 17,039 13,468

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 29,584 28,943

Form 990-ez, Part III, Line 28

Program services provided by the chamber help accomplish the goal of providing members of the fostoria community with information useful in various aspects of business and commerce.

Form 990-ez, Part III, Line 31

Program services provided by the chamber help accomplish the goal of providing members of the fostoria community with information useful in various aspects of business and commerce

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COMMISSIONS/MISC 1,544 PROMO REVENUE 650 TOTAL 2,194
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FARMERS MARKET COST OF GOODS SOLD 1,753 LAUNCH FOSTORIA COST OF GOODS SOLD 9,001 HOLIDAY SIP & SHOP COST OF GOODS SOLD 1,331 EXPENSES ADVERTISING AND PROMOTION 1,209 OFFICE 1,043 INSURANCE 3,565 DUES & SUBSCRIPTIONS 2,355 ANNUAL MEETING 2,981 CREDIT CARD FEES 579 SAFETY COUNCIL -403 MISC EXPENSE 101 MEMBERSHIP SERVICES 497 TELEPHONE 233 SCHOLARSHIP EXP 3,000 STIPEND 1,650 NON-INVESTMENT DEPRECIATION 236 TOTAL 29,131
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS RECEIVABLE 15,134 11,660 LESS ALLOWANCE 608 608 NET 14,526 11,052 PREPAID EXPENSES AND DEFERRED CHARGES 981 1,120 BUILDING, EQUIPMENT 9,722 9,722 LESS ACCUMULATED DEPRECIATION 8,190 8,426 TOTAL 17,039 13,468
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 29,584 28,943
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART III, LINE 28
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ReturnHeader/ReturnTs02025-11-13T13:50:27-05:00
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits