Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
EIN 34-4434036 • 501(c)6 • Fostoria, OH
Profile
To promote the business community of fostoria
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Liabilities / Revenue
87th percentile
Higher debt load relative to revenue than 87% of similar nonprofits.
Net Margin
44th percentile
Higher net margin than 44% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
48th percentile
Faster revenue growth than 48% of similar nonprofits.
Assets
Up$98,070
Up $3,696 (+3.9%) from 2022
Liabilities
Down$28,943
Down $6,690 (-19%) from 2022
Net Assets
Up$69,127
Up $10,386 (+18%) from 2022
Revenue
Down$109,831
Down $4,254 (-3.7%) from 2022
Expenses
Up$112,044
Up $10,516 (+10%) from 2022
Net Income
Down-$2,213
Down $14,770 (-118%) from 2022
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
To promote the business community of fostoria
| Description | Grants | Expenses |
|---|---|---|
| PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE. | - | - |
| PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KRISTY PERSOHN | Secretary | - | $0 | - | - |
| MEGAN JAMES | Board Member | - | $0 | - | - |
| ROB HAMMER | Treasurer | - | $0 | - | - |
| LISA SALTZMAN | Chair | - | $0 | - | - |
| BILL SQUIRE | Board Member | - | $0 | - | - |
| CRYSTAL LAIRD | Director | - | $0 | - | - |
| DIONNA BRENAMEN | Board Member | - | $0 | - | - |
| BRIDGETT MUNDY | Board Member | - | $0 | - | - |
| LIBRA TEDROW | Board Member | - | $0 | - | - |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Golf Outing | $28,516 | $28,516 | $8,559 | $19,957 |
| Summer Event in | $20,985 | $20,985 | $10,190 | $10,795 |
| Total Events | $49,501 | $49,501 | $18,749 | $30,752 |
“Commissions/misc 1,544 promo revenue 650 total 2,194”
“Farmers market cost of goods sold 1,753 launch fostoria cost of goods sold 9,001 holiday sip & shop cost of goods sold 1,331 expenses advertising and promotion 1,209 office 1,043 insurance 3,565 dues & subscriptions 2,355 annual meeting 2,981 credit card fees 579 safety council -403 misc expense 101 membership services 497 telephone 233 scholarship exp 3,000 stipend 1,650 non-investment depreciation 236 total 29,131”
“ROUNDING 0”
“Accounts receivable 15,134 11,660 less allowance 608 608 net 14,526 11,052 prepaid expenses and deferred charges 981 1,120 building, equipment 9,722 9,722 less accumulated depreciation 8,190 8,426 total 17,039 13,468”
“Accounts payable and accrued expenses 29,584 28,943”
“Program services provided by the chamber help accomplish the goal of providing members of the fostoria community with information useful in various aspects of business and commerce.”
“Program services provided by the chamber help accomplish the goal of providing members of the fostoria community with information useful in various aspects of business and commerce”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | FRUTH & COMPANY PLL |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4194358541 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 854 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | FOSTORIA |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44830 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 83885 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 84602 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 5750 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -2213 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 490 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 100924 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 98070 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 49501 |
| IRS990EZ/GrossReceiptsAmt | 0 | 128580 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 20 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 46536 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 71340 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 69127 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 71340 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 69127 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 7200 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | KRISTY PERSOHN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | MEGAN JAMES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | ROB HAMMER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | LISA SALTZMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BILL SQUIRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | CRYSTAL LAIRD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | DIONNA BRENAMEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | BRIDGETT MUNDY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | LIBRA TEDROW |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 17039 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 13468 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 29131 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 2194 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROMOTE THE BUSINESS COMMUNITY OF FOSTORIA |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2841 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 24579 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 72382 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 18749 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 30752 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 29584 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 28943 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 112044 |
| IRS990EZ/TotalRevenueAmt | 0 | 109831 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 18749 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | GOLF OUTING |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm | 0 | SUMMER EVENT IN |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 28516 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt | 0 | 20985 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 49501 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 28516 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt | 0 | 20985 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 49501 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 30752 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 18749 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 8559 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt | 0 | 10190 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | COMMISSIONS/MISC 1,544 PROMO REVENUE 650 TOTAL 2,194 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FARMERS MARKET COST OF GOODS SOLD 1,753 LAUNCH FOSTORIA COST OF GOODS SOLD 9,001 HOLIDAY SIP & SHOP COST OF GOODS SOLD 1,331 EXPENSES ADVERTISING AND PROMOTION 1,209 OFFICE 1,043 INSURANCE 3,565 DUES & SUBSCRIPTIONS 2,355 ANNUAL MEETING 2,981 CREDIT CARD FEES 579 SAFETY COUNCIL -403 MISC EXPENSE 101 MEMBERSHIP SERVICES 497 TELEPHONE 233 SCHOLARSHIP EXP 3,000 STIPEND 1,650 NON-INVESTMENT DEPRECIATION 236 TOTAL 29,131 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS RECEIVABLE 15,134 11,660 LESS ALLOWANCE 608 608 NET 14,526 11,052 PREPAID EXPENSES AND DEFERRED CHARGES 981 1,120 BUILDING, EQUIPMENT 9,722 9,722 LESS ACCUMULATED DEPRECIATION 8,190 8,426 TOTAL 17,039 13,468 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 29,584 28,943 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROGRAM SERVICES PROVIDED BY THE CHAMBER HELP ACCOMPLISH THE GOAL OF PROVIDING MEMBERS OF THE FOSTORIA COMMUNITY WITH INFORMATION USEFUL IN VARIOUS ASPECTS OF BUSINESS AND COMMERCE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 28 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CRYSTAL LAIRD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FOSTORIA AREA CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FOST |
| ReturnHeader/Filer/EIN | 0 | 344434036 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 342 PERRY ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | FOSTORIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44830 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 341323165 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FRUTH & COMPANY PLL CPA'S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | P O BOX 854 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | FOSTORIA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 448300854 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4194358541 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CHRIS P CHALFIN CPA |
| ReturnHeader/ReturnTs | 0 | 2025-11-13T13:50:27-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
No mirrored PDF or thumbnail assets are attached yet.
Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits
Manchester, TN
View Organization501(c)6
Revenue vs current organization
17% higherAssets vs current organization
56% lowerFayetteville, NC
View Organization501(c)6
Revenue vs current organization
52% lowerAssets vs current organization
31% higherFort Worth, TX
View Organization501(c)6
Revenue vs current organization
58% lowerAssets vs current organization
31% higherKennett, MO
View Organization501(c)6
Revenue vs current organization
17% higherAssets vs current organization
70% lower