Civic Intelligence

Bay View Yacht Club

EIN 34-4183946 • 501(c)7 • Toledo, OH

Profile

To promote and encourage boat safety awareness and fellowship among its members.

PO Box 5036Toledo, OH 43611

www.bvyc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.62x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

1.73x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Net Margin

18th percentile

-6.3%

Higher net margin than 18% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Asset Growth

19th percentile

-4.5%

Faster asset growth than 19% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

17%

Faster revenue growth than 77% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$1,097,620

Down $51,613 (-4.5%) from 2023

Liabilities

Down

$682,529

Down $26,901 (-3.8%) from 2023

Net Assets

Down

$415,091

Down $24,712 (-5.6%) from 2023

Revenue

Up

$394,332

Up $55,919 (+17%) from 2023

Expenses

Up

$419,044

Up $57,608 (+16%) from 2023

Net Income

Down

-$24,712

Down $1,689 (-7.3%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2013: $825,910Liabilities 2013: $420,401Net Assets 2013: $405,5092013Assets 2014: $777,558Liabilities 2014: $389,779Net Assets 2014: $387,7792014Assets 2015: $789,665Liabilities 2015: $371,733Net Assets 2015: $417,9322015Assets 2016: $756,990Liabilities 2016: $351,584Net Assets 2016: $405,4062016Assets 2017: $727,336Liabilities 2017: $319,994Net Assets 2017: $407,3422017Assets 2018: $720,972Liabilities 2018: $301,461Net Assets 2018: $419,5112018Assets 2019: $702,166Liabilities 2019: $265,498Net Assets 2019: $436,6682019Assets 2020: $668,225Liabilities 2020: $245,358Net Assets 2020: $422,8672020Assets 2021: $702,843Liabilities 2021: $261,908Net Assets 2021: $440,9352021Assets 2022: $936,019Liabilities 2022: $473,193Net Assets 2022: $462,8262022Assets 2023: $1,149,233Liabilities 2023: $709,430Net Assets 2023: $439,8032023Assets 2024: $1,097,620Liabilities 2024: $682,529Net Assets 2024: $415,0912024

Highlighted filing

2024

Assets$1,097,620
Liabilities$682,529
Net Assets$415,091

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2013: $297,959Expenses 2013: $231,030Net Income 2013: $66,9292013Revenue 2014: $244,996Expenses 2014: $266,018Net Income 2014: -$21,0222014Revenue 2015: $292,272Expenses 2015: $262,279Net Income 2015: $29,9932015Revenue 2016: $249,600Expenses 2016: $264,431Net Income 2016: -$14,8312016Revenue 2017: $262,580Expenses 2017: $260,201Net Income 2017: $2,3792017Revenue 2018: $292,195Expenses 2018: $277,924Net Income 2018: $14,2712018Revenue 2019: $280,883Expenses 2019: $264,685Net Income 2019: $16,1982019Revenue 2020: $248,657Expenses 2020: $261,047Net Income 2020: -$12,3902020Revenue 2021: $300,911Expenses 2021: $282,830Net Income 2021: $18,0812021Revenue 2022: $317,101Expenses 2022: $295,209Net Income 2022: $21,8922022Revenue 2023: $338,413Expenses 2023: $361,436Net Income 2023: -$23,0232023Revenue 2024: $394,332Expenses 2024: $419,044Net Income 2024: -$24,7122024

Highlighted filing

2024

Revenue$394,332
Expenses$419,044
Net Income-$24,712

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 7, 2025
Return Version
2024v5.2
Gross Receipts
$714,807
Mission and Program Overview

Mission

To promote and encourage boat safety awareness and fellowship among its members.

To promote and encourage boating safety awarness and fellowship among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$816,808$777,387▼ $39,421
Rtn Earn Endowment Incm Other Fnds$439,803$415,091▼ $24,712
Savings and Temporary Cash Investments$114,091$106,906▼ $7,185
Cash and Non-Interest-Bearing Accounts$103,904$95,310▼ $8,594
Accounts Receivable$53,727$64,525▲ $10,798
Inventories for Sale or Use$60,703$43,234▼ $17,469
Prepaid Expenses and Deferred Charges-$10,258-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,149,233$1,097,620▼ $51,613
Liabilities
Mortgage Notes Payable Secured by Investment Property$597,544$558,138▼ $39,406
Deferred Revenue$82,433$87,050▲ $4,617
Accounts Payable and Accrued Expenses$29,453$37,341▲ $7,888
Total Liabilities$709,430$682,529▼ $26,901
Net Assets / Fund Balance
Total Net Assets Fund Balance$439,803$415,091▼ $24,712
Total Liabilities and Net Assets / Fund Balance$1,149,233$1,097,620▼ $51,613

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$483,339$958,818$1,442,157
Buildings$116,615$409,244$525,859
Land$177,433-$177,433
Compensation and Service Providers

Board Members and Trustees

NameTitle
Anthony BlankChairman
David KrellVice Chairman
Dave PatlinTrustee
Dennis CzesakTrustee
Doug LalondeTrustee
Scott AldrichTrustee
Nathan EdmundsCommodore
Scott KneiselFinancial Secretary
Gary RuffierRear Commodore
Jeff UtterbackRecording Secretary
Tom KromaSecretary
John SchoenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$120,040
Investment Income
$2,414
Other Revenue
$271,878
Change in Net Assets
$-24,712
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$368,291
Salaries, Compensation, and Employee Benefits$50,753
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy---$104,616
Depreciation Depletion---$72,763
Interest---$60,321
Other Salaries and Wages---$46,559
Insurance---$21,572
Fees for Services Accounting---$20,364
Office Expenses---$17,696
Payroll Taxes---$4,194
Other Expenses---$3,967
All Other Expenses---$3,703
Advertising---$578
Fees for Services Other---$464
Fees for Services Legal---$224
Total Functional Expenses$0$0$0$419,044
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$21,415
Fundraising Gross Income$21,141
Gaming Gross Income$7,998
Gaming Direct Expenses$7,366
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Homecoming & Entertaiment$21,141$21,141$21,415$-274
Total Events$21,141$21,141$21,415$-274
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The members elect the governing body.

Form 990, Part VI, Section B, Line 11B

The finance committee meets and reviews form 990 before filing. Any member can request a copy of form 990.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Bay View Yacht Club
EIN
34-4183946
Phone
4193671780
Address
PO BOX 5036, TOLEDO, OH 43611

Signing Officer

Name
Anthony Blank
Title
Chairman
Phone
4195742674
Signed
2025-10-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anthony Blank
Formed
1905
Legal Domicile
Oh
Voting Board Members
12
Independent Board Members
12
Employees
0
Volunteers
0

Preparer

Firm
Gbq Partners LLC
Address
5580 MONROE STREET SUITE 210, SYLVANIA, OH 43560
Preparer
Kathleen M Moseley
Phone
4198858338
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0120040
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0120040
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0112629
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt072
IRS990/PYOtherExpensesAmt0311459
IRS990/PYOtherRevenueAmt0225712
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-23023
IRS990/PYSalariesCompEmpBnftPaidAmt049977
IRS990/PYTotalExpensesAmt0361436
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0338413
IRS990/ReconcilationRevenueExpnssAmt0-24712
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0144874
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0439803
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0415091
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0114091
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0106906
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0116615
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0409244
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0525859
IRS990ScheduleD/LandGrp/BookValueAmt0177433
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0177433
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0483339
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0958818
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01442157
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0777387
IRS990ScheduleG/CharitableDistributionRqrInd00
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt021415
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0HOMECOMING & ENTERTAIMENT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt021141
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt021141
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt021141
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt021141
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-274
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt021415
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt021415
IRS990ScheduleG/GamingInformationGrp/CashPrizesPullTabsAmt07366
IRS990ScheduleG/GamingInformationGrp/CashPrizesTotalGamingAmt07366
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt07366
IRS990ScheduleG/GamingInformationGrp/GrossRevenuePullTabsAmt07998
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt07998
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt0632
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd00
IRS990ScheduleG/GamingManagerIsDirectorOfcrInd0X
IRS990ScheduleG/GamingManagerPersonNm0TONY BLANK
IRS990ScheduleG/GamingOwnFacilityPct01.00000
IRS990ScheduleG/GamingWithNonmembersInd00
IRS990ScheduleG/IndividualWithBooksNm0TONY BLANK
IRS990ScheduleG/LicensedInd01
IRS990ScheduleG/LicenseSuspendedEtcInd00
IRS990ScheduleG/MemberOfOtherEntityInd00
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine1Txt0PO BOX 5036
IRS990ScheduleG/PersonsWithBooksUSAddress/CityNm0TOLEDO
IRS990ScheduleG/PersonsWithBooksUSAddress/StateAbbreviationCd0OH
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCd043611
IRS990ScheduleG/StatesWhereGamingConductedCd0OH
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS ELECT THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FINANCE COMMITTEE MEETS AND REVIEWS FORM 990 BEFORE FILING. ANY MEMBER CAN REQUEST A COPY OF FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01149233
IRS990/TotalAssetsEOYAmt01097620
IRS990/TotalAssetsGrp/BOYAmt01149233
IRS990/TotalAssetsGrp/EOYAmt01097620
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0419044
IRS990/TotalGrossUBIAmt02414
IRS990/TotalLiabilitiesBOYAmt0709430
IRS990/TotalLiabilitiesEOYAmt0682529
IRS990/TotalLiabilitiesGrp/BOYAmt0709430
IRS990/TotalLiabilitiesGrp/EOYAmt0682529
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0439803
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0415091
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0120040
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0-274
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0392192
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0394332
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02414
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01149233
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01097620
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 5036
IRS990/USAddress/CityNm0TOLEDO
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043611
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.BVYC.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ANTHONY BLANK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum04195742674
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAY VIEW YACHT CLUB
ReturnHeader/Filer/BusinessNameControlTxt0BAYV
ReturnHeader/Filer/EIN0344183946

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