Civic Intelligence

Lorain-Medina Rural Electric Cooperative People Fund Inc

EIN 34-1882504 • 501(c)3 • Spencer, OH

Profile

To provide financial assistance to other 501(c)(3) organizations and government units and faimilies/individuals when assistance is needed in keeping with the mission of the fund.

1 Cooperative WaySpencer, OH 44275

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.01x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

0.01x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

82nd percentile

31%

Higher net margin than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

84th percentile

41%

Faster asset growth than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

45th percentile

-6.9%

Faster revenue growth than 45% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$63,911

Up $18,513 (+41%) from 2023

Liabilities

Down

$750

Down $5,850 (-89%) from 2023

Net Assets

Up

$63,161

Up $24,363 (+63%) from 2023

Operations
Liabilities / Revenue69th percentileNet Margin82nd percentile

Revenue

Down

$77,937

Down $5,812 (-6.9%) from 2023

Expenses

Down

$53,574

Down $20,723 (-28%) from 2023

Net Income

Up

$24,363

Up $14,911 (+158%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth84th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2013: $34,196Liabilities 2013: $0Net Assets 2013: $34,1962013Assets 2018: $41,272Liabilities 2018: $0Net Assets 2018: $41,2722018Assets 2019: $34,890Liabilities 2019: $0Net Assets 2019: $34,8902019Assets 2020: $43,463Liabilities 2020: $0Net Assets 2020: $43,4632020Assets 2021: $61,685Liabilities 2021: $0Net Assets 2021: $61,6852021Assets 2022: $35,837Liabilities 2022: $6,491Net Assets 2022: $29,3462022Assets 2023: $45,398Liabilities 2023: $6,600Net Assets 2023: $38,7982023Assets 2024: $63,911Liabilities 2024: $750Net Assets 2024: $63,1612024

Highlighted filing

2024

Assets$63,911
Liabilities$750
Net Assets$63,161
Open 2024 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $77,665Expenses 2013: $86,666Net Income 2013: -$9,0012013Revenue 2018: $77,072Expenses 2018: $63,835Net Income 2018: $13,2372018Revenue 2019: $77,058Expenses 2019: $83,440Net Income 2019: -$6,3822019Revenue 2020: $77,619Expenses 2020: $69,046Net Income 2020: $8,5732020Revenue 2021: $77,040Expenses 2021: $58,818Net Income 2021: $18,2222021Revenue 2022: $75,232Expenses 2022: $107,571Net Income 2022: -$32,3392022Revenue 2023: $83,749Expenses 2023: $74,297Net Income 2023: $9,4522023Revenue 2024: $77,937Expenses 2024: $53,574Net Income 2024: $24,3632024

Highlighted filing

2024

Revenue$77,937
Expenses$53,574
Net Income$24,363
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,911
Liabilities
$750
Net assets
$63,161
Revenue
$77,937
Expenses
$53,574
Net income
$24,363
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.64$0.01$0.63$0.78$0.54$0.24
2023Detailed filing. Detailed filing data is available for this year.$0.45$0.07$0.39$0.84$0.74$0.09
2022Detailed filing. Detailed filing data is available for this year.$0.36$0.06$0.29$0.75$1.08$0.32
2021Detailed filing. Detailed filing data is available for this year.$0.62$0.00$0.62$0.77$0.59$0.18
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.78$0.69$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.35$0.00$0.35$0.77$0.83$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.41$0.00$0.41$0.77$0.64$0.13
2013Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$0.78$0.87$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 12, 2025
Return Version
2024v5.1
Gross Receipts
$77,937
Mission and Program Overview

Mission

To provide financial assistance to other 501(c)(3) organizations and government entities and families/individuals when assistance is needed in keeping with the mission of the fund.

Program Services

DescriptionGrantsExpenses
PROVIDED FINANCIAL ASSISTANCE TO FAMILIES, INDIVIDUALS AND OTHER 501 C(3) ORGANIZATIONS.$77,912$53,574
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAURA BRADYDirector-$0--
BECKY MCDONNELLDirector-$0--
PATTY FEAKINSDirector-$0--
TOM SEMANDirector-$0--
RITA CANFIELDDirector-$0--
PATRICK PESATADirector-$0--
CHRISTINA JORDANDirector-$0--
TIM WHITEDirector-$0--
LONNIE MONTGOMERYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Lorain-medina Rural Electric Cooperative
EIN
34-1882504
Phone
4406472133
Address
1 COOPERATIVE WAY, SPENCER, OH 44275

Signing Officer

Name
Edward Vanhoose
Title
President/CEO
Phone
4406472133
Signed
2025-06-12
Discuss with paid preparer
Yes

Preparer

Firm
Lwg Cpas & Advisors
Address
1776 N MERIDIAN ST STE 500, INDIANAPOLIS, IN 46202
Preparer
Brian D Cherry
Phone
3176344747
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: miscellaneous income. Amount: 25.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: grants awarded. Amount: 53,574.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: accounts receivable. Beg. Of year amount: 6,453. End of year amount: 6,469.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: accounts payable. Beg. Of year amount: 6,600. End of year amount: 750.”

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: MISCELLANEOUS INCOME. AMOUNT: 25.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: GRANTS AWARDED. AMOUNT: 53,574.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 6,453. END OF YEAR AMOUNT: 6,469.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 6,600. END OF YEAR AMOUNT: 750.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0EDWARD VANHOOSE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04406472133
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LORAIN-MEDINA RURAL ELECTRIC COOPERATIVE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0PEOPLE FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0LORA
ReturnHeader/Filer/EIN0341882504
ReturnHeader/Filer/PhoneNum04406472133
ReturnHeader/Filer/USAddress/AddressLine1Txt01 COOPERATIVE WAY
ReturnHeader/Filer/USAddress/CityNm0SPENCER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363163136
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LWG CPAS & ADVISORS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01776 N MERIDIAN ST STE 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0INDIANAPOLIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd046202
ReturnHeader/PreparerPersonGrp/PhoneNum03176344747
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRIAN D CHERRY
ReturnHeader/ReturnTs02025-06-26T09:15:51-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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