Keycorp Eba for Post Ret Medical

“Keybank is sole trustee. The trust is administered by a trust oversight committee. All members have a vote.”

“Meets twice a year or as necessary. Minutes are kept.”

“There is only one committee, the trust oversight committee.”

“All returns are prepared and thoroughly reviewed by our tax vendor and/or internal professional tax department”

“No conflict of interest policy exists for the trust. Keybank n.a. Has a corporate conflict of interest policy.”

“The trustee, keybank n.a. Does not receive any compensation from the trust for its services rendered. The fees relating to these services are paid directly by keycorp not by the trust”

“Documents are available upon request by mail or by phone and delivered within two weeks of the request.”

“A 990t will be filed or extended at the same time as the 990.”

“MODIFIED CASH BASIS”

“The specific trust and related financial information covered by this return is not audited. The trust is used to fund, in part, benefits provided for under the keycorp medical benefits plan for retirees. Certain financial activity related to the plan is also transacted and funded directly by the employer (keycorp) separately and outside from the trust. The most significant activity transacted and funded directly by the employer apart from the trust relates to "key employees" as that term is defined in irc 419(i). All activity (benefit payments, employer and retiree contributions) relating to "key employees" is transacted and funded directly by the employer and not by the trust because of restrictions relating to "key”

“EMPLOYEESTHE VEBA POSTRETIREMENT MEDICAL TRUST SET FORTH IN IRD419a(d). ALTHOUGH THE TRUST AND RELATED FINANCIAL INFORMATION COVERED BY THIS RETURN IS NOT AUDITED./ "THE PLAN" WHICH IS FUNDED IN PART BY THE TRUST, IS AUDITED. THE SEPARATE AUDITED FINANCIAL STATEMENTS RELATING TO THE PLAN ARE FILED ANNUALLY FOR PURPOSES OF COMPLYING WITH IRS/DOL FORM 5500 (ANNUAL RETURN/REPORT OF EMPLOYEES BENEFIT PLANS). BECAUSE THE FINANCIAL ACTIVITY RELATING TO THE TRUST COVERED BY THIS RETURN DOES NOT INCLUDE ALL OF THE PLAN'S FINANCIAL ACTIVITY, ANY COMPARISON OF THE PLAN'S AUDITED FINANCIAL STATEMENTS FOR THE TRUST WOULD NOT BE MEANINGFUL.”