Civic Intelligence

Cleveland Pops Orchestra

990 • Fiscal year 2018 • EIN 34-1769835

Sep 01, 2017 to Aug 31, 2018 • Filed on Feb 22, 2019

24000 Mercantile Rd Unit 8Beachwood, OH 44122

(216) 765-7677

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.73x

Higher debt load relative to assets than 87% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

74th percentile

0.38x

Higher debt load relative to revenue than 74% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Net Margin

43rd percentile

0.8%

Higher net margin than 43% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

46th percentile

$55,080

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Asset Growth

81st percentile

19%

Faster asset growth than 81% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

71st percentile

16%

Faster revenue growth than 71% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Assets

Up

$549,080

Up $85,989 (+19%) from 2017

Net Assets

Up

$147,350

Up $17,863 (+14%) from 2017

Liabilities

Up

$401,730

Up $68,126 (+20%) from 2017

Revenue

Up

$1,066,232

Up $148,682 (+16%) from 2017

Expenses

Up

$1,057,433

Up $14,861 (+1.4%) from 2017

Net Income

Up

$8,799

Up $133,821 (+107%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $459,360Liabilities 2010: $223,484Net Assets 2010: $235,8762010Assets 2012: $644,792Liabilities 2012: $242,984Net Assets 2012: $401,8082012Assets 2013: $632,413Liabilities 2013: $335,243Net Assets 2013: $297,1702013Assets 2014: $624,038Liabilities 2014: $348,854Net Assets 2014: $275,1842014Assets 2015: $669,372Liabilities 2015: $395,814Net Assets 2015: $273,5582015Assets 2016: $627,481Liabilities 2016: $372,495Net Assets 2016: $254,9862016Assets 2017: $463,091Liabilities 2017: $333,604Net Assets 2017: $129,4872017Assets 2018: $549,080Liabilities 2018: $401,730Net Assets 2018: $147,3502018Assets 2019: $630,101Liabilities 2019: $522,620Net Assets 2019: $107,4812019Assets 2020: $375,833Liabilities 2020: $291,044Net Assets 2020: $84,7892020Assets 2021: $788,447Liabilities 2021: $548,817Net Assets 2021: $239,6302021Assets 2022: $688,573Liabilities 2022: $255,069Net Assets 2022: $433,5042022Assets 2023: $504,291Liabilities 2023: $376,315Net Assets 2023: $127,9762023Assets 2024: $653,823Liabilities 2024: $591,261Net Assets 2024: $62,5622024

Highlighted filing

2018

Assets$549,080
Liabilities$401,730
Net Assets$147,350

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $913,9732010Expenses 2012: $942,6402012Expenses 2013: $946,8452013Revenue 2014: $1,005,100Expenses 2014: $1,027,086Net Income 2014: -$21,9862014Revenue 2015: $1,012,244Expenses 2015: $992,312Net Income 2015: $19,9322015Revenue 2016: $929,961Expenses 2016: $958,091Net Income 2016: -$28,1302016Revenue 2017: $917,550Expenses 2017: $1,042,572Net Income 2017: -$125,0222017Revenue 2018: $1,066,232Expenses 2018: $1,057,433Net Income 2018: $8,7992018Revenue 2019: $1,029,056Expenses 2019: $1,069,654Net Income 2019: -$40,5982019Revenue 2020: $843,041Expenses 2020: $865,007Net Income 2020: -$21,9662020Revenue 2021: $559,742Expenses 2021: $443,262Net Income 2021: $116,4802021Revenue 2022: $1,301,957Expenses 2022: $1,085,378Net Income 2022: $216,5792022Revenue 2023: $1,096,959Expenses 2023: $1,413,025Net Income 2023: -$316,0662023Revenue 2024: $1,164,725Expenses 2024: $1,324,738Net Income 2024: -$160,0132024

Highlighted filing

2018

Revenue$1,066,232
Expenses$1,057,433
Net Income$8,799
Jump To
Filing Snapshot
Filing Period
Sep 1, 2017 to Aug 31, 2018
Signed
Feb 22, 2019
Return Version
2017v2.3
Gross Receipts
$1,135,412
Mission and Program Overview

Mission

The cleveland pops orchestra is committed to preserving symphonic pops music of the highest artistic quality that is entertaining and exciting to a wide and diverse audience, and to provide educational programs that develop a love and understanding of music for youth and adults.

The cleveland pops orchestra with carl topilow performs the highest quality symphonic pops music to entertain and enrich a wide and diverse audience and provides educational programs to develop an enduring appreciation of music, both enhancing the richness and vibrancy of northeast ohio living.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$155,969$225,042▲ $69,073
Prepaid Expenses and Deferred Charges$112,660$112,992▲ $332
Investments in Publicly Traded Securities$99,827$108,986▲ $9,159
Pledges and Grants Receivable$54,275$60,275▲ $6,000
Accounts Receivable$12,119$22,431▲ $10,312
Savings and Temporary Cash Investments$9,852$9,857▲ $5
Intangible Assets$7,968--
Land, Buildings, and Equipment, Net$7,471$6,547▼ $924
Total Assets$463,091$549,080▲ $85,989
Other Assets Total$2,950$2,950→ $0
Liabilities
Deferred Revenue$312,576$353,924▲ $41,348
Accounts Payable and Accrued Expenses$21,028$47,806▲ $26,778
Total Liabilities$333,604$401,730▲ $68,126
Net Assets / Fund Balance
Unrestricted Net Assets$100,127$119,243▲ $19,116
Temporarily Rstr Net Assets$29,360$28,107▼ $1,253
Total Net Assets Fund Balance$129,487$147,350▲ $17,863
Total Liabilities and Net Assets / Fund Balance$463,091$549,080▲ $85,989

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$6,547$2,695$9,242

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2017$99,827-▲ $9,159-$108,966
2016$88,147$4,704▲ $6,976-$99,827
2015$81,608-▲ $6,539-$88,147
2014$174,514-▼ $7,906$85,000$81,608
2013$206,655-▲ $22,859$50,000$179,514
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Shirley MorgensternPresident &FT$55,080$55,080
Revenue and Support

Revenue Composition

Contributions and Grants
$321,974
Program Service Revenue
$744,163
Investment Income
$95
Other Revenue
$0
All Other Contributions
$176,553
Change in Net Assets
$8,799

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,066,232
Revenue Not Reported on Form 990
$54,064
Total Revenue per Audited Statements
$1,120,296
Total Revenue per Form 990
$1,066,232
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$869,199
Salaries, Compensation, and Employee Benefits$167,984
Total Fundraising Expense$65,003
Professional Fundraising Fees$19,250
Grants and Similar Amounts Paid$1,000

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$111,903$596$372$112,871
Other Salaries and Wages$42,820$25,483$32,391$100,694
Current Officers, Directors, Trustees, and Key Employees$44,064$8,262$2,754$55,080
Occupancy$24,792$4,185$3,220$32,197
All Other Expenses$22,789$1,345$482$24,616
Office Expenses$17,338$3,043$3,617$23,998
Fees for Services Accounting-$23,121-$23,121
Fees for Services Professional Fundraising--$19,250$19,250
Payroll Taxes$6,989$2,596$2,625$12,210
Other Expenses$11,595--$11,595
Depreciation Depletion$8,892--$8,892
Insurance$3,584$1,732-$5,316
Conferences and Meetings$3,237$571$43$3,851
Fees for Services Legal-$3,430-$3,430
Information Technology$2,241-$249$2,490
Grants to Domestic Individuals$1,000--$1,000
Total Functional Expenses$918,066$74,364$65,003$1,057,433

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,102,433
Expenses per Audited Statements$1,057,433
Total Expenses per Form 990$1,057,433
Expenses Not Reported on Form 990$45,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$69,180
Fundraising Gross Income$69,180
Professional Fundraising Fees$19,250

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Night on the to$98,717$56,876$17,247$39,629
Nighttown$14,600$9,901$907$8,994
Total Events$119,807$69,180$69,180-
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Carl TopilowSpouse of CEOMusic Dir/conductNo$52,949
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Prior to filing, the form 990 is presented to the finance/audit committee, finance staff, and the president/ceo director for review and approval. The board was then provided a copy prior to electronic filing.

Form 990, Page 6, Part VI, Line 12C

Each year, board members and staff are asked to review the pops' conflict of interest policy and to complete a "disclosure of interest certificate". The certificate requests that the directors and staff, to the best of their knowledge and belief, disclose affiliations with organizations, or related parties of such organizations, that may potentially result in a conflict of interest. If a potential conflict of interest is identified, appropriate steps are taken both to assess the nature of the potential conflict and, subsequently, to ensure that the possibiity of an actual conflict is mitigated. Such mitigation may be achieved through the recusal or firewalling of the individual in question, thus ensuring that the conflict is managed and the letter and spirit of the conflicts policy is upheld. The governance committee is charged for monitoring the organization's conflict of interest policy.

Form 990, Page 6, Part VI, Line 15A

The executive committee annually evaluates the performance of the president/ceo. Compensation is based on performance and compared to statistics published each year by the america orchestra league and also to comparison to her peers with similar orchestras in budget size and number of performances. The review is performed by independent persons and after deliberation, the decision is contemporaneously documented.

Form 990, Page 6, Part VI, Line 19

The organization's governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Cleveland Pops Orchestra
EIN
34-1769835
Phone
2167657677
Address
24000 MERCANTILE RD UNIT 8, BEACHWOOD, OH 44122

Signing Officer

Name
Shirley Morgenstern
Title
President & CEO
Phone
2167657677
Signed
2019-02-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Donald H Messinger
Formed
1994
Legal Domicile
Oh
Voting Board Members
21
Independent Board Members
21
Employees
7
Volunteers
21

Preparer

Firm
H & J Certified Public Accountants Inc
Address
7555 FREDLE DR STE 110, CONCORD, OH 44077
Preparer
Rolland B Standish
Phone
4409512997
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The cleveland pops orchestra with carl topilow performs the highest quality symphonic pops music to entertain and enrich a wide and diverse audience and provides educational programs to develop an enduring appreciation of music, both enhancing the richness and vibrancy of northeast ohio living.

Form 990, Page 2, Part III, Line 4A

Our actual music program in schools throughout the region, thereby giving the next generation the beginning of a lifelong appreciation of the arts. - our jean l. Petitt scholarship award for high school students provided young artists performance opportunities with the cleveland pops orchestra and resources towards continuing their education. - youth ensembles, including the contemporary youth orchestra, performed with our professional musicians. The cleveland pops orchestra performed 7 concerts with an approximate attendance of 15,000. Also, 6 run-out concerts were performed, sponsored by local corporations, municipalities, schools and nonprofit entities with an approximate attendance of 33,000.

Financial Statement Notes

Schedule D, Page 2, Part V, Line 4

To provide financial stability to the orchestra and to enrich and expand its programs, all as determined from time to time by its board.

Schedule D, Page 3, Part X

The orchestra is exempt from federal income taxes under section 501(c)(3) of the internal revenue code (the "code") as a charitable organization whereby only unrelated business income, as defined by section 509(a)(1) of the code, is subject to federal income tax. The orchestra currently has no unrelated business income. Accordingly, no provision for income taxes has been recorded. The orchestra's policy is to record a liability for any tax position taken that is beneficial to the orchestra, including penalties and interest, when it is more likely than not the position taken will be overturned by a taxing authority upon examination. Management believes there are no such positions as of august 31, 2018 and, accordingly, no liability has been accrued.

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IRS990/Desc0ACCOMPLISHMENTS IN 2018. THROUGH YOUR GENEROSITY, WE ACHIEVED NEW HEIGHTS, INCLUDING: - OVER 50,000 PEOPLE WERE ABLE TO ATTEND OUR CONCERTS. FROM SEVERANCE HALL, CONNOR PALACE, AND FREE OUTDOOR CONCERTS AROUND OUR REGION, THE POPS CONNECTS PEOPLE FROM ALL WALKS OF LIFE WITH THE MUSIC OF THEIR LIVES. - OVER 100 PROFESSIONAL MUSICIANS FROM NORTHEAST OHIO WERE EMPLOYED THROUGH THE POPS. - NATIONALLY ACCLAIMED GUEST STARS HAVE WOWED AUDIENCES, BRINGING YOU THE MUSIC YOU LOVE FROM BROADWAY, THE MOVIES, JAZZ, AND LIGHT CLASSICS. - SCHOOL CHILDREN LEARNED MOVEMENT, VOICE, AND HOW TO PLAY MUSIC THROUGH OUR ACTUAL MUSIC PROGRAM IN SCHOOLS THROUGHOUT THE REGION, THEREBY GIVING THE NEXT GENERATION THE BEGINNING OF A LIFELONG APPRECIATION OF THE ARTS. - OUR JEAN L. PETITT SCHOLARSHIP AWARD FOR HIGH SCHOOL STUDENTS PROVIDED YOUNG ARTISTS PERFORMANCE OPPORTUNITIES WITH THE CLEVELAND POPS ORCHESTRA AND RESOURCES TOWARDS CONTINUING THEIR EDUCATION. - YOUTH ENSEMBLES, INCLUDING THE CONTEMPORARY YOUTH ORCHESTRA, PERFORMED WITH OUR PROFESSIONAL MUSICIANS. THE CLEVELAND POPS ORCHESTRA PERFORMED 7 CONCERTS WITH AN APPROXIMATE ATTENDANCE OF 15,000. ALSO, 6 RUN-OUT CONCERTS WERE PERFORMED, SPONSORED BY LOCAL CORPORATIONS, MUNICIPALITIES, SCHOOLS AND NONPROFIT ENTITIES WITH AN APPROXIMATE ATTENDANCE OF 33,000.
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IRS990/Form990PartVIISectionAGrp/PersonNm7JOYCE A BOWMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8SONDRA BOYD
IRS990/Form990PartVIISectionAGrp/PersonNm9BARRY CHESLER
IRS990/Form990PartVIISectionAGrp/PersonNm10DAVID J ELK
IRS990/Form990PartVIISectionAGrp/PersonNm11EDWARD H GABELMAN
IRS990/Form990PartVIISectionAGrp/PersonNm12RUSSELL H GRINDON
IRS990/Form990PartVIISectionAGrp/PersonNm13ANN MARIE HAWKINS
IRS990/Form990PartVIISectionAGrp/PersonNm14LISA H MICHEL
IRS990/Form990PartVIISectionAGrp/PersonNm15JUSTIN R MISTOVICH
IRS990/Form990PartVIISectionAGrp/PersonNm16MICHAEL J OCCHIONERO
IRS990/Form990PartVIISectionAGrp/PersonNm17NICHOLAS ORLANDO JR
IRS990/Form990PartVIISectionAGrp/PersonNm18THOMAS J SCANLON
IRS990/Form990PartVIISectionAGrp/PersonNm19ANTHONY VISCONSI
IRS990/Form990PartVIISectionAGrp/PersonNm20ROBERT B WELTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm21SHIRLEY MORGENSTERN
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21PRESIDENT &
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IRS990/InsuranceGrp/ManagementAndGeneralAmt01732
IRS990/InsuranceGrp/ProgramServicesAmt03584
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IRS990/MissionDesc0THE CLEVELAND POPS ORCHESTRA WITH CARL TOPILOW PERFORMS THE HIGHEST QUALITY SYMPHONIC POPS MUSIC TO ENTERTAIN AND ENRICH A WIDE AND DIVERSE AUDIENCE AND PROVIDES EDUCATIONAL PROGRAMS TO DEVELOP AN ENDURING APPRECIATION OF MUSIC, BOTH ENHANCING THE RICHNESS AND VIBRANCY OF NORTHEAST OHIO LIVING.
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt0147350
IRS990/NetUnrlzdGainsLossesInvstAmt09064
IRS990/NoncashContributionsAmt03033
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IRS990/OccupancyGrp/ManagementAndGeneralAmt04185
IRS990/OccupancyGrp/ProgramServicesAmt024792
IRS990/OccupancyGrp/TotalAmt032197
IRS990/OfficeExpensesGrp/FundraisingAmt03617
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03043
IRS990/OfficeExpensesGrp/ProgramServicesAmt017338
IRS990/OfficeExpensesGrp/TotalAmt023998
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IRS990/OperateHospitalInd0false
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IRS990/OrganizationFollowsSFAS117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt02950
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IRS990/OtherExpensesGrp/Desc1CONCERT PRODUCTION COSTS
IRS990/OtherExpensesGrp/Desc2THEATER RENTAL
IRS990/OtherExpensesGrp/Desc3CREDIT CARD FEES
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IRS990/ProgSrvcAccomActy2Grp/Desc0"ACTUAL MUSIC" IS AN EDUCATION PROGRAM DESIGNED TO ENGAGE CHILDREN IN THE WONDERFUL WORLD OF MUSIC AND DANCE. "ACTUAL MUSIC" PROVIDES EDUCATION, PARTICIPATION, LISTENING AND VISUAL EXCITEMENT TO THE YOUNG STUDENT. THE PROGRAM ALSO PROVIDES TEACHERS WITH THE TOOLS TO CONTINUE THE PROGRAM IN THEIR CLASSROOMS. THE "ACTUAL MUSIC" PROGRAM IS BASED ON THE ACADEMIC CONTENT STANDARDS SET BY THE OHIO DEPARTMENT OF EDUCATION.
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IRS990/RelatedOrganizationCtrlEntInd0false
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0369987
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0343649
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt03010
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt013860

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.65$0.59$0.06$1.16$1.32$0.16
2023Detailed filing. Detailed filing data is available for this year.$0.50$0.38$0.13$1.10$1.41$0.32
2022Detailed filing. Detailed filing data is available for this year.$0.69$0.26$0.43$1.30$1.09$0.22
2021Detailed filing. Detailed filing data is available for this year.$0.79$0.55$0.24$0.56$0.44$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.38$0.29$0.08$0.84$0.87$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.63$0.52$0.11$1.03$1.07$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.55$0.40$0.15$1.07$1.06$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.46$0.33$0.13$0.92$1.04$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.37$0.25$0.93$0.96$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.67$0.40$0.27$1.01$0.99$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.62$0.35$0.28$1.01$1.03$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.63$0.34$0.30$0.95
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.64$0.24$0.40$0.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.22$0.24$0.91