Civic Intelligence

Murray Ridge Housing Corporation

EIN 34-1711986 • 501(c)3 • Elyria, OH

Profile

Maintain affordable housing for the developmentally disabled.

1091 Infirmary RoadElyria, OH 44035

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.13x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

0.97x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

75th percentile

23%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

42nd percentile

1.2%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2024

Revenue Growth

36th percentile

0.2%

Faster revenue growth than 36% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$3,335,108

Up $41,725 (+1.3%) from 2023

Liabilities

Down

$427,282

Down $57,493 (-12%) from 2023

Net Assets

Up

$2,907,826

Up $99,218 (+3.5%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin75th percentile

Revenue

Down

$438,331

Down $218,714 (-33%) from 2023

Expenses

Down

$339,113

Down $71,646 (-17%) from 2023

Net Income

Down

$99,218

Down $147,068 (-60%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2020: $3,286,947Liabilities 2020: $653,813Net Assets 2020: $2,633,1342020Assets 2021: $3,213,377Liabilities 2021: $594,397Net Assets 2021: $2,618,9802021Assets 2022: $3,102,802Liabilities 2022: $540,480Net Assets 2022: $2,562,3222022Assets 2023: $3,293,383Liabilities 2023: $484,775Net Assets 2023: $2,808,6082023Assets 2024: $3,335,108Liabilities 2024: $427,282Net Assets 2024: $2,907,8262024

Highlighted filing

2024

Assets$3,335,108
Liabilities$427,282
Net Assets$2,907,826
Open 2024 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2020: $664,138Expenses 2020: $404,357Net Income 2020: $259,7812020Revenue 2021: $435,485Expenses 2021: $449,639Net Income 2021: -$14,1542021Revenue 2022: $401,576Expenses 2022: $458,234Net Income 2022: -$56,6582022Revenue 2023: $657,045Expenses 2023: $410,759Net Income 2023: $246,2862023Revenue 2024: $438,331Expenses 2024: $339,113Net Income 2024: $99,2182024

Highlighted filing

2024

Revenue$438,331
Expenses$339,113
Net Income$99,218
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$3,335,108
Liabilities
$427,282
Net assets
$2,907,826
Revenue
$438,331
Expenses
$339,113
Net income
$99,218
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.34$0.43$2.91$0.44$0.34$0.10
2023Detailed filing. Detailed filing data is available for this year.$3.29$0.48$2.81$0.66$0.41$0.25
2022Detailed filing. Detailed filing data is available for this year.$3.10$0.54$2.56$0.40$0.46$0.06
2021Detailed filing. Detailed filing data is available for this year.$3.21$0.59$2.62$0.44$0.45$0.01
2020Detailed filing. Detailed filing data is available for this year.$3.29$0.65$2.63$0.66$0.40$0.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$438,331
Mission and Program Overview

Mission

Maintain affordable housing for the developmentally disabled.

The organization develops affordable housing for persons with developmental disabilities

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,523,470$2,589,182▲ $65,712
Savings and Temporary Cash Investments$769,913$745,926▼ $23,987
Total Assets$3,293,383$3,335,108▲ $41,725
Liabilities
Mortgage Notes Payable Secured by Investment Property$481,075$423,482▼ $57,593
Deferred Revenue$3,700$3,800▲ $100
Total Liabilities$484,775$427,282▼ $57,493
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,808,608$2,907,826▲ $99,218
Total Net Assets Fund Balance$2,808,608$2,907,826▲ $99,218
Total Liabilities and Net Assets / Fund Balance$3,293,383$3,335,108▲ $41,725

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,801,182$1,880,254$3,681,436
Land$788,000-$788,000
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Jerry VessaloChair
Tim MclaughlinVice President
Lynn BarthMember
Pete ShillingMember
Bill ForthoferSecretary
Ken OswaldTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,600
Program Service Revenue
$392,602
Investment Income
$27,983
Other Revenue
$15,146
All Other Contributions
$2,600
Change in Net Assets
$99,218
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$339,113
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$143,972$0$0$143,972
Depreciation Depletion$118,929$0$0$118,929
Insurance$33,401$1,480$0$34,881
Interest$14,896$0$0$14,896
Fees for Services Accounting$0$7,850$0$7,850
Other Expenses$4,795$0$0$4,795
Total Functional Expenses$329,783$9,330$0$339,113
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Murray Ridge Housing Corporation
EIN
34-1711986
Phone
4403224272
Address
1091 INFIRMARY ROAD, ELYRIA, OH 44035

Signing Officer

Name
Jerry Vessalo
Title
Chair
Phone
4403224272
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jerry Vessalo
Formed
1992
Legal Domicile
Oh
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
0

Preparer

Firm
Alan V Januzzi CPA
Address
7710 RICE RD, AMHERST, OH 44001
Preparer
Alan V Januzzi CPA
Phone
4409852550
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“Board members are provided a copy of the 990 for review”

Raw XML Appendix323 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherContributionsAmt02600
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IRS990/BooksInCareOfDetail/PersonNm0JERRY VESSALO
IRS990/BooksInCareOfDetail/PhoneNum04403224272
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4MEMBER
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IRS990/FormationYr01992
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
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IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0438331
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndoorTanningServicesInd0false
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt027983
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
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IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
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IRS990/MoreThan5000KToIndividualsInd0false
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IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0481075
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ALAN V JANUZZI CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07710 RICE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AMHERST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd044001
ReturnHeader/PreparerPersonGrp/PhoneNum04409852550
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ALAN V JANUZZI CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-13T15:51:58-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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