Liabilities / Assets
55th percentile
Higher debt load relative to assets than 55% of similar nonprofits.
Waterville Area Chamber of Commerce
EIN 34-1407840 • 501(c)6 • Waterville, OH
Profile
Community Betterment and Business Growth for Waterville, Ohio
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.01x
Liabilities / Revenue
59th percentile
Higher debt load relative to revenue than 59% of similar nonprofits.
Net Margin
71st percentile
Higher net margin than 71% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 39.5% of source-year revenue.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
12th percentile
Faster revenue growth than 12% of similar nonprofits.
Balance Sheet
Assets
Up$201,894
Up $20,049 (+11%) from 2023
Liabilities
Down$1,055
Down $1,180 (-53%) from 2023
Net Assets
Up$200,839
Up $21,229 (+12%) from 2023
Revenue
Down$123,124
Down $113,417 (-48%) from 2023
Expenses
Down$108,304
Down $33,260 (-23%) from 2023
Net Income
Down$14,820
Down $80,157 (-84%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $201,894
- Liabilities
- $1,055
- Net assets
- $200,839
- Revenue
- $123,124
- Expenses
- $108,304
- Net income
- $14,820
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 24, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $169,779
Mission and Program Overview
Mission
Community betterment and business growth for waterville, ohio
Community betterment and business growth
Program Services
| Description | Grants | Expenses |
|---|---|---|
| ROCHE DE BOEUF COMMUNITY FESTIVAL FEATURING AREA BUSINESSES, ARTISTS, CRAFTSMEN, NON-PROFIT ORGANIZATIONS AND HISTORICAL REENACTMENTS. | - | $0 |
| GENERAL COMMUNITY AWARENESS FOR WATERVILLE, OHIO THROUGH WEBSITE, COMMUNITY GARAGE SALE, BLOCK GATHERINGS, SUPPORT OF WATERVILLE HISTORICAL SOCIETY, AND OTHER COMMUNITY EVENTS. | - | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MICHELLE SMITH | Executive Director | FT | $48,680 | - | $48,680 |
| BRENDA MOSSING | Treasurer | - | $0 | - | - |
Fundraising, Events, and Gaming
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Rdb Festival | $37,053 | $33,735 | $9,476 | $24,259 |
| Rock the Blo | $22,502 | $22,502 | $4,494 | $18,008 |
| Total Events | $76,504 | $73,186 | $43,337 | $29,849 |
Filing and Contact Details
Filer
- Filer Name
- Waterville Area Chamber of Commerce
- EIN
- 34-1407840
- In Care Of
- % BRENDA MOSSING
- Phone
- 4198785188
- Address
- PO BOX 74, WATERVILLE, OH 43566
Signing Officer
- Name
- Brenda Mossing
- Title
- Treasurer
- Phone
- 4198785188
- Signed
- 2025-10-24
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Knapp & Associates LLC
- Address
- 216 South St, Waterville, OH 43566
- Preparer
- Darlene R Knapp CPA
- Phone
- 4197256124
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountADVERTISING 4,686AWARD 50BAD DEBT 17,340ENTERTAINMENT & MEETING EXPENSES 261PROPERTY INSURANCE 4,136LUNCHEON/AFTER HOURS EXPENSES 4,119MISCELLANEOUS 734BANK & MERCHANT FEES 2,098MEMBERSHIPS & SUBSCRIPTIONS 3,774SMALL TOOLS 119SOFTWARE & APPS 166PAYROLL TAXES 4,004WORKERS COMP 119WEBSITE 1,292OFFICE EXPENSES 1,055”
Other changes in net assets or fund balances Part I line 20
“Description AmountADJUSTMENT FOR PRIOR YEAR 6,409”
Description of other assets Part II line 24
“Category Beginning of Year End of YearOFFICE EQUIPMENT LESS ALLOWANC 6,863 6,863LEASEHOLD IMPROVEMENTS LESS AL 1,345 1,345”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearPAYROLL LIABILITIES 2,235 1,055”
Raw XML Appendix144 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | MICHELLE SMITH |
| CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt | 0 | W2 WAGES |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BRENDA MOSSING |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4198785188 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 74 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WATERVILLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 43566 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 173637 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 193686 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 28398 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 14820 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3903 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 181845 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 201894 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 76504 |
| IRS990EZ/GrossReceiptsAmt | 0 | 169779 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 4657 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 60220 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 179610 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 200839 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 179610 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 200839 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 11419 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 48680 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MICHELLE SMITH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BRENDA MOSSING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 8208 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 8208 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 6409 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 43953 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | COMMUNITY BETTERMENT AND BUSINESS GROWTH |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 349 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ROCHE DE BOEUF COMMUNITY FESTIVAL FEATURING AREA BUSINESSES, ARTISTS, CRAFTSMEN, NON-PROFIT ORGANIZATIONS AND HISTORICAL REENACTMENTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | GENERAL COMMUNITY AWARENESS FOR WATERVILLE, OHIO THROUGH WEBSITE, COMMUNITY GARAGE SALE, BLOCK GATHERINGS, SUPPORT OF WATERVILLE HISTORICAL SOCIETY, AND OTHER COMMUNITY EVENTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 48680 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 46655 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 29849 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 2235 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1055 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 108304 |
| IRS990EZ/TotalRevenueAmt | 0 | 123124 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990ScheduleG/AgrmtProfFundraisingActyInd | 0 | false |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt | 0 | 3318 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt | 0 | 3318 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 43337 |
| IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt | 0 | 4900 |
| IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt | 0 | 4900 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | RDB FESTIVAL |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm | 0 | ROCK THE BLO |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt | 0 | 429 |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt | 0 | 3311 |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt | 0 | 3740 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 37053 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt | 0 | 22502 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt | 0 | 16949 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 76504 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 33735 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt | 0 | 22502 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt | 0 | 16949 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 73186 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 29849 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt | 0 | 8608 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 22578 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 9476 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt | 0 | 4494 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt | 0 | 1 |
| IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt | 0 | 6453 |
| IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt | 0 | 5666 |
| IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt | 0 | 12119 |
| IRS990ScheduleG/SpecialFundraisingEventsInd | 0 | X |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountADVERTISING 4,686AWARD 50BAD DEBT 17,340ENTERTAINMENT & MEETING EXPENSES 261PROPERTY INSURANCE 4,136LUNCHEON/AFTER HOURS EXPENSES 4,119MISCELLANEOUS 734BANK & MERCHANT FEES 2,098MEMBERSHIPS & SUBSCRIPTIONS 3,774SMALL TOOLS 119SOFTWARE & APPS 166PAYROLL TAXES 4,004WORKERS COMP 119WEBSITE 1,292OFFICE EXPENSES 1,055 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountADJUSTMENT FOR PRIOR YEAR 6,409 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearOFFICE EQUIPMENT LESS ALLOWANC 6,863 6,863LEASEHOLD IMPROVEMENTS LESS AL 1,345 1,345 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearPAYROLL LIABILITIES 2,235 1,055 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other changes in net assets or fund balances Part I line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRENDA MOSSING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4198785188 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WATERVILLE AREA CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WATE |
| ReturnHeader/Filer/EIN | 0 | 341407840 |
| ReturnHeader/Filer/InCareOfNm | 0 | % BRENDA MOSSING |
| ReturnHeader/Filer/PhoneNum | 0 | 4198785188 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 74 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WATERVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 43566 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 270430400 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Knapp & Associates LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 216 South St |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Waterville |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 43566 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4197256124 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-30 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DARLENE R KNAPP CPA |
| ReturnHeader/ReturnTs | 0 | 2025-10-30T18:27:11-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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