Civic Intelligence

Community Credit Counseling Specialists Inc

EIN 34-1371243 • 501(c)3

702 King Neptune Lane32920
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.02x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

65th percentile

0.00x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

14th percentile

-52%

Higher net margin than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

13th percentile

-82%

Faster asset growth than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / Assets69th percentile

Assets

Down

$16,208

Down $73,695 (-82%) from 2011

Liabilities

Down

$295

Down $7,262 (-96%) from 2011

Net Assets

Down

$15,913

Down $66,433 (-81%) from 2011

Operations
Liabilities / Revenue65th percentileNet Margin14th percentile

Revenue

$126,540

No earlier filing loaded for comparison.

Expenses

Down

$192,973

Down $133,625 (-41%) from 2011

Net Income

-$66,433

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $156,482Liabilities 2010: $9,368Net Assets 2010: $147,1142010Assets 2011: $89,903Liabilities 2011: $7,557Net Assets 2011: $82,3462011Assets 2012: $16,208Liabilities 2012: $295Net Assets 2012: $15,9132012

Highlighted filing

2012

Assets$16,208
Liabilities$295
Net Assets$15,913
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $453,8972010Expenses 2011: $326,5982011Revenue 2012: $126,540Expenses 2012: $192,973Net Income 2012: -$66,4332012

Highlighted filing

2012

Revenue$126,540
Expenses$192,973
Net Income-$66,433
Open 2012 Filing

Filings

Most recent year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$16,208
Liabilities
$295
Net assets
$15,913
Revenue
$126,540
Expenses
$192,973
Net income
-$66,433
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.16$0.00$0.16$1.27$1.93$0.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.08$0.82$3.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.56$0.09$1.47$4.54
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 13, 2013
Return Version
2012v2.1
Filing and Contact Details

Filer

EIN
34-1371243
Raw XML Appendix168 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0R GALE CRENSHAW
CompensationExplanation/Compensation/PersonName1JAMES G PETRANGELO
CompensationExplanation/Compensation/PersonName2RICHARD J WALKER
CompensationExplanation/Compensation/PersonName3JEANETTE MCDONALD
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/AddressChange0X
IRS990EZ/CashSavingsAndInvestments/BOY086362
IRS990EZ/CashSavingsAndInvestments/EOY016208
IRS990EZ/ContributionsGiftsGrantsEtc075512
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0-66433
IRS990EZ/FeesAndOthPymtToIndContractors017395
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts0126540
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InvestmentIncome035
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY082346
IRS990EZ/NetAssetsOrFundBalancesBOY082346
IRS990EZ/NetAssetsOrFundBalances/EOY015913
IRS990EZ/NetAssetsOrFundBalancesEOY015913
IRS990EZ/OccupancyRentUtilitiesAndMaint07100
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition040.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition12.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition22.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition32.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation066834
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1JAMES G PETRANGELO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2RICHARD J WALKER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3JEANETTE MCDONALD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1V. PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3TRUTEE
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY03541
IRS990EZ/OtherExpensesTotal041479
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0CREDIT AND BANKRUPTCY COUNSELING
IRS990EZ/PrintingPublicationsPostage0366
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE CREDIT COUNSELING AND EDUCATION TO INDIVIDUALS AND FAMILIES TO BETTER MANAGE AND PAYOFF PERSONAL DEBT.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1BANKRUPTCY COUNSELING AND FINANCIAL EDUCATION CERTIFICATION - PRE-PETITION CREDIT COUNSELING - PRE-DISCHARGE FINANCIAL EDUCATION COURSE
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2FINANCIAL EDUCATION PROGRAMS - MONTHY MONEY MANAGEMENT CLASSES - COMMUNITY, YOUTH AND SENIOR EDUCATION CLASSES
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses055797
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses122419
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses219457
IRS990EZ/ProgramServiceRevenue050993
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits0126633
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0OH
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY07557
IRS990EZ/SumOfTotalLiabilities/EOY0295
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10702 KING NEPTUNE LANE
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0CAPE CANAVERAL
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0FL
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode032920
IRS990EZ/TheBooksAreInCareOf/NamePerson0R GALE CRENSHAW
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber03217043223
IRS990EZ/TotalAssets/BOY089903
IRS990EZ/TotalAssets/EOY016208
IRS990EZ/TotalExpenses0192973
IRS990EZ/TotalProgramServiceExpenses097673
IRS990EZ/TotalRevenue0126540
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.CREDITCOUNSEL.ORG
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear075512
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus1Year064030
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus2Years0238662
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus3Years0167294
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus4Years0182589
IRS990ScheduleA/GiftsGrantsContribReceived509/Total0728087
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear035
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year0479
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years0737
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years0419
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years02251
IRS990ScheduleA/GrossInvestmentIncome509/Total03921
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear050993
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus1Year0197321
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus2Years0256343
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus3Years0295308
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus4Years0303250
IRS990ScheduleA/GrossReceiptsFromAdmissions/Total01103215
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear035
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus1Year0479
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus2Years0737
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus3Years0419
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus4Years02251
IRS990ScheduleA/InvestmentIncomeAndUBTI/Total03921
IRS990ScheduleA/InvestmentIncomePercentage00.00000
IRS990ScheduleA/PriorYearSupportPercentage00.99710
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportPercentage50900.99790
IRS990ScheduleA/PublicSupportTotal50901831302
IRS990ScheduleA/ThirtyThreePercntTestsCY5090X
IRS990ScheduleA/Total509/CurrentTaxYear0126505
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year0261351
IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years0495005
IRS990ScheduleA/Total509/CurrentTaxYearMinus3Years0462602
IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years0485839
IRS990ScheduleA/Total509/Total01831302
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear0126540
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus1Year0261830
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years0495742
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus3Years0463021
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years0488090
IRS990ScheduleA/TotalSupportTotal/Total01835223
IRS990ScheduleO/GeneralExplanation/Explanation0EXPENSES ADVERTISING 7,585 ADVERTISING 2,528 ADVERTISING 276 OFFICE SUPPLIES 1,030 OFFICE SUPPLIES 257 TRAVEL EXPENSE 909 TRAVEL EXPENSE 228 TRAVEL EXPENSE 294 MEETINGS 402 INTEREST 18 INTEREST 5 INSURANCE 1,728 INSURANCE 432 TELEPHONE 6,895 TELEPHONE 1,724 TELEPHONE 554 BANK SERVICE CHARGES 5,340 BANK SERVICE CHARGES 1,780 DUES AND SUBSCRIPTIONS 4,367 DUES AND SUBSCRIPTIONS 1,092 EDUCATION MATERIALS 206 LOSS ON SCRAPPED ASSETS 1,130 LOSS ON SCRAPPED ASSETS 283 BAD DEBTS 789 NON-INVESTMENT DEPRECIATION 1,627 TOTAL 41,479
IRS990ScheduleO/GeneralExplanation/Explanation1EQUIPMENT 75,147 0 ACCUMULATED DEPRECIATION 0 0 LESS ACCUMULATED DEPRECIATION 72,106 0 SECURITY DEPOSIT 500 0 TOTAL 3,541 0
IRS990ScheduleO/GeneralExplanation/Explanation2CLIENT OBLIGATIONS 5,954 0 CREDIT CARD CHARGES 1,603 295
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0341371243
ReturnHeader/Filer/Name/BusinessNameLine10COMMUNITY CREDIT COUNSELING
ReturnHeader/Filer/Name/BusinessNameLine20SPECIALISTS INC
ReturnHeader/Filer/NameControl0COMM
ReturnHeader/Filer/Phone04198652333
ReturnHeader/Filer/USAddress/AddressLine10702 KING NEPTUNE LANE
ReturnHeader/Filer/USAddress/City0CAPE CANAVERAL
ReturnHeader/Filer/USAddress/State0FL
ReturnHeader/Filer/USAddress/ZIPCode032920
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-11-13
ReturnHeader/Officer/Name0R GALE CRENSHAW
ReturnHeader/Officer/Phone04198652333
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-11-13
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10COOLEY HEHL WOHLGAMUTH & CARLTON PLLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101 SOUTH MONROE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0MONROE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode048161
ReturnHeader/Preparer/Name0MATTHEW HEHL
ReturnHeader/Preparer/Phone07342417200
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-13T13:25:13-06:00

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