Liabilities / Assets
54th percentile
Higher debt load relative to assets than 54% of similar nonprofits.
EIN 34-1264163 • 501(c)3 • Youngstown, OH
Profile
Empowering entrepreneurs by assisting in job creation and providing loan programs to promote economic development.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
54th percentile
Higher debt load relative to assets than 54% of similar nonprofits.
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
94th percentile
Higher net margin than 94% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 2.0% of source-year revenue.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
19th percentile
Faster revenue growth than 19% of similar nonprofits.
Assets
Up$46,885,293
Up $2,287,373 (+5.1%) from 2023
Liabilities
Down$11,783,872
Down $3,034,923 (-20%) from 2023
Net Assets
Up$35,101,421
Up $5,322,296 (+18%) from 2023
Revenue
Down$7,513,618
Down $639,620 (-7.8%) from 2023
Expenses
Up$2,213,818
Up $916,317 (+71%) from 2023
Net Income
Down$5,299,800
Down $1,555,937 (-23%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Empowering entrepreneurs by assisting in job creation and providing loan programs to promote economic development.
To support the creation and expansion of small businesses and local jobs where economic opportunity is needed most through education classes and flexible lending solutions in collaboration with other community development organizations.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $28,520,538 | $35,770,633 | ▲ $7,250,095 |
| Cash and Non-Interest-Bearing Accounts | $12,690,068 | $7,315,648 | ▼ $5,374,420 |
| Investments in Publicly Traded Securities | $2,476,268 | $2,699,506 | ▲ $223,238 |
| Savings and Temporary Cash Investments | $394,444 | $598,249 | ▲ $203,805 |
| Accounts Receivable | $252,765 | $253,068 | ▲ $303 |
| Land, Buildings, and Equipment, Net | $198,170 | $183,804 | ▼ $14,366 |
| Investments Other Securities | $40,667 | $40,667 | → $0 |
| Pledges and Grants Receivable | $25,000 | $23,718 | ▼ $1,282 |
| Total Assets | $44,597,920 | $46,885,293 | ▲ $2,287,373 |
| Liabilities | |||
| Other Liabilities | $13,677,585 | $10,961,166 | ▼ $2,716,419 |
| Mortgage Notes Payable Secured by Investment Property | $670,838 | $418,108 | ▼ $252,730 |
| Unsecured Notes Loans Payable | $457,673 | $400,267 | ▼ $57,406 |
| Accounts Payable and Accrued Expenses | $12,699 | $4,331 | ▼ $8,368 |
| Total Liabilities | $14,818,795 | $11,783,872 | ▼ $3,034,923 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $24,324,742 | $28,995,467 | ▲ $4,670,725 |
| Net Assets Without Donor Restrictions | $5,454,383 | $6,105,954 | ▲ $651,571 |
| Total Net Assets Fund Balance | $29,779,125 | $35,101,421 | ▲ $5,322,296 |
| Total Liabilities and Net Assets / Fund Balance | $44,597,920 | $46,885,293 | ▲ $2,287,373 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $16,990 | $303,174 | $320,164 |
| Land | $131,150 | - | $131,150 |
| Equipment | $28,068 | $59,727 | $87,795 |
| Other Land Buildings | $7,596 | $13,853 | $21,449 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Teresa Miller | Executive Director | FT | $131,823 | $19,629 | $151,452 |
| Name | Title |
|---|---|
| Josh Toot | President |
| Samuel Huston | Vice President |
| Annemarie Deascentis | Director |
| Ben Digirolamo | Director |
| Derrick Mcdowell | Director |
| Diane Richardson | Director |
| Giovani Merlo | Director |
| James Gibbs | Director |
| Julie Michael Smith | Director |
| Lynette Sutton | Director |
| Michael Keys | Director |
| Sarra Mohn | Director |
| Thomas Stabi | Director |
| Vito Abruzzino | Director |
| Stephanie Gilchrist | Secretary |
| Christopher Colella | Treasurer |
| Line Item | Amount |
|---|---|
| Grants and Similar Amounts Paid | $846,100 |
| Salaries, Compensation, and Employee Benefits | $785,102 |
| Other Expenses | $582,616 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Grants to Domestic Orgs | $846,100 | - | - | $846,100 |
| Other Salaries and Wages | $373,021 | $97,617 | - | $470,638 |
| Current Officers, Directors, Trustees, and Key Employees | $119,686 | $31,766 | - | $151,452 |
| Other Employee Benefits | $67,501 | $17,725 | - | $85,226 |
| Fees for Services Other | $52,400 | $13,100 | - | $65,500 |
| Advertising | $47,935 | $11,984 | - | $59,919 |
| All Other Expenses | $47,835 | $2,902 | - | $50,737 |
| Payroll Taxes | $38,173 | $10,024 | - | $48,197 |
| Insurance | $35,771 | $8,943 | - | $44,714 |
| Interest | $39,255 | - | - | $39,255 |
| Pension Plan Contributions | $23,435 | $6,154 | - | $29,589 |
| Other Expenses | $10,714 | $17,794 | - | $28,508 |
| Fees for Services Accounting | $21,528 | $5,382 | - | $26,910 |
| Office Expenses | $19,660 | $4,424 | - | $24,084 |
| Occupancy | $14,589 | $3,680 | - | $18,269 |
| Depreciation Depletion | $14,366 | - | - | $14,366 |
| Travel | $3,850 | $962 | - | $4,812 |
| Fees for Services Legal | - | $3,497 | - | $3,497 |
| Total Functional Expenses | $1,964,953 | $248,865 | $0 | $2,213,818 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Various | - | - | Grant Class Program | $846,100 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $40,767 |
| Fundraising Direct Expenses | $16,938 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Golf Outing | $40,767 | $40,767 | $12,835 | $27,932 |
| Total Events | $40,767 | $40,767 | $16,938 | $23,829 |
| Liability | Amount |
|---|---|
| Loan Program Payables | $10,333,334 |
| Grant Funds Received in Advance | $627,832 |
“There are no committees with authority to act on behalf of the governing body.”
“The form 990 is reviewed by the board of directors and filed after approval of the board.”
“Officers, directors, and key employees are evaluated by the executive committee on an annual basis to ensure there are no conflicts of interest.”
“The compensation of the executive director is evaluated on an annual basis by the personnel committee. It is compared to the compensation report from nadco. The compensation is then approved by the executive committee and the full board of directors. The compensation of the loan officers is evaluated on an annual basis by the loan committee. The compensation is then approved by the loan committee and the full board of directors.”
“All documents open to public inspection are available upon request.”
“The organization is a not-for-profit organization that is exempt from income taxes under 501(c)(3) of the internal revenue code except for taxes on unrelated business income. For the years ended december 31, 2024 and 2023, there is no provision for income taxes. The organization's federal form 990 is subject to examination by the internal revenue service generally for three years after it is filed. Management believes that the organization has appropriate support for any tax position taken, and as such, does not have any uncertain tax positions that are material to the financial statements.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 12699 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4331 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 252765 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 253068 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO SUPPORT THE CREATION AND EXPANSION OF SMALL BUSINESSES AND LOCAL JOBS WHERE ECONOMIC OPPORTUNITY IS NEEDED MOST THROUGH EDUCATION CLASSES AND FLEXIBLE LENDING SOLUTIONS IN COLLABORATION WITH OTHER COMMUNITY DEVELOPMENT ORGANIZATIONS. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 11984 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 47935 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 59919 |
| IRS990/AllOtherContributionsAmt | 0 | 981210 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 2902 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 47835 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 50737 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TERESA MILLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3307593668 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4319 BELMONT AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | YOUNGSTOWN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44505 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 12690068 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7315648 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 31766 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 119686 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 151452 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 5061651 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 846100 |
| IRS990/CYInvestmentIncomeAmt | 0 | 201102 |
| IRS990/CYOtherExpensesAmt | 0 | 582616 |
| IRS990/CYOtherRevenueAmt | 0 | 95995 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2154870 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 5299800 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 785102 |
| IRS990/CYTotalExpensesAmt | 0 | 2213818 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7513618 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 14366 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14366 |
| IRS990/Desc | 0 | PROMOTE ECONOMIC DEVELOPMENT AND EMPLOYMENT OPPORTUNITIES THROUGH BUSINESS CREATION, EXPANSION, AND RETENTION. DEVELOP AND OPERATE A DIVERSIFIED PORTFOLIO OF LOAN PROGRAMS AND OTHER SERVICES TO ADDRESS THE NEEDS OF REGIONAL BUSINESSES. ESTABLISH AND MAINTAIN STRONG RELATIONSHIPS WITH FINANCIAL, EDUCATIONAL, BUSINESS, GOVERNMENT, AND DEVELOPMENT ORGANIZATIONS AND ATTRACT INVESTORS FOR NEW BUSINESS OPPORTUNITIES. IN 2024 VALLEY PARTNERS CLOSED 203 FINANCIAL PRODUCTS FOR A TOTAL OF $15 MILLION. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | VALLEY PARTNERS |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 24324742 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 28995467 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 1964953 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditPerformedInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 1 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 5382 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 21528 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 26910 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 3497 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3497 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 13100 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 52400 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 65500 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 16 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 19629 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JULIE MICHAEL SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOSH TOOT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CHRISTOPHER COLELLA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | STEPHANIE GILCHRIST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | VITO ABRUZZINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DERRICK MCDOWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES GIBBS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DIANE RICHARDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SAMUEL HUSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ANNEMARIE DEASCENTIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | GIOVANI MERLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | LYNETTE SUTTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MICHAEL KEYS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | THOMAS STABI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BEN DIGIROLAMO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | SARRA MOHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | TERESA MILLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 131823 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1977 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 16938 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 40767 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 37656 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 16 |
| IRS990/GovernmentGrantsAmt | 0 | 4080441 |
| IRS990/GrantAmt | 0 | 846100 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 846100 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 846100 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 37656 |
| IRS990/GrossReceiptsAmt | 0 | 7530556 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 16 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 8943 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 35771 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 44714 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 39255 |
| IRS990/InterestGrp/TotalAmt | 0 | 39255 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 163446 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 163446 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 40667 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 40667 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2476268 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 2699506 |
| IRS990/IRPDocumentCnt | 0 | 14 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 376754 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 198170 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 183804 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 560558 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 51415 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 51415 |
| IRS990/MissionDesc | 0 | TO SUPPORT THE CREATION AND EXPANSION OF SMALL BUSINESSES AND LOCAL JOBS WHERE ECONOMIC OPPORTUNITY IS NEEDED MOST THROUGH EDUCATION CLASSES AND FLEXIBLE LENDING SOLUTIONS IN COLLABORATION WITH OTHER COMMUNITY DEVELOPMENT ORGANIZATIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 670838 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 418108 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 29779125 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 35101421 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 37656 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 37656 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 23829 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 23829 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 22496 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 5454383 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 6105954 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3680 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 14589 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 18269 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4424 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 19660 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 24084 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 17725 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 67501 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 85226 |
| IRS990/OtherExpensesGrp/Desc | 0 | CREDIT LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | SERVICING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | REPAIRS AND MAINTENANCE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 274 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 12637 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 17794 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 121389 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 41426 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 26319 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 10714 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 121389 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 41700 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 38956 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 28508 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13677585 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10961166 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | REIMBURSEMENTS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | DOCUMENT PREP FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | CREDIT LOSS RECOVERY |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 10791 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 8100 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1860 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 10791 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 8100 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 1860 |
| IRS990/OtherRevenueTotalAmt | 0 | 72166 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 97617 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 373021 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 470638 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 28520538 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 35770633 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 10024 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 38173 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 48197 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 6154 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 23435 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 29589 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 25000 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 23718 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | TERESA MILLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | REVOLVING LOAN INTERES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN SERVICING FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1412016 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 742854 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1412016 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 742854 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 6572667 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 80000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 263 |
| IRS990/PYOtherExpensesAmt | 0 | 489581 |
| IRS990/PYOtherRevenueAmt | 0 | 31800 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1548508 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 6855737 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 727920 |
| IRS990/PYTotalExpensesAmt | 0 | 1297501 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 8153238 |
| IRS990/QuidProQuoContributionsInd | 0 | 1 |
| IRS990/QuidProQuoContriDisclInd | 0 | 1 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 5299800 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 2227036 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 394444 |
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