Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Kent Credit Union
EIN 34-1019039 • 501(c)14 • Kent, OH
Profile
The credit union provides financial services to qualified members.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.94x
Liabilities / Revenue
40th percentile
Higher debt load relative to revenue than 40% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
45th percentile
Higher top officer pay than 45% of similar nonprofits.
Top officer pay equals 3.5% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Balance Sheet
Assets
Down$43,167,319
Down $242,210 (-0.6%) from 2013
Liabilities
Down$40,706,543
Down $504,443 (-1.2%) from 2013
Net Assets
Up$2,460,776
Up $262,233 (+12%) from 2013
Revenue
Up$2,532,526
Up $19,036 (+0.8%) from 2013
Expenses
Down$2,270,293
Down $261,767 (-10%) from 2013
Net Income
Up$262,233
Up $280,803 (+1512%) from 2013
Trend Graphs
Filings
Most recent year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $43,167,319
- Liabilities
- $40,706,543
- Net assets
- $2,460,776
- Revenue
- $2,532,526
- Expenses
- $2,270,293
- Net income
- $262,233
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- May 13, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $2,532,526
Mission and Program Overview
Mission
The credit union provides financial services to qualified members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $27,991,112 | $27,294,153 | ▼ $696,959 |
| Investments Program Related | $8,375,142 | $9,383,405 | ▲ $1,008,263 |
| Savings and Temporary Cash Investments | $4,474,850 | $3,964,590 | ▼ $510,260 |
| Rtn Earn Endowment Incm Other Fnds | $2,198,543 | $2,460,776 | ▲ $262,233 |
| Cash and Non-Interest-Bearing Accounts | $1,015,930 | $953,349 | ▼ $62,581 |
| Land, Buildings, and Equipment, Net | $889,814 | $894,328 | ▲ $4,514 |
| Accounts Receivable | $149,746 | $158,443 | ▲ $8,697 |
| Prepaid Expenses and Deferred Charges | $106,431 | $110,050 | ▲ $3,619 |
| Total Assets | $43,409,529 | $43,167,319 | ▼ $242,210 |
| Other Assets Total | $406,504 | $409,001 | ▲ $2,497 |
| Liabilities | |||
| Other Liabilities | $41,063,602 | $40,463,513 | ▼ $600,089 |
| Accounts Payable and Accrued Expenses | $147,384 | $243,030 | ▲ $95,646 |
| Total Liabilities | $41,210,986 | $40,706,543 | ▼ $504,443 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,198,543 | $2,460,776 | ▲ $262,233 |
| Total Liabilities and Net Assets / Fund Balance | $43,409,529 | $43,167,319 | ▼ $242,210 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $217,000 | - | - |
| Buildings | $448,491 | $300,306 | - |
| Land | $162,840 | - | - |
| Equipment | $270,367 | $498,139 | - |
| Leasehold Improvements | $12,630 | $19,646 | - |
| Other Assets Org | $409,001 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Joseph Crawfis | Presidentceo | FT | $72,252 | $16,673 | $88,925 |
| Denise Boyes | Chief Financial Officer | FT | $57,999 | $4,151 | $62,150 |
Board Members and Trustees
| Name | Title |
|---|---|
| Paul Marshall | Chairperson |
| Ronald Moss | Vice Chairperson |
| Kathy Thomas | Director |
| Teresa Reed | Director |
| William Burns | Director |
| Janet Sessions | Secretary |
| Judy Mckinney | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv INC | Data Processingeft | 4897 LAKE PARK BLVD, Salt Lake City, UT 84120 | $401,134 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $2,441,286
- Investment Income
- $91,240
- Other Revenue
- $0
- Change in Net Assets
- $262,233
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $2,532,526
- Total Revenue per Audited Statements
- $2,532,526
- Total Revenue per Form 990
- $2,532,526
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,344,514 |
| Salaries, Compensation, and Employee Benefits | $899,725 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $607,852 |
| Office Expenses | - | - | - | $521,468 |
| Information Technology | - | - | - | $161,217 |
| Occupancy | - | - | - | $148,759 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $130,252 |
| Depreciation Depletion | - | - | - | $125,074 |
| Other Employee Benefits | - | - | - | $100,746 |
| Payroll Taxes | - | - | - | $60,875 |
| Advertising | - | - | - | $43,286 |
| Insurance | - | - | - | $33,763 |
| Benefits to Members | - | - | - | $26,054 |
| Fees for Services Accounting | - | - | - | $20,410 |
| Other Expenses | - | - | - | $18,461 |
| Fees for Services Legal | - | - | - | $4,800 |
| Travel | - | - | - | $4,099 |
| Conferences and Meetings | - | - | - | $2,091 |
| Interest | - | - | - | $25 |
| Total Functional Expenses | $0 | $0 | $0 | $2,270,293 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,270,293 |
| Total Expenses per Audited Statements | $2,270,293 |
| Total Expenses per Form 990 | $2,270,293 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Savings & Certificates | $40,463,513 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- Yes
- Annual disclosure for covered persons
- Yes
- Audit committee
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Part VI Line 6
“The credit union is comprised of a single class of approximately 7300 member-owners each of which has equal rights in ownership governance and voting rights at the annual meeting with exception of member-owners who are elected to the board of directors.”
Part VI Line 7A
“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are selected by a simple plurality vote. A nominating committee is formed each year to accept board nominations.”
Part VI Line 7B
“Certain changes to governing documents (code of regulations) must be approved by a majority of member-owners after they have been approved by the state regulatory agency.”
Part VI Line 11B
“The presidentceo and chief financial officer will review the entire form 990 before it is filed with the irs. Each answer is confirmed and changes are made if necessary. The completed form is also sent out to the entire board of directors for their review.”
Part VI Line 12C
“Board members and officers annually complete a survey related to business relationships and family members that could or do create a conflict of interest. The survey results are maintained by the presidentceo. Conflicts are determined by a review of the potential conflicts by the ceo and board of directors. If a conflict exists then the conflicted party is excused from discussions and votes related to the conflict of interest.”
Part VI Line 15
“The process used to set the ceo's annual salary is based on a combination of comparison to similar sized credit unions through the use of salary surveys as well as attainment in the current year of performance objectives set for the credit union. This process is performed by the compensation committee a sub-committee of the board of directors. The full board of directors approves all salary changes for the ceo upon recommendation of the compensation committee. This process was last completed in december 2014 and is done on an annual basis.”
Part VI Line 19
“The credit union's code of regulations policies and financial statements can be reviewed by appointment at the credit union's main office location.”
Filing and Contact Details
Filer
- Filer Name
- Kent Credit Union
- EIN
- 34-1019039
- Address
- 6020 RHODES ROAD, KENT, OH 44240
Signing Officer
- Name
- Joseph Crawfis
- Title
- Presidentceo
- Phone
- 3306782274
- Signed
- 2015-05-13
Organization Details
- Principal Officer
- Joseph Crawfis
- Formed
- 1964
- Legal Domicile
- Oh
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 25
- Volunteers
- 7
Raw XML Appendix380 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 60875 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 106431 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 110050 |
| IRS990/PrincipalOfficerNm | 0 | JOSEPH CRAWFIS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1644180 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 360883 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 429696 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1644180 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 367410 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 429696 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6527 |
| IRS990/ProgSrvcAccomActy2Grp/ActivityCd | 0 | 522130 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING MEMBER'S ACCESS TO THEIR ACCOUNTS VIA HOME BANKING ATM NETWORKS CREDIT CARDS SHARED BRANCHING AND IN-PERSON AT THE CREDIT UNION'S BRANCH LOCATIONS. |
| IRS990/ProgSrvcAccomActy3Grp/ActivityCd | 0 | 522130 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 13400 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 7300 MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 54936 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 98349 |
| IRS990/PYOtherExpensesAmt | 0 | 1467839 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2415141 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -18570 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1009285 |
| IRS990/PYTotalExpensesAmt | 0 | 2532060 |
| IRS990/PYTotalRevenueAmt | 0 | 2513490 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 262233 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2198543 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2460776 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4474850 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3964590 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 448491 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 300306 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 748797 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 270367 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 498139 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 768506 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2270293 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 8283000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 847684 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 35721 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 217000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKSCUS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | MEMBERSHIP CAPITAL SHARES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | VISA RESERVE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | MASTERCARD RESERVE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 162840 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 162840 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 12630 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 19646 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 32276 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 409001 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 40463513 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SAVINGS & CERTIFICATES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2532526 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 894328 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 409001 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 9383405 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2270293 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 40463513 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2532526 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2532526 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2270293 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 7300 MEMBER-OWNERS EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETING WITH EXCEPTION OF MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE SELECTED BY A SIMPLE PLURALITY VOTE. A NOMINATING COMMITTEE IS FORMED EACH YEAR TO ACCEPT BOARD NOMINATIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN CHANGES TO GOVERNING DOCUMENTS (CODE OF REGULATIONS) MUST BE APPROVED BY A MAJORITY OF MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE STATE REGULATORY AGENCY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENTCEO AND CHIEF FINANCIAL OFFICER WILL REVIEW THE ENTIRE FORM 990 BEFORE IT IS FILED WITH THE IRS. EACH ANSWER IS CONFIRMED AND CHANGES ARE MADE IF NECESSARY. THE COMPLETED FORM IS ALSO SENT OUT TO THE ENTIRE BOARD OF DIRECTORS FOR THEIR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS AND OFFICERS ANNUALLY COMPLETE A SURVEY RELATED TO BUSINESS RELATIONSHIPS AND FAMILY MEMBERS THAT COULD OR DO CREATE A CONFLICT OF INTEREST. THE SURVEY RESULTS ARE MAINTAINED BY THE PRESIDENTCEO. CONFLICTS ARE DETERMINED BY A REVIEW OF THE POTENTIAL CONFLICTS BY THE CEO AND BOARD OF DIRECTORS. IF A CONFLICT EXISTS THEN THE CONFLICTED PARTY IS EXCUSED FROM DISCUSSIONS AND VOTES RELATED TO THE CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PROCESS USED TO SET THE CEO'S ANNUAL SALARY IS BASED ON A COMBINATION OF COMPARISON TO SIMILAR SIZED CREDIT UNIONS THROUGH THE USE OF SALARY SURVEYS AS WELL AS ATTAINMENT IN THE CURRENT YEAR OF PERFORMANCE OBJECTIVES SET FOR THE CREDIT UNION. THIS PROCESS IS PERFORMED BY THE COMPENSATION COMMITTEE A SUB-COMMITTEE OF THE BOARD OF DIRECTORS. THE FULL BOARD OF DIRECTORS APPROVES ALL SALARY CHANGES FOR THE CEO UPON RECOMMENDATION OF THE COMPENSATION COMMITTEE. THIS PROCESS WAS LAST COMPLETED IN DECEMBER 2014 AND IS DONE ON AN ANNUAL BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION'S CODE OF REGULATIONS POLICIES AND FINANCIAL STATEMENTS CAN BE REVIEWED BY APPOINTMENT AT THE CREDIT UNION'S MAIN OFFICE LOCATION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART VI LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART VI LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART VI LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART VI LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | PART VI LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | PART VI LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | PART VI LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 43409529 |
| IRS990/TotalAssetsEOYAmt | 0 | 43167319 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 43409529 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 43167319 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 25 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2270293 |
| IRS990/TotalGrossUBIAmt | 0 | 6527 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 41210986 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 40706543 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 41210986 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 40706543 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2198543 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2460776 |
| IRS990/TotalOtherCompensationAmt | 0 | 20824 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2441286 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 130251 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2525999 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2532526 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6527 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 43409529 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 43167319 |
| IRS990/TravelGrp/TotalAmt | 0 | 4099 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.KENTCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOSEPH CRAWFIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENTCEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3306782274 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | KENT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | KENT |
| ReturnHeader/Filer/EIN | 0 | 341019039 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6020 RHODES ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KENT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44240 |
| ReturnHeader/ReturnTs | 0 | 2015-05-13T16:55:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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