Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
EIN 34-0894661 • 501(c)14 • Elyria, OH
Profile
It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
66th percentile
Higher debt load relative to revenue than 66% of similar nonprofits.
Net Margin
55th percentile
Higher net margin than 55% of similar nonprofits.
Top Officer Pay
36th percentile
Higher top officer pay than 36% of similar nonprofits.
Top officer pay equals 2.0% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
79th percentile
Faster revenue growth than 79% of similar nonprofits.
Assets
Up$175,775,712
Up $8,395,561 (+5.0%) from 2023
Liabilities
Up$161,379,326
Up $6,389,623 (+4.1%) from 2023
Net Assets
Up$14,396,386
Up $2,005,938 (+16%) from 2023
Revenue
Up$9,343,801
Up $1,422,027 (+18%) from 2023
Expenses
Up$8,168,309
Up $1,568,764 (+24%) from 2023
Net Income
Down$1,175,492
Down $146,737 (-11%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
It is the mission of School Employees Lorain County Credit Union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.
The credit union provides financial services to qualified members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $66,658,533 | $68,007,047 | ▲ $1,348,514 |
| Savings and Temporary Cash Investments | $57,208,320 | $61,496,422 | ▲ $4,288,102 |
| Investments in Publicly Traded Securities | $31,741,262 | $36,835,331 | ▲ $5,094,069 |
| Rtn Earn Endowment Incm Other Fnds | $12,390,448 | $14,396,386 | ▲ $2,005,938 |
| Investments Other Securities | $5,795,889 | $3,431,534 | ▼ $2,364,355 |
| Land, Buildings, and Equipment, Net | $1,576,612 | $1,467,120 | ▼ $109,492 |
| Cash and Non-Interest-Bearing Accounts | $897,869 | $998,835 | ▲ $100,966 |
| Prepaid Expenses and Deferred Charges | $377,568 | $366,981 | ▼ $10,587 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $167,380,151 | $175,775,712 | ▲ $8,395,561 |
| Other Assets Total | $3,124,098 | $3,172,442 | ▲ $48,344 |
| Liabilities | |||
| Other Liabilities | $154,467,280 | $160,869,486 | ▲ $6,402,206 |
| Accounts Payable and Accrued Expenses | $522,423 | $509,840 | ▼ $12,583 |
| Total Liabilities | $154,989,703 | $161,379,326 | ▲ $6,389,623 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,390,448 | $14,396,386 | ▲ $2,005,938 |
| Total Liabilities and Net Assets / Fund Balance | $167,380,151 | $175,775,712 | ▲ $8,395,561 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $410,441 | $1,890,247 | $2,300,688 |
| Equipment | $122,538 | $910,245 | $1,032,783 |
| Land | $878,219 | - | $878,219 |
| Other Land Buildings | $55,922 | $177,612 | $233,534 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Bret J Fisher | CEO | FT | $134,373 | $48,959 | $183,332 |
| Karen S Akers | CFO | FT | $128,640 | $26,181 | $154,821 |
| Name | Title |
|---|---|
| Henry Harsar | Chair of Board |
| Henry Patterson | Director/Vice Chair of Board |
| Andrew Lingler | Director |
| Deborah Conner | Director |
| Leo Citro | Director |
| Karen Norton | Director/Secretary of Board |
| Jessica Wolfram | Director/Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,513,325 |
| Salaries, Compensation, and Employee Benefits | $3,066,128 |
| Grants and Similar Amounts Paid | $8,006 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,035,203 |
| Benefits to Members | - | - | - | $1,580,850 |
| Other Employee Benefits | - | - | - | $405,459 |
| Information Technology | - | - | - | $395,016 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $338,694 |
| Fees for Services Other | - | - | - | $324,184 |
| Office Expenses | - | - | - | $269,198 |
| Occupancy | - | - | - | $196,085 |
| Payroll Taxes | - | - | - | $173,633 |
| Advertising | - | - | - | $161,709 |
| Depreciation Depletion | - | - | - | $154,884 |
| Other Expenses | - | - | - | $138,438 |
| Pension Plan Contributions | - | - | - | $113,139 |
| All Other Expenses | - | - | - | $85,224 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $66,530 |
| Insurance | - | - | - | $53,608 |
| Travel | - | - | - | $35,722 |
| Conferences and Meetings | - | - | - | $34,072 |
| Fees for Services Accounting | - | - | - | $29,500 |
| Payments to Affiliates | - | - | - | $28,210 |
| Grants to Domestic Individuals | - | - | - | $5,000 |
| Fees for Services Legal | - | - | - | $3,748 |
| Grants to Domestic Orgs | - | - | - | $3,006 |
| Interest | - | - | - | $28 |
| Total Functional Expenses | $0 | $0 | $0 | $8,168,309 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $8,180,980 |
| Total Expenses per Form 990 | $8,168,309 |
| Expenses per Audited Statements | $8,168,274 |
| Expenses Not Reported on Form 990 | $12,706 |
| Expenses Not Reported on Financial Statements | $35 |
| Other Expense Adjustments | $35 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $160,494,077 |
| Other Liabilities | $375,409 |
“The credit union is comprised of a single class of approximately 11,040 member-owners. Each member-owner has equal rights in ownership, governance and voting rights at the annual meetings.”
“The member-owners of the credit union have authority to elect the members of the Board of Directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote.”
“Converting from federal share insurance to private share insurance in 2011 required a majority vote of a minimum number of eligible members.”
“Prior to being filed with the IRS, a copy of IRS Form 990 and related schedules are reviewed by the CEO, including confirmation of the accuracy of every answer and oversight of appropriate changes. A complete copy of Form 990 and related schedules are made available to the Board of Directors prior to filing the form with the IRS.”
“Officers, directors and key employees are required annually to submit a signed statement acknowledging that they have read and understand the conflict of interest policy and agree to comply with it. Any potential conflicts of interest must be disclosed to the CEO or Board Chairperson in a timely manner.”
“The process used to set the CEO's annual salary is based on a comparison of like-sized credit unions through the use of HR Performance Solutions' annual salary administration program. This program is comprised of several surveys and compiled for several regions throughout the nation. Increases are based on performance objectives by a subcommittee of the Board of Directors and presented to the full board for approval. This process is conducted annually. The process for determining compensation for other officers/key employees includes use of the above-mentioned salary administration program and a review and approval by the CEO. This process is also conducted annually.”
“The credit union's bylaws and conflict of interest policy are not available to the public. Financial statements are made available to the membership at the annual meeting and posting in the lobby of the credit union's main branch.”
“The audited financial statements include $23,666 of income, net of $1,923 eliminating entries, earned by the credit union's for-profit subsidiary.”
“Part VIII of Form 990 includes $1,200 rent income that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.”
“The audited financial statements include $15,829 of expenses, net of $3,123 eliminating entries, incurred by the credit union's for-profit subsidiary.”
“Part IX of Form 990 includes $35 in dividends that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 522423 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 509840 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | The credit union provides financial services to qualified members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 161709 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 85224 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1580850 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Bret J Fisher |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4403243400 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 340 Griswold Road |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Elyria |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44035 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 897869 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 998835 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 338694 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 34072 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1580850 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 8006 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4089033 |
| IRS990/CYOtherExpensesAmt | 0 | 3513325 |
| IRS990/CYOtherRevenueAmt | 0 | 1200 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5253568 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1175492 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3066128 |
| IRS990/CYTotalExpensesAmt | 0 | 8168309 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 9343801 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 154884 |
| IRS990/Desc | 0 | Dividends and interest paid to members on approximately 20,880 deposit accounts held by approximately 11,040 members. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 54 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 29500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3748 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 324184 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 66530 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 38671 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 18056 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Bret J Fisher |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Karen S Akers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Henry Harsar |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Henry Patterson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Andrew Lingler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Leo Citro |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Karen Norton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Deborah Conner |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Jessica Wolfram |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 144661 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 136765 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Chair of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director/Vice Chair of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director/Secretary of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director/Treasurer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1958 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 5000 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 3006 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 9343801 |
| IRS990/GrossRentsGrp/PersonalAmt | 0 | 0 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 1200 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 395016 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 53608 |
| IRS990/InterestGrp/TotalAmt | 0 | 28 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4089033 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4089033 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5795889 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 3431534 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 31741262 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 36835331 |
| IRS990/IRPDocumentCnt | 0 | 2935 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2978104 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1576612 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1467120 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4445224 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LessRentalExpensesGrp/PersonalAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12390448 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14396386 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 1200 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 1200 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 182 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 830446 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 196085 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 269198 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3124098 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3172442 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 405459 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM & Check Card Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Share Draft Expense |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 577026 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 443527 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 516616 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 138438 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 154467280 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 160869486 |
| IRS990/OtherOrganizationDsc | 0 | Credit Union |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2035203 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 66658533 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 68007047 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 28210 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 173633 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 113139 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 377568 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 366981 |
| IRS990/PrincipalOfficerNm | 0 | Bret J Fisher-CEO |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan Interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interchange Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3812915 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 704936 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 541981 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 145853 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3812915 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 704936 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 565942 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 169775 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 23961 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 23922 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Loan services and data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, ATM networks and in person at the credit union offices. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 567167 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 6677 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2984391 |
| IRS990/PYOtherExpensesAmt | 0 | 3169177 |
| IRS990/PYOtherRevenueAmt | 0 | 1200 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4936183 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1322229 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2856524 |
| IRS990/PYTotalExpensesAmt | 0 | 6599545 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 7921774 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1175492 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 1200 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12390448 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14396386 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 57208320 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 61496422 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 410441 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1890247 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2300688 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 122538 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 910245 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1032783 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 12706 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 35 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 8168274 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 878219 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 878219 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LossesReportedAmt | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 12706 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 35 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 55922 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 177612 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 233534 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 160494077 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 375409 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Other Liabilities |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 21743 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 1200 |
| IRS990ScheduleD/PriorYearAdjustmentsAmt | 0 | 0 |
| IRS990ScheduleD/RecoveriesPriorYearGrantsAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 21743 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 1200 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 9342601 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | The audited financial statements include $23,666 of income, net of $1,923 eliminating entries, earned by the credit union's for-profit subsidiary. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | Part VIII of Form 990 includes $1,200 rent income that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | The audited financial statements include $15,829 of expenses, net of $3,123 eliminating entries, incurred by the credit union's for-profit subsidiary. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 3 | Part IX of Form 990 includes $35 in dividends that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Schedule D, Part XI, Line 2d |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Schedule D, Part XI, Line 4b |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Schedule D, Part XII, Line 2d |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Schedule D, Part XII, Line 4b |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1467120 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 8168309 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 160869486 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 9343801 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 9364344 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 8180980 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 134373 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 128640 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 10000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 6509 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 10294 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 10854 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
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