Civic Intelligence

Achieve Credit Union Inc

EIN 34-0894661 • 501(c)14 • Elyria, OH

Profile

It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

340 Griswold RoadElyria, OH 44035

www.achievecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.92x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

17.27x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

55th percentile

13%

Higher net margin than 55% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

36th percentile

$183,332

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

$100M-$250M nonprofits • Source year 2024

Asset Growth

30th percentile

-0.1%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

79th percentile

24%

Faster revenue growth than 79% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Assets

Up

$175,775,712

Up $8,395,561 (+5.0%) from 2023

Liabilities

Up

$161,379,326

Up $6,389,623 (+4.1%) from 2023

Net Assets

Up

$14,396,386

Up $2,005,938 (+16%) from 2023

Revenue

Up

$9,343,801

Up $1,422,027 (+18%) from 2023

Expenses

Up

$8,168,309

Up $1,568,764 (+24%) from 2023

Net Income

Down

$1,175,492

Down $146,737 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $133,885,104Liabilities 2010: $119,814,015Net Assets 2010: $14,071,0892010Assets 2011: $136,294,756Liabilities 2011: $121,831,113Net Assets 2011: $14,463,6432011Assets 2012: $138,977,687Liabilities 2012: $124,191,423Net Assets 2012: $14,786,2642012Assets 2013: $140,883,342Liabilities 2013: $126,382,355Net Assets 2013: $14,500,9872013Assets 2014: $154,239,535Liabilities 2014: $137,881,075Net Assets 2014: $16,358,4602014Assets 2015: $155,546,835Liabilities 2015: $139,156,590Net Assets 2015: $16,390,2452015Assets 2016: $154,278,863Liabilities 2016: $138,537,002Net Assets 2016: $15,741,8612016Assets 2017: $149,307,660Liabilities 2017: $132,841,440Net Assets 2017: $16,466,2202017Assets 2018: $149,558,521Liabilities 2018: $132,709,473Net Assets 2018: $16,849,0482018Assets 2019: $156,795,908Liabilities 2019: $138,387,575Net Assets 2019: $18,408,3332019Assets 2020: $179,467,172Liabilities 2020: $160,366,863Net Assets 2020: $19,100,3092020Assets 2021: $183,623,838Liabilities 2021: $165,339,209Net Assets 2021: $18,284,6292021Assets 2022: $176,055,244Liabilities 2022: $164,960,275Net Assets 2022: $11,094,9692022Assets 2023: $167,380,151Liabilities 2023: $154,989,703Net Assets 2023: $12,390,4482023Assets 2024: $175,775,712Liabilities 2024: $161,379,326Net Assets 2024: $14,396,3862024

Highlighted filing

2024

Assets$175,775,712
Liabilities$161,379,326
Net Assets$14,396,386

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $6,024,9862010Expenses 2011: $5,292,4492011Expenses 2012: $4,847,0922012Revenue 2013: $4,824,248Expenses 2013: $4,598,871Net Income 2013: $225,3772013Revenue 2014: $5,120,388Expenses 2014: $4,799,323Net Income 2014: $321,0652014Revenue 2015: $4,951,488Expenses 2015: $4,893,643Net Income 2015: $57,8452015Revenue 2016: $4,973,447Expenses 2016: $4,773,975Net Income 2016: $199,4722016Revenue 2017: $5,514,378Expenses 2017: $4,852,888Net Income 2017: $661,4902017Revenue 2018: $5,992,618Expenses 2018: $5,141,691Net Income 2018: $850,9272018Revenue 2019: $6,439,402Expenses 2019: $6,033,811Net Income 2019: $405,5912019Revenue 2020: $5,316,007Expenses 2020: $5,722,026Net Income 2020: -$406,0192020Revenue 2021: $5,650,758Expenses 2021: $5,234,482Net Income 2021: $416,2762021Revenue 2022: $6,076,908Expenses 2022: $5,541,739Net Income 2022: $535,1692022Revenue 2023: $7,921,774Expenses 2023: $6,599,545Net Income 2023: $1,322,2292023Revenue 2024: $9,343,801Expenses 2024: $8,168,309Net Income 2024: $1,175,4922024

Highlighted filing

2024

Revenue$9,343,801
Expenses$8,168,309
Net Income$1,175,492

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$176$161$14.4$9.34$8.17$1.18
2023Detailed filing. Detailed filing data is available for this year.$167$155$12.4$7.92$6.60$1.32
2022Detailed filing. Detailed filing data is available for this year.$176$165$11.1$6.08$5.54$0.54
2021Detailed filing. Detailed filing data is available for this year.$184$165$18.3$5.65$5.23$0.42
2020Detailed filing. Detailed filing data is available for this year.$179$160$19.1$5.32$5.72$0.41
2019Detailed filing. Detailed filing data is available for this year.$157$138$18.4$6.44$6.03$0.41
2018Detailed filing. Detailed filing data is available for this year.$150$133$16.8$5.99$5.14$0.85
2017Detailed filing. Detailed filing data is available for this year.$149$133$16.5$5.51$4.85$0.66
2016Detailed filing. Detailed filing data is available for this year.$154$139$15.7$4.97$4.77$0.20
2015Detailed filing. Detailed filing data is available for this year.$156$139$16.4$4.95$4.89$0.06
2014Detailed filing. Detailed filing data is available for this year.$154$138$16.4$5.12$4.80$0.32
2013Detailed filing. Detailed filing data is available for this year.$141$126$14.5$4.82$4.60$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$124$14.8$4.85
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$122$14.5$5.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$134$120$14.1$6.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.0
Gross Receipts
$9,343,801
Mission and Program Overview

Mission

It is the mission of School Employees Lorain County Credit Union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

The credit union provides financial services to qualified members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$66,658,533$68,007,047▲ $1,348,514
Savings and Temporary Cash Investments$57,208,320$61,496,422▲ $4,288,102
Investments in Publicly Traded Securities$31,741,262$36,835,331▲ $5,094,069
Rtn Earn Endowment Incm Other Fnds$12,390,448$14,396,386▲ $2,005,938
Investments Other Securities$5,795,889$3,431,534▼ $2,364,355
Land, Buildings, and Equipment, Net$1,576,612$1,467,120▼ $109,492
Cash and Non-Interest-Bearing Accounts$897,869$998,835▲ $100,966
Prepaid Expenses and Deferred Charges$377,568$366,981▼ $10,587
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$167,380,151$175,775,712▲ $8,395,561
Other Assets Total$3,124,098$3,172,442▲ $48,344
Liabilities
Other Liabilities$154,467,280$160,869,486▲ $6,402,206
Accounts Payable and Accrued Expenses$522,423$509,840▼ $12,583
Total Liabilities$154,989,703$161,379,326▲ $6,389,623
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,390,448$14,396,386▲ $2,005,938
Total Liabilities and Net Assets / Fund Balance$167,380,151$175,775,712▲ $8,395,561

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$410,441$1,890,247$2,300,688
Equipment$122,538$910,245$1,032,783
Land$878,219-$878,219
Other Land Buildings$55,922$177,612$233,534
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bret J FisherCEOFT$134,373$48,959$183,332
Karen S AkersCFOFT$128,640$26,181$154,821

Board Members and Trustees

NameTitle
Henry HarsarChair of Board
Henry PattersonDirector/Vice Chair of Board
Andrew LinglerDirector
Deborah ConnerDirector
Leo CitroDirector
Karen NortonDirector/Secretary of Board
Jessica WolframDirector/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,253,568
Investment Income
$4,089,033
Other Revenue
$1,200
Change in Net Assets
$1,175,492

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,342,601
Revenue Not Reported on Financial Statements
$1,200
Revenue Not Reported on Form 990
$21,743
Other Revenue Adjustments
$1,200
Total Revenue per Audited Statements
$9,364,344
Total Revenue per Form 990
$9,343,801
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,513,325
Salaries, Compensation, and Employee Benefits$3,066,128
Grants and Similar Amounts Paid$8,006
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,035,203
Benefits to Members---$1,580,850
Other Employee Benefits---$405,459
Information Technology---$395,016
Current Officers, Directors, Trustees, and Key Employees---$338,694
Fees for Services Other---$324,184
Office Expenses---$269,198
Occupancy---$196,085
Payroll Taxes---$173,633
Advertising---$161,709
Depreciation Depletion---$154,884
Other Expenses---$138,438
Pension Plan Contributions---$113,139
All Other Expenses---$85,224
Fees for Service Investment Mgmnt Fees---$66,530
Insurance---$53,608
Travel---$35,722
Conferences and Meetings---$34,072
Fees for Services Accounting---$29,500
Payments to Affiliates---$28,210
Grants to Domestic Individuals---$5,000
Fees for Services Legal---$3,748
Grants to Domestic Orgs---$3,006
Interest---$28
Total Functional Expenses$0$0$0$8,168,309

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$8,180,980
Total Expenses per Form 990$8,168,309
Expenses per Audited Statements$8,168,274
Expenses Not Reported on Form 990$12,706
Expenses Not Reported on Financial Statements$35
Other Expense Adjustments$35
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$160,494,077
Other Liabilities$375,409
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is comprised of a single class of approximately 11,040 member-owners. Each member-owner has equal rights in ownership, governance and voting rights at the annual meetings.

Form 990, Part VI, Section A, Line 7A

The member-owners of the credit union have authority to elect the members of the Board of Directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote.

Form 990, Part VI, Section A, Line 7B

Converting from federal share insurance to private share insurance in 2011 required a majority vote of a minimum number of eligible members.

Form 990, Part VI, Section B, Line 11B

Prior to being filed with the IRS, a copy of IRS Form 990 and related schedules are reviewed by the CEO, including confirmation of the accuracy of every answer and oversight of appropriate changes. A complete copy of Form 990 and related schedules are made available to the Board of Directors prior to filing the form with the IRS.

Form 990, Part VI, Section B, Line 12C

Officers, directors and key employees are required annually to submit a signed statement acknowledging that they have read and understand the conflict of interest policy and agree to comply with it. Any potential conflicts of interest must be disclosed to the CEO or Board Chairperson in a timely manner.

Form 990, Part VI, Section B, Line 15

The process used to set the CEO's annual salary is based on a comparison of like-sized credit unions through the use of HR Performance Solutions' annual salary administration program. This program is comprised of several surveys and compiled for several regions throughout the nation. Increases are based on performance objectives by a subcommittee of the Board of Directors and presented to the full board for approval. This process is conducted annually. The process for determining compensation for other officers/key employees includes use of the above-mentioned salary administration program and a review and approval by the CEO. This process is also conducted annually.

Form 990, Part VI, Section C, Line 19

The credit union's bylaws and conflict of interest policy are not available to the public. Financial statements are made available to the membership at the annual meeting and posting in the lobby of the credit union's main branch.

Filing and Contact Details

Filer

Filer Name
Achieve Credit Union Inc
EIN
34-0894661
Phone
4403243400
Address
340 Griswold Road, Elyria, OH 44035

Signing Officer

Name
Karen S Akers
Title
CFO
Phone
4403243400
Signed
2025-11-12

Organization Details

Principal Officer
Bret J Fisher-CEO
Formed
1958
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
54
Volunteers
8
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 2D

The audited financial statements include $23,666 of income, net of $1,923 eliminating entries, earned by the credit union's for-profit subsidiary.

Schedule D, Part XI, Line 4B

Part VIII of Form 990 includes $1,200 rent income that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.

Schedule D, Part XII, Line 2D

The audited financial statements include $15,829 of expenses, net of $3,123 eliminating entries, incurred by the credit union's for-profit subsidiary.

Schedule D, Part XII, Line 4B

Part IX of Form 990 includes $35 in dividends that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.

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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
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IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0395016
IRS990/InsuranceGrp/TotalAmt053608
IRS990/InterestGrp/TotalAmt028
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt04089033
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05795889
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03431534
IRS990/InvestmentsPubTradedSecGrp/BOYAmt031741262
IRS990/InvestmentsPubTradedSecGrp/EOYAmt036835331
IRS990/IRPDocumentCnt02935
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02978104
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01576612
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01467120
IRS990/LandBldgEquipCostOrOtherBssAmt04445224
IRS990/LegalDomicileStateCd0OH
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012390448
IRS990/NetAssetsOrFundBalancesEOYAmt014396386
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt01200
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt01200
IRS990/NetUnrelatedBusTxblIncmAmt0182
IRS990/NetUnrlzdGainsLossesInvstAmt0830446
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0196085
IRS990/OfficeExpensesGrp/TotalAmt0269198
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03124098
IRS990/OtherAssetsTotalGrp/EOYAmt03172442
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0405459
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1ATM & Check Card Expense
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc3Share Draft Expense
IRS990/OtherExpensesGrp/TotalAmt0577026
IRS990/OtherExpensesGrp/TotalAmt1443527
IRS990/OtherExpensesGrp/TotalAmt2516616
IRS990/OtherExpensesGrp/TotalAmt3138438
IRS990/OtherLiabilitiesGrp/BOYAmt0154467280
IRS990/OtherLiabilitiesGrp/EOYAmt0160869486
IRS990/OtherOrganizationDsc0Credit Union
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IRS990/OtherSalariesAndWagesGrp/TotalAmt02035203
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt066658533
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt068007047
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt028210
IRS990/PayrollTaxesGrp/TotalAmt0173633
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0113139
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0377568
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0366981
IRS990/PrincipalOfficerNm0Bret J Fisher-CEO
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03812915
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1704936
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2541981
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3145853
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03812915
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1704936
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2565942
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3169775
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt223961
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt323922
IRS990/ProgSrvcAccomActy2Grp/Desc0Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Loan services and data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, ATM networks and in person at the credit union offices.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0567167
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt06677
IRS990/PYInvestmentIncomeAmt02984391
IRS990/PYOtherExpensesAmt03169177
IRS990/PYOtherRevenueAmt01200
IRS990/PYProgramServiceRevenueAmt04936183
IRS990/PYRevenuesLessExpensesAmt01322229
IRS990/PYSalariesCompEmpBnftPaidAmt02856524
IRS990/PYTotalExpensesAmt06599545
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07921774
IRS990/ReconcilationRevenueExpnssAmt01175492
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt01200
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
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IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012390448
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014396386
IRS990/SavingsAndTempCashInvstGrp/BOYAmt057208320
IRS990/SavingsAndTempCashInvstGrp/EOYAmt061496422
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0410441
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01890247
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02300688
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0122538
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0910245
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01032783
IRS990ScheduleD/ExpensesNotReportedAmt012706
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt035
IRS990ScheduleD/ExpensesSubtotalAmt08168274
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0878219
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0878219
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt012706
IRS990ScheduleD/OtherExpensesNotIncludedAmt035
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt055922
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0177612
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0233534
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0160494077
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1375409
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Other Liabilities
IRS990ScheduleD/OtherRevenueAmt021743
IRS990ScheduleD/OtherRevenuesNotIncludedAmt01200
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt021743
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt01200
IRS990ScheduleD/RevenueSubtotalAmt09342601
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The audited financial statements include $23,666 of income, net of $1,923 eliminating entries, earned by the credit union's for-profit subsidiary.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Part VIII of Form 990 includes $1,200 rent income that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2The audited financial statements include $15,829 of expenses, net of $3,123 eliminating entries, incurred by the credit union's for-profit subsidiary.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3Part IX of Form 990 includes $35 in dividends that is eliminated in consolidation and is therefore not in the audited consolidated financial statement balance.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 2d
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XI, Line 4b
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2Schedule D, Part XII, Line 2d
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3Schedule D, Part XII, Line 4b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01467120
IRS990ScheduleD/TotalExpensesPerForm990Amt08168309
IRS990ScheduleD/TotalLiabilityAmt0160869486
IRS990ScheduleD/TotalRevenuePerForm990Amt09343801
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt09364344
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08180980
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0134373
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1128640
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount010000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount16509
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt010294
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt110854
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10

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