Civic Intelligence

P S E Credit Union Inc

EIN 34-0800260 • 501(c)14 • Parma, OH

View Organization Page

Profile

The purpose of this credit union shall be to promote thrift and to provide credit for its members.

5255 Regency DriveParma, OH 44129

www.psecreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.91x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

14.89x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

60th percentile

12%

Higher net margin than 60% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

33rd percentile

$382,717

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

$250M-$1B nonprofits • Source year 2024

Asset Growth

98th percentile

20%

Faster asset growth than 98% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Revenue Growth

98th percentile

47%

Faster revenue growth than 98% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$320,712,477

Up $18,747,870 (+6.2%) from 2023

Liabilities

Up

$290,892,868

Up $15,721,803 (+5.7%) from 2023

Net Assets

Up

$29,819,609

Up $3,026,067 (+11%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin60th percentile

Revenue

Up

$19,534,332

Up $3,027,675 (+18%) from 2023

Expenses

Up

$17,231,781

Up $3,979,246 (+30%) from 2023

Net Income

Down

$2,302,551

Down $951,571 (-29%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $106,299,769Liabilities 2010: $94,545,957Net Assets 2010: $11,753,8122010Assets 2011: $112,352,081Liabilities 2011: $100,702,520Net Assets 2011: $11,649,5612011Assets 2012: $115,155,520Liabilities 2012: $104,182,737Net Assets 2012: $10,972,7832012Assets 2013: $119,377,233Liabilities 2013: $109,188,936Net Assets 2013: $10,188,2972013Assets 2014: $119,344,328Liabilities 2014: $108,978,335Net Assets 2014: $10,365,9932014Assets 2015: $123,661,560Liabilities 2015: $113,680,114Net Assets 2015: $9,981,4462015Assets 2016: $127,027,756Liabilities 2016: $117,160,562Net Assets 2016: $9,867,1942016Assets 2017: $129,871,042Liabilities 2017: $119,816,449Net Assets 2017: $10,054,5932017Assets 2018: $133,698,433Liabilities 2018: $122,866,914Net Assets 2018: $10,831,5192018Assets 2019: $150,854,517Liabilities 2019: $138,032,839Net Assets 2019: $12,821,6782019Assets 2020: $178,224,900Liabilities 2020: $163,324,964Net Assets 2020: $14,899,9362020Assets 2021: $206,147,045Liabilities 2021: $189,657,123Net Assets 2021: $16,489,9222021Assets 2022: $221,132,886Liabilities 2022: $207,121,989Net Assets 2022: $14,010,8972022Assets 2023: $301,964,607Liabilities 2023: $275,171,065Net Assets 2023: $26,793,5422023Assets 2024: $320,712,477Liabilities 2024: $290,892,868Net Assets 2024: $29,819,6092024

Highlighted filing

2024

Assets$320,712,477
Liabilities$290,892,868
Net Assets$29,819,609
Open 2024 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$10M$0-$10MExpenses 2010: $5,080,1952010Expenses 2011: $4,627,2082011Expenses 2012: $4,803,3322012Revenue 2013: $4,249,414Expenses 2013: $4,848,931Net Income 2013: -$599,5172013Revenue 2014: $4,532,103Expenses 2014: $4,496,454Net Income 2014: $35,6492014Revenue 2015: $4,624,449Expenses 2015: $4,960,738Net Income 2015: -$336,2892015Revenue 2016: $4,974,591Expenses 2016: $4,753,312Net Income 2016: $221,2792016Revenue 2017: $5,326,275Expenses 2017: $5,039,038Net Income 2017: $287,2372017Revenue 2018: $6,014,477Expenses 2018: $5,053,332Net Income 2018: $961,1452018Revenue 2019: $6,905,667Expenses 2019: $5,698,516Net Income 2019: $1,207,1512019Revenue 2020: $6,926,615Expenses 2020: $5,798,059Net Income 2020: $1,128,5562020Revenue 2021: $7,365,292Expenses 2021: $5,649,319Net Income 2021: $1,715,9732021Revenue 2022: $9,020,403Expenses 2022: $6,377,437Net Income 2022: $2,642,9662022Revenue 2023: $16,506,657Expenses 2023: $13,252,535Net Income 2023: $3,254,1222023Revenue 2024: $19,534,332Expenses 2024: $17,231,781Net Income 2024: $2,302,5512024

Highlighted filing

2024

Revenue$19,534,332
Expenses$17,231,781
Net Income$2,302,551
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$320,712,477
Liabilities
$290,892,868
Net assets
$29,819,609
Revenue
$19,534,332
Expenses
$17,231,781
Net income
$2,302,551
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$321$291$29.8$19.5$17.2$2.30
2023Detailed filing. Detailed filing data is available for this year.$302$275$26.8$16.5$13.3$3.25
2022Detailed filing. Detailed filing data is available for this year.$221$207$14.0$9.02$6.38$2.64
2021Detailed filing. Detailed filing data is available for this year.$206$190$16.5$7.37$5.65$1.72
2020Detailed filing. Detailed filing data is available for this year.$178$163$14.9$6.93$5.80$1.13
2019Detailed filing. Detailed filing data is available for this year.$151$138$12.8$6.91$5.70$1.21
2018Detailed filing. Detailed filing data is available for this year.$134$123$10.8$6.01$5.05$0.96
2017Detailed filing. Detailed filing data is available for this year.$130$120$10.1$5.33$5.04$0.29
2016Detailed filing. Detailed filing data is available for this year.$127$117$9.87$4.97$4.75$0.22
2015Detailed filing. Detailed filing data is available for this year.$124$114$9.98$4.62$4.96$0.34
2014Detailed filing. Detailed filing data is available for this year.$119$109$10.4$4.53$4.50$0.04
2013Detailed filing. Detailed filing data is available for this year.$119$109$10.2$4.25$4.85$0.60
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$115$104$11.0$4.80
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$112$101$11.6$4.63
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$94.5$11.8$5.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 12, 2025
Return Version
2024v5.2
Gross Receipts
$19,534,332
Mission and Program Overview

Mission

The purpose of this credit union shall be to promote thrift and to provide credit for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$190,342,741$196,707,077▲ $6,364,336
Investments in Publicly Traded Securities$55,129,632$50,150,329▼ $4,979,303
Rtn Earn Endowment Incm Other Fnds$26,793,542$29,819,609▲ $3,026,067
Savings and Temporary Cash Investments$18,585,939$28,308,085▲ $9,722,146
Investments Other Securities$18,931,098$26,344,593▲ $7,413,495
Land, Buildings, and Equipment, Net$4,637,891$4,895,012▲ $257,121
Cash and Non-Interest-Bearing Accounts$3,049,225$3,224,217▲ $174,992
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$301,964,607$320,712,477▲ $18,747,870
Other Assets Total$11,288,081$11,083,164▼ $204,917
Liabilities
Other Liabilities$273,570,357$289,079,183▲ $15,508,826
Accounts Payable and Accrued Expenses$1,600,708$1,813,685▲ $212,977
Total Liabilities$275,171,065$290,892,868▲ $15,721,803
Net Assets / Fund Balance
Total Net Assets Fund Balance$26,793,542$29,819,609▲ $3,026,067
Total Liabilities and Net Assets / Fund Balance$301,964,607$320,712,477▲ $18,747,870

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,127,356$1,629,135$3,756,491
Land$1,774,053-$1,774,053
Equipment$690,817$476,774$1,167,591
Leasehold Improvements$302,786$231,531$534,317
Other Securities$23,423,537--
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joseph C AndersonPresident/CEOFT$286,797$95,920$382,717
Andrew PaceVP of FinanceFT$139,996$22,494$162,490
Sabreena DigiovanniVP of Branch ServicesFT$104,923$10,492$115,415

Board Members and Trustees

NameTitle
Dr Karen NeumanChairperson
Steele NowlinVice Chairperson
David ToetzDirector
Felisa WashingtonDirector
Robert MoultonDirector
Robert VasilDirector
Darlene DemarcoSecretary
Kenneth NoetzelTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservAtm/debit Cards4897 LAKE PARK BLVD 200, Salt Lake City, UT 84120$643,379
FiservOperating Systems4897 LAKE PARK BLVD 200, Salt Lake City, UT 84120$619,794
Pscu Financial ServicesCredit Card Processing560 CARILLON PARKWAY, St Petersburg, FL 33716$327,668
VisaCredit Card ProcessingPO BOX 8999, San Francisco, CA 94102$241,313
Kgc Tech GroupTechnology ConsultingPO BOX 997, Columbia Station, OH 44028$108,786
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$15,969,410
Investment Income
$3,564,922
Other Revenue
$0
Change in Net Assets
$2,302,551

Audited Revenue Reconciliation

Revenue per Audited Statements
$19,534,332
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$19,534,332
Total Revenue per Form 990
$19,534,332
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$13,151,462
Salaries, Compensation, and Employee Benefits$4,080,319
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$5,327,836
Other Salaries and Wages---$2,597,274
Office Expenses---$2,361,505
Occupancy---$677,355
Current Officers, Directors, Trustees, and Key Employees---$660,621
Advertising---$491,555
Other Employee Benefits---$347,977
Depreciation Depletion---$283,164
Payroll Taxes---$259,487
Pension Plan Contributions---$214,960
Other Expenses---$173,737
Insurance---$131,161
Fees for Services Accounting---$54,616
Fees for Services Legal---$42,554
Travel---$18,671
Fees for Services Other---$2,048
Total Functional Expenses$0$0$0$17,231,781

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,231,781
Total Expenses per Audited Statements$17,231,781
Total Expenses per Form 990$17,231,781
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND DEPOSITS$289,079,183
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“Members have voting rights to elect board members.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to the code of regulations are subject to approval by the members.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the president/ceo and vp of finance prior to filing with the irs.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed, monitored and updated annually by key employees and approved by the board of directors.”

Form 990, Part VI, Section B, Line 15

“The president/ceo's compensation is reviewed and set by the board of directors. For the other employees' compensation, the president/ceo performs review of key employees using cuna compensation annual survey.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted at each branch office and all other governing documents are made available upon request.”

Filing and Contact Details

Filer

Filer Name
P S E Credit Union Inc
EIN
34-0800260
Phone
4405455105
Address
5255 REGENCY DRIVE, PARMA, OH 44129

Signing Officer

Name
Andrew R Pace
Title
VP Finance
Phone
4405455105
Signed
2025-10-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joseph C Anderson
Formed
1955
Legal Domicile
Oh
Voting Board Members
8
Independent Board Members
8
Employees
101
Volunteers
10

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Kathleen M Moseley
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The organization has a supervisory committee that is established by the board of directors.”

Financial Statement Notes

PART X, LINE 2:

“The credit union accounts for uncertainty in income taxes in its financial statements as required under financial accounting standards board accounting standards codification, accounting for uncertainty in income taxes. The standard prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. The standard also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition accounting. Management determined there were no material uncertain positions taken by the credit union in its tax returns.”

Raw XML AppendixShowing 400 of 484 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8351880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9154996
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10104923
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF BRANCH SERVICES
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt019534332
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt0131161
IRS990/InterestGrp/TotalAmt05327836
IRS990/InvestmentIncomeGrp/ExclusionAmt03564922
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03564922
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt018931098
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt026344593
IRS990/InvestmentsPubTradedSecGrp/BOYAmt055129632
IRS990/InvestmentsPubTradedSecGrp/EOYAmt050150329
IRS990/IRPDocumentCnt03932
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02337440
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04637891
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04895012
IRS990/LandBldgEquipCostOrOtherBssAmt07232452
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt026793542
IRS990/NetAssetsOrFundBalancesEOYAmt029819609
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01104268
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0677355
IRS990/OfficeExpensesGrp/TotalAmt02361505
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt011288081
IRS990/OtherAssetsTotalGrp/EOYAmt011083164
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0347977
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN PROCESSING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc3DIRECTOR AND DUES
IRS990/OtherExpensesGrp/TotalAmt02489842
IRS990/OtherExpensesGrp/TotalAmt1750396
IRS990/OtherExpensesGrp/TotalAmt2347022
IRS990/OtherExpensesGrp/TotalAmt3173737
IRS990/OtherLiabilitiesGrp/BOYAmt0273570357
IRS990/OtherLiabilitiesGrp/EOYAmt0289079183
IRS990/OtherSalariesAndWagesGrp/TotalAmt02597274
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0190342741
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0196707077
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0259487
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0214960
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JOSEPH C ANDERSON
IRS990/PriorPeriodAdjustmentsAmt0-380752
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEES & COMMISSIONS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012428121
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12271448
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21196432
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012428121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12344857
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21196432
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt073409
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02281064
IRS990/PYOtherExpensesAmt09552427
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt014225593
IRS990/PYRevenuesLessExpensesAmt03254122
IRS990/PYSalariesCompEmpBnftPaidAmt03700108
IRS990/PYTotalExpensesAmt013252535
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016506657
IRS990/ReconcilationRevenueExpnssAmt02302551
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026793542
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt029819609
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018585939
IRS990/SavingsAndTempCashInvstGrp/EOYAmt028308085
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02127356
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01629135
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03756491
IRS990ScheduleD/EquipmentGrp/BookValueAmt0690817
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0476774
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01167591
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017231781
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt01774053
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01774053
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0302786
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0231531
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0534317
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0289079183
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01540002
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11381054
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt223423537
IRS990ScheduleD/OtherSecuritiesGrp/Desc0OTHER COOP INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt019534332
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD ACCOUNTING STANDARDS CODIFICATION, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04895012
IRS990ScheduleD/TotalBookValueSecuritiesAmt026344593
IRS990ScheduleD/TotalExpensesPerForm990Amt017231781
IRS990ScheduleD/TotalLiabilityAmt0289079183
IRS990ScheduleD/TotalRevenuePerForm990Amt019534332
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt019534332
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017231781
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0286797
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1139996
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount065083
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount115000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt030837
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt17494
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOSEPH C ANDERSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ANDREW PACE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP OF FINANCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0382717
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1162490
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE VOTING RIGHTS TO ELECT BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO APPROVAL BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE PRESIDENT/CEO AND VP OF FINANCE PRIOR TO FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CONFLICT OF INTEREST POLICY IS REVIEWED, MONITORED AND UPDATED ANNUALLY BY KEY EMPLOYEES AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PRESIDENT/CEO'S COMPENSATION IS REVIEWED AND SET BY THE BOARD OF DIRECTORS. FOR THE OTHER EMPLOYEES' COMPENSATION, THE PRESIDENT/CEO PERFORMS REVIEW OF KEY EMPLOYEES USING CUNA COMPENSATION ANNUAL SURVEY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MONTHLY FINANCIAL STATEMENTS ARE POSTED AT EACH BRANCH OFFICE AND ALL OTHER GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.

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