Civic Intelligence

614 Wes Credit Union Inc

990 • Fiscal year 2017 • EIN 34-0796042

Jan 01, 2017 to Dec 31, 2017 • Filed on May 03, 2018

Organization Profilewescreditunion.com
38024 Second StreetWilloughby, OH 44094

(440) 942-6981

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.91x

Higher debt load relative to assets than 79% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

88th percentile

30.59x

Higher debt load relative to revenue than 88% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Net Margin

34th percentile

3.5%

Higher net margin than 34% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

41st percentile

$68,938

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 19.6% of source-year revenue.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Asset Growth

93rd percentile

9.4%

Faster asset growth than 93% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

79th percentile

8.8%

Faster revenue growth than 79% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$11,909,214

Up $1,025,956 (+9.4%) from 2016

Net Assets

Down

$1,130,272

Down $28,492 (-2.5%) from 2016

Liabilities

Up

$10,778,942

Up $1,054,448 (+11%) from 2016

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin34th percentile

Revenue

Up

$352,420

Up $28,417 (+8.8%) from 2016

Expenses

Up

$340,198

Up $27,990 (+9.0%) from 2016

Net Income

Up

$12,222

Up $427 (+3.6%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $10,137,199Liabilities 2010: $8,890,636Net Assets 2010: $1,246,5632010Assets 2011: $10,893,929Liabilities 2011: $9,644,294Net Assets 2011: $1,249,6352011Assets 2012: $11,144,400Liabilities 2012: $9,915,370Net Assets 2012: $1,229,0302012Assets 2013: $10,957,351Liabilities 2013: $9,802,454Net Assets 2013: $1,154,8972013Assets 2014: $10,899,076Liabilities 2014: $9,789,571Net Assets 2014: $1,109,5052014Assets 2015: $10,674,390Liabilities 2015: $9,562,311Net Assets 2015: $1,112,0792015Assets 2016: $10,883,258Liabilities 2016: $9,724,494Net Assets 2016: $1,158,7642016Assets 2017: $11,909,214Liabilities 2017: $10,778,942Net Assets 2017: $1,130,2722017Assets 2018: $12,332,238Liabilities 2018: $11,157,323Net Assets 2018: $1,174,9152018Assets 2019: $12,777,013Liabilities 2019: $11,545,824Net Assets 2019: $1,231,1892019Assets 2020: $14,097,192Liabilities 2020: $12,699,600Net Assets 2020: $1,397,5922020Assets 2021: $15,447,692Liabilities 2021: $14,217,370Net Assets 2021: $1,230,3222021Assets 2022: $15,663,133Liabilities 2022: $15,015,891Net Assets 2022: $647,2422022Assets 2023: $14,065,230Liabilities 2023: $13,182,359Net Assets 2023: $882,8712023Assets 2024: $14,046,755Liabilities 2024: $12,849,222Net Assets 2024: $1,197,5332024

Highlighted filing

2017

Assets$11,909,214
Liabilities$10,778,942
Net Assets$1,130,272
Open 2017 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $383,9212010Expenses 2011: $355,6262011Expenses 2012: $357,8712012Revenue 2013: $315,956Expenses 2013: $390,089Net Income 2013: -$74,1332013Revenue 2014: $307,041Expenses 2014: $343,354Net Income 2014: -$36,3132014Revenue 2015: $308,632Expenses 2015: $302,050Net Income 2015: $6,5822015Revenue 2016: $324,003Expenses 2016: $312,208Net Income 2016: $11,7952016Revenue 2017: $352,420Expenses 2017: $340,198Net Income 2017: $12,2222017Revenue 2018: $403,456Expenses 2018: $377,724Net Income 2018: $25,7322018Revenue 2019: $426,662Expenses 2019: $370,388Net Income 2019: $56,2742019Revenue 2020: $411,664Expenses 2020: $386,662Net Income 2020: $25,0022020Revenue 2021: $342,063Expenses 2021: $344,627Net Income 2021: -$2,5642021Revenue 2022: $352,520Expenses 2022: $389,926Net Income 2022: -$37,4062022Revenue 2023: $412,160Expenses 2023: $403,193Net Income 2023: $8,9672023Revenue 2024: $473,358Expenses 2024: $412,565Net Income 2024: $60,7932024

Highlighted filing

2017

Revenue$352,420
Expenses$340,198
Net Income$12,222
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 3, 2018
Return Version
2017v2.0
Gross Receipts
$352,420
Mission and Program Overview

Mission

The mission of WES Credit Union, Inc. is to provide the best service and the best rates possible to our members while maintaining a sound financial institution.

WES Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$6,769,911$7,462,708▲ $692,797
Other Notes and Loans Receivable, Net$3,358,871$3,622,987▲ $264,116
Rtn Earn Endowment Incm Other Fnds$1,158,764$1,130,272▼ $28,492
Savings and Temporary Cash Investments$463,020$497,968▲ $34,948
Land, Buildings, and Equipment, Net$87,649$94,347▲ $6,698
Cash and Non-Interest-Bearing Accounts$55,158$55,777▲ $619
Prepaid Expenses and Deferred Charges$26,932$45,765▲ $18,833
Accounts Receivable$2,443$2,503▲ $60
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$10,883,258$11,909,214▲ $1,025,956
Other Assets Total$119,274$127,159▲ $7,885
Liabilities
Other Liabilities$9,708,431$10,761,876▲ $1,053,445
Accounts Payable and Accrued Expenses$16,063$17,066▲ $1,003
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$9,724,494$10,778,942▲ $1,054,448
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,158,764$1,130,272▼ $28,492
Total Liabilities and Net Assets / Fund Balance$10,883,258$11,909,214▲ $1,025,956

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$33,873$290,176$324,049
Equipment$32,074$129,159$161,233
Land$28,400-$28,400
Investment Program Related Org$83,528--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay41st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve SimoneChief Executive OfficerFT$67,744$1,194$68,938

Board Members and Trustees

NameTitle
Carl StumpfPresident of Board
Erwin LeffelVice President
Janice ConleyDirector
Kathy RiniDirector
Rita MartinSecretary
Michelle AugustaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$232,094
Investment Income
$120,326
Other Revenue
$0
Change in Net Assets
$12,222
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$204,607
Salaries, Compensation, and Employee Benefits$135,591
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$33,872$33,872$0$67,744
Other Salaries and Wages$55,528$0$0$55,528
Occupancy$29,302$3,256$0$32,558
Information Technology$26,816$0$0$26,816
Depreciation Depletion$18,374$2,042$0$20,416
Office Expenses$12,470$0$0$12,470
Insurance$12,404$0$0$12,404
Fees for Services Accounting$0$10,700$0$10,700
Payroll Taxes$7,746$2,184$0$9,930
Interest$9,346$0$0$9,346
All Other Expenses$4,722$0$0$4,722
Other Expenses$0$4,104$0$4,104
Conferences and Meetings$2,097$1,457$0$3,554
Other Employee Benefits$1,863$526$0$2,389
Fees for Services Other$2,246$0$0$2,246
Advertising$1,480$0$0$1,480
Fees for Services Legal$132$0$0$132
Total Functional Expenses$282,057$58,141$0$340,198
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member share savings$8,985,467
Member draft checking$1,468,425
Member share certificates$307,984
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 5

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 6

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by management and the Board of Directors prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed by the employees and the Board of Directors annually.”

Form 990, Part VI, Section B, Line 15

“Compensation of key employees is approved by the Board of Directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
WES Credit Union Inc
EIN
34-0796042
Phone
4409426981
Address
38024 Second Street, Willoughby, OH 44094

Signing Officer

Name
Steve Simone
Title
Chief Executive Officer
Phone
4409426981
Signed
2018-05-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Simone
Formed
1954
Legal Domicile
Oh
Voting Board Members
6
Independent Board Members
6
Employees
3
Volunteers
6

Preparer

Firm
Schmidt & Associates
Address
P O Box 2588, Columbus, OH 43216
Preparer
Melissa Schmidt
Phone
6145291640
Raw XML AppendixShowing 400 of 547 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt016063
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt017066
IRS990/AccountsReceivableGrp/BOYAmt02443
IRS990/AccountsReceivableGrp/EOYAmt02503
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0WES Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt01480
IRS990/AdvertisingGrp/TotalAmt01480
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04722
IRS990/AllOtherExpensesGrp/TotalAmt04722
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Steve Simone
IRS990/BooksInCareOfDetail/PhoneNum04409426981
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt038024 Second Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Willoughby
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044094
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt055158
IRS990/CashNonInterestBearingGrp/EOYAmt055777
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt033872
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt033872
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt067744
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt01457
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt02097
IRS990/ConferencesMeetingsGrp/TotalAmt03554
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0120326
IRS990/CYOtherExpensesAmt0204607
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0232094
IRS990/CYRevenuesLessExpensesAmt012222
IRS990/CYSalariesCompEmpBnftPaidAmt0135591
IRS990/CYTotalExpensesAmt0340198
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0352420
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02042
IRS990/DepreciationDepletionGrp/ProgramServicesAmt018374
IRS990/DepreciationDepletionGrp/TotalAmt020416
IRS990/Desc0The organization is a state chartered member owned cooperative credit union that provides financial services and products to the member owners.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt0282057
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010700
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt010700
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0132
IRS990/FeesForServicesLegalGrp/TotalAmt0132
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt02246
IRS990/FeesForServicesOtherGrp/TotalAmt02246
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt61194
IRS990/Form990PartVIISectionAGrp/PersonNm0Carl Stumpf
IRS990/Form990PartVIISectionAGrp/PersonNm1Erwin Leffel
IRS990/Form990PartVIISectionAGrp/PersonNm2Michelle Augusta
IRS990/Form990PartVIISectionAGrp/PersonNm3Rita Martin
IRS990/Form990PartVIISectionAGrp/PersonNm4Janice Conley
IRS990/Form990PartVIISectionAGrp/PersonNm5Kathy Rini
IRS990/Form990PartVIISectionAGrp/PersonNm6Steve Simone
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt667744
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0President of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chief Executive Officer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0352420
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt026816
IRS990/InformationTechnologyGrp/TotalAmt026816
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt012404
IRS990/InsuranceGrp/TotalAmt012404
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt09346
IRS990/InterestGrp/TotalAmt09346
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0120326
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0120326
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt06769911
IRS990/InvestmentsProgramRelatedGrp/EOYAmt07462708
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0201
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0419335
IRS990/LandBldgEquipBasisNetGrp/BOYAmt087649
IRS990/LandBldgEquipBasisNetGrp/EOYAmt094347
IRS990/LandBldgEquipCostOrOtherBssAmt0513682
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The mission of WES Credit Union, Inc. is to provide the best service and the best rates possible to our members while maintaining a sound financial institution.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt01158764
IRS990/NetAssetsOrFundBalancesEOYAmt01130272
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-40714
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt03256
IRS990/OccupancyGrp/ProgramServicesAmt029302
IRS990/OccupancyGrp/TotalAmt032558
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt012470
IRS990/OfficeExpensesGrp/TotalAmt012470
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0119274
IRS990/OtherAssetsTotalGrp/EOYAmt0127159
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0526
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01863
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02389
IRS990/OtherExpensesGrp/Desc0Share servicing (ATM, debit, draft)
IRS990/OtherExpensesGrp/Desc1Loan servicing (collections, credit card)
IRS990/OtherExpensesGrp/Desc2Regulators
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24104
IRS990/OtherExpensesGrp/ProgramServicesAmt037996
IRS990/OtherExpensesGrp/ProgramServicesAmt125663
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt037996
IRS990/OtherExpensesGrp/TotalAmt125663
IRS990/OtherExpensesGrp/TotalAmt24104
IRS990/OtherLiabilitiesGrp/BOYAmt09708431
IRS990/OtherLiabilitiesGrp/EOYAmt010761876
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt055528
IRS990/OtherSalariesAndWagesGrp/TotalAmt055528
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03358871
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03622987
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02184
IRS990/PayrollTaxesGrp/ProgramServicesAmt07746
IRS990/PayrollTaxesGrp/TotalAmt09930
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026932
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt045765
IRS990/PrincipalOfficerNm0Steve Simone
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans to members
IRS990/ProgramServiceRevenueGrp/Desc1Fees to members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0186559
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt145535
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0186559
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt145535
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt099535
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0183550
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0224468
IRS990/PYRevenuesLessExpensesAmt011795
IRS990/PYSalariesCompEmpBnftPaidAmt0128658
IRS990/PYTotalExpensesAmt0312208
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0324003
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt012222
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0352420
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01158764
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01130272
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0463020
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0497968
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt033873
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0290176
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0324049
IRS990ScheduleD/EquipmentGrp/BookValueAmt032074
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0129159
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0161233
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01346000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt15989386
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt243794

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,909,214
Liabilities
$10,778,942
Net assets
$1,130,272
Revenue
$352,420
Expenses
$340,198
Net income
$12,222
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$14.0$12.8$1.20$0.47$0.41$0.06
2023Detailed filing. Detailed filing data is available for this year.$14.1$13.2$0.88$0.41$0.40$0.01
2022Detailed filing. Detailed filing data is available for this year.$15.7$15.0$0.65$0.35$0.39$0.04
2021Detailed filing. Detailed filing data is available for this year.$15.4$14.2$1.23$0.34$0.34$0.00
2020Detailed filing. Detailed filing data is available for this year.$14.1$12.7$1.40$0.41$0.39$0.03
2019Detailed filing. Detailed filing data is available for this year.$12.8$11.5$1.23$0.43$0.37$0.06
2018Detailed filing. Detailed filing data is available for this year.$12.3$11.2$1.17$0.40$0.38$0.03
2017Detailed filing. Detailed filing data is available for this year.$11.9$10.8$1.13$0.35$0.34$0.01
2016Detailed filing. Detailed filing data is available for this year.$10.9$9.72$1.16$0.32$0.31$0.01
2015Detailed filing. Detailed filing data is available for this year.$10.7$9.56$1.11$0.31$0.30$0.01
2014Detailed filing. Detailed filing data is available for this year.$10.9$9.79$1.11$0.31$0.34$0.04
2013Detailed filing. Detailed filing data is available for this year.$11.0$9.80$1.15$0.32$0.39$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$9.92$1.23$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$9.64$1.25$0.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$8.89$1.25$0.38