Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
990 • Fiscal year 2017 • EIN 34-0764365
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Liabilities / Revenue
25th percentile
Higher debt load relative to revenue than 25% of similar nonprofits.
Net Margin
93rd percentile
Higher net margin than 93% of similar nonprofits.
Top Officer Pay
25th percentile
Higher top officer pay than 25% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
87th percentile
Faster asset growth than 87% of similar nonprofits.
Revenue Growth
32nd percentile
Faster revenue growth than 32% of similar nonprofits.
Assets
Up$29,057,757
Up $2,191,959 (+8.2%) from 2016
Net Assets
Up$3,650,770
Up $370,376 (+11%) from 2016
Liabilities
Up$25,406,987
Up $1,821,583 (+7.7%) from 2016
Revenue
Up$1,588,928
Up $40,752 (+2.6%) from 2016
Expenses
Down$1,211,763
Down $86,262 (-6.6%) from 2016
Net Income
Up$377,165
Up $127,014 (+51%) from 2016
To promote thrift in its members by providing lending, savings and other financial services to qualified members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | - | $16,922,398 | - |
| Investments Program Related | $16,014,222 | - | - |
| Investments Other Securities | $3,281,653 | $9,048,042 | ▲ $5,766,389 |
| Rtn Earn Endowment Incm Other Fnds | $3,280,394 | $3,650,770 | ▲ $370,376 |
| Land, Buildings, and Equipment, Net | $1,372,556 | $1,348,642 | ▼ $23,914 |
| Savings and Temporary Cash Investments | $4,764,812 | $518,128 | ▼ $4,246,684 |
| Cash and Non-Interest-Bearing Accounts | $268,319 | $251,240 | ▼ $17,079 |
| Prepaid Expenses and Deferred Charges | $52,067 | $59,250 | ▲ $7,183 |
| Accounts Receivable | $894 | - | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $26,865,798 | $29,057,757 | ▲ $2,191,959 |
| Other Assets Total | $1,111,275 | $910,057 | ▼ $201,218 |
| Liabilities | |||
| Other Liabilities | $23,438,531 | $25,351,695 | ▲ $1,913,164 |
| Accounts Payable and Accrued Expenses | $146,873 | $55,292 | ▼ $91,581 |
| Total Liabilities | $23,585,404 | $25,406,987 | ▲ $1,821,583 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,280,394 | $3,650,770 | ▲ $370,376 |
| Total Liabilities and Net Assets / Fund Balance | $26,865,798 | $29,057,757 | ▲ $2,191,959 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,175,186 | $254,999 | $1,430,185 |
| Equipment | $28,275 | $138,185 | $166,460 |
| Land | $145,181 | - | $145,181 |
| Other Land Buildings | $0 | $12,660 | $12,660 |
| Other Securities | $2,735,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lori Guzzi | CEO | FT | $78,000 | $2,340 | $80,340 |
| Lynne Kline | COO | FT | $64,000 | $1,640 | $65,640 |
| Name | Title |
|---|---|
| Kenneth Takacs | President |
| David Shook | Vice President |
| Dottie Bentley | Board Member |
| Jesse Morgan | Board Member |
| Mike Williams | Board Member |
| Rex Buchs | Board Member |
| Tim Murphy | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $709,289 |
| Salaries, Compensation, and Employee Benefits | $442,426 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $272,335 |
| Other Salaries and Wages | - | - | - | $212,004 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $142,000 |
| Fees for Services Other | - | - | - | $80,525 |
| Fees for Services Accounting | - | - | - | $66,071 |
| Occupancy | - | - | - | $60,943 |
| Benefits to Members | - | - | - | $60,048 |
| Depreciation Depletion | - | - | - | $52,315 |
| Other Employee Benefits | - | - | - | $51,900 |
| Advertising | - | - | - | $42,721 |
| Payroll Taxes | - | - | - | $27,975 |
| Pension Plan Contributions | - | - | - | $8,547 |
| Travel | - | - | - | $8,532 |
| Other Expenses | - | - | - | $6,826 |
| Fees for Services Legal | - | - | - | $3,035 |
| Total Functional Expenses | $0 | $0 | $0 | $1,211,763 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $25,351,695 |
“Members have voting rights”
“Changes to the charter are subject to members approval.”
“No review was or will be conducted.”
“Compensation process for top official reviewed by executive committee and then approved by the board of directors.”
“No documents available to the public”
“Decisions subject to approval of members. Changes to the charter are subject to member approval”
“No review was or will be conducted”
“We also derive income from fees related to the financial services we offer our members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 146873 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 55292 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 894 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROMOTE THRIFT IN ITS MEMBERS BY PROVIDING LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO QUALIFIED MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 42721 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 60048 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | LORI GUZZI |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4403528974 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 280 N ST CLAIR ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PAINESVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44077 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 268319 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 251240 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 142000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 60048 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 128376 |
| IRS990/CYOtherExpensesAmt | 0 | 709289 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1460552 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 377165 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 442426 |
| IRS990/CYTotalExpensesAmt | 0 | 1211763 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1588928 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 52315 |
| IRS990/Desc | 0 | OUR PRIMARY SERVICE IS LENDING, AND THE REVENUE THAT WE RECEIVE IS IN THE FORM OF INTEREST AND FEES ON LOANS. THE FUNDS THAT WE LOAN OUT ARE THOSE THAT HAVE BEEN DEPOSITED BY OUR MEMBERS, SO THE EXPENSES--THE COST OF THOSE FUNDS--ARE THE DIVIDENDS THAT WE PAY ON THESE DEPOSITS PLUS ANY INTEREST THAT WE PAY ON FUNDS THAT WE NEED TO BORROW. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 66071 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3035 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 80525 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 2340 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 1640 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KENNETH TAKACS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DAVID SHOOK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JESSE MORGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DOTTIE BENTLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | REX BUCHS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | TIM MURPHY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MIKE WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LORI GUZZI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LYNNE KLINE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 78000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 64000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | COO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1941 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1588928 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 4412 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 128376 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 128376 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3281653 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 9048042 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 16014222 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 405844 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1372556 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1348642 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1754486 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROMOTE THRIFT IN ITS MEMBERS BY PROVIDING LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO QUALIFIED MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3280394 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3650770 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -6789 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 60943 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 272335 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1111275 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 910057 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 51900 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | MISC OPERATING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | OPERATING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 87134 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 28852 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 6826 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23438531 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25351695 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 212004 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16922398 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 27975 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8547 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 52067 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 59250 |
| IRS990/PrincipalOfficerNm | 0 | LORI GUZZI |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME FROM L |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES CHARGED |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 979349 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 337765 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 143438 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 979349 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 337765 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 143438 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | WE ALSO OFFER SHARE DRAFT-CHECKING ACCOUNT WITH ATM CARDS. WE RECEIVE REVENUE FROM THE MEMBERS BY PROVIDING THESE SERVICES AND INCUR COSTS AS WELL. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 60015 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 87633 |
| IRS990/PYOtherExpensesAmt | 0 | 826891 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1460543 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 250151 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 411119 |
| IRS990/PYTotalExpensesAmt | 0 | 1298025 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1548176 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 377165 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3280394 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3650770 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4764812 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 518128 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1175186 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 254999 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1430185 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 28275 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 138185 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 166460 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 145181 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 145181 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 12660 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 12660 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 25351695 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 3764000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 600972 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 1737000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 178770 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 32300 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 5 | 2735000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CD'S MATURITIES MORE THAN 1 YEAR |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | AVAILABLE FOR SALE SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | DEPOSITS IN COMMERCIAL BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | PAID IN CAPITAL - CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 5 | LOANS TO CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1348642 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 9048042 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25351695 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | WE ALSO DERIVE INCOME FROM FEES RELATED TO THE FINANCIAL SERVICES WE OFFER OUR MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS HAVE VOTING RIGHTS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CHANGES TO THE CHARTER ARE SUBJECT TO MEMBERS APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COMPENSATION PROCESS FOR TOP OFFICIAL REVIEWED BY EXECUTIVE COMMITTEE AND THEN APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DECISIONS SUBJECT TO APPROVAL OF MEMBERS. CHANGES TO THE CHARTER ARE SUBJECT TO MEMBER APPROVAL |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | NO REVIEW WAS OR WILL BE CONDUCTED |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 4D - ALL OTHER ACCOMPLISHMENTS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, LINE 7B - DECISIONS SUBJECT TO APPROVAL OF MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VI, LINE 11B - ORGANIZATION'S PROCESS TO REVIEW FORM 990 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 26865798 |
| IRS990/TotalAssetsEOYAmt | 0 | 29057757 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 26865798 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 29057757 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1211763 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 23585404 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 25406987 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 23585404 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 25406987 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3280394 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3650770 |
| IRS990/TotalOtherCompensationAmt | 0 | 3980 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1460552 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 142000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 128376 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1460552 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1588928 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 26865798 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 29057757 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 8532 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 280 N CLAIR STREET |
| IRS990/USAddress/CityNm | 0 | PAINESVILLE |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 44077 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 4412 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PAINESVILLECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LORI GUZZI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4403528974 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-10-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PAINESVILLE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PAIN |
| ReturnHeader/Filer/EIN | 0 | 340764365 |
| ReturnHeader/Filer/PhoneNum | 0 | 4403528974 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 280 N CLAIR STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | PAINESVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44077 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 66.195.173.51 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-10-25 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | ED |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 12:03:56 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202122306 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GBQ PARTNERS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 230 WEST STREET SUITE 700 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBUS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 432152663 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6142211120 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GREG HEIMKREITER |
| ReturnHeader/ReturnTs | 0 | 2018-11-05T11:57:48-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.