Civic Intelligence

Morton Salt Credit Union

EIN 34-0764353 • 501(c)14 • Rittman, OH

Profile

The credit union provides financial services to qualified members.

C/O Gwcfcu PO Box 115Rittman, OH 44270

www.mortonsaltcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.83x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

100th percentile

92.83x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2020

Net Margin

11th percentile

-64%

Higher net margin than 11% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

23rd percentile

$10,771

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 29.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2020

Asset Growth

85th percentile

2.3%

Faster asset growth than 85% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

6th percentile

-77%

Faster revenue growth than 6% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$4,165,327

Up $95,239 (+2.3%) from 2019

Liabilities

Up

$3,445,039

Up $119,099 (+3.6%) from 2019

Net Assets

Down

$720,288

Down $23,860 (-3.2%) from 2019

Operations
Liabilities / Revenue100th percentileNet Margin11th percentile

Revenue

Down

$37,111

Down $124,149 (-77%) from 2019

Expenses

Down

$60,971

Down $115,827 (-66%) from 2019

Net Income

Down

-$23,860

Down $8,322 (-54%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,209,068Liabilities 2010: $3,309,715Net Assets 2010: $899,3532010Assets 2011: $4,565,710Liabilities 2011: $3,685,354Net Assets 2011: $880,3562011Assets 2012: $4,531,374Liabilities 2012: $3,658,683Net Assets 2012: $872,6912012Assets 2013: $4,504,135Liabilities 2013: $3,650,120Net Assets 2013: $854,0152013Assets 2014: $4,193,701Liabilities 2014: $3,375,249Net Assets 2014: $818,4522014Assets 2015: $4,218,819Liabilities 2015: $3,427,517Net Assets 2015: $791,3022015Assets 2016: $4,229,417Liabilities 2016: $3,460,376Net Assets 2016: $769,0412016Assets 2017: $4,304,327Liabilities 2017: $3,535,960Net Assets 2017: $768,3672017Assets 2018: $4,104,759Liabilities 2018: $3,345,072Net Assets 2018: $759,6872018Assets 2019: $4,070,088Liabilities 2019: $3,325,940Net Assets 2019: $744,1482019Assets 2020: $4,165,327Liabilities 2020: $3,445,039Net Assets 2020: $720,2882020

Highlighted filing

2020

Assets$4,165,327
Liabilities$3,445,039
Net Assets$720,288
Open 2020 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KExpenses 2010: $191,1912010Expenses 2011: $187,2462011Expenses 2012: $173,5772012Revenue 2013: $152,622Expenses 2013: $171,298Net Income 2013: -$18,6762013Revenue 2014: $148,268Expenses 2014: $183,831Net Income 2014: -$35,5632014Revenue 2015: $152,449Expenses 2015: $179,684Net Income 2015: -$27,2352015Revenue 2016: $154,881Expenses 2016: $177,012Net Income 2016: -$22,1312016Revenue 2017: $150,043Expenses 2017: $142,276Net Income 2017: $7,7672017Revenue 2018: $159,403Expenses 2018: $168,084Net Income 2018: -$8,6812018Revenue 2019: $161,260Expenses 2019: $176,798Net Income 2019: -$15,5382019Revenue 2020: $37,111Expenses 2020: $60,971Net Income 2020: -$23,8602020

Highlighted filing

2020

Revenue$37,111
Expenses$60,971
Net Income-$23,860
Open 2020 Filing

Filings

Most recent year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,165,327
Liabilities
$3,445,039
Net assets
$720,288
Revenue
$37,111
Expenses
$60,971
Net income
-$23,860
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$4.17$3.45$0.72$0.04$0.06$0.02
2019Detailed filing. Detailed filing data is available for this year.$4.07$3.33$0.74$0.16$0.18$0.02
2018Detailed filing. Detailed filing data is available for this year.$4.10$3.35$0.76$0.16$0.17$0.01
2017Detailed filing. Detailed filing data is available for this year.$4.30$3.54$0.77$0.15$0.14$0.01
2016Detailed filing. Detailed filing data is available for this year.$4.23$3.46$0.77$0.15$0.18$0.02
2015Detailed filing. Detailed filing data is available for this year.$4.22$3.43$0.79$0.15$0.18$0.03
2014Detailed filing. Detailed filing data is available for this year.$4.19$3.38$0.82$0.15$0.18$0.04
2013Detailed filing. Detailed filing data is available for this year.$4.50$3.65$0.85$0.15$0.17$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.53$3.66$0.87$0.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.57$3.69$0.88$0.19
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.21$3.31$0.90$0.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 7, 2021
Return Version
2020v4.1
Gross Receipts
$37,111
Mission and Program Overview

Mission

The credit union provides financial services to qualifed members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$1,958,407$1,967,261▲ $8,854
Other Notes and Loans Receivable, Net$1,738,615$1,738,700▲ $85
Rtn Earn Endowment Incm Other Fnds$744,148$720,288▼ $23,860
Savings and Temporary Cash Investments$285,973$366,826▲ $80,853
Investments Program Related$37,005$37,005→ $0
Cash and Non-Interest-Bearing Accounts$5,765$10,449▲ $4,684
Land, Buildings, and Equipment, Net$2,380$2,380→ $0
Prepaid Expenses and Deferred Charges$2,216$1,944▼ $272
Total Assets$4,070,088$4,165,327▲ $95,239
Other Assets Total$39,727$40,762▲ $1,035
Liabilities
Other Liabilities$3,322,935$3,444,493▲ $121,558
Accounts Payable and Accrued Expenses$3,005$546▼ $2,459
Total Liabilities$3,325,940$3,445,039▲ $119,099
Net Assets / Fund Balance
Total Net Assets Fund Balance$744,148$720,288▼ $23,860
Total Liabilities and Net Assets / Fund Balance$4,070,088$4,165,327▲ $95,239

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$2,380$48,848$51,228
Buildings$0--
Land$0--
Other Securities$1,967,261--
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Pamela BlubaughCEOPT$10,771$10,771

Board Members and Trustees

NameTitle
Larry CraigPresident
Jerry BechtolDirector
Gwen CraigTreasurer
Robert HeraldTreasurer
Steve TelfordVice Presidend
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$26,458
Investment Income
$10,653
Other Revenue
$0
Change in Net Assets
$-23,860
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$43,615
Salaries, Compensation, and Employee Benefits$16,178
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$0$0$0$15,537
Information Technology$0$0$0$11,155
Current Officers, Directors, Trustees, and Key Employees$0$0$0$10,771
Office Expenses$0$0$0$9,717
Other Salaries and Wages$0$0$0$3,793
All Other Expenses$0$0$0$1,786
Occupancy$0$0$0$1,350
Payroll Taxes$0$0$0$1,291
Benefits to Members$0--$1,178
Advertising$0$0$0$1,148
Fees for Services Accounting$0$0$0$846
Depreciation Depletion$0$0$0$476
Pension Plan Contributions$0$0$0$323
Insurance$0$0$0$49
Interest$0$0$0$11
Total Functional Expenses$0$0$0$60,971
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares & Deposits$3,444,493
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Morton Salt Credit Union
EIN
34-0764353
Phone
3309271025
Address
C/O GWCFCU PO BOX 115, RITTMAN, OH 44270

Signing Officer

Name
Pamela Blubaugh
Title
CEO
Phone
3309271025
Signed
2021-05-07
Discuss with paid preparer
Yes

Organization Details

Formed
1952
Legal Domicile
Oh
Voting Board Members
0
Independent Board Members
0
Employees
3
Volunteers
5

Preparer

Firm
McDowell's Office Management
Address
1025 23rd Avenue, Altoona, PA 16601
Preparer
William C McDowell Jr
Phone
8142073295
Supplemental Narrative

Additional Explanations

Pt III, Line 3

“03/31/20 morton salt credit union merged with gwc federal credit union.”

Other

“Form 990 part i line 6: the credit union's board of directors consists of bolunteers who approve policies.”

Pt VI, Line 7A

“Elections of Members and Their Rights: Members-Owners of the Credit Union have the authority to elect the Members of The Board of Directors, appoint Volunteers to serve on the Supervisory Committee, which is vested with monitoring safety and soundness of the organization. If deemed appropriate, The Supervisory Committee can suspend Board Members and call a Special Meeting of the Membership to evaluate the issue and vote to either dismiss or reinstate the Board Member.”

Pt VI, Line 11B

“Organization Process To Review Form 990: Before the return is filed with the IRS, the CEO will review the IRS Form 990 and related schedules for acuracy of every answer and oversight of appropriate changes, then the return will be submitted to the Board of Directors at their Board Meeting for their review.”

Pt VI, Line 15A

“Compensation Process For Top Official: The Board of Directors review the Manager's performance annually with possible salary increases.”

Pt VI, Line 19

“Governing Documents Disclosure Explanation: The Credit Union's Bylaws and Financial Statements are made available to the Public at the Credit Union's Office.”

Raw XML AppendixShowing 400 of 410 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt022372
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13908
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2178
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt06652
IRS990/PYInvestmentIncomeAmt043485
IRS990/PYOtherExpensesAmt0102330
IRS990/PYProgramServiceRevenueAmt0117775
IRS990/PYRevenuesLessExpensesAmt0-15538
IRS990/PYSalariesCompEmpBnftPaidAmt067816
IRS990/PYTotalExpensesAmt0176798
IRS990/PYTotalRevenueAmt0161260
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-23860
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0744148
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0720288
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0285973
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0366826
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02380
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt048848
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt051228
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03444493
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES & DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01967261
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02380
IRS990ScheduleD/TotalBookValueSecuritiesAmt01967261
IRS990ScheduleD/TotalLiabilityAmt03444493
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0true
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0true
IRS990ScheduleN/EmployeeOfSuccessorInd0true
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0ALL ASSETS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0GWC FEDERAL CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02020-03-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0340746696
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt04165327
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0CREDIT UNIO
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0FINANCIAL STM
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0PO BOX 115
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0RITTMAN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0OH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd044270
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0true
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0THE CEO PAMELA BLUBAUGH BECAME THE BRANCH MANAGER OF GWE FEDERAL CREDIT UNION'S DOYLESTOWN OHIO BRANCH.
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt1GWEN CRAIG AND STEVE TELFORD DIRECTORS ON THE MORTON SALT CREDIT UNION BOARD OF DIRECTORS BECAME DIRECTORS ON THE GWC FEDERAL CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 2e
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, Line 2e
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt003/31/20 MORTON SALT CREDIT UNION MERGED WITH GWC FEDERAL CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 PART I LINE 6: THE CREDIT UNION'S BOARD OF DIRECTORS CONSISTS OF BOLUNTEERS WHO APPROVE POLICIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Elections of Members and Their Rights: Members-Owners of the Credit Union have the authority to elect the Members of The Board of Directors, appoint Volunteers to serve on the Supervisory Committee, which is vested with monitoring safety and soundness of the organization. If deemed appropriate, The Supervisory Committee can suspend Board Members and call a Special Meeting of the Membership to evaluate the issue and vote to either dismiss or reinstate the Board Member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Organization Process To Review Form 990: Before the return is filed with the IRS, the CEO will review the IRS Form 990 and related schedules for acuracy of every answer and oversight of appropriate changes, then the return will be submitted to the Board of Directors at their Board Meeting for their review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Compensation Process For Top Official: The Board of Directors review the Manager's performance annually with possible salary increases.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Governing Documents Disclosure Explanation: The Credit Union's Bylaws and Financial Statements are made available to the Public at the Credit Union's Office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt III, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0true
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt04070088
IRS990/TotalAssetsEOYAmt04165327
IRS990/TotalAssetsGrp/BOYAmt04070088
IRS990/TotalAssetsGrp/EOYAmt04165327
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt060971
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03325940
IRS990/TotalLiabilitiesEOYAmt03445039
IRS990/TotalLiabilitiesGrp/BOYAmt03325940
IRS990/TotalLiabilitiesGrp/EOYAmt03445039
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0744148
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0720288
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt026458
IRS990/TotalReportableCompFromOrgAmt010771
IRS990/TotalRevenueGrp/ExclusionAmt010653
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt026458
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt037111
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04070088
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04165327
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 36
IRS990/USAddress/CityNm0RITTMAN
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd044270
IRS990/VotingMembersGoverningBodyCnt00
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAMELA BLUBAUGH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03309271025
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MORTON SALT CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MORT
ReturnHeader/Filer/EIN0340764353
ReturnHeader/Filer/PhoneNum03309271025
ReturnHeader/Filer/USAddress/AddressLine1Txt0C/O GWCFCU PO BOX 115
ReturnHeader/Filer/USAddress/CityNm0RITTMAN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044270
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0McDowell's Office Management
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01025 23rd Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Altoona
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016601

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