Civic Intelligence

Eaton Family Credit Union Inc

EIN 34-0711538 • 501(c)14 • Euclid, OH

Profile

Our mission is to be our members preferred source for financial products and services by meeting the growing and changing needs of the membership while maintaining a position of financial strength.

333 Babbitt RoadEuclid, OH 44123

www.eatonfamilycu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

7th percentile

0.02x

Higher debt load relative to assets than 7% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

7th percentile

0.25x

Higher debt load relative to revenue than 7% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

17th percentile

0.9%

Higher net margin than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$167,734

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

10th percentile

-4.6%

Faster asset growth than 10% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

8.3%

Faster revenue growth than 43% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Down

$75,465,726

Down $3,600,748 (-4.6%) from 2023

Liabilities

Down

$1,214,414

Down $3,483,420 (-74%) from 2023

Net Assets

Down

$74,251,312

Down $117,328 (-0.2%) from 2023

Revenue

Up

$4,812,634

Up $366,919 (+8.3%) from 2023

Expenses

Up

$4,767,137

Up $532,864 (+13%) from 2023

Net Income

Down

$45,497

Down $165,945 (-78%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $48,249,085Liabilities 2010: $129,191Net Assets 2010: $48,119,8932010Assets 2011: $52,112,082Liabilities 2011: $189,435Net Assets 2011: $51,922,6472011Assets 2012: $55,488,216Liabilities 2012: $320,573Net Assets 2012: $55,167,6432012Assets 2013: $56,416,636Liabilities 2013: $305,847Net Assets 2013: $56,110,7892013Assets 2014: $57,252,518Liabilities 2014: $378,471Net Assets 2014: $56,874,0472014Assets 2015: $58,530,254Liabilities 2015: $347,467Net Assets 2015: $58,182,7872015Assets 2016: $61,150,480Liabilities 2016: $489,693Net Assets 2016: $60,660,7872016Assets 2018: $62,878,278Liabilities 2018: $1,901,361Net Assets 2018: $60,976,9172018Assets 2019: $63,889,108Liabilities 2019: $608,348Net Assets 2019: $63,280,7602019Assets 2020: $71,768,980Liabilities 2020: $597,435Net Assets 2020: $71,171,5452020Assets 2021: $78,106,248Liabilities 2021: $720,618Net Assets 2021: $77,385,6302021Assets 2022: $76,338,729Liabilities 2022: $1,675,072Net Assets 2022: $74,663,6572022Assets 2023: $79,066,474Liabilities 2023: $4,697,834Net Assets 2023: $74,368,6402023Assets 2024: $75,465,726Liabilities 2024: $1,214,414Net Assets 2024: $74,251,3122024

Highlighted filing

2024

Assets$75,465,726
Liabilities$1,214,414
Net Assets$74,251,312

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,016,5632010Expenses 2011: $3,387,9292011Expenses 2012: $3,312,7682012Revenue 2013: $3,811,342Expenses 2013: $3,312,568Net Income 2013: $498,7742013Revenue 2014: $3,631,408Expenses 2014: $3,331,177Net Income 2014: $300,2312014Revenue 2015: $3,609,460Expenses 2015: $3,431,073Net Income 2015: $178,3872015Revenue 2016: $3,746,462Expenses 2016: $3,617,408Net Income 2016: $129,0542016Revenue 2018: $3,788,212Expenses 2018: $3,617,143Net Income 2018: $171,0692018Revenue 2019: $3,845,642Expenses 2019: $3,948,717Net Income 2019: -$103,0752019Revenue 2020: $3,607,621Expenses 2020: $3,474,496Net Income 2020: $133,1252020Revenue 2021: $3,669,983Expenses 2021: $3,279,968Net Income 2021: $390,0152021Revenue 2022: $3,888,337Expenses 2022: $2,845,729Net Income 2022: $1,042,6082022Revenue 2023: $4,445,715Expenses 2023: $4,234,273Net Income 2023: $211,4422023Revenue 2024: $4,812,634Expenses 2024: $4,767,137Net Income 2024: $45,4972024

Highlighted filing

2024

Revenue$4,812,634
Expenses$4,767,137
Net Income$45,497

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$75.5$1.21$74.3$4.81$4.77$0.05
2023Detailed filing. Detailed filing data is available for this year.$79.1$4.70$74.4$4.45$4.23$0.21
2022Detailed filing. Detailed filing data is available for this year.$76.3$1.68$74.7$3.89$2.85$1.04
2021Detailed filing. Detailed filing data is available for this year.$78.1$0.72$77.4$3.67$3.28$0.39
2020Detailed filing. Detailed filing data is available for this year.$71.8$0.60$71.2$3.61$3.47$0.13
2019Detailed filing. Detailed filing data is available for this year.$63.9$0.61$63.3$3.85$3.95$0.10
2018Detailed filing. Detailed filing data is available for this year.$62.9$1.90$61.0$3.79$3.62$0.17
2016Detailed filing. Detailed filing data is available for this year.$61.2$0.49$60.7$3.75$3.62$0.13
2015Detailed filing. Detailed filing data is available for this year.$58.5$0.35$58.2$3.61$3.43$0.18
2014Detailed filing. Detailed filing data is available for this year.$57.3$0.38$56.9$3.63$3.33$0.30
2013Detailed filing. Detailed filing data is available for this year.$56.4$0.31$56.1$3.81$3.31$0.50
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.5$0.32$55.2$3.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.1$0.19$51.9$3.39
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.2$0.13$48.1$3.02