Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
EIN 34-0681819 • 501(c)14 • Independence, OH
Profile
To provide lending, savings & other financial services to its qualifying members at terms generally better than available in the marketplace & with a service-based emphasis that recognizes the members status as owners
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
Liabilities / Revenue
29th percentile
Higher debt load relative to revenue than 29% of similar nonprofits.
Net Margin
59th percentile
Higher net margin than 59% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
56th percentile
Faster asset growth than 56% of similar nonprofits.
Revenue Growth
55th percentile
Faster revenue growth than 55% of similar nonprofits.
Assets
Up$16,874,775
Up $1,115,510 (+7.1%) from 2023
Liabilities
Up$12,490,428
Up $1,023,277 (+8.9%) from 2023
Net Assets
Up$4,384,347
Up $92,233 (+2.1%) from 2023
Revenue
Up$928,835
Up $30,936 (+3.4%) from 2023
Expenses
Up$836,602
Up $88,295 (+12%) from 2023
Net Income
Down$92,233
Down $57,359 (-38%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide lending, savings & other financial services to its qualifying members at terms generally better than available in the marketplace & with a service-based emphasis that recognizes the members status as owners
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $10,042,597 | $8,559,512 | ▼ $1,483,085 |
| Investments Other Securities | $3,237,000 | $4,993,000 | ▲ $1,756,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,292,114 | $4,384,347 | ▲ $92,233 |
| Savings and Temporary Cash Investments | $1,668,854 | $2,591,010 | ▲ $922,156 |
| Investments Program Related | $278,854 | $278,854 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $177,144 | $165,575 | ▼ $11,569 |
| Receivables From Officers Etc | $90,383 | $61,361 | ▼ $29,022 |
| Land, Buildings, and Equipment, Net | $13,409 | $51,054 | ▲ $37,645 |
| Total Assets | $15,759,265 | $16,874,775 | ▲ $1,115,510 |
| Other Assets Total | $251,024 | $174,409 | ▼ $76,615 |
| Liabilities | |||
| Other Liabilities | $11,369,781 | $12,479,869 | ▲ $1,110,088 |
| Accounts Payable and Accrued Expenses | $97,370 | $10,559 | ▼ $86,811 |
| Total Liabilities | $11,467,151 | $12,490,428 | ▲ $1,023,277 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,292,114 | $4,384,347 | ▲ $92,233 |
| Total Liabilities and Net Assets / Fund Balance | $15,759,265 | $16,874,775 | ▲ $1,115,510 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $49,310 | $530,449 | $579,759 |
| Leasehold Improvements | $1,744 | $12,827 | $14,571 |
| Other Securities | $4,993,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| E BRUCE OSBORNE Jr | Director | PT | $6,000 | $6,000 |
| Name | Title |
|---|---|
| Dennis Kashi | Director |
| Edward N Thomas | Director |
| FRED CROW Jr | Director |
| James Holley | Director |
| Michael Zemla | Director |
| Paul Labuda | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $384,418 |
| Salaries, Compensation, and Employee Benefits | $366,278 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $366,278 |
| Benefits to Members | - | - | - | $85,906 |
| Occupancy | - | - | - | $85,510 |
| Information Technology | - | - | - | $72,399 |
| Office Expenses | - | - | - | $55,131 |
| Fees for Services Other | - | - | - | $24,277 |
| Fees for Services Accounting | - | - | - | $14,525 |
| Fees for Services Legal | - | - | - | $12,014 |
| Fees for Services Management | - | - | - | $6,000 |
| Conferences and Meetings | - | - | - | $5,980 |
| Other Expenses | $2,476 | - | - | $2,476 |
| Total Functional Expenses | $0 | $0 | $0 | $836,602 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $836,603 |
| Total Expenses per Audited Statements | $836,603 |
| Total Expenses per Form 990 | $836,603 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $90,383 | $61,361 | ▼ $29,022 |
| Liability | Amount |
|---|---|
| Shares and Deposits | $12,479,869 |
“The credit union is comprised of a single class of approximately 2700 member-owners, each of which has equal rights in ownership, governance and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors”
“Board of directors appoints a nominating committee. This committee nominates candidates for open positions. The membership votes at the annual meeting with the right to nominate their own candidate at the meeting.”
“Most changes are voted on by the board of directors. If the membership must decide, a vote is presented and 1/3 of the membership must be present/vote.”
“Copy of 990 presented at monthly board meeting.”
“Sign statement at annual meeting and take oath of office.”
“Board of directors and ceo enter into contract negotiations, contract is then reviewed by an attorney.”
“The credit unions policy manual is available at members request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 97370 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 10559 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 85906 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Christle Dissette |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2165736700 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6100 Rockside Woods Blvd Ste 150 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Independence |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44131 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 177144 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 165575 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 5980 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 85906 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 228479 |
| IRS990/CYOtherExpensesAmt | 0 | 384418 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 700356 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 92233 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 366278 |
| IRS990/CYTotalExpensesAmt | 0 | 836602 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 928835 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 366278 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
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| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 6000 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 24277 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | E BRUCE OSBORNE Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | PAUL LABUDA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | FRED CROW Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | EDWARD N THOMAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHAEL ZEMLA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DENNIS KASHI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES HOLLEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 928835 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 72399 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 228479 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 228479 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3237000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4993000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 278854 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 278854 |
| IRS990/IRPDocumentCnt | 0 | 343 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 543276 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13409 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 51054 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 594330 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4292114 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4384347 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 85510 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 55131 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 251024 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 174409 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | MISC OPERATING |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | EDUCATION & PROMOTION |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 101838 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 4268 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2476 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 101838 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 4268 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2476 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 11369781 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12479869 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 366278 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 10042597 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8559512 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/ProfessionalFundraisingInd | 0 | false |
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| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
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| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 143844 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 13089 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 543423 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 143844 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 13089 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 3500 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 2700 MEMBERS |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 85906 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN-PERSON AT THE CREDIT UNION OFFICE. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 72399 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 39072 |
| IRS990/PYInvestmentIncomeAmt | 0 | 199563 |
| IRS990/PYOtherExpensesAmt | 0 | 387749 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 698336 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 149592 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 321486 |
| IRS990/PYTotalExpensesAmt | 0 | 748307 |
| IRS990/PYTotalRevenueAmt | 0 | 897899 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 90383 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 61361 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 92233 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4292114 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4384347 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1668854 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2591010 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 49310 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 530449 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 579759 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 836603 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1744 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 12827 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 14571 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12479869 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4993000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKS,CDS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 928836 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 51054 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 4993000 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 836603 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12479869 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 928836 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 928836 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 836603 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 11746 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 13040 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 36575 |
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| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
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| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTO |
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| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 25324 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 49000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | MICHAEL ZEMLA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | FRED CROW JR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | BRUCE E OSBORNE |
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| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | DIRECTOR |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 2700 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD OF DIRECTORS APPOINTS A NOMINATING COMMITTEE. THIS COMMITTEE NOMINATES CANDIDATES FOR OPEN POSITIONS. THE MEMBERSHIP VOTES AT THE ANNUAL MEETING WITH THE RIGHT TO NOMINATE THEIR OWN CANDIDATE AT THE MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MOST CHANGES ARE VOTED ON BY THE BOARD OF DIRECTORS. IF THE MEMBERSHIP MUST DECIDE, A VOTE IS PRESENTED AND 1/3 OF THE MEMBERSHIP MUST BE PRESENT/VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | COPY OF 990 PRESENTED AT MONTHLY BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SIGN STATEMENT AT ANNUAL MEETING AND TAKE OATH OF OFFICE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | BOARD OF DIRECTORS AND CEO ENTER INTO CONTRACT NEGOTIATIONS, CONTRACT IS THEN REVIEWED BY AN ATTORNEY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNIONS POLICY MANUAL IS AVAILABLE AT MEMBERS REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Governing documents etc available to public Part VI line 19 |
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| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 836602 |
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| IRS990/TotalLiabilitiesBOYAmt | 0 | 11467151 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12490428 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12490428 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4292114 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4384347 |
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| IRS990/TotalProgramServiceRevenueAmt | 0 | 700356 |
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| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 928835 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 15759265 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 16874775 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
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| IRS990/WebsiteAddressTxt | 0 | WWW.OHIOTEAMSTERSCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | E BRUCE OSBORNE JR |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2165736700 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OHIO TEAMSTERS CREDIT UNION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OHIO |
| ReturnHeader/Filer/EIN | 0 | 340681819 |
| ReturnHeader/Filer/InCareOfNm | 0 | % E BRUCE OSBORNE JR |
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| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6100 ROCKSIDE WOODS BLVD STE 150 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | INDEPENDENCE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44131 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 205124788 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CBS CPAS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 34305 Solon Rd Ste 10 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Solon |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 44139 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4405421536 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-07 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RONALD SCHMIDT |
| ReturnHeader/ReturnTs | 0 | 2025-10-07T14:12:45-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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