Civic Intelligence

West & Knox Mutual Insurance Co Inc

EIN 34-0651779 • 501(c)15 • Carrollton, OH

Profile

Insuring its members against loss due to damage from fire, lightning windstorms and extended coverage

355 Leatherberry Road SECarrollton, OH 44615

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.07x

Higher debt load relative to assets than 61% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.37x

Higher debt load relative to revenue than 80% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Net Margin

67th percentile

17%

Higher net margin than 67% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Top Officer Pay

52nd percentile

$15,113

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

$1M-$5M nonprofits • Source year 2025

Asset Growth

53rd percentile

3.5%

Faster asset growth than 53% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

30th percentile

-3.1%

Faster revenue growth than 30% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$1,398,192

Up $47,872 (+3.5%) from 2024

Liabilities

Up

$101,900

Up $1,420 (+1.4%) from 2024

Net Assets

Up

$1,296,292

Up $46,452 (+3.7%) from 2024

Operations
Liabilities / Revenue80th percentileNet Margin67th percentile

Revenue

Down

$277,123

Down $8,804 (-3.1%) from 2024

Expenses

Up

$230,671

Up $34,802 (+18%) from 2024

Net Income

Down

$46,452

Down $43,606 (-48%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth53rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $913,247Liabilities 2011: $198,449Net Assets 2011: $714,7982011Assets 2012: $792,074Liabilities 2012: $122,269Net Assets 2012: $669,8052012Assets 2013: $871,860Liabilities 2013: $94,821Net Assets 2013: $777,0392013Assets 2014: $956,717Liabilities 2014: $110,808Net Assets 2014: $845,9092014Assets 2015: $1,032,874Liabilities 2015: $102,945Net Assets 2015: $929,9292015Assets 2016: $1,080,516Liabilities 2016: $93,019Net Assets 2016: $987,4972016Assets 2017: $1,093,147Liabilities 2017: $87,337Net Assets 2017: $1,005,8102017Assets 2018: $1,162,855Liabilities 2018: $86,166Net Assets 2018: $1,076,6892018Assets 2019: $1,143,985Liabilities 2019: $98,022Net Assets 2019: $1,045,9632019Assets 2020: $1,135,230Liabilities 2020: $111,765Net Assets 2020: $1,023,4652020Assets 2021: $1,165,938Liabilities 2021: $121,244Net Assets 2021: $1,044,6942021Assets 2022: $1,246,227Liabilities 2022: $127,408Net Assets 2022: $1,118,8192022Assets 2023: $1,266,274Liabilities 2023: $106,492Net Assets 2023: $1,159,7822023Assets 2024: $1,350,320Liabilities 2024: $100,480Net Assets 2024: $1,249,8402024Assets 2025: $1,398,192Liabilities 2025: $101,900Net Assets 2025: $1,296,2922025

Highlighted filing

2025

Assets$1,398,192
Liabilities$101,900
Net Assets$1,296,292
Open 2025 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $374,7022011Expenses 2012: $432,3892012Revenue 2013: $411,708Expenses 2013: $304,028Net Income 2013: $107,6802013Revenue 2014: $367,269Expenses 2014: $298,334Net Income 2014: $68,9352014Revenue 2015: $363,541Expenses 2015: $279,719Net Income 2015: $83,8222015Revenue 2016: $338,417Expenses 2016: $281,217Net Income 2016: $57,2002016Revenue 2017: $323,265Expenses 2017: $304,952Net Income 2017: $18,3132017Revenue 2018: $308,613Expenses 2018: $241,685Net Income 2018: $66,9282018Revenue 2019: $299,274Expenses 2019: $320,700Net Income 2019: -$21,4262019Revenue 2020: $297,328Expenses 2020: $319,826Net Income 2020: -$22,4982020Revenue 2021: $296,706Expenses 2021: $275,477Net Income 2021: $21,2292021Revenue 2022: $283,342Expenses 2022: $209,217Net Income 2022: $74,1252022Revenue 2023: $309,553Expenses 2023: $268,590Net Income 2023: $40,9632023Revenue 2024: $285,927Expenses 2024: $195,869Net Income 2024: $90,0582024Revenue 2025: $277,123Expenses 2025: $230,671Net Income 2025: $46,4522025

Highlighted filing

2025

Revenue$277,123
Expenses$230,671
Net Income$46,452
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,398,192
Liabilities
$101,900
Net assets
$1,296,292
Revenue
$277,123
Expenses
$230,671
Net income
$46,452
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.40$0.10$1.30$0.28$0.23$0.05
2024Detailed filing. Detailed filing data is available for this year.$1.35$0.10$1.25$0.29$0.20$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.27$0.11$1.16$0.31$0.27$0.04
2022Detailed filing. Detailed filing data is available for this year.$1.25$0.13$1.12$0.28$0.21$0.07
2021Detailed filing. Detailed filing data is available for this year.$1.17$0.12$1.04$0.30$0.28$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.14$0.11$1.02$0.30$0.32$0.02
2019Detailed filing. Detailed filing data is available for this year.$1.14$0.10$1.05$0.30$0.32$0.02
2018Detailed filing. Detailed filing data is available for this year.$1.16$0.09$1.08$0.31$0.24$0.07
2017Detailed filing. Detailed filing data is available for this year.$1.09$0.09$1.01$0.32$0.30$0.02
2016Detailed filing. Detailed filing data is available for this year.$1.08$0.09$0.99$0.34$0.28$0.06
2015Detailed filing. Detailed filing data is available for this year.$1.03$0.10$0.93$0.36$0.28$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.96$0.11$0.85$0.37$0.30$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.87$0.09$0.78$0.41$0.30$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.12$0.67$0.43
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.91$0.20$0.71$0.37
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 3, 2026
Return Version
2025v4.0
Gross Receipts
$277,123
Mission and Program Overview

Mission

Insuring its members against loss due to damage from fire, lightning windstorms and extended coverage

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,192,487$1,246,741▲ $54,254
Land, Buildings, and Equipment, Net$76,149$72,988▼ $3,161
Investments Program Related$69,648$70,292▲ $644
Accounts Receivable$11,936$8,071▼ $3,865
Cash and Non-Interest-Bearing Accounts$100$100→ $0
Total Assets$1,350,320$1,398,192▲ $47,872
Liabilities
Accounts Payable and Accrued Expenses$100,480$101,900▲ $1,420
Total Liabilities$100,480$101,900▲ $1,420
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,249,840$1,296,292▲ $46,452
Total Net Assets Fund Balance$1,249,840$1,296,292▲ $46,452
Total Liabilities and Net Assets / Fund Balance$1,350,320$1,398,192▲ $47,872

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$57,875--
Buildings$66,528$57,162-
Land$6,460--
Equipment$0$13,107-
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleBaseTotal
Joyce PostlewaiteSecretary/treasurer$15,113$15,113
Sherman OyerPresident$7,200$7,200
Charles KooserVice President$3,600$3,600
Christopher TissotDirector$3,000$3,000
Donna DetchonDirector$3,000$3,000
Kim LentzDirector$3,000$3,000
Richard WilsonDirector$3,000$3,000
John Capron IiDirector$1,250$1,250
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$225,892
Investment Income
$44,781
Other Revenue
$6,450
Change in Net Assets
$46,452
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$184,205
Salaries, Compensation, and Employee Benefits$46,466
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$20,013$24,050$0$44,063
All Other Expenses$28,537$0$0$28,537
Fees for Services Accounting$0$9,213$0$9,213
Insurance$6,864$0$0$6,864
Other Expenses$6,557$0$0$6,557
Occupancy$5,418$0$0$5,418
Depreciation Depletion$3,162$0$0$3,162
Office Expenses$2,799$0$0$2,799
Payroll Taxes$2,403$0$0$2,403
Travel$321$0$0$321
Advertising$58$0$0$58
Total Functional Expenses$197,408$33,263$0$230,671
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
West & Knox Mutual Insurance Co Inc
EIN
34-0651779
Phone
3306270230
Address
355 LEATHERBERRY ROAD SE, CARROLLTON, OH 44615

Signing Officer

Name
Sherman Oyer
Title
President
Phone
3306270230
Signed
2026-02-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sherman Oyer
Formed
1878
Legal Domicile
Oh
Voting Board Members
6
Independent Board Members
0
Employees
2
Volunteers
0

Preparer

Firm
Norman H Lewis CPA
Address
7552 N GEYERS CHAPEL RD, WOOSTER, OH 44691
Preparer
Norman H Lewis
Phone
3303172991
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Classes of members or stockholders- the organization is a mutual insurance company whose members are policyholders.”

Pt VI, Line 7A

“Election of members and their rights- policyholders have the power to elect or appoint the governing board.”

Pt VI, Line 11B

“Organizations process to review form 990- the 990 is reviewed at the monthly board of directors meeting. A copy is avaiable at the office for all members to review if requested. The organizations annual statement is avaiable on the ohio department of insurance website”

Pt VI, Line 12C

“Enforcement of conflicts policy- new vendors are reviewed prior to authorization for payment. No transactions were conducted with officers or directors”

Pt VI, Line 15B

“Compensation process for officers- director fees and office salaries are reviewed annually by the board of directors. Wages are considered to be competitive for the area.”

Pt VI, Line 19

“Governing documents disclosure explanation- the mutual insurance company makes its governing documents and financial statements available to the public upon request. They are available for review at the office. During the past year, no requests were received.”

Form 990, Part IX, Line 24E

“Boards & bureaus 2948. 2948. 0. 0.”

Form 990, Part IX, Line 24E

“Department of insurance 17829. 17829. 0. 0.”

Form 990, Part IX, Line 24E

“Computer mainenance 5165. 5165. 0. 0.”

Form 990, Part IX, Line 24E

“Other expenses 508. 508. 0. 0.”

Form 990, Part IX, Line 24E

“Employee relations 2087. 2087. 0. 0.”

Raw XML AppendixShowing 400 of 405 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
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IRS990/OtherSalariesAndWagesGrp/TotalAmt044063
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt02403
IRS990/PayrollTaxesGrp/TotalAmt02403
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SHERMAN OYER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524150
IRS990/ProgramServiceRevenueGrp/Desc0PREMIUM INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0225892
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt038348
IRS990/PYOtherExpensesAmt0158316
IRS990/PYOtherRevenueAmt08241
IRS990/PYProgramServiceRevenueAmt0239338
IRS990/PYRevenuesLessExpensesAmt090058
IRS990/PYSalariesCompEmpBnftPaidAmt037553
IRS990/PYTotalExpensesAmt0195869
IRS990/PYTotalRevenueAmt0285927
IRS990/ReconcilationRevenueExpnssAmt046452
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt0277123
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01192487
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01246741
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt066528
IRS990ScheduleD/BuildingsGrp/DepreciationAmt057162
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0123690
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt013107
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt013107
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt012417
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt157875
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NAMICO STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WEST & KNOX AGENCY
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/LandGrp/BookValueAmt06460
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt06460
IRS990ScheduleD/TotalBookValueLandBuildingsAmt072988
IRS990ScheduleD/TotalBookValueProgramRltdAmt070292
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CLASSES OF MEMBERS OR STOCKHOLDERS- THE ORGANIZATION IS A MUTUAL INSURANCE COMPANY WHOSE MEMBERS ARE POLICYHOLDERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ELECTION OF MEMBERS AND THEIR RIGHTS- POLICYHOLDERS HAVE THE POWER TO ELECT OR APPOINT THE GOVERNING BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORGANIZATIONS PROCESS TO REVIEW FORM 990- THE 990 IS REVIEWED AT THE MONTHLY BOARD OF DIRECTORS MEETING. A COPY IS AVAIABLE AT THE OFFICE FOR ALL MEMBERS TO REVIEW IF REQUESTED. THE ORGANIZATIONS ANNUAL STATEMENT IS AVAIABLE ON THE OHIO DEPARTMENT OF INSURANCE WEBSITE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ENFORCEMENT OF CONFLICTS POLICY- NEW VENDORS ARE REVIEWED PRIOR TO AUTHORIZATION FOR PAYMENT. NO TRANSACTIONS WERE CONDUCTED WITH OFFICERS OR DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION PROCESS FOR OFFICERS- DIRECTOR FEES AND OFFICE SALARIES ARE REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS. WAGES ARE CONSIDERED TO BE COMPETITIVE FOR THE AREA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION- THE MUTUAL INSURANCE COMPANY MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THEY ARE AVAILABLE FOR REVIEW AT THE OFFICE. DURING THE PAST YEAR, NO REQUESTS WERE RECEIVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BOARDS & BUREAUS 2948. 2948. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DEPARTMENT OF INSURANCE 17829. 17829. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8COMPUTER MAINENANCE 5165. 5165. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9OTHER EXPENSES 508. 508. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10EMPLOYEE RELATIONS 2087. 2087. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0204234751
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0OH
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/OwnershipPct01.00000
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0INSURANCE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0WEST & KNOX INSURANCE AGENCY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0355 LEATHERBERRY RD SE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0CARROLLTON
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0OH
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd044615
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0true
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0true
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01350320
IRS990/TotalAssetsEOYAmt01398192
IRS990/TotalAssetsGrp/BOYAmt01350320
IRS990/TotalAssetsGrp/EOYAmt01398192
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt033263
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0197408
IRS990/TotalFunctionalExpensesGrp/TotalAmt0230671
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0100480
IRS990/TotalLiabilitiesEOYAmt0101900
IRS990/TotalLiabilitiesGrp/BOYAmt0100480
IRS990/TotalLiabilitiesGrp/EOYAmt0101900
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01249840
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01296292
IRS990/TotalProgramServiceExpensesAmt0197408
IRS990/TotalProgramServiceRevenueAmt0225892
IRS990/TotalReportableCompFromOrgAmt039163
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0277123
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0277123
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01350320
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01398192
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt00
IRS990/TravelGrp/ProgramServicesAmt0321
IRS990/TravelGrp/TotalAmt0321
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0355 LEATHERBERRY ROAD SE
IRS990/USAddress/CityNm0CARROLLTON
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd044615
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SHERMAN OYER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03306270230
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WEST & KNOX MUTUAL INSURANCE CO INC
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0340651779
ReturnHeader/Filer/PhoneNum03306270230
ReturnHeader/Filer/USAddress/AddressLine1Txt0355 LEATHERBERRY ROAD SE
ReturnHeader/Filer/USAddress/CityNm0CARROLLTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044615
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0813189796
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NORMAN H LEWIS CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07552 N GEYERS CHAPEL RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WOOSTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd044691
ReturnHeader/PreparerPersonGrp/PhoneNum03303172991
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NORMAN H LEWIS
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X

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