Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
EIN 34-0634205 • 501(c)14 • Youngstown, OH
Profile
The credit union provides financial services to qualified members. The edison financial credit union inc is owned by its membership. It exists to provide, in a friendly atmosphere, high quality family financial services at favorable terms to the members while maintaining the long term financial stability of the credit union with the highest possible levels of quality and efficiency.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Liabilities / Revenue
66th percentile
Higher debt load relative to revenue than 66% of similar nonprofits.
Net Margin
48th percentile
Higher net margin than 48% of similar nonprofits.
Top Officer Pay
65th percentile
Higher top officer pay than 65% of similar nonprofits.
Top officer pay equals 8.0% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
36th percentile
Faster revenue growth than 36% of similar nonprofits.
Assets
Down$36,270,035
Down $1,977,797 (-5.2%) from 2014
Liabilities
Down$30,815,237
Down $2,141,192 (-6.5%) from 2014
Net Assets
Up$5,454,798
Up $163,395 (+3.1%) from 2014
Revenue
Up$1,719,030
Up $77,585 (+4.7%) from 2014
Expenses
Down$1,555,635
Down $925,722 (-37%) from 2014
Net Income
Up$163,395
Up $1,003,307 (+119%) from 2014
Most recent year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
The credit union provides financial services to qualified members. The edison financial credit union inc is owned by its membership. It exists to provide, in a friendly atmosphere, high quality family financial services at favorable terms to the members while maintaining the long term financial stability of the credit union with the highest possible levels of quality and efficiency.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $22,666,163 | $24,191,219 | ▲ $1,525,056 |
| Investments Other Securities | $12,158,000 | $8,499,000 | ▼ $3,659,000 |
| Rtn Earn Endowment Incm Other Fnds | $5,291,403 | $5,454,798 | ▲ $163,395 |
| Investments Program Related | $2,225,691 | $2,083,197 | ▼ $142,494 |
| Cash and Non-Interest-Bearing Accounts | $383,917 | $597,776 | ▲ $213,859 |
| Prepaid Expenses and Deferred Charges | $351,486 | $394,347 | ▲ $42,861 |
| Land, Buildings, and Equipment, Net | $51,870 | $178,256 | ▲ $126,386 |
| Accounts Receivable | $842 | $724 | ▼ $118 |
| Total Assets | $38,247,832 | $36,270,035 | ▼ $1,977,797 |
| Other Assets Total | $409,863 | $325,516 | ▼ $84,347 |
| Liabilities | |||
| Other Liabilities | $32,879,771 | $30,750,923 | ▼ $2,128,848 |
| Accounts Payable and Accrued Expenses | $76,658 | $64,314 | ▼ $12,344 |
| Total Liabilities | $32,956,429 | $30,815,237 | ▼ $2,141,192 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,291,403 | $5,454,798 | ▲ $163,395 |
| Total Liabilities and Net Assets / Fund Balance | $38,247,832 | $36,270,035 | ▼ $1,977,797 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $72,974 | $602,417 | $675,391 |
| Leasehold Improvements | $105,282 | $126,108 | $231,390 |
| Investment Program Related Org | $2,083,197 | - | - |
| Other Securities | $8,499,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| David Beckhorn | CEO | FT | $109,500 | $27,584 | $137,084 |
| Michelle Quimby | Secretary-tr | - | $3,600 | - | $3,600 |
| Name | Title |
|---|---|
| Randall Floyd | Vice-chairpe |
| Charles Trimbath | Board Member |
| Ken Greco | Board Member |
| Mike Taninecz | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $836,921 |
| Salaries, Compensation, and Employee Benefits | $664,097 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $409,739 |
| Fees for Services Other | - | - | - | $117,363 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $113,100 |
| Occupancy | - | - | - | $64,311 |
| Office Expenses | - | - | - | $62,848 |
| Benefits to Members | - | - | - | $54,617 |
| Pension Plan Contributions | - | - | - | $51,517 |
| Payroll Taxes | - | - | - | $47,201 |
| Other Employee Benefits | - | - | - | $42,540 |
| Depreciation Depletion | - | - | - | $36,942 |
| All Other Expenses | - | - | - | $32,397 |
| Insurance | - | - | - | $24,205 |
| Fees for Services Accounting | - | - | - | $18,150 |
| Other Expenses | - | - | - | $16,414 |
| Advertising | - | - | - | $12,824 |
| Conferences and Meetings | - | - | - | $10,755 |
| Fees for Services Legal | - | - | - | $4,800 |
| Interest | - | - | - | $308 |
| Total Functional Expenses | $0 | $0 | $0 | $1,555,635 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SAVINGS & CERTIFICATE ACCTS | $30,750,923 |
“The credit union is comprised of a single class of members.”
“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple majority vote.”
“Prior to being filed with the irs, a copy of the irs form 990 and related schedules are reviewed by the ceo, including a confirmation of the accuracy of every answer and oversight of appropriate changes.”
“The credit union enforces compliance by instructing the officers and directors to avoid any business transactions with the credit union. The ceo monitors these business relationships to ensure that the director is not involved.”
“The board of directors approves the ceo's salary. The secretary-treasurer obtains cuna's annual salary survey book and also obtains salary information from the local area for comparison. The secretary-treasurer gives the ceo a performance review.”
“The credit union's bylaws, conflict of interest policy are available to the public by appointment at the credit union's office. The credit union's financial statements are posted in the lobby of the credit union for the public. The financial statements are also available at ncua's website.”
“The credit union provides financial services to qualified members. The edison financial credit union inc is owned by its membership. It exists to provide, in a friendly atmosphere, high quality family financial services at favorable terms to the members while maintaining the long term financial stability of the credit union with the highest possible levels of quality and efficiency.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 76658 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 64314 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 842 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 724 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO QUALIFIED MEMBERS. THE EDISON FINANCIAL CREDIT UNION INC IS OWNED BY ITS MEMBERSHIP. IT EXISTS TO PROVIDE, IN A FRIENDLY ATMOSPHERE, HIGH QUALITY FAMILY FINANCIAL SERVICES AT FAVORABLE TERMS TO THE MEMBERS WHILE MAINTAINING THE LONG TERM FINANCIAL STABILITY OF THE CREDIT UNION WITH THE HIGHEST POSSIBLE LEVELS OF QUALITY AND EFFICIENCY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12824 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 32397 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 54617 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DAVID BECKHORN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3307468621 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6000 MAHONING AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | YOUNGSTOWN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44515 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 383917 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 597776 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 113100 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10755 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 54617 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 118290 |
| IRS990/CYOtherExpensesAmt | 0 | 836921 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1600740 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 163395 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 664097 |
| IRS990/CYTotalExpensesAmt | 0 | 1555635 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1719030 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 36942 |
| IRS990/Desc | 0 | DIVIDENDS PAID TO MEMBERS ON THEIR DEPOSIT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18150 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4800 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 117363 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 27584 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | RANDALL FLOYD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHARLES TRIMBATH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MIKE TANINECZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KEN GRECO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVID BECKHORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHELLE QUIMBY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 109500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE-CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY-TR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1719030 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24205 |
| IRS990/InterestGrp/TotalAmt | 0 | 308 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 118290 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 118290 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 12158000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8499000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2225691 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2083197 |
| IRS990/IRPDocumentCnt | 0 | 392 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 728525 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 51870 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 178256 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 906781 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO QUALIFIED MEMBERS. THE EDISON FINANCIAL CREDIT UNION INC IS OWNED BY ITS MEMBERSHIP. IT EXISTS TO PROVIDE, IN A FRIENDLY ATMOSPHERE, HIGH QUALITY FAMILY FINANCIAL SERVICES AT FAVORABLE TERMS TO THE MEMBERS WHILE MAINTAINING THE LONG TERM FINANCIAL STABILITY OF THE CREDIT UNION WITH THE HIGHEST POSSIBLE LEVELS OF QUALITY AND EFFICIENCY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5291403 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5454798 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 64311 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 62848 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 409863 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 325516 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 42540 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN PROCESSING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK FEES/PROCESSING CHAR |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | SALES TAX |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 302367 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 98682 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 34555 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 16414 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32879771 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30750923 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 409739 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22666163 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 24191219 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 47201 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 51517 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 351486 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 394347 |
| IRS990/PrincipalOfficerNm | 0 | DAVID BECKHORN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ATM NON-MEMBER SURCHARGE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1223162 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 371420 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1223162 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 371420 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 6158 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6158 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS, AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS ACCOUNTS VIA HOME BANKING, VISA, ATM NETWORKS, AND IN PERSON AT CREDIT UNION. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 66949 |
| IRS990/PYInvestmentIncomeAmt | 0 | 165717 |
| IRS990/PYOtherExpensesAmt | 0 | 1543236 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1475728 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -839912 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 871172 |
| IRS990/PYTotalExpensesAmt | 0 | 2481357 |
| IRS990/PYTotalRevenueAmt | 0 | 1641445 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 163395 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5291403 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5454798 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 72974 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 602417 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 675391 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 2083197 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | OTHER ASSETS IN CORP CREDIT UNION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 105282 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 126108 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 231390 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 30750923 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SAVINGS & CERTIFICATE ACCTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 8499000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 178256 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 2083197 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 8499000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30750923 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO QUALIFIED MEMBERS. THE EDISON FINANCIAL CREDIT UNION INC IS OWNED BY ITS MEMBERSHIP. IT EXISTS TO PROVIDE, IN A FRIENDLY ATMOSPHERE, HIGH QUALITY FAMILY FINANCIAL SERVICES AT FAVORABLE TERMS TO THE MEMBERS WHILE MAINTAINING THE LONG TERM FINANCIAL STABILITY OF THE CREDIT UNION WITH THE HIGHEST POSSIBLE LEVELS OF QUALITY AND EFFICIENCY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE MAJORITY VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PRIOR TO BEING FILED WITH THE IRS, A COPY OF THE IRS FORM 990 AND RELATED SCHEDULES ARE REVIEWED BY THE CEO, INCLUDING A CONFIRMATION OF THE ACCURACY OF EVERY ANSWER AND OVERSIGHT OF APPROPRIATE CHANGES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION ENFORCES COMPLIANCE BY INSTRUCTING THE OFFICERS AND DIRECTORS TO AVOID ANY BUSINESS TRANSACTIONS WITH THE CREDIT UNION. THE CEO MONITORS THESE BUSINESS RELATIONSHIPS TO ENSURE THAT THE DIRECTOR IS NOT INVOLVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS APPROVES THE CEO'S SALARY. THE SECRETARY-TREASURER OBTAINS CUNA'S ANNUAL SALARY SURVEY BOOK AND ALSO OBTAINS SALARY INFORMATION FROM THE LOCAL AREA FOR COMPARISON. THE SECRETARY-TREASURER GIVES THE CEO A PERFORMANCE REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION'S BYLAWS, CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC BY APPOINTMENT AT THE CREDIT UNION'S OFFICE. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION FOR THE PUBLIC. THE FINANCIAL STATEMENTS ARE ALSO AVAILABLE AT NCUA'S WEBSITE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 38247832 |
| IRS990/TotalAssetsEOYAmt | 0 | 36270035 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 38247832 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 36270035 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1555635 |
| IRS990/TotalGrossUBIAmt | 0 | 6158 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 32956429 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 30815237 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 32956429 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 30815237 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5291403 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5454798 |
| IRS990/TotalOtherCompensationAmt | 0 | 27584 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1600740 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 113100 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1712872 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1719030 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6158 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 38247832 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 36270035 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 6000 MAHONING AVENUE |
| IRS990/USAddress/CityNm | 0 | YOUNGSTOWN |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 44515 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.EDISONFINANCIALCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID BECKHORN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3307468621 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-04-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | EDISON FINANCIAL CREDIT UNION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | EDIS |
| ReturnHeader/Filer/EIN | 0 | 340634205 |
| ReturnHeader/Filer/PhoneNum | 0 | 3307468621 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6000 MAHONING AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | YOUNGSTOWN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44515 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 273731447 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WESTON & COMPANY CPAS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 371 COUNTY LINE RD W STE 100B |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WESTERVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 43082 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6148906620 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-04-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ANDREW MATHIAS CPA |
| ReturnHeader/ReturnTs | 0 | 2016-05-02T08:21:54-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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