Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
990 • Fiscal year 2017 • EIN 34-0281800
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Liabilities / Revenue
34th percentile
Higher debt load relative to revenue than 34% of similar nonprofits.
Net Margin
90th percentile
Higher net margin than 90% of similar nonprofits.
Top Officer Pay
54th percentile
Higher top officer pay than 54% of similar nonprofits.
Top officer pay equals 14.7% of source-year revenue.
Asset Growth
84th percentile
Faster asset growth than 84% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Up$1,357,400
Up $276,869 (+26%) from 2016
Net Assets
Up$1,338,073
Up $271,969 (+26%) from 2016
Liabilities
Up$19,327
Up $4,900 (+34%) from 2016
Revenue
Up$477,632
Up $196,071 (+70%) from 2016
Expenses
Up$260,711
Up $48,434 (+23%) from 2016
Net Income
Up$216,921
Up $147,637 (+213%) from 2016
To provide interest-free loans to address the financial challenges of residents of northeast ohio who lack access to traditional lending sources.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $616,278 | $726,709 | ▲ $110,431 |
| Investments Other Securities | $339,898 | $396,118 | ▲ $56,220 |
| Cash and Non-Interest-Bearing Accounts | $117,730 | $168,753 | ▲ $51,023 |
| Pledges and Grants Receivable | - | $59,100 | - |
| Receivable From Disqualified Prsn | $6,625 | $3,725 | ▼ $2,900 |
| Land, Buildings, and Equipment, Net | - | $2,995 | - |
| Total Assets | $1,080,531 | $1,357,400 | ▲ $276,869 |
| Liabilities | |||
| Deferred Revenue | $11,105 | $17,681 | ▲ $6,576 |
| Accounts Payable and Accrued Expenses | $3,322 | $1,646 | ▼ $1,676 |
| Total Liabilities | $14,427 | $19,327 | ▲ $4,900 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $704,421 | $1,265,073 | ▲ $560,652 |
| Temporarily Rstr Net Assets | $361,683 | $73,000 | ▼ $288,683 |
| Total Net Assets Fund Balance | $1,066,104 | $1,338,073 | ▲ $271,969 |
| Total Liabilities and Net Assets / Fund Balance | $1,080,531 | $1,357,400 | ▲ $276,869 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $2,995 | $15,491 | $18,486 |
| Other Securities | $170,131 | - | - |
| Period | Beginning | Contrib. | Gain/Loss | Other Uses | End |
|---|---|---|---|---|---|
| 2017 | $143,302 | - | ▲ $26,829 | - | $170,131 |
| 2016 | $132,913 | - | ▲ $10,389 | - | $143,302 |
| 2015 | $135,578 | - | ▼ $2,665 | - | $132,913 |
| 2014 | $130,916 | - | ▲ $4,662 | - | $135,578 |
| 2013 | $112,056 | - | ▲ $18,860 | - | $130,916 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Michal Marcus | Executive Di | FT | $70,000 | $70,000 |
| Name | Title |
|---|---|
| Lisa Arlyn Lowe | President |
| Brett Levy | Director |
| Brian Rosenfelt | Director |
| Carrie Miller | Director |
| Dara Weinerman Steinberg | Director |
| Debbie Shaw | Director |
| Debby Rosenthal | Director |
| Janet Schwartz - Shapiro | Director |
| Lorie Gelb | Director |
| Marianne Lax | Director |
| Scott Lewis | Director |
| Wendy Albin Sattin | Director |
| Zeev Freidman | Director |
| David Edelman | Past Preside |
| Alisa Feingold | Secretary |
| Marla Petti | Treasurer |
| Laura Kleinman | VP Developme |
| Roz Quarto | VP Loan |
| Bruce Fallick | VP Loans |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $160,649 |
| Other Expenses | $100,062 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $52,500 | $17,500 | - | $70,000 |
| Other Salaries and Wages | $51,339 | $17,113 | - | $68,452 |
| Advertising | $27,327 | $9,109 | - | $36,436 |
| Occupancy | $8,221 | $2,740 | - | $10,961 |
| Pension Plan Contributions | $7,665 | $2,555 | - | $10,220 |
| Payroll Taxes | $7,210 | $2,403 | - | $9,613 |
| Office Expenses | $6,003 | $2,002 | - | $8,005 |
| Fees for Services Other | $3,526 | $1,176 | - | $4,702 |
| Conferences and Meetings | $2,902 | $968 | - | $3,870 |
| Depreciation Depletion | $2,995 | - | - | $2,995 |
| Insurance | $2,169 | $723 | - | $2,892 |
| Other Employee Benefits | $1,773 | $591 | - | $2,364 |
| All Other Expenses | $1,638 | $547 | - | $2,185 |
| Information Technology | $1,531 | $510 | - | $2,041 |
| Other Expenses | $1,351 | $451 | - | $1,802 |
| Travel | $1,102 | $368 | - | $1,470 |
| Total Functional Expenses | $196,278 | $64,433 | $0 | $260,711 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $260,711 |
| Expenses per Audited Statements | $257,716 |
| Total Expenses per Audited Statements | $257,716 |
| Expenses Not Reported on Financial Statements | $2,995 |
| Other Expense Adjustments | $2,995 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $147,309 |
| Fundraising Direct Expenses | $32,686 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Party 113 | $164,492 | $147,309 | $11,018 | $136,291 |
| Total Events | $164,492 | $147,309 | $32,686 | $114,623 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | $6,625 | $3,725 | ▼ $2,900 |
“Form 990 is provided to the governing body prior to being filed. The board of directors reviews form 990 prior to filing,”
“Annually the conflict of interest statement is required to be signed and compliance acknowledged.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“No documents available to the public”
“Provide services and expertise in loan review and approval process”
“Book / tax depreciation difference 2,995”
“Book / tax depreciation difference 2,995”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3322 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1646 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 9109 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 27327 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 36436 |
| IRS990/AllOtherContributionsAmt | 0 | 342323 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 547 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 1638 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2185 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MICHAL MARCUS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2163789047 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 23300 CHAGRIN BLVD 204 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BEACHWOOD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44122 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 117730 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 168753 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 17500 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 52500 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 70000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 968 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 2902 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3870 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContriRptFundraisingEventAmt | 0 | 17183 |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 359506 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 3503 |
| IRS990/CYOtherExpensesAmt | 0 | 100062 |
| IRS990/CYOtherRevenueAmt | 0 | 114623 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 216921 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 160649 |
| IRS990/CYTotalExpensesAmt | 0 | 260711 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 477632 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 11105 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 17681 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 2995 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 2995 |
| IRS990/Desc | 0 | LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | HEBREW FREE LOAN ASSOCIATION |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 196278 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 1176 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 3526 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4702 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 18 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAVID EDELMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRUCE FALLICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ALISA FEINGOLD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ZEEV FREIDMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LORIE GELB |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LAURA KLEINMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARIANNE LAX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BRETT LEVY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SCOTT LEWIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LISA ARLYN LOWE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CARRIE MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MARLA PETTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ROZ QUARTO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | BRIAN ROSENFELT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | DEBBY ROSENTHAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | WENDY ALBIN SATTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | JANET SCHWARTZ - SHAPIRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | DEBBIE SHAW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | DARA WEINERMAN STEINBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | MICHAL MARCUS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 70000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PAST PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP LOANS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VP DEVELOPME |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP LOAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | EXECUTIVE DI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1904 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingAmt | 0 | 17183 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 32686 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 147309 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 19 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 510318 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 19 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 510 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 1531 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2041 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 723 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2169 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2892 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 3503 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 3503 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 339898 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 396118 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 15491 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2995 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 18486 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1066104 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1338073 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 114623 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 114623 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 50303 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 2740 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 8221 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 10961 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 2002 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 6003 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 8005 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2995 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 591 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 1773 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2364 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICE FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | COLLECTION EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | BUREAU FEE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 2803 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 1838 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 1036 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 451 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 8407 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 5512 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 3107 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1351 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 11210 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 7350 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4143 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1802 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 17113 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 51339 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 68452 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 616278 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 726709 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2403 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 7210 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 9613 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 2555 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 7665 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 10220 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 59100 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | MICHAL MARCUS |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 1750 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 237865 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 3075 |
| IRS990/PYOtherExpensesAmt | 0 | 62064 |
| IRS990/PYOtherRevenueAmt | 0 | 40621 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 69284 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 150213 |
| IRS990/PYTotalExpensesAmt | 0 | 212277 |
| IRS990/PYTotalRevenueAmt | 0 | 281561 |
| IRS990/QuidProQuoContributionsInd | 0 | true |
| IRS990/QuidProQuoContriDisclInd | 0 | true |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 6625 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 3725 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 216921 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | 200 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | PART III, LINE 12 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 359506 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 237865 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 372338 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 117806 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 103451 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 1190966 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 3075 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2236 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 3606 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 3492 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 12409 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 13610 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 28314 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 38650 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 80574 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 3075 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 2236 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 3606 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 3492 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 12409 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.01000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.04000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt | 0 | 117126 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 117126 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 200 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 200 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.90740 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.96250 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 1271540 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 359506 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 237865 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 385948 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 146120 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 142101 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 1271540 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.