Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
990 • Fiscal year 2024 • EIN 34-0281800
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
62nd percentile
Higher top officer pay than 62% of similar nonprofits.
Top officer pay equals 16.8% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
19th percentile
Faster revenue growth than 19% of similar nonprofits.
Assets
Down$3,152,920
Down $65,710 (-2.0%) from 2023
Net Assets
Down$3,145,700
Down $66,499 (-2.1%) from 2023
Liabilities
Up$7,220
Up $789 (+12%) from 2023
Revenue
Down$536,642
Down $85,568 (-14%) from 2023
Expenses
Up$766,986
Up $213,800 (+39%) from 2023
Net Income
Down-$230,344
Down $299,368 (-434%) from 2023
To provide interest-free loans to address the financial challenges of residents of northeast ohio who lack access to traditional lending sources.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $1,762,951 | - | - |
| Investments in Publicly Traded Securities | - | $1,558,637 | - |
| Other Notes and Loans Receivable, Net | $1,127,214 | $1,289,119 | ▲ $161,905 |
| Cash and Non-Interest-Bearing Accounts | $326,888 | $305,164 | ▼ $21,724 |
| Prepaid Expenses and Deferred Charges | $1,149 | - | - |
| Land, Buildings, and Equipment, Net | $428 | - | - |
| Total Assets | $3,218,630 | $3,152,920 | ▼ $65,710 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $5,633 | $6,422 | ▲ $789 |
| Other Liabilities | $798 | $798 | → $0 |
| Total Liabilities | $6,431 | $7,220 | ▲ $789 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,527,199 | $2,450,700 | ▼ $76,499 |
| Net Assets With Donor Restrictions | $685,000 | $695,000 | ▲ $10,000 |
| Total Net Assets Fund Balance | $3,212,199 | $3,145,700 | ▼ $66,499 |
| Total Liabilities and Net Assets / Fund Balance | $3,218,630 | $3,152,920 | ▼ $65,710 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | - | $18,486 | $18,486 |
| Other Land Buildings | - | $18,486 | $18,486 |
| Period | Beginning | Contrib. | Gain/Loss | Other Uses | End |
|---|---|---|---|---|---|
| 2020 | $183,824 | - | ▲ $24,535 | - | $208,359 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Carrie Miller | Executive Di | FT | $90,000 | $90,000 |
| Name | Title |
|---|---|
| Jonathan Brown | President |
| Bruce Fallick | Director |
| Emmanuel Hilton | Director |
| Eric Zell | Director |
| Margaret Eigsti | Director |
| Marquettes Robinson | Director |
| Melissa Degennaro | Director |
| Nan Zieleniec | Director |
| Nina Holzer | Director |
| Eric Kaston | Past Preside |
| Dara Weinerman Steinberg | Secretary |
| Michael Paull | Treasurer |
| Irwin Lowenstein | VP Developme |
| Kerri Colwell | VP Develpmen |
| Carol Willen | VP Governanc |
| Jason Powers | VP Governanc |
| Brian Rosenfelt | VP It |
| Richardo Leon | VP Loan Poli |
| Line Item | Amount |
|---|---|
| Other Expenses | $443,100 |
| Salaries, Compensation, and Employee Benefits | $323,886 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $96,630 | $90,135 | - | $186,765 |
| Fees for Services Other | $107,607 | $47,911 | - | $155,518 |
| Current Officers, Directors, Trustees, and Key Employees | - | $90,000 | - | $90,000 |
| Occupancy | $9,344 | $17,353 | - | $26,697 |
| Payroll Taxes | $7,411 | $13,762 | - | $21,173 |
| Pension Plan Contributions | $4,900 | $9,100 | - | $14,000 |
| Office Expenses | $4,215 | $7,881 | - | $12,096 |
| Other Employee Benefits | $4,181 | $7,767 | - | $11,948 |
| Insurance | $2,979 | $5,530 | - | $8,509 |
| Other Expenses | $226,262 | $7,000 | - | $7,000 |
| Conferences and Meetings | $1,434 | $2,664 | - | $4,098 |
| Information Technology | $1,022 | $1,898 | - | $2,920 |
| Total Functional Expenses | $465,985 | $301,001 | $0 | $766,986 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $86,356 |
| Fundraising Direct Expenses | $68,074 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| 2024 Events | $86,356 | $86,356 | $68,074 | $18,282 |
| Total Events | $86,356 | $86,356 | $68,074 | $18,282 |
| Liability | Amount |
|---|---|
| Board Chesed Fund | $798 |
“Form 990 is provided to the governing body prior to being filed. The board of directors reviews form 990 prior to filing,”
“Annually the conflict of interest statement is required to be signed and compliance acknowledged.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“No documents available to the public”
“Provide services and expertise in loan review and approval process”
“Donor defined loan programs”
“Office support consultant 9,310 17,290 0 consulting 3,815 7,085 0 development 34,199 0 0 background checks & fees 48,656 0 0 professional fees 11,627 21,593 0 bank fees & charges 0 1,943 0 total 107,607 47,911 0”
“Book / tax depreciation difference -428”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 5633 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 6422 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AllOtherContributionsAmt | 0 | 474549 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CARRIE MILLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2163789042 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1422 EUCLID AVE SUITE 400 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44115 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 326888 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 305164 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 90000 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 90000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 2664 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1434 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4098 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 474549 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 43811 |
| IRS990/CYOtherExpensesAmt | 0 | 443100 |
| IRS990/CYOtherRevenueAmt | 0 | 18282 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -230344 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 323886 |
| IRS990/CYTotalExpensesAmt | 0 | 766986 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 536642 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | HEBREW FREE LOAN ASSOCIATION |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 685000 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 695000 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | true |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 461012 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 47911 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 107607 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 155518 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CARRIE MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JONATHAN BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KERRI COLWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MELISSA DEGENNARO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARGARET EIGSTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BRUCE FALLICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | EMMANUEL HILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | NINA HOLZER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ERIC KASTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RICHARDO LEON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | IRWIN LOWENSTEIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MICHAEL PAULL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JASON POWERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MARQUETTES ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BRIAN ROSENFELT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | DARA WEINERMAN STEINBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | CAROL WILLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | ERIC ZELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | NAN ZIELENIEC |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 90000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VP DEVELPMEN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PAST PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VP LOAN POLI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VP DEVELOPME |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP GOVERNANC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP IT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP GOVERNANC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1904 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingDirectExpensesAmt | 0 | 68074 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 86356 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 19 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 604716 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 19 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 1898 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 1022 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2920 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 5530 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2979 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8509 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 43811 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 43811 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1762951 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1558637 |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 36972 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 428 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 36972 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3212199 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3145700 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 18282 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 18282 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 164273 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2527199 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2450700 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 17353 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 9344 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26697 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 7881 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 4215 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 12096 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -428 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 7767 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 4181 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 11948 |
| IRS990/OtherExpensesGrp/Desc | 0 | CREDIT LOSSES/BAD DEBTS |
| IRS990/OtherExpensesGrp/Desc | 1 | TEMPORARY CONTRACT SERVIC |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 7000 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 226262 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 226262 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 7000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 798 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 798 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 90135 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 96630 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 186765 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1127214 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1289119 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 13762 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 7411 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 21173 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 9100 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 4900 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1149 |
| IRS990/PrincipalOfficerNm | 0 | JONATHAN BROWN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | DONOR DEFINED LOAN PROGRAMS |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 4973 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 606185 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 26865 |
| IRS990/PYOtherExpensesAmt | 0 | 314097 |
| IRS990/PYOtherRevenueAmt | 0 | -10840 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 69024 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 239089 |
| IRS990/PYTotalExpensesAmt | 0 | 553186 |
| IRS990/PYTotalRevenueAmt | 0 | 622210 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -230344 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 474549 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 606185 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 349993 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 912762 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1160043 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 3503532 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 6813 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 4397 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 11210 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 43811 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 26865 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 9193 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 6813 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 4397 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 91079 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 6813 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 4397 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 11210 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.01000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt | 0 | 17282 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 93243 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 110525 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.96720 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.97170 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 3594611 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 518360 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 633050 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 359186 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 919575 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1164440 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 3594611 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 535642 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 633050 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 452429 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 926388 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1168837 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 3716346 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 18486 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 18486 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 183824 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt | 0 | 208359 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | 24535 |
| IRS990ScheduleD/EndowmentsHeldRelatedOrgInd | 0 | false |
| IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd | 0 | false |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 18486 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 18486 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 798 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | BOARD CHESED FUND |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 798 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 68074 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | 2024 EVENTS |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 86356 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 86356 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 86356 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 86356 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 18282 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 68074 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 68074 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE SERVICES AND EXPERTISE IN LOAN REVIEW AND APPROVAL PROCESS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DONOR DEFINED LOAN PROGRAMS |
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Displayed year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.