Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
990 • Fiscal year 2020 • EIN 34-0281800
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 6.3% of source-year revenue.
Asset Growth
80th percentile
Faster asset growth than 80% of similar nonprofits.
Revenue Growth
81st percentile
Faster revenue growth than 81% of similar nonprofits.
Assets
Up$2,862,936
Up $1,229,423 (+75%) from 2018
Net Assets
Up$2,801,398
Up $1,188,656 (+74%) from 2018
Liabilities
Up$61,538
Up $40,767 (+196%) from 2018
Revenue
Up$1,264,465
Up $539,358 (+74%) from 2018
Expenses
Up$580,944
Up $184,094 (+46%) from 2018
Net Income
Up$683,521
Up $355,264 (+108%) from 2018
To provide interest-free loans to address the financial challenges of residents of northeast ohio who lack access to traditional lending sources.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $558,460 | $1,062,868 | ▲ $504,408 |
| Other Notes and Loans Receivable, Net | $1,061,556 | $910,294 | ▼ $151,262 |
| Cash and Non-Interest-Bearing Accounts | $181,745 | $611,803 | ▲ $430,058 |
| Pledges and Grants Receivable | $335,360 | $276,260 | ▼ $59,100 |
| Prepaid Expenses and Deferred Charges | $2,500 | - | - |
| Land, Buildings, and Equipment, Net | $2,139 | $1,711 | ▼ $428 |
| Total Assets | $2,141,760 | $2,862,936 | ▲ $721,176 |
| Liabilities | |||
| Unsecured Notes Loans Payable | - | $43,400 | - |
| Deferred Revenue | $11,105 | $11,105 | → $0 |
| Escrow Account Liability | $5,615 | $5,615 | → $0 |
| Accounts Payable and Accrued Expenses | $7,097 | $1,111 | ▼ $5,986 |
| Other Liabilities | - | $307 | - |
| Total Liabilities | $23,817 | $61,538 | ▲ $37,721 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $1,777,942 | $2,105,311 | ▲ $327,369 |
| Net Assets With Donor Restrictions | $340,001 | $696,087 | ▲ $356,086 |
| Total Net Assets Fund Balance | $2,117,943 | $2,801,398 | ▲ $683,455 |
| Total Liabilities and Net Assets / Fund Balance | $2,141,760 | $2,862,936 | ▲ $721,176 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,711 | $16,775 | $18,486 |
| Other Securities | $208,359 | - | - |
| Period | Beginning | Contrib. | Gain/Loss | Other Uses | End |
|---|---|---|---|---|---|
| 2020 | $183,824 | - | ▲ $24,535 | - | $208,359 |
| 2019 | $155,528 | - | ▲ $28,296 | - | $183,824 |
| 2018 | $170,131 | - | ▼ $14,603 | - | $155,528 |
| 2017 | $143,302 | - | ▲ $26,829 | - | $170,131 |
| 2016 | $132,913 | - | ▲ $10,389 | - | $143,302 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Michal Marcus | Executive Di | FT | $80,000 | $80,000 |
| Name | Title |
|---|---|
| Laura Kleinman | President |
| Carol Willen | Director |
| Carrie Miller | Director |
| Christine Weiss | Director |
| Dara Weinerman Steinberg | Director |
| Debbie Shaw | Director |
| Eric Kaston | Director |
| Francine Goldberg | Director |
| Irwin Lowenstein | Director |
| Jason Powers | Director |
| Jonathan Brown | Director |
| Karil Bialostocky | Director |
| Lorie Gelb | Director |
| Scott Lewis | Director |
| Stuart Ostro | Director |
| Brian Rosenfelt | Treasurer |
| Roz Quarto | VP Loan |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $303,813 |
| Other Expenses | $277,131 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $123,375 | $39,107 | - | $162,482 |
| Other Expenses | $102,986 | - | - | $102,986 |
| Advertising | $87,166 | - | - | $87,166 |
| Current Officers, Directors, Trustees, and Key Employees | $68,000 | $12,000 | - | $80,000 |
| Other Employee Benefits | $32,840 | $8,729 | - | $41,569 |
| Fees for Services Other | $35,518 | $5,909 | - | $41,427 |
| Payroll Taxes | $15,612 | $4,150 | - | $19,762 |
| Office Expenses | $15,596 | $4,147 | - | $19,743 |
| Occupancy | $8,139 | $2,164 | - | $10,303 |
| Conferences and Meetings | $5,634 | $1,498 | - | $7,132 |
| Information Technology | $4,183 | $1,112 | - | $5,295 |
| Insurance | $2,094 | $557 | - | $2,651 |
| Depreciation Depletion | $364 | $64 | - | $428 |
| Total Functional Expenses | $501,507 | $79,437 | $0 | $580,944 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Board Chesed Fund | $307 |
“Form 990 is provided to the governing body prior to being filed. The board of directors reviews form 990 prior to filing,”
“Annually the conflict of interest statement is required to be signed and compliance acknowledged.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“Compensation is reviewed and approved by the executive committee from the board of directors. Comparable salaries are taken into consideration when determining a fair wage.”
“No documents available to the public”
“Provide services and expertise in loan review and approval process”
“Donor defined loan programs”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 7097 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1111 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 87166 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 87166 |
| IRS990/AllOtherContributionsAmt | 0 | 1160043 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MICHAL MARCUS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2163789047 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 23300 CHAGRIN BLVD 204 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BEACHWOOD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44122 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 181745 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 611803 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 12000 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 68000 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 80000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 1498 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 5634 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 7132 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1160043 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 104422 |
| IRS990/CYOtherExpensesAmt | 0 | 277131 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 683521 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 303813 |
| IRS990/CYTotalExpensesAmt | 0 | 580944 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1264465 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 11105 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 11105 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 64 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 364 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 428 |
| IRS990/Desc | 0 | LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | HEBREW FREE LOAN ASSOCIATION |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 340001 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 696087 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | true |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 5615 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 5615 |
| IRS990/ExpenseAmt | 0 | 255203 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 5909 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 35518 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 41427 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHAL MARCUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KARIL BIALOSTOCKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JONATHAN BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LORIE GELB |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | FRANCINE GOLDBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ERIC KASTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LAURA KLEINMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SCOTT LEWIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | IRWIN LOWENSTEIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CARRIE MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | STUART OSTRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JASON POWERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ROZ QUARTO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | BRIAN ROSENFELT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | DEBBIE SHAW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | DARA WEINERMAN STEINBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | CHRISTINE WEISS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | CAROL WILLEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 80000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP LOAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1904 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 18 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1264465 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 18 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 1112 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 4183 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 5295 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 557 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2094 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2651 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 104422 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 104422 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 558460 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1062868 |
| IRS990/IRPDocumentCnt | 0 | 6 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 16775 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2139 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1711 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 18486 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2117943 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2801398 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1777942 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2105311 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 2164 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 8139 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 10303 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4147 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 15596 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 19743 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 8729 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 32840 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 41569 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBTS |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 102986 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 102986 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 307 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 39107 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 123375 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 162482 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1061556 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 910294 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 4150 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 15612 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19762 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 335360 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 276260 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2500 |
| IRS990/PrincipalOfficerNm | 0 | MICHAL MARCUS |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | -66 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | DONOR DEFINED LOAN PROGRAMS |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 246304 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 998850 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 78585 |
| IRS990/PYOtherExpensesAmt | 0 | 272443 |
| IRS990/PYOtherRevenueAmt | 0 | -59605 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 505201 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 240186 |
| IRS990/PYTotalExpensesAmt | 0 | 512629 |
| IRS990/PYTotalRevenueAmt | 0 | 1017830 |
| IRS990/QuidProQuoContributionsInd | 0 | true |
| IRS990/QuidProQuoContriDisclInd | 0 | true |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 683521 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 1160043 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 813063 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 648287 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 359506 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 237865 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 3218764 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 8913 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 7496 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 3503 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 3075 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 22987 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 104422 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 78585 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 183007 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 8913 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 7496 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 3503 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 3075 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 22987 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.01000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.01000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus1YearAmt | 0 | 69672 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 68324 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 117126 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 255122 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.92440 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.90000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 3401771 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 1264465 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 891648 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 648287 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 359506 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 237865 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 3401771 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 1264465 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 970233 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 724107 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 480135 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 240940 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 3679880 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/CYEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 183824 |
| IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt | 0 | 208359 |
| IRS990ScheduleD/CYEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | 24535 |
| IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 155528 |
| IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/EndYearBalanceAmt | 0 | 183824 |
| IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | 28296 |
| IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 170131 |
| IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt | 0 | 155528 |
| IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | -14603 |
| IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 143302 |
| IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt | 0 | 170131 |
| IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | 26829 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/BeginningYearBalanceAmt | 0 | 132913 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt | 0 | 143302 |
| IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt | 0 | 10389 |
| IRS990ScheduleD/EndowmentsHeldRelatedOrgInd | 0 | false |
| IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1711 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 16775 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 18486 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | false |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 307 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | BOARD CHESED FUND |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 854509 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 208359 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | INVESTMENT FUNDS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | ENDOWMENT FUND |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1711 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 1062868 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 307 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE SERVICES AND EXPERTISE IN LOAN REVIEW AND APPROVAL PROCESS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DONOR DEFINED LOAN PROGRAMS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 IS PROVIDED TO THE GOVERNING BODY PRIOR TO BEING FILED. THE BOARD OF DIRECTORS REVIEWS FORM 990 PRIOR TO FILING, |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ANNUALLY THE CONFLICT OF INTEREST STATEMENT IS REQUIRED TO BE SIGNED AND COMPLIANCE ACKNOWLEDGED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.