Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
Ohio'S First Class Credit Union Fka Cleveland Postal Employees Cu
990 • Fiscal year 2012 • EIN 34-0151750
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.01x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
81st percentile
Faster asset growth than 81% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$37,044,491
Up $2,589,678 (+7.5%) from 2011
Net Assets
Up$36,749,512
Up $2,595,163 (+7.6%) from 2011
Liabilities
Down$294,979
Down $5,485 (-1.8%) from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$2,856,896
Down $79,912 (-2.7%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Nov 5, 2013
- Return Version
- 2012v2.3
- Gross Receipts
- $2,867,492
Mission and Program Overview
Mission
It is the mission of ohio's first class credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.
Major Activities
- Activity 2
- Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members.
- Activity 3
- Data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, atm networks and in person at the credit union office.
Filing and Contact Details
Filer
- EIN
- 34-0151750
Raw XML Appendix361 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 287947 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 284841 |
| IRS990/AccountsReceivable/BOY | 0 | 17117 |
| IRS990/AccountsReceivable/EOY | 0 | 23954 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. |
| IRS990/Activity3/Description | 0 | DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN PERSON AT THE CREDIT UNION OFFICE. |
| IRS990/ActivityOrMissionDescription | 0 | IT IS THE MISSION OF OHIO'S FIRST CLASS CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER. |
| IRS990/Advertising/Total | 0 | 40634 |
| IRS990/AllOtherExpenses/Total | 0 | 305351 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 157097 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 170176 |
| IRS990/BenefitsToMembers/Total | 0 | 157097 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 930453 |
| IRS990/CashNonInterestBearing/EOY | 0 | 849879 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 157415 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | false |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ConferencesMeetings/Total | 0 | 5299 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 107008 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | DIVIDENDS AND INTEREST PAID TO MEMBERS ON DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 10,438 MEMBERS. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 24000 |
| IRS990/FeesForServicesLegal/Total | 0 | 16000 |
| IRS990/FeesForServicesOther/Total | 0 | 41556 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | DANIEL RUPP |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | ROBERT MURPHY |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | WILLIAM HUFF |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | JANET UHALIK-GULUN |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | WILLIAM FIGNER |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | PAUL RENSHAW |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | MARY CAMPBELL-STACK |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | JEFFREY SPADA |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | DEIRDRE THOMAS |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 82011 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 75404 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 7 | GENERAL MANA |
| IRS990/Form990PartVIISectionA/Title | 8 | OPERATIONS M |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/Form990-TFiled | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 2867492 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartIX | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/Insurance/Total | 0 | 65646 |
| IRS990/Interest/Total | 0 | 71 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 254590 |
| IRS990/InvestmentIncomePriorYear | 0 | 292420 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 254590 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 254590 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 14188543 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 17461856 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 3080411 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 4148549 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1134520 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1068138 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingCash | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | IT IS THE MISSION OF OHIO'S FIRST CLASS CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | JEFFREY SPADA |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 34154349 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 36749512 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 12559 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 2029 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberOfEmployees | 0 | 23 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 204968 |
| IRS990/OfficeExpenses/Total | 0 | 65426 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 22694 |
| IRS990/OtherAssetsTotal/EOY | 0 | 22581 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 176403 |
| IRS990/OtherExpensePriorYear | 0 | 1619491 |
| IRS990/OtherExpensesCurrentYear | 0 | 1530418 |
| IRS990/OtherExpenses/Description | 0 | ATM EXPENSE |
| IRS990/OtherExpenses/Description | 1 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 2 | STATEMENT PROCESSING |
| IRS990/OtherExpenses/Description | 3 | LOAN LOSSES |
| IRS990/OtherExpenses/Total | 0 | 407498 |
| IRS990/OtherExpenses/Total | 1 | 148558 |
| IRS990/OtherExpenses/Total | 2 | 49856 |
| IRS990/OtherExpenses/Total | 3 | 42722 |
| IRS990/OtherLiabilities/BOY | 0 | 12517 |
| IRS990/OtherLiabilities/EOY | 0 | 10138 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 18023311 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 17514290 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 764256 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 71307 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 138175 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 103793 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 900099 |
| IRS990/ProgramServiceRevenue/BusinessCode | 4 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 2612902 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenue/Description | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenue/Description | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenue/Description | 3 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenue/Description | 4 | FEE INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 2652890 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 1212620 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 1067834 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 243840 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 70582 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1212620 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 1067834 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 243840 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 70582 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 4 | 18026 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 18026 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 2584567 |
| IRS990/ReconcilationRevenueExpenses | 0 | 10596 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 34154349 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 36749512 |
| IRS990/RevenuesLessExpensesCY | 0 | 10596 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 8502 |
| IRS990/SalariesEtcCurrentYear | 0 | 1169381 |
| IRS990/SalariesEtcPriorYear | 0 | 1147141 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 300317 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 1123120 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 1423437 |
| IRS990ScheduleD/CloselyHeldEquityInterests/BookValue | 0 | 4226827 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 79173 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 1957291 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 2036464 |
| IRS990ScheduleD/Land/BookValue | 0 | 688648 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 688648 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 7222 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 2888 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 28 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | OTHER LIABILITIES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | DIVIDEND PAYABLE |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | TAXES PAYABLE |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 13235029 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | CERTIFICATE OF DEPOSIT |
| IRS990ScheduleD/TotalOfAmounts | 0 | 10138 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1068138 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 17461856 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | PRIOR TO BEING FILED WITH THE IRS, A COPY OF THE IRS FORM 990 AND RELATED SCHEDULES ARE REVIEWED BY THE CEO, INCLUDING A CONFIRMATION OF THE ACCURACY OF EVERY ANSWER AND OVERSIGHT OF APPROPRIATE CHANGES. UPON COMPLETION OF THE CEO'S REVIEW, THE FORMS ARE REVIEWED AT A BOARD MEETING POST SUBMITTAL TO THE IRS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE CREDIT UNION HAS DEVELOPED A CODE OF ETHICS, WHICH ADDRESSES IT'S CONFLICT OF INTEREST POLICY. ANNUALLY, EACH EMPLOYEE IS REQUIRED TO SIGN THE DOCUMENT ACKNOWLEDGING THAT HE/SHE HAS READ AND UNDERSTANDS THE CODE OF ETHICS AND TO REPORT ANY ACTIVITY THAT WOULD GIVE RISE TO CONFLICTS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | TELEPHONE 39,986 0 0 SECURITY 39,049 0 0 HOME FINANCIAL SERVICE 35,089 0 0 SHARED BRANCHING 31,840 0 0 BANK SERVICE CHARGE 31,080 0 0 ATM/ACH WRITE OFFS 29,439 0 0 OVERDRAFT ADVANCE 28,077 0 0 JANITORIAL 16,795 0 0 ASSOCIATION DUES 14,948 0 0 SUPERVISORY EXAM FEE 8,936 0 0 SHAREDRAFT EXP 6,929 0 0 MISCELLANEOUS 6,527 0 0 MILEAGE/PARKING 6,301 0 0 SUBSCRIPTIONS 4,170 0 0 STORAGE 2,222 0 0 FED TAXES EXPENSE 1,969 0 0 SHREDDING 1,918 0 0 CASH OVER/SHORT 632 0 0 STATEMENTS, FORMS, NOTICE -556 0 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | INCREASE IN MEMBERS' ACCOUNT BALANCES & MERGER 2,584,567 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CLASSES OF MEMBERS OR STOCKHOLDERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | ENFORCEMENT OF CONFLICTS POLICY |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | OTHER EXPENSES |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | OTHER CHANGES IN NET ASSETS EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART XI, LINE 9 |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | OH |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1800 CARNEGIE AVENUE |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | CLEVELAND |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | OH |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 44115 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | JEFFREY SPADA |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 2162411088 |
| IRS990/TotalAssets/BOY | 0 | 34454813 |
| IRS990/TotalAssetsBOY | 0 | 34454813 |
| IRS990/TotalAssets/EOY | 0 | 37044491 |
| IRS990/TotalAssetsEOY | 0 | 37044491 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 2856896 |
| IRS990/TotalExpensesPriorYear | 0 | 2936808 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2856896 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 18026 |
| IRS990/TotalLiabilities/BOY | 0 | 300464 |
| IRS990/TotalLiabilitiesBOY | 0 | 300464 |
| IRS990/TotalLiabilities/EOY | 0 | 294979 |
| IRS990/TotalLiabilitiesEOY | 0 | 294979 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 34454813 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 37044491 |
| IRS990/TotalNbrEmployees | 0 | 23 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 34154349 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 36749512 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 2612902 |
| IRS990/TotalReportableCompFromOrg | 0 | 157415 |
| IRS990/TotalRevenueCurrentYear | 0 | 2867492 |
| IRS990/TotalRevenuePriorYear | 0 | 2945310 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 2849466 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 2867492 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 18026 |
| IRS990/Travel/Total | 0 | 5825 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.OFCCU.COM |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1932 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 340151750 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | OHIO'S FIRST CLASS CREDIT UNION |
| ReturnHeader/Filer/Name/BusinessNameLine2 | 0 | FKA CLEVELAND POSTAL EMPLOYEES CU |
| ReturnHeader/Filer/NameControl | 0 | OHIO |
| ReturnHeader/Filer/Phone | 0 | 2162411088 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1800 CARNEGIE AVENUE |
| ReturnHeader/Filer/USAddress/City | 0 | CLEVELAND |
| ReturnHeader/Filer/USAddress/State | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 44115 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | false |
| ReturnHeader/Officer/DateSigned | 0 | 2013-11-05 |
| ReturnHeader/Officer/Name | 0 | JEFFREY SPADA |
| ReturnHeader/Officer/Phone | 0 | 2162411088 |
| ReturnHeader/Officer/Title | 0 | GENERAL MANAGER |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-11-06 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | WESTON & COMPANY CPAS LLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 371 COUNTY LINE RD W STE 100B |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | WESTERVILLE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | OH |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 43082 |
| ReturnHeader/Preparer/Name | 0 | ANDREW MATHIAS |
| ReturnHeader/Preparer/Phone | 0 | 6148906620 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-11-12T15:24:52-06:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $37,044,491
- Liabilities
- $294,979
- Net assets
- $36,749,512
- Revenue
- -
- Expenses
- $2,856,896
- Net income
- -