Civic Intelligence

Akron Police Credit Union

EIN 34-0058565 • 501(c)14 • Akron, OH

Profile

It is the mission of akron police credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

161 Massillon RdAkron, OH 44312

www.akfirecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2016

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2016

Top Officer Pay

29th percentile

$0

Higher top officer pay than 29% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2016

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

8th percentile

-100%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $10,378,549 (-100%) from 2015

Liabilities

Down

$0

Down $9,108,587 (-100%) from 2015

Net Assets

Down

$0

Down $1,269,962 (-100%) from 2015

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $478,471 (-100%) from 2015

Expenses

Down

$0

Down $726,751 (-100%) from 2015

Net Income

Up

$0

Up $248,280 (+100%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $11,413,867Liabilities 2010: $5,396Net Assets 2010: $11,408,4712010Assets 2011: $11,374,743Liabilities 2011: $5,311Net Assets 2011: $11,369,4322011Assets 2012: $11,590,095Liabilities 2012: $5,621Net Assets 2012: $11,584,4742012Assets 2013: $11,660,336Liabilities 2013: $4,676Net Assets 2013: $11,655,6602013Assets 2014: $11,910,561Liabilities 2014: $1,341Net Assets 2014: $11,909,2202014Assets 2015: $10,378,549Liabilities 2015: $9,108,587Net Assets 2015: $1,269,9622015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $622,2812010Expenses 2011: $652,8232011Expenses 2012: $554,0642012Revenue 2013: $532,659Expenses 2013: $731,020Net Income 2013: -$198,3612013Revenue 2014: $511,919Expenses 2014: $527,828Net Income 2014: -$15,9092014Revenue 2015: $478,471Expenses 2015: $726,751Net Income 2015: -$248,2802015Revenue 2016: $0Expenses 2016: $0Net Income 2016: $02016

Highlighted filing

2016

Revenue$0
Expenses$0
Net Income$0
Open 2016 Filing

Filings

Most recent year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2015Detailed filing. Detailed filing data is available for this year.$10.4$9.11$1.27$0.48$0.73$0.25
2014Detailed filing. Detailed filing data is available for this year.$11.9$0.00$11.9$0.51$0.53$0.02
2013Detailed filing. Detailed filing data is available for this year.$11.7$0.00$11.7$0.53$0.73$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$0.01$11.6$0.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$0.01$11.4$0.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$0.01$11.4$0.62
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 16, 2017
Return Version
2016v3.0
Gross Receipts
$0
Mission and Program Overview

Mission

It is the mission of akron police credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,698,099--
Investments in Publicly Traded Securities$2,754,755--
Rtn Earn Endowment Incm Other Fnds$1,269,962--
Savings and Temporary Cash Investments$522,762--
Cash and Non-Interest-Bearing Accounts$321,272--
Prepaid Expenses and Deferred Charges$54,489--
Land, Buildings, and Equipment, Net$26,494--
Accounts Receivable$678--
Total Assets$10,378,549$0▼ $10,378,549
Liabilities
Other Liabilities$9,104,787--
Accounts Payable and Accrued Expenses$3,800--
Total Liabilities$9,108,587$0▼ $9,108,587
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,269,962$0▼ $1,269,962
Total Liabilities and Net Assets / Fund Balance$10,378,549$0▼ $10,378,549
Compensation and Service Providers
Top Officer Pay29th percentile

Board Members and Trustees

NameTitle
Jerry ForneyPresident
Debbie StalnakerDirector
Jerry HughesDirector
Patrick LeonardDirector
Linda WilliamsCEO
Marlene LongSecretary
Tony StarvaggiTreasurer
Thomas RennerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The member-owners of the credit union have the authority to elect the members of the board of directors. Candidates are elected by majority vote. The board of directors appoint volunteers to serve on the supervisory commitee, which is vested with monitoring safety and soundness of the organization. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of membership to evaluate the issue and vote to either dismiss or reinstate the board member.”

Form 990, Page 6, Part VI, Line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Canidates are elected by a single plurarilty vote.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Akron Police Credit Union
EIN
34-0058565
Phone
3303843817
Address
161 MASSILLON RD, AKRON, OH 44312

Signing Officer

Name
Linda Williams
Title
CEO
Phone
3303843817
Signed
2017-08-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Linda Williams
Formed
1938
Legal Domicile
Oh
Voting Board Members
0
Independent Board Members
0
Employees
0

Preparer

Firm
Polos & Associates LLC
Address
2020 FRONT ST STE 306, CUYAHOGA FALLS, OH 44221-1006
Preparer
Dwite a Polos
Phone
3305358200
Supplemental Narrative

Additional Explanations

Form 990

“Akron police credit union, inc. Was merged into akron firefighters' credit union, inc.federal id no 34-0057810 in 2016. All data for 2016 is included in akron firefighters' credit unions form 990.”

Form 990, Page 2, Part III, Line 4D

“Various operating expenses necessary to run the credit union in a safe, sound, and efficient manner, therefore safeguarding members' assets and providing optimal service to members.”

Form 990, Part XI, Line 9

“Merged into akron firefighters' c u -1,269,962”

Raw XML Appendix273 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
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IRS990/GamingActivitiesInd0false
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
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IRS990/GroupReturnForAffiliatesInd0false
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IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt02754755
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt026494
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IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0IT IS THE MISSION OF AKRON POLICE CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NoListedPersonsCompensatedInd0X
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IRS990/OperateHospitalInd0false
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IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/OtherLiabilitiesGrp/BOYAmt09104787
IRS990/OtherOrganizationDsc0CREDIT UNION
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IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR BANK ACCOUNTS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0VARIOUS OPERATING EXPENSES NECESSARY TO RUN THE CREDIT UNION IN A SAFE, SOUND, AND EFFICIENT MANNER, THEREFORE SAFEGUARDING MEMBERS' ASSETS AND PROVIDING OPTIMAL SERVICE TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990ScheduleN/DispositionOfAssetsDetail/EIN0340057810
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AKRON POLICE CREDIT UNION, INC. WAS MERGED INTO AKRON FIREFIGHTERS' CREDIT UNION, INC.FEDERAL ID NO 34-0057810 IN 2016. ALL DATA FOR 2016 IS INCLUDED IN AKRON FIREFIGHTERS' CREDIT UNIONS FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1VARIOUS OPERATING EXPENSES NECESSARY TO RUN THE CREDIT UNION IN A SAFE, SOUND, AND EFFICIENT MANNER, THEREFORE SAFEGUARDING MEMBERS' ASSETS AND PROVIDING OPTIMAL SERVICE TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS. CANDIDATES ARE ELECTED BY MAJORITY VOTE. THE BOARD OF DIRECTORS APPOINT VOLUNTEERS TO SERVE ON THE SUPERVISORY COMMITEE, WHICH IS VESTED WITH MONITORING SAFETY AND SOUNDNESS OF THE ORGANIZATION. IF DEEMED APPROPRIATE, THE SUPERVISORY COMMITTEE CAN SUSPEND BOARD MEMBERS AND CAN CALL A SPECIAL MEETING OF MEMBERSHIP TO EVALUATE THE ISSUE AND VOTE TO EITHER DISMISS OR REINSTATE THE BOARD MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANIDATES ARE ELECTED BY A SINGLE PLURARILTY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MERGED INTO AKRON FIREFIGHTERS' C U -1,269,962
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ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02020 FRONT ST STE 306
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CUYAHOGA FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0442211006
ReturnHeader/PreparerPersonGrp/PhoneNum03305358200
ReturnHeader/PreparerPersonGrp/PreparationDt02017-08-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DWITE A POLOS
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-08-16T16:25:35-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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