Civic Intelligence

California Construction Insurance Trust Welfare Benefit Plan

990 • Fiscal year 2014 • EIN 33-6296719

Jan 01, 2014 to Dec 31, 2014 • Filed on Sep 28, 2015

Organization ProfileN/A
1011 Camino Del Rio SouthSan Diego, CA 92108

(619) 260-2660

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.32x

Higher debt load relative to assets than 81% of similar nonprofits.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2014

Liabilities / Revenue

77th percentile

0.15x

Higher debt load relative to revenue than 77% of similar nonprofits.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2014

Net Margin

61st percentile

5.2%

Higher net margin than 61% of similar nonprofits.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2014

Top Officer Pay

52nd percentile

$0

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2014

Asset Growth

37th percentile

-1.9%

Faster asset growth than 37% of similar nonprofits.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Revenue Growth

10th percentile

-29%

Faster revenue growth than 10% of similar nonprofits.

2014 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets81st percentile

Assets

Down

$1,176,262

Down $22,697 (-1.9%) from 2013

Net Assets

Up

$798,732

Up $133,093 (+20%) from 2013

Liabilities

Down

$377,530

Down $155,790 (-29%) from 2013

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin61st percentile

Revenue

Down

$2,581,985

Down $1,080,023 (-29%) from 2013

Expenses

Down

$2,448,892

Down $1,301,303 (-35%) from 2013

Net Income

Up

$133,093

Up $221,280 (+251%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2012: $1,527,422Liabilities 2012: $773,556Net Assets 2012: $753,8662012Assets 2013: $1,198,959Liabilities 2013: $533,320Net Assets 2013: $665,6392013Assets 2014: $1,176,262Liabilities 2014: $377,530Net Assets 2014: $798,7322014Assets 2015: $1,520,768Liabilities 2015: $768,642Net Assets 2015: $752,1262015Assets 2016: $863,077Liabilities 2016: $245,745Net Assets 2016: $617,3322016Assets 2017: $646,630Liabilities 2017: $176,920Net Assets 2017: $469,7102017Assets 2018: $522,441Liabilities 2018: $116,161Net Assets 2018: $406,2802018Assets 2019: $469,648Liabilities 2019: $74,844Net Assets 2019: $394,8042019Assets 2020: $457,135Liabilities 2020: $76,475Net Assets 2020: $380,6602020Assets 2021: $468,646Liabilities 2021: $74,575Net Assets 2021: $394,0712021Assets 2022: $445,749Liabilities 2022: $66,172Net Assets 2022: $379,5772022Assets 2023: $322,152Liabilities 2023: $57,344Net Assets 2023: $264,8082023Assets 2024: $250,305Liabilities 2024: $70,170Net Assets 2024: $180,1352024

Highlighted filing

2014

Assets$1,176,262
Liabilities$377,530
Net Assets$798,732
Open 2014 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2012: $3,735,6212012Revenue 2013: $3,662,008Expenses 2013: $3,750,195Net Income 2013: -$88,1872013Revenue 2014: $2,581,985Expenses 2014: $2,448,892Net Income 2014: $133,0932014Revenue 2015: $2,940,977Expenses 2015: $2,987,583Net Income 2015: -$46,6062015Revenue 2016: $3,315,042Expenses 2016: $3,499,468Net Income 2016: -$184,4262016Revenue 2017: $2,163,153Expenses 2017: $2,310,775Net Income 2017: -$147,6222017Revenue 2018: $1,940,423Expenses 2018: $2,003,853Net Income 2018: -$63,4302018Revenue 2019: $1,457,884Expenses 2019: $1,469,360Net Income 2019: -$11,4762019Revenue 2020: $888,084Expenses 2020: $902,228Net Income 2020: -$14,1442020Revenue 2021: $889,319Expenses 2021: $875,908Net Income 2021: $13,4112021Revenue 2022: $827,250Expenses 2022: $841,744Net Income 2022: -$14,4942022Revenue 2023: $627,775Expenses 2023: $742,544Net Income 2023: -$114,7692023Revenue 2024: $613,034Expenses 2024: $697,707Net Income 2024: -$84,6732024

Highlighted filing

2014

Revenue$2,581,985
Expenses$2,448,892
Net Income$133,093
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Sep 28, 2015
Return Version
2014v5.0
Gross Receipts
$2,581,985
Mission and Program Overview

Mission

To provide health benefits for participants and their covered dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$752,425$862,203▲ $109,778
Rtn Earn Endowment Incm Other Fnds$665,639$798,732▲ $133,093
Savings and Temporary Cash Investments$250,021$250,019▼ $2
Accounts Receivable$189,169$57,721▼ $131,448
Prepaid Expenses and Deferred Charges$7,344$6,319▼ $1,025
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,198,959$1,176,262▼ $22,697
Other Assets Total-$0-
Liabilities
Deferred Revenue$292,004$277,416▼ $14,588
Other Liabilities$182,564$84,229▼ $98,335
Accounts Payable and Accrued Expenses$58,752$15,885▼ $42,867
Total Liabilities$533,320$377,530▼ $155,790
Net Assets / Fund Balance
Total Net Assets Fund Balance$665,639$798,732▲ $133,093
Total Liabilities and Net Assets / Fund Balance$1,198,959$1,176,262▼ $22,697
Compensation and Service Providers
Top Officer Pay52nd percentile

Board Members and Trustees

NameTitle
Mitchell L BurchChairperson
Daniel SchaldachTrustee
Greg MinorTrustee
Robert ValderramaTrustee
Mary KathawaSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Mvi Administrators INCPlan Administrator1011 CAMINO DEL RIO SOUTH STE 300, San Diego, CA 92108$141,967
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,581,760
Investment Income
$225
Other Revenue
$0
Change in Net Assets
$133,093

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,581,985
Total Revenue per Audited Statements
$2,581,985
Total Revenue per Form 990
$2,581,985
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$319,699
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$2,129,193--$2,129,193
Fees for Services Management$141,967--$141,967
Fees for Services Accounting$20,900--$20,900
Fees for Services Legal$16,612--$16,612
Insurance$10,451--$10,451
Other Expenses$2,553--$2,553
Office Expenses$810--$810
Total Functional Expenses$2,448,892$0$0$2,448,892

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,547,227
Total Expenses per Audited Statements$2,547,227
Total Expenses per Form 990$2,448,892
Expenses Not Reported on Financial Statements$-98,335
Other Expense Adjustments$-98,335
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Hour Bank Liability$84,229
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“The form 990 was reviewd by the trustees.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“In case of a conflict of interest issue, the governing board would review the situation. There have been no known conflicts of interest for the year ended december 31, 2014.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The organization will provide the governing documents, policies and financial statements to any participant who requests this information in writing. This information can be obtained in the form of pdf documents.”

Filing and Contact Details

Filer

Filer Name
California Construction Insurance
EIN
33-6296719
Phone
6192602660
Address
1011 CAMINO DEL RIO SOUTH, SAN DIEGO, CA 92108

Signing Officer

Name
Mitchell L Burch
Title
Chairperson
Signed
2015-09-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mitchell L Burch
Formed
2001
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Leaf & Cole LLP
Address
2810 Camino Del Rio South Suite 200, San Diego, CA 92108-3820
Preparer
Julie a Firl
Phone
6192947200
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

“The Plan believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. The Plan is subject to routine audits by taxing authorities; however, there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examination for years prior to 2011.”

Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt058752
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt015885
IRS990/AccountsReceivableGrp/BOYAmt0189169
IRS990/AccountsReceivableGrp/EOYAmt057721
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTH BENEFITS FOR PARTICIPANTS AND THEIR COVERED DEPENDENTS.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt02129193
IRS990/BenefitsToMembersGrp/TotalAmt02129193
IRS990/BooksInCareOfDetail/PersonNm0MVI ADMINISTRATORS INC
IRS990/BooksInCareOfDetail/PhoneNum06192602660
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01011 CAMINO DEL RIO SOUTH SUITE 300
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAN DIEGO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd092108
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0752425
IRS990/CashNonInterestBearingGrp/EOYAmt0862203
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0141967
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01011 CAMINO DEL RIO SOUTH STE 300
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0SAN DIEGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd092108
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0MVI ADMINISTRATORS INC
IRS990/ContractorCompensationGrp/ServicesDesc0PLAN ADMINISTRATOR
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt02129193
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0225
IRS990/CYOtherExpensesAmt0319699
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02581760
IRS990/CYRevenuesLessExpensesAmt0133093
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt02448892
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02581985
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0292004
IRS990/DeferredRevenueGrp/EOYAmt0277416
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0TO PROVIDE HEATH BENEFITS FOR PARTICIPANTS AND THEIR COVERED DEPENDENTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EmploymentTaxReturnsFiledInd0false
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt02547227
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt020900
IRS990/FeesForServicesAccountingGrp/TotalAmt020900
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt016612
IRS990/FeesForServicesLegalGrp/TotalAmt016612
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt0141967
IRS990/FeesForServicesManagementGrp/TotalAmt0141967
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0MITCHELL L BURCH
IRS990/Form990PartVIISectionAGrp/PersonNm1DANIEL SCHALDACH
IRS990/Form990PartVIISectionAGrp/PersonNm2MARY KATHAWA
IRS990/Form990PartVIISectionAGrp/PersonNm3GREG MINOR
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT VALDERRAMA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr02001
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02581985
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ProgramServicesAmt010451
IRS990/InsuranceGrp/TotalAmt010451
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0225
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0225
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt013
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0CA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE HEALTH BENEFITS (MEDICAL, DENTAL, CHIROPRACTIC AND VISION) FOR ELIGIBLE EMPLOYEES OF THE PARTICIPATING EMPLOYERS AND THEIR DEPENDENTS. ALL COVERED EMPLOYEES ARE ALSO ELIGIBLE TO RECEIVE LIFE INSURANCE BENEFITS. THESE INSURANCE PRODUCTS ARE FUNDED BY INSURANCE CONTRACTS PURCHASED BY THE PLAN.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0665639
IRS990/NetAssetsOrFundBalancesEOYAmt0798732
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0810
IRS990/OfficeExpensesGrp/TotalAmt0810
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0AGENT COMMISSIONS
IRS990/OtherExpensesGrp/Desc1Postage and Shipping
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0115396
IRS990/OtherExpensesGrp/ProgramServicesAmt111010
IRS990/OtherExpensesGrp/ProgramServicesAmt22553
IRS990/OtherExpensesGrp/TotalAmt0115396
IRS990/OtherExpensesGrp/TotalAmt111010
IRS990/OtherExpensesGrp/TotalAmt22553
IRS990/OtherLiabilitiesGrp/BOYAmt0182564
IRS990/OtherLiabilitiesGrp/EOYAmt084229
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07344
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06319
IRS990/PrincipalOfficerNm0MITCHELL L BURCH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525100
IRS990/ProgramServiceRevenueGrp/BusinessCd2525100
IRS990/ProgramServiceRevenueGrp/Desc0COBRA CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016629
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12537184
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt227947
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12537184
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt227947
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt03279009
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0333
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0471186
IRS990/PYProgramServiceRevenueAmt03661675
IRS990/PYRevenuesLessExpensesAmt0-88187
IRS990/PYTotalExpensesAmt03750195
IRS990/PYTotalRevenueAmt03662008
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0133093
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02581760
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0665639
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0798732
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0250021
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0250019
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0-98335
IRS990ScheduleD/ExpensesSubtotalAmt02547227
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesNotIncludedAmt0-98335
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt084229
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0HOUR BANK LIABILITY
IRS990ScheduleD/RevenueSubtotalAmt02581985
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Plan believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. The Plan is subject to routine audits by taxing authorities; however, there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examination for years prior to 2011.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalExpensesPerForm990Amt02448892
IRS990ScheduleD/TotalLiabilityAmt084229
IRS990ScheduleD/TotalRevenuePerForm990Amt02581985
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02581985
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02547227
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 WAS REVIEWD BY THE TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1IN CASE OF A CONFLICT OF INTEREST ISSUE, THE GOVERNING BOARD WOULD REVIEW THE SITUATION. THERE HAVE BEEN NO KNOWN CONFLICTS OF INTEREST FOR THE YEAR ENDED DECEMBER 31, 2014.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION WILL PROVIDE THE GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS TO ANY PARTICIPANT WHO REQUESTS THIS INFORMATION IN WRITING. THIS INFORMATION CAN BE OBTAINED IN THE FORM OF PDF DOCUMENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01198959
IRS990/TotalAssetsEOYAmt01176262
IRS990/TotalAssetsGrp/BOYAmt01198959
IRS990/TotalAssetsGrp/EOYAmt01176262
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02448892
IRS990/TotalFunctionalExpensesGrp/TotalAmt02448892
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0533320
IRS990/TotalLiabilitiesEOYAmt0377530
IRS990/TotalLiabilitiesGrp/BOYAmt0533320
IRS990/TotalLiabilitiesGrp/EOYAmt0377530
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0665639
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0798732
IRS990/TotalProgramServiceExpensesAmt02547227
IRS990/TotalProgramServiceRevenueAmt02581760
IRS990/TotalRevenueGrp/ExclusionAmt0225
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02581760
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02581985
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01198959
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01176262
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01011 CAMINO DEL RIO SOUTH 300
IRS990/USAddress/CityNm0SAN DIEGO
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd092108
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MITCHELL L BURCH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRPERSON
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-09-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CALIFORNIA CONSTRUCTION INSURANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0TRUST WELFARE BENEFIT PLAN
ReturnHeader/Filer/BusinessNameControlTxt0CALI
ReturnHeader/Filer/EIN0336296719
ReturnHeader/Filer/PhoneNum06192602660
ReturnHeader/Filer/USAddress/AddressLine1Txt01011 CAMINO DEL RIO SOUTH
ReturnHeader/Filer/USAddress/CityNm0SAN DIEGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092108
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Leaf & Cole LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02810 Camino Del Rio South Suite 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Diego
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0921083820
ReturnHeader/PreparerPersonGrp/PhoneNum06192947200
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE A FIRL
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-10-07T09:14:48-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,176,262
Liabilities
$377,530
Net assets
$798,732
Revenue
$2,581,985
Expenses
$2,448,892
Net income
$133,093
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.25$0.07$0.18$0.61$0.70$0.08
2023Detailed filing. Detailed filing data is available for this year.$0.32$0.06$0.26$0.63$0.74$0.11
2022Detailed filing. Detailed filing data is available for this year.$0.45$0.07$0.38$0.83$0.84$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.47$0.07$0.39$0.89$0.88$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.46$0.08$0.38$0.89$0.90$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.47$0.07$0.39$1.46$1.47$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.52$0.12$0.41$1.94$2.00$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.65$0.18$0.47$2.16$2.31$0.15
2016Detailed filing. Detailed filing data is available for this year.$0.86$0.25$0.62$3.32$3.50$0.18
2015Detailed filing. Detailed filing data is available for this year.$1.52$0.77$0.75$2.94$2.99$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.18$0.38$0.80$2.58$2.45$0.13
2013Detailed filing. Detailed filing data is available for this year.$1.20$0.53$0.67$3.66$3.75$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.53$0.77$0.75$3.74