Civic Intelligence

When You Can'T Cope There'S Ho

EIN 33-4302047 • 501(c)3 • Columbia, SC

Profile

To provide housing, healing, and hope to women recovering from substance use. Main activities are housing, counseling, workforce development and financial development

3332A Leesburg RdColumbia, SC 29209
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.79x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

0.50x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

67th percentile

13%

Higher net margin than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets91st percentile

Assets

$21,905

No earlier filing loaded for comparison.

Liabilities

$17,409

No earlier filing loaded for comparison.

Net Assets

$4,496

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue92nd percentileNet Margin67th percentile

Revenue

$34,844

No earlier filing loaded for comparison.

Expenses

$30,347

No earlier filing loaded for comparison.

Net Income

$4,497

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2025: $21,905Liabilities 2025: $17,409Net Assets 2025: $4,4962025

Highlighted filing

2025

Assets$21,905
Liabilities$17,409
Net Assets$4,496
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0Revenue 2025: $34,844Expenses 2025: $30,347Net Income 2025: $4,4972025

Highlighted filing

2025

Revenue$34,844
Expenses$30,347
Net Income$4,497
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,905
Liabilities
$17,409
Net assets
$4,496
Revenue
$34,844
Expenses
$30,347
Net income
$4,497
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$21.9$17.4$4.50$34.8$30.3$4.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 14, 2026
Return Version
2025v4.0
Gross Receipts
$34,844
Mission and Program Overview

Mission

To provide housing, healing, and hope to women recovering from substance use. Main activities are housing, counseling, workforce development and financial development

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts-$18,902-
Loans From Officers Directors-$17,409-
Total Assets$0$21,905▲ $21,905
Other Assets Total-$3,003-
Liabilities
Total Liabilities$0$17,409▲ $17,409
Net Assets / Fund Balance
Net Assets Without Donor Restrictions-$4,496-
Total Net Assets Fund Balance$0$4,496▲ $4,496
Total Liabilities and Net Assets / Fund Balance$0$21,905▲ $21,905
Compensation and Service Providers
Top Officer Pay81st percentile

Board Members and Trustees

NameTitle
Curlyn McNairDirector
JamettaDirector
Latonya MorrisDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$34,844
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$34,844
Change in Net Assets
$4,497
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$20,619
Salaries, Compensation, and Employee Benefits$9,728
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$9,728--$9,728
Occupancy$9,690--$9,690
Office Expenses$2,091--$2,091
Fees for Services Legal$1,489--$1,489
Insurance$741--$741
Other Expenses$486--$486
Advertising$486--$486
Fees for Services Accounting$35--$35
Total Functional Expenses$30,347$0$0$30,347
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$17,409-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
When You Can't Cope There's Ho
EIN
33-4302047
Phone
3366012981
Address
3332A Leesburg Rd, COLUMBIA, SC 29209

Signing Officer

Name
Jacquelyn M Chisholm
Title
Founder
Phone
3366012981
Signed
2026-02-14
Discuss with paid preparer
No

Organization Details

Principal Officer
Jacquelyn M Chisholm
Formed
2025
Legal Domicile
Sc
Voting Board Members
3
Independent Board Members
0
Employees
0

Preparer

Firm
Sunblaze Associates Inc
Address
3545 Cruse Road Ste 309H, LAWRENCEVILLE, GA 30044
Preparer
Ernest Asare-Nkansah
Supplemental Narrative

Additional Explanations

Part 3A

“The organization did not under audit or audits because it is a new business that did not received any federal funding in its first year of operation.”

Raw XML Appendix252 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To provide housing, healing, and hope to women recovering from substance use. Main activities are housing, counseling, workforce development and financial development
IRS990/AdvertisingGrp/ProgramServicesAmt0486
IRS990/AdvertisingGrp/TotalAmt0486
IRS990/AllOtherContributionsAmt034844
IRS990/AuditCommitteeInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Jacquelyn M Chisholm
IRS990/BooksInCareOfDetail/PhoneNum03366012981
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0106 Purple Hero
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOPKINS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd029061
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/EOYAmt018902
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt034844
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt020619
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt04497
IRS990/CYSalariesCompEmpBnftPaidAmt09728
IRS990/CYTotalExpensesAmt030347
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt034844
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0None
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExcsTaxSect4951Or4952Or4953Ind0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0false
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt035
IRS990/FeesForServicesAccountingGrp/TotalAmt035
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt01489
IRS990/FeesForServicesLegalGrp/TotalAmt01489
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0Curlyn McNair
IRS990/Form990PartVIISectionAGrp/PersonNm1Latonya Morris
IRS990/Form990PartVIISectionAGrp/PersonNm2Jametta
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02025
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt03
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt034844
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt0741
IRS990/InsuranceGrp/TotalAmt0741
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd0false
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt017409
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To provide housing, healing, and hope to women recovering from substance use. Main activities are housing, counseling, workforce development and financial development
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesEOYAmt04496
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04496
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt09690
IRS990/OccupancyGrp/TotalAmt09690
IRS990/OfficeExpensesGrp/ProgramServicesAmt02091
IRS990/OfficeExpensesGrp/TotalAmt02091
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt03003
IRS990/OtherExpensesGrp/Desc0Repairs & Maintenance
IRS990/OtherExpensesGrp/Desc1Utilities
IRS990/OtherExpensesGrp/Desc2Miscellaneous
IRS990/OtherExpensesGrp/ProgramServicesAmt02835
IRS990/OtherExpensesGrp/ProgramServicesAmt12766
IRS990/OtherExpensesGrp/ProgramServicesAmt2486
IRS990/OtherExpensesGrp/TotalAmt02835
IRS990/OtherExpensesGrp/TotalAmt12766
IRS990/OtherExpensesGrp/TotalAmt2486
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt09728
IRS990/OtherSalariesAndWagesGrp/TotalAmt09728
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Jacquelyn M Chisholm
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/ReconcilationRevenueExpnssAmt04497
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/ChurchInd0X
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/SupportSumAmt00
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt017409
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Operation
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt017409
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Jacquelyn M Chisholm
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Founder
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt017409
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization did not under audit or audits because it is a new business that did not received any federal funding in its first year of operation.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part 3a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0SC
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsEOYAmt021905
IRS990/TotalAssetsGrp/BOYAmt00
IRS990/TotalAssetsGrp/EOYAmt021905
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt034844
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt030347
IRS990/TotalFunctionalExpensesGrp/TotalAmt030347
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt017409
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt017409
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04496
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt034844
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021905
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0106 Purple Heron Way
IRS990/USAddress/CityNm0HOPKINS
IRS990/USAddress/StateAbbreviationCd0SC
IRS990/USAddress/ZIPCd029061
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Jacquelyn M Chisholm
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Founder
ReturnHeader/BusinessOfficerGrp/PhoneNum03366012981
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0When You Can't Cope There's Ho
ReturnHeader/Filer/BusinessNameControlTxt0WHEN
ReturnHeader/Filer/EIN0334302047
ReturnHeader/Filer/PhoneNum03366012981
ReturnHeader/Filer/USAddress/AddressLine1Txt03332A Leesburg Rd
ReturnHeader/Filer/USAddress/CityNm0COLUMBIA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029209
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463305155
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Sunblaze Associates Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03545 Cruse Road Ste 309H
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LAWRENCEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030044
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Ernest Asare-Nkansah
ReturnHeader/ReturnTs02026-02-18T16:00:42-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.