Civic Intelligence

The Bandera Business Association

EIN 33-1104310 • 501(c)6 • Bandera, TX

Profile

To promote business and tourism

PO Box 1764Bandera, TX 78003

www.banderatexasbusiness.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

98th percentile

71%

Higher net margin than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

92nd percentile

58%

Faster asset growth than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$41,032

Up $15,113 (+58%) from 2023

Liabilities

Down

$0

Down $100 (-100%) from 2023

Net Assets

Up

$41,032

Up $15,213 (+59%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin98th percentile

Revenue

Up

$21,286

Up $24,672 (+729%) from 2023

Expenses

Up

$6,073

Up $3,343 (+122%) from 2023

Net Income

Up

$15,213

Up $21,329 (+349%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth92nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2014: $18,969Net Assets 2014: $18,9692014Assets 2016: $47,975Liabilities 2016: $0Net Assets 2016: $47,9752016Assets 2017: $72,216Liabilities 2017: $0Net Assets 2017: $72,2162017Assets 2018: $56,977Liabilities 2018: $0Net Assets 2018: $56,9772018Assets 2019: $69,047Liabilities 2019: $0Net Assets 2019: $69,0472019Assets 2020: $56,346Liabilities 2020: $0Net Assets 2020: $56,3462020Assets 2023: $25,919Liabilities 2023: $100Net Assets 2023: $25,8192023Assets 2024: $41,032Liabilities 2024: $0Net Assets 2024: $41,0322024

Highlighted filing

2024

Assets$41,032
Liabilities$0
Net Assets$41,032
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$20K$0-$20KRevenue 2014: $37,445Expenses 2014: $15,665Net Income 2014: $21,7802014Revenue 2016: $27,821Expenses 2016: $7,063Net Income 2016: $20,7582016Revenue 2017: $27,595Expenses 2017: $3,354Net Income 2017: $24,2412017Revenue 2018: -$10,224Expenses 2018: $5,015Net Income 2018: -$15,2392018Revenue 2019: $16,965Expenses 2019: $4,895Net Income 2019: $12,0702019Revenue 2020: -$11,024Expenses 2020: $1,677Net Income 2020: -$12,7012020Revenue 2023: -$3,386Expenses 2023: $2,730Net Income 2023: -$6,1162023Revenue 2024: $21,286Expenses 2024: $6,073Net Income 2024: $15,2132024

Highlighted filing

2024

Revenue$21,286
Expenses$6,073
Net Income$15,213
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$41,032
Liabilities
$0
Net assets
$41,032
Revenue
$21,286
Expenses
$6,073
Net income
$15,213
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$41.0$0.00$41.0$21.3$6.07$15.2
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.9$0.10$25.8$3.39$2.73$6.12
2020Detailed filing. Detailed filing data is available for this year.$56.3$0.00$56.3$11.0$1.68$12.7
2019Detailed filing. Detailed filing data is available for this year.$69.0$0.00$69.0$17.0$4.90$12.1
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.0$0.00$57.0$10.2$5.02$15.2
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.2$0.00$72.2$27.6$3.35$24.2
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.0$0.00$48.0$27.8$7.06$20.8
2014Detailed filing. Detailed filing data is available for this year.$19.0$19.0$37.4$15.7$21.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$56,856
Mission and Program Overview

Mission

To promote business and tourism

Program Services

DescriptionGrantsExpenses
Riverfest a one day event fundraiser attracting approximately 500 people--
National Day of the American Cowboy a one day event fundraiser celebrating the National Day of the American Cowboy attracting approximately 750 people--
Cowboy Christmas in December of each year promoting business sales and tourism attracting approximately 1,000 people--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Arlene GuerraPresident-$0--
Debra SlateSecretary-$0--
Tammie JonesTreasurer-$0--
John Cressey-NeelyDirector-$0--
Karen KonvickaDirector-$0--
Kimmy WilliamsDirector-$0--
Steve ShirleyDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
National Day of the American Cowboy$7,009$7,009$7,061$-52
Riverfest$5,715$5,715$882$4,833
Total Events$12,724$12,724$13,106$-382
Filing and Contact Details

Filer

Filer Name
Bandera Business Association
EIN
33-1104310
Phone
2106324535
Address
PO Box 1764, Bandera, TX 78003

Signing Officer

Name
Tammie Jones
Title
Treasurer
Phone
2106324532
Signed
2025-11-17
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Bank Service Charges;144|Membership Expenses;174|Contract Labor;689|Office Supplies;679|Supplies;674|Website Expense;327|Insurance;2169^Total;4856^”

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Tammie Jones
IRS990EZ/BooksInCareOfDetail/PhoneNum02106324532
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0464 Old Orchard Lane
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Bandera
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078003
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt025919
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt041032
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt032700
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt015213
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt025919
IRS990EZ/Form990TotalAssetsGrp/EOYAmt041032
IRS990EZ/FundraisingGrossIncomeAmt023131
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt056856
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt01025
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt025819
IRS990EZ/NetAssetsOrFundBalancesEOYAmt041032
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt025819
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt041032
IRS990EZ/OccupancyRentUtltsAndMaintAmt01075
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt54
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt64
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Arlene Guerra
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Debra Slate
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tammie Jones
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3John Cressey-Neely
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Karen Konvicka
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Kimmy Williams
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Steve Shirley
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt04856
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To promote business and tourism
IRS990EZ/PrintingPublicationsPostageAmt0142
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Riverfest a one day event fundraiser attracting approximately 500 people
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1National Day of the American Cowboy a one day event fundraiser celebrating the National Day of the American Cowboy attracting approximately 750 people
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Cowboy Christmas in December of each year promoting business sales and tourism attracting approximately 1,000 people
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SpecialEventsDirectExpensesAmt035570
IRS990EZ/SpecialEventsNetIncomeLossAmt0-12439
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TX
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0100
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt06073
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt021286
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0banderabusiness.com
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt0200
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt0200
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt013106
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt01256
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt01979
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt03235
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Riverfest
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0National Day of the American Cowboy
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt0965
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt0763
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt01728
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt05715
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt07009
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt012724
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt05715
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt07009
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt012724
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-382
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt07943
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0882
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt07061
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Bank Service Charges;144|Membership Expenses;174|Contract Labor;689|Office Supplies;679|Supplies;674|Website Expense;327|Insurance;2169^Total;4856^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Tammie Jones
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum02106324532
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BANDERA BUSINESS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0BAND
ReturnHeader/Filer/EIN0331104310
ReturnHeader/Filer/PhoneNum02106324535
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 1764
ReturnHeader/Filer/USAddress/CityNm0Bandera
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078003
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-11-17T14:34:06-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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